What is Dime Commercial Bancshares, Inc.'s earnings per share (EPS)?

Dime Commercial Bancshares, Inc. (DCOM) reported diluted earnings per share of $2.36 for fiscal year 2025. This represents a 329.1% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

Dime Commercial Bancshares, Inc. (DCOM) Financials

DCOM

Trailing 12 months to June 30, 2026

Revenue $489.4M +36.6% YoY

Net Income $128.9M +192.5% YoY

EPS (Diluted) $2.78 +247.5% YoY

Operating Cash Flow $202.1M +40.2% YoY

Market Cap $1.8B as of Oct 20, 2026

Price / Sales 3.7x on $489.4M revenue, trailing 12 months to June 30, 2026

Price / Earnings 14.0x on $128.9M net income, trailing 12 months to June 30, 2026

Price / Book 1.2x on $1.5B equity, Q2 FY2026

A multiple compares the market's price with a filed figure; it says what the market pays, not how the business is doing. The market capitalization is the vendor's as of Oct 20, 2026; every other figure is from the SEC filings on this page. Not financial advice.

Source SEC Filings (10-K/10-Q) Latest period Q2 FY2026, ended Jun 30, 2026 Reported Jul 31, 2026 Currency USD FYE December

Newest figures come from the 10-Q for Q2 FY2026, filed Jul 31, 2026. Each column of the statement tables below links to the filing it was taken from, and every filing is listed on the DCOM SEC filings page.

Dime Commercial Bancshares, Inc. (DCOM) reported $489.4M in revenue over the twelve months to Jun 30, 2026, up 36.6% from the prior twelve months. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 15 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Rhea AI DCOM FY2025 2026-10-04

Dime's FY2025 earnings recovery improved shareholder returns, but its leveraged bank balance sheet still produces modest profit per asset.

FY2025's earnings rebound coincided with interest expense falling by $54.7M from FY2024, lifting net margin from 9.3% to 24.4%. That combination suggests profitability is highly sensitive to funding costs, rather than being explained simply by the bank's expanding asset base.

The gap between return on assets of 0.7% and return on equity of 7.5% shows leverage amplifying a thin asset-level return. With debt-to-equity at 9.4x, shareholder results depend materially on the spread between asset yields and funding costs.

Operating cash flow exceeded net income in both FY2024 and FY2025, so reported profits were accompanied by positive cash flow rather than being purely accrual-driven. For a bank, however, that spread can reflect loan and deposit movements, so it is not the same as recurring free cash generation.

Financial Health Signals

Financial Health Score 37/100

Scored as: Banks peer group

Scored against banks for FY2025. Each of the six dimensions is a percentile rank within that peer group; the overall is their average, with missing dimensions counted as zero out of six. A high score means strong standing among peers, not absolute cross-industry strength. How this score is calculated →

Health score ≠ stock price. This rates the quality of Dime Commercial Bancshares, Inc.'s business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.

Earnings

Dime Commercial Bancshares, Inc. earned a return on assets of 0.7% in fiscal year 2025, which is the profit it made on every dollar of assets on its books. This is up from 0.2% the prior year. Earnings ranks banks on that return over three years, and Dime Commercial Bancshares, Inc. scores 29/100 among other banks.

Growth

Dime Commercial Bancshares, Inc. reported revenue of $452.9M in fiscal year 2025, against $314.1M in fiscal year 2024. Growth ranks banks on the three-year path of their net revenue, which is interest income and fee income less the interest they pay out, and Dime Commercial Bancshares, Inc. scores 69/100 among other banks.

Capital

Dime Commercial Bancshares, Inc. funded 9.6% of its assets with shareholders' equity at the end of fiscal year 2025, holding $1.5B of equity against $15.3B of assets. Capital ranks banks on that cushion, and Dime Commercial Bancshares, Inc. scores 25/100 among other banks.

Efficiency

Efficiency measures what a bank spends running itself against the revenue that spending brings in, so a lower ratio is the better one. Dime Commercial Bancshares, Inc. scores 59/100 on it among other banks.

Credit Quality

Not available for Dime Commercial Bancshares, Inc., and counted as zero in the overall score.

Stability

Dime Commercial Bancshares, Inc. reported net income of $110.7M in fiscal year 2025, against $29.1M in fiscal year 2024. Stability ranks banks on how steady net income has been across five years, and Dime Commercial Bancshares, Inc. scores 37/100 among other banks.

Piotroski F-Score Partial

5/6

Dime Commercial Bancshares, Inc. passes 5 of 6 computable financial strength tests (3 of the nine could not be computed from available data). All 4 profitability signals pass (positive income, cash flow, and earnings quality), no leverage/liquidity signals pass (rising debt, declining liquidity, or share dilution), both operating efficiency signals pass.

Earnings Quality Cash-Backed

1.69x

For every $1 of reported earnings, Dime Commercial Bancshares, Inc. generates $1.69 in operating cash flow ($186.6M OCF vs $110.7M net income). This indicates profits are well-supported by actual cash generation, not accounting adjustments.

Key Financial Metrics

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Earnings & Revenue

Revenue

$126.5M

YoY+15.3%

QoQ+2.3%

5Y CAGR+0.6%

10Y CAGR+13.8%

Dime Commercial Bancshares, Inc. generated $126.5M in revenue in Q2 2026. This represents an increase of 15.3% from the same quarter a year earlier. Against the prior quarter it is up 2.3%.

Net Income

$34.8M

YoY+17.2%

QoQ+0.7%

5Y CAGR-7.5%

10Y CAGR+14.7%

Dime Commercial Bancshares, Inc. reported $34.8M in net income in Q2 2026. This represents an increase of 17.2% from the same quarter a year earlier. Against the prior quarter it is up 0.7%.

EPS (Diluted)

$0.75

YoY+17.2%

QoQ0.0%

5Y CAGR-8.8%

10Y CAGR+4.1%

Dime Commercial Bancshares, Inc. earned $0.75 per diluted share (EPS) in Q2 2026. This represents an increase of 17.2% from the same quarter a year earlier. It is unchanged from the prior quarter.

EBITDA

Not reported for Q2 2026.

Cash & Balance Sheet

Cash & Debt

$1.9B

YoY+67.2%

QoQ-6.1%

5Y CAGR+10.3%

10Y CAGR+37.6%

Dime Commercial Bancshares, Inc. held $1.9B in cash as of Q2 2026; long-term debt is not reported for that period.

Shares Outstanding

44M

YoY+0.6%

QoQ+0.1%

5Y CAGR+1.5%

10Y CAGR+9.7%

Dime Commercial Bancshares, Inc. had 44M shares outstanding in Q2 2026. This represents an increase of 0.6% from the same quarter a year earlier. Against the prior quarter it is up 0.1%.

Free Cash Flow

Not reported for Q2 2026.

Dividends Per Share

Not reported for Q2 2026.

Margins & Returns

Net Margin

27.5%

YoY+0.5pp

QoQ-0.5pp

5Y change-14.2pp

10Y change+2.1pp

Dime Commercial Bancshares, Inc.'s net profit margin was 27.5% in Q2 2026, showing the share of revenue converted to profit. This is up 0.5 percentage points from the same quarter a year earlier. Against the prior quarter it is down 0.5 percentage points.

Return on Equity

2.3%

YoY+0.2pp

QoQ0.0pp

5Y change-2.0pp

10Y change-0.2pp

Dime Commercial Bancshares, Inc.'s ROE was 2.3% in Q2 2026, measuring profit generated per dollar of shareholder equity. This is up 0.2 percentage points from the same quarter a year earlier. It is unchanged from the prior quarter.

Gross Margin

Not reported for Q2 2026.

Operating Margin

Not reported for Q2 2026.

Capital Allocation

None of these metrics is reported for Q2 2026.

DCOM Income Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

DCOM quarterly income statement

Metric	TTM	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Revenue	$489.4M	$452.9M+44.2%	$314.1M-11.0%	$352.8M-15.6%	$418.0M+4.6%	$399.7M+100.9%	$199.0M+24.7%	$159.6M+7.6%	$148.3M+2.1%	$145.3M+6.1%	$136.9M+25.9%	$108.8M+43.9%	$75.6M+25.9%	$60.0M+4.2%	$57.6M+15.8%	$49.8M
SG&A Expenses	$158.5M	$151.0M+10.9%	$136.1M+15.9%	$117.4M-2.2%	$120.1M+10.9%	$108.3M+78.3%	$60.8M+16.7%	$52.1M+3.2%	$50.5M+8.4%	$46.6M+12.0%	$41.6M+22.7%	$33.9M+30.2%	$26.0M+20.8%	$21.5M+4.0%	$20.7M+14.8%	$18.0M
Interest Expense	$261.6M	$277.4M-16.5%	$332.1M+13.4%	$292.8M+393.2%	$59.4M+119.7%	$27.0M-52.0%	$56.3M-38.0%	$90.8M+182.1%	$32.2M+41.9%	$22.7M+34.7%	$16.8M+66.3%	$10.1M+35.8%	$7.5M+2.6%	$7.3M-3.7%	$7.6M-0.8%	$7.6M
Income Tax	$55.4M	$46.1M+106.3%	$22.4M-45.2%	$40.8M-31.3%	$59.4M+34.4%	$44.2M+248.7%	$12.7M+18.6%	$10.7M+16.8%	$9.1M-51.8%	$18.9M+0.8%	$18.8M+74.4%	$10.8M+48.9%	$7.2M+8.5%	$6.7M+9.7%	$6.1M+30.4%	$4.7M
Net Income	$128.9M	$110.7M+280.4%	$29.1M-69.7%	$96.1M-37.0%	$152.6M+46.7%	$104.0M+145.8%	$42.3M+16.9%	$36.2M-7.8%	$39.2M+91.0%	$20.5M-42.1%	$35.5M+68.1%	$21.1M+53.4%	$13.8M+5.1%	$13.1M+2.5%	$12.8M+23.3%	$10.4M
EPS (Basic)	N/A	$2.36+329.1%	$0.55-76.0%	$2.29-38.6%	$3.73+52.2%	$2.45+40.8%	$1.74+11.5%	$1.56-20.8%	$1.97+89.4%	$1.04-48.3%	$2.01+40.6%	$1.43+21.2%	$1.18-13.2%	$1.36-8.1%	$1.48-3.9%	$1.54
EPS (Diluted)	$2.78	$2.36+329.1%	$0.55-76.0%	$2.29-38.6%	$3.73+52.2%	$2.45	$1.74	$1.55-21.3%	$1.97+89.4%	$1.04-48.0%	$2.00+39.9%	$1.43+21.2%	$1.18-13.2%	$1.36-8.1%	$1.48-3.9%	$1.54
Diluted Shares (Avg)	N/A	43M+10.5%	39M+2.0%	38M-0.9%	39M-0.9%	39M	22M	23M+118997.5%	19,468+0.5%	19,379+8.6%	17,851+23.3%	14,477+27.5%	11,355+21.1%	9,380+11.5%	8,411-99.9%	7M

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Revenue	$126.5M+15.3%	$123.6M+19.0%	$123.8M+116.3%	$115.6M+32.0%	$109.7M+25.6%	$103.8M+26.6%	$57.2M-31.0%	$87.6M+3.7%
SG&A Expenses	$39.8M+9.8%	$39.6M+11.1%	$40.8M+14.0%	$38.3M+6.1%	$36.2M+12.5%	$35.7M+11.3%	$35.8M+17.7%	$36.1M+18.4%
Interest Expense	$60.1M-13.5%	$61.1M-9.6%	$68.2M-8.3%	$72.1M-14.4%	$69.5M-17.2%	$67.7M-24.4%	$74.4M-12.1%	$84.3M+3.6%
Income Tax	$13.1M+24.7%	$13.9M+92.3%	$16.0M+380.7%	$12.4M+153.7%	$10.5M+38.7%	$7.3M+10.1%	$3.3M-63.2%	$4.9M-39.5%
Net Income	$34.8M+17.2%	$34.6M+61.2%	$31.9M+256.3%	$27.7M+107.6%	$29.7M+60.7%	$21.5M+21.3%	-$20.4M-225.0%	$13.3M-11.1%
EPS (Basic)	$0.75+17.2%	$0.75+66.7%	$0.69+219.0%	$0.59+103.4%	$0.64+48.8%	$0.45+9.8%	-$0.58-256.8%	$0.29-14.7%
EPS (Diluted)	$0.75+17.2%	$0.75+66.7%	$0.69+219.0%	$0.59+103.4%	$0.64+48.8%	$0.45+9.8%	-$0.58-256.8%	$0.29-14.7%
Diluted Shares (Avg)	43M+0.4%	43M+0.4%	N/A	43M+12.2%	43M+12.3%	43M+12.3%	N/A	38M+0.4%

Not reported in any period shown, so not listed: Cost of Revenue, Gross Profit, R&D Expenses, Operating Income, EBITDA.

DCOM Balance Sheet

DCOM quarterly balance sheet

Metric	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Total Assets	$15.3B+6.9%	$14.4B+5.3%	$13.6B+3.4%	$13.2B+9.3%	$12.1B+77.9%	$6.8B+37.8%	$4.9B+4.7%	$4.7B+6.1%	$4.4B+9.3%	$4.1B+7.2%	$3.8B+65.3%	$2.3B+20.7%	$1.9B+16.7%	$1.6B+21.5%	$1.3B
Cash & Equivalents	$2.4B+83.4%	$1.3B+180.5%	$457.5M+170.3%	$169.3M-57.0%	$393.7M-55.1%	$876.8M+648.2%	$117.2M-60.3%	$295.4M+211.7%	$94.7M-16.8%	$113.8M+8.9%	$104.6M+102.1%	$51.7M+13.5%	$45.6M-11.1%	$51.2M-35.6%	$79.5M
Short-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Long-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Goodwill	$155.8M0.0%	$155.8M0.0%	$155.8M0.0%	$155.8M0.0%	$155.8M+180.0%	$55.6M0.0%	$55.6M0.0%	$55.6M-47.5%	$106.0M0.0%	$106.0M+7.6%	$98.4M+941.7%	$9.4M+364.6%	$2.0M0.0%	$2.0M0.0%	$2.0M
Total Liabilities	$13.9B+7.0%	$13.0B+4.4%	$12.4B+3.2%	$12.0B+10.5%	$10.9B+78.8%	$6.1B+37.4%	$4.4B+4.2%	$4.2B+6.2%	$4.0B+9.7%	$3.6B+6.0%	$3.4B+62.8%	$2.1B+21.6%	$1.7B+15.4%	$1.5B+22.4%	$1.2B
Total Equity	$1.5B+5.7%	$1.4B+13.9%	$1.2B+4.8%	$1.2B-1.9%	$1.2B+70.1%	$701.1M+17.5%	$596.8M-0.9%	$602.1M+40.3%	$429.2M+5.2%	$408.0M+19.6%	$341.1M+94.8%	$175.1M+9.8%	$159.5M+34.4%	$118.7M+10.9%	$107.0M
Retained Earnings	$854.2M+7.5%	$794.5M-2.3%	$813.0M+6.6%	$762.8M+16.5%	$654.7M+9.0%	$600.6M+298.6%	$150.7M+28.3%	$117.4M+21.6%	$96.5M+5.4%	$91.6M+26.8%	$72.2M+11.9%	$64.5M+5.1%	$61.4M+11.5%	$55.1M+5.5%	$52.2M

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Total Assets	$15.0B+5.9%	$15.0B+6.4%	$15.3B+6.9%	$14.5B+5.8%	$14.2B+4.9%	$14.1B+4.4%	$14.4B+5.3%	$13.7B+0.7%
Cash & Equivalents	$1.9B+67.2%	$2.1B+99.8%	$2.4B+83.4%	$1.7B+173.9%	$1.2B+179.4%	$1.0B+177.9%	$1.3B+180.5%	$626.1M+74.5%
Short-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0
Long-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0
Goodwill	$155.8M0.0%	$155.8M0.0%	$155.8M0.0%	$155.8M0.0%	$155.8M0.0%	$155.8M0.0%	$155.8M0.0%	$155.8M0.0%
Total Liabilities	$13.5B+5.8%	$13.5B+6.4%	$13.9B+7.0%	$13.1B+4.8%	$12.8B+3.9%	$12.7B+3.5%	$13.0B+4.4%	$12.5B+0.3%
Total Equity	$1.5B+6.3%	$1.5B+6.0%	$1.5B+5.7%	$1.5B+14.9%	$1.4B+14.4%	$1.4B+13.9%	$1.4B+13.9%	$1.3B+4.9%
Retained Earnings	$898.1M+9.5%	$876.1M+9.1%	$854.2M+7.5%	$835.1M+0.9%	$820.2M-0.7%	$803.2M-1.9%	$794.5M-2.3%	$827.7M+2.4%

Not reported in any period shown, so not listed: Current Assets, Inventory, Accounts Receivable, Current Liabilities, Non-Current Liabilities, Long-Term Debt.

DCOM Cash Flow Statement

DCOM quarterly cash flow statement

Metric	TTM	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Operating Cash Flow	$202.1M	$186.6M+88.3%	$99.1M+9.0%	$90.9M-69.2%	$295.2M+101.7%	$146.3M+144.2%	$59.9M-12.5%	$68.5M+17.3%	$58.4M+24.7%	$46.8M+5.9%	$44.2M+40.3%	$31.5M+22.1%	$25.8M+3.1%	$25.0M+12.1%	$22.3M+19.6%	$18.7M
Depreciation & Amortization	N/A	$7.4M+5.7%	$7.0M+4.5%	$6.7M-9.5%	$7.4M+13.8%	$6.5M+58.5%	$4.1M-12.8%	$4.7M+23.0%	$3.8M-0.1%	$3.8M+10.0%	$3.5M-3.3%	$3.6M+38.5%	$2.6M+30.0%	$2.0M+11.1%	$1.8M-2.3%	$1.8M
Stock-Based Compensation	N/A	$7.7M+14.8%	$6.7M+44.2%	$4.6M+8.4%	$4.3M-20.9%	$5.4M-25.1%	$7.2M+291.9%	$1.8M-47.1%	$3.5M+34.9%	$2.6M+20.7%	$2.1M+26.8%	$1.7M+36.9%	$1.2M-4.8%	$1.3M-3.5%	$1.3M+28.3%	$1.0M
Capital Expenditures	N/A	N/A	N/A	N/A	$3.7M	N/A	$5.1M+55.1%	$3.3M-37.9%	$5.3M+157.4%	$2.1M-51.5%	$4.3M-1.3%	$4.3M-17.3%	$5.2M+29.9%	$4.0M+12.2%	$3.6M+76.9%	$2.0M
Free Cash Flow	N/A	N/A	N/A	N/A	$291.4M	N/A	$54.8M-15.9%	$65.2M+22.9%	$53.1M+18.5%	$44.8M+12.0%	$40.0M+46.9%	$27.2M+32.2%	$20.6M-2.0%	$21.0M+12.1%	$18.7M+12.6%	$16.6M
Investing Cash Flow	-$144.9M	-$69.4M-208.3%	$64.1M+130.0%	-$214.0M+83.9%	-$1.3B-220.8%	$1.1B+440.0%	-$324.4M-3029.6%	-$10.4M+87.1%	-$80.5M+80.4%	-$411.8M-47.3%	-$279.5M	N/A	N/A	N/A	N/A	N/A
Financing Cash Flow	$720.6M	$953.3M+43.8%	$662.8M+61.1%	$411.4M-49.4%	$812.6M+173.9%	-$1.1B-411.7%	$352.6M+806.6%	-$49.9M-122.4%	$222.8M-35.6%	$345.9M+41.4%	$244.6M	N/A	N/A	N/A	N/A	N/A
Dividends Paid	$43.1M	$42.9M+12.9%	$38.0M+2.0%	$37.3M+1.4%	$36.8M-6.5%	$39.4M+110.3%	$18.7M-6.8%	$20.1M+9.5%	$18.3M+0.6%	$18.2M+13.0%	$16.1M+20.3%	$13.4M+25.9%	$10.7M+57.8%	$6.8M-31.8%	$9.9M+63.3%	$6.1M
Share Buybacks	N/A	N/A	N/A	$947K-98.0%	$46.8M-21.1%	$59.3M+67.7%	$35.4M+46.2%	$24.2M	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Operating Cash Flow	$56.1M+143.0%	$48.0M-26.7%	$46.0M-48.3%	$52.1M+256.4%	$23.1M+82.7%	$65.4M+112.8%	$89.0M+322.3%	-$33.3M-138.6%
Depreciation & Amortization	$1.1M-2.7%	$1.0M-4.2%	$3.8M+49.5%	$1.4M-7.7%	$1.1M-19.1%	$1.1M-31.1%	$2.6M+19.4%	$1.5M+0.7%
Stock-Based Compensation	N/A	$1.8M-2.4%	N/A	N/A	N/A	$1.9M+8.9%	N/A	N/A
Capital Expenditures	N/A	N/A	N/A	$864K+11.1%	N/A	N/A	N/A	$778K
Free Cash Flow	N/A	N/A	N/A	$51.2M+250.3%	N/A	N/A	N/A	-$34.1M
Investing Cash Flow	-$194.2M-2423.2%	$26.6M+131.4%	-$174.4M-798.7%	$197.2M+1291.2%	-$7.7M+28.1%	-$84.5M-227.3%	$25.0M-61.8%	-$16.6M-139.1%
Financing Cash Flow	$13.1M-88.2%	-$368.9M-57.8%	$767.3M+41.2%	$309.0M+18.0%	$110.7M+168.5%	-$233.8M-27.1%	$543.5M+641.0%	$261.9M+217.8%
Dividends Paid	$10.8M+0.5%	$10.8M+0.7%	$10.8M+12.8%	$10.7M+12.7%	$10.7M+13.1%	$10.7M+12.9%	$9.5M+2.6%	$9.5M+0.7%

Not reported in any period shown, so not listed: Share Buybacks.

DCOM Financial Ratios

Margins and returns are percentages; the remaining ratios are unitless multiples. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

DCOM quarterly financial ratios

Metric	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Net Margin	24.4%+15.2pp	9.3%-18.0pp	27.2%-9.3pp	36.5%+10.5pp	26.0%+4.7pp	21.3%-1.4pp	22.7%-3.8pp	26.4%+12.3pp	14.1%-11.8pp	25.9%+6.5pp	19.4%+1.2pp	18.2%-3.6pp	21.8%-0.4pp	22.2%+1.3pp	20.8%
Return on Equity	7.5%+5.4pp	2.1%-5.8pp	7.8%-5.2pp	13.1%+4.3pp	8.7%+2.7pp	6.0%0.0pp	6.1%-0.5pp	6.5%+1.7pp	4.8%-3.9pp	8.7%+2.5pp	6.2%-1.7pp	7.9%-0.4pp	8.2%-2.5pp	10.8%+1.1pp	9.7%
Return on Assets	0.7%+0.5pp	0.2%-0.5pp	0.7%-0.5pp	1.2%+0.3pp	0.9%+0.2pp	0.6%-0.1pp	0.7%-0.1pp	0.8%+0.4pp	0.5%-0.4pp	0.9%+0.3pp	0.6%0.0pp	0.6%-0.1pp	0.7%-0.1pp	0.8%0.0pp	0.8%
Debt-to-Equity	9.40+0.1x	9.28-0.8x	10.12-0.2x	10.28+1.2x	9.12+0.4x	8.67+1.3x	7.41+0.4x	7.05-2.3x	9.32+0.4x	8.94-1.1x	10.09-2.0x	12.07+1.2x	10.89-1.8x	12.69+1.2x	11.50
Asset Turnover	0.030.0x	0.020.0x	0.030.0x	0.030.0x	0.030.0x	0.030.0x	0.030.0x	0.030.0x	0.030.0x	0.030.0x	0.030.0x	0.030.0x	0.030.0x	0.040.0x	0.04
FCF Margin	N/A	N/A	N/A	69.7%	N/A	27.5%-13.3pp	40.8%+5.1pp	35.8%+5.0pp	30.8%+1.6pp	29.2%+4.2pp	25.0%-2.2pp	27.2%-7.8pp	35.0%+2.5pp	32.5%-0.9pp	33.5%

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Net Margin	27.5%+0.5pp	28.0%+7.3pp	25.8%+61.4pp	23.9%+8.7pp	27.1%+5.9pp	20.7%-0.9pp	-35.6%-55.3pp	15.2%-2.5pp
Return on Equity	2.3%+0.2pp	2.3%+0.8pp	2.2%+3.6pp	1.9%+0.9pp	2.1%+0.6pp	1.5%+0.1pp	-1.5%-2.8pp	1.1%-0.2pp
Return on Assets	0.2%0.0pp	0.2%+0.1pp	0.2%+0.3pp	0.2%+0.1pp	0.2%+0.1pp	0.1%0.0pp	-0.1%-0.3pp	0.1%0.0pp
Debt-to-Equity	8.890.0x	9.020.0x	9.40+0.1x	9.01-0.9x	8.93-0.9x	8.98-0.9x	9.28-0.8x	9.88-0.5x
Asset Turnover	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.000.0x	0.010.0x
FCF Margin	N/A	N/A	N/A	44.3%+83.3pp	N/A	N/A	N/A	-38.9%

Not reported in any period shown, so not listed: Gross Margin, Operating Margin, Current Ratio.

Similar Companies

Newest fiscal year on record for each company. The health score is the peer-relative Financial Health Score for that year; a dash means no score is published for it.

Company	Fiscal year	Revenue	Net income	Net margin	Market cap	Health score
Dime Commercial Bancshares, Inc. DCOM	FY2025	$452.9M	$110.7M	24.4%	$1.8B	37/100
Hope Bancorp, Inc. HOPE	FY2025	$498.7M	$62.0M	12.4%	$1.7B	33/100
Byline Bancorp, Inc. BY	FY2025	$446.3M	$130.1M	29.1%	$1.7B	59/100
Trico Bancshares TCBK	FY2025	$419.2M	$121.6M	29.0%	$1.7B	56/100
Merchants Bancorp MBIN	FY2025	$681.4M	$218.8M	32.1%	$2.2B	62/100
NATIONAL BANK HOLDINGS CORP. NBHC	FY2025	$416.1M	$109.6M	26.3%	$1.7B	53/100

Where Dime Commercial Bancshares, Inc. Ranks

Frequently Asked Questions

What is Dime Commercial Bancshares, Inc.'s annual revenue?

Dime Commercial Bancshares, Inc. (DCOM) reported $452.9M in total revenue for fiscal year 2025. This represents a 44.2% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is Dime Commercial Bancshares, Inc.'s revenue growing?

Dime Commercial Bancshares, Inc. (DCOM) revenue grew by 44.2% year-over-year, from $314.1M to $452.9M in fiscal year 2025.

Is Dime Commercial Bancshares, Inc. profitable?

Yes, Dime Commercial Bancshares, Inc. (DCOM) reported a net income of $110.7M in fiscal year 2025, with a net profit margin of 24.4%.

What is Dime Commercial Bancshares, Inc.'s net profit margin?

Dime Commercial Bancshares, Inc. (DCOM) had a net profit margin of 24.4% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.

What is Dime Commercial Bancshares, Inc.'s return on equity (ROE)?

Dime Commercial Bancshares, Inc. (DCOM) has a return on equity of 7.5% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

What is Dime Commercial Bancshares, Inc.'s operating cash flow?

Dime Commercial Bancshares, Inc. (DCOM) generated $186.6M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.

What are Dime Commercial Bancshares, Inc.'s total assets?

Dime Commercial Bancshares, Inc. (DCOM) had $15.3B in total assets as of fiscal year 2025, including both current and long-term assets.

How many shares does Dime Commercial Bancshares, Inc. have outstanding?

Dime Commercial Bancshares, Inc. (DCOM) had 44M shares outstanding as of fiscal year 2025.

What is Dime Commercial Bancshares, Inc.'s debt-to-equity ratio?

Dime Commercial Bancshares, Inc. (DCOM) had a debt-to-equity ratio of 9.40 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.

What is Dime Commercial Bancshares, Inc.'s return on assets (ROA)?

Dime Commercial Bancshares, Inc. (DCOM) had a return on assets of 0.7% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

What is Dime Commercial Bancshares, Inc.'s P/E ratio?

Dime Commercial Bancshares, Inc. (DCOM) trades at 14.0x earnings, its market capitalization divided by net income of $128.9M net income, trailing 12 months to June 30, 2026. The market capitalization is $1.8B as of Oct 20, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.

What is Dime Commercial Bancshares, Inc.'s price-to-sales ratio?

Dime Commercial Bancshares, Inc. (DCOM) trades at 3.7x sales, its market capitalization divided by revenue of $489.4M revenue, trailing 12 months to June 30, 2026. The market capitalization is $1.8B as of Oct 20, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.

What is Dime Commercial Bancshares, Inc.'s Piotroski F-Score?

Dime Commercial Bancshares, Inc. (DCOM) has a Piotroski F-Score of 5 out of 6 computable signals; 3 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Are Dime Commercial Bancshares, Inc.'s earnings high quality?

Dime Commercial Bancshares, Inc. (DCOM) has an earnings quality ratio of 1.69x, considered cash-backed (high quality). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.

How financially healthy is Dime Commercial Bancshares, Inc.?

Dime Commercial Bancshares, Inc. (DCOM) scores 37 out of 100 on our Financial Health Score, indicating weak standing within its banks peer group. The score is a 0-100 composite of six dimensions (Earnings, Growth, Capital, Efficiency, Credit Quality, Stability), each ranked as a percentile relative to companies in the same scoring family (banks against banks, REITs against REITs, and so on) rather than across all industries. It rates the quality of the business, not whether the stock is fairly priced, and is not financial advice. Learn more in our complete guide to financial health indicators.