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Hope Bancorp, Inc. (HOPE) Financials

HOPE
Trailing 12 months to June 30, 2026
Revenue $576.5M +29.4% YoY
Net Income $127.8M +185.0% YoY
EPS (Diluted) $1.00 +163.2% YoY
Free Cash Flow $188.5M +36.3% YoY
Market Cap $1.7B as of Oct 5, 2026
Price / Sales 3.0x on $576.5M revenue, trailing 12 months to June 30, 2026
Price / Earnings 13.6x on $127.8M net income, trailing 12 months to June 30, 2026
Price / Book 0.8x on $2.3B equity, Q2 FY2026

A multiple compares the market's price with a filed figure; it says what the market pays, not how the business is doing. The market capitalization is the vendor's as of Oct 5, 2026; every other figure is from the SEC filings on this page. Not financial advice.

Source SEC Filings (10-K/10-Q) Latest period Q2 FY2026, ended Jun 30, 2026 Reported Currency USD FYE December

Newest figures come from the 10-Q for Q2 FY2026, filed Aug 6, 2026. Each column of the statement tables below links to the filing it was taken from, and every filing is listed on the HOPE SEC filings page.

Hope Bancorp, Inc. (HOPE) reported $576.5M in revenue over the twelve months to Jun 30, 2026, up 29.4% from the prior twelve months. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 15 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Rhea AI HOPE FY2025

Profit has fallen sharply since FY2022, while cash generation remains positive and the bank has expanded its equity base.

Cash conversion is weakening: operating cash flow fell to $164.5M in FY2025 from $473.8M in FY2023, even though it remained 2.7x net income. Free cash flow also recovered only modestly to $151.5M after dropping to $106.9M in FY2024, indicating that reported profits and cash generation are moving in the same direction but at very different magnitudes.

The balance sheet is liability-funded: FY2025 liabilities were $16.2B against $2.3B of equity. A debt-to-equity ratio of 7.1x means the bank’s asset base is supported mainly by obligations rather than shareholder capital, making funding structure more informative than conventional operating margins.

Revenue recovered in FY2025, but net income fell to $62M from $100M in FY2024. The accompanying margin compression, from 21.1% to 12.4%, shows that improved top-line activity did not translate proportionally into earnings; returns on assets also declined to 0.3%, underscoring how thin profitability is relative to the balance-sheet scale.

[ NOT FINANCIAL ADVICE ]

Financial Health Signals

Earnings Growth Capital Efficiency CreditQuality Stability 34 / 100
Financial Health Score 34/100
Scored as: Banks peer group

Scored against banks for FY2025. Each of the six dimensions is a percentile rank within that peer group; the overall is their average, with missing dimensions counted as zero out of six. A high score means strong standing among peers, not absolute cross-industry strength. How this score is calculated →

Health score ≠ stock price. This rates the quality of Hope Bancorp, Inc.'s business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.

Earnings
26

Hope Bancorp, Inc. earned a return on assets of 0.3% in fiscal year 2025, which is the profit it made on every dollar of assets on its books. This is down from 0.6% the prior year. Earnings ranks banks on that return over three years, and Hope Bancorp, Inc. scores 26/100 among other banks.

Growth
8

Hope Bancorp, Inc. reported revenue of $498.7M in fiscal year 2025, against $474.9M in fiscal year 2024. Growth ranks banks on the three-year path of their net revenue, which is interest income and fee income less the interest they pay out, and Hope Bancorp, Inc. scores 8/100 among other banks.

Capital
62

Hope Bancorp, Inc. funded 12.3% of its assets with shareholders' equity at the end of fiscal year 2025, holding $2.3B of equity against $18.5B of assets. Capital ranks banks on that cushion, and Hope Bancorp, Inc. scores 62/100 among other banks.

Efficiency
25

Efficiency measures what a bank spends running itself against the revenue that spending brings in, so a lower ratio is the better one. Hope Bancorp, Inc. scores 25/100 on it among other banks.

Credit Quality
45

Credit Quality measures the money a bank set aside for loans it expects to go bad, against the size of the loan book it set that money aside for. Hope Bancorp, Inc. scores 45/100 on it among other banks.

Stability
36

Hope Bancorp, Inc. reported net income of $62.0M in fiscal year 2025, against $100.0M in fiscal year 2024. Stability ranks banks on how steady net income has been across five years, and Hope Bancorp, Inc. scores 36/100 among other banks.

Piotroski F-Score Partial
3/6

Hope Bancorp, Inc. passes 3 of 6 computable financial strength tests (3 of the nine could not be computed from available data). 3 of 4 profitability signals pass, no leverage/liquidity signals pass (rising debt, declining liquidity, or share dilution), neither operating efficiency signal passes.

Earnings Quality Cash-Backed
2.65x

For every $1 of reported earnings, Hope Bancorp, Inc. generates $2.65 in operating cash flow ($164.5M OCF vs $62.0M net income). This indicates profits are well-supported by actual cash generation, not accounting adjustments.

Key Financial Metrics

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Earnings & Revenue

Revenue
$147.8M
YoY+56.4%
QoQ+4.8%
5Y CAGR+1.4%
10Y CAGR+6.1%

Hope Bancorp, Inc. generated $147.8M in revenue in Q2 2026. This represents an increase of 56.4% from the same quarter a year earlier. Against the prior quarter it is up 4.8%.

Net Income
$33.0M
YoY+233.5%
QoQ+11.8%
5Y CAGR-9.3%
10Y CAGR+3.5%

Hope Bancorp, Inc. reported $33.0M in net income in Q2 2026. This represents an increase of 233.5% from the same quarter a year earlier. Against the prior quarter it is up 11.8%.

EPS (Diluted)
$0.26
YoY+236.8%
QoQ+13.0%
5Y CAGR-9.6%
10Y CAGR-1.1%

Hope Bancorp, Inc. earned $0.26 per diluted share (EPS) in Q2 2026. This represents an increase of 236.8% from the same quarter a year earlier. Against the prior quarter it is up 13.0%.

EBITDA

Not reported for Q2 2026.

Cash & Balance Sheet

Free Cash Flow
$56.0M
YoY+727.7%
QoQ+374.4%
5Y CAGR-7.5%
10Y CAGR+11.2%

Hope Bancorp, Inc. generated $56.0M in free cash flow in Q2 2026, representing cash available after capex. This represents an increase of 727.7% from the same quarter a year earlier. Against the prior quarter it is up 374.4%.

Cash & Debt
$640.4M
YoY-7.1%
QoQ+7.7%
5Y CAGR-5.2%
10Y CAGR+8.4%

Hope Bancorp, Inc. held $640.4M in cash as of Q2 2026; long-term debt is not reported for that period.

Dividends Per Share
$0.14
YoY0.0%
QoQ0.0%
5Y CAGR0.0%
10Y CAGR+3.4%

Hope Bancorp, Inc. paid $0.14 per share in dividends in Q2 2026. That is unchanged from the same quarter a year earlier. It is unchanged from the prior quarter.

Shares Outstanding
128M
YoY-0.3%
QoQ-0.1%
5Y CAGR+0.8%
10Y CAGR+4.8%

Hope Bancorp, Inc. had 128M shares outstanding in Q2 2026. This represents a decrease of 0.3% from the same quarter a year earlier. Against the prior quarter it is down 0.1%.

Margins & Returns

Net Margin
22.4%
YoY+48.5pp
QoQ+1.4pp
5Y change-16.7pp
10Y change-6.2pp

Hope Bancorp, Inc.'s net profit margin was 22.4% in Q2 2026, showing the share of revenue converted to profit. This is up 48.5 percentage points from the same quarter a year earlier. Against the prior quarter it is up 1.4 percentage points.

Return on Equity
1.4%
YoY+2.6pp
QoQ+0.1pp
5Y change-1.1pp
10Y change-1.0pp

Hope Bancorp, Inc.'s ROE was 1.4% in Q2 2026, measuring profit generated per dollar of shareholder equity. This is up 2.6 percentage points from the same quarter a year earlier. Against the prior quarter it is up 0.1 percentage points.

Gross Margin

Not reported for Q2 2026.

Operating Margin

Not reported for Q2 2026.

Capital Allocation

Share Buybacks
$2.0M
QoQ-70.0%

Hope Bancorp, Inc. spent $2.0M on share buybacks in Q2 2026, returning capital to shareholders by reducing shares outstanding. Against the prior quarter it is down 70.0%.

Capital Expenditures
$4.4M
YoY+77.3%
QoQ+119.4%
5Y CAGR+30.4%
10Y CAGR+0.3%

Hope Bancorp, Inc. invested $4.4M in capex in Q2 2026, funding long-term assets and infrastructure. This represents an increase of 77.3% from the same quarter a year earlier. Against the prior quarter it is up 119.4%.

R&D Spending

Not reported for Q2 2026.

HOPE Income Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

HOPE quarterly income statement
MetricQ2'2610-QQ1'2610-QQ4'2510-KQ3'2510-KQ2'2510-QQ1'2510-QQ4'2410-KQ3'2410-K
Revenue$147.8M+56.4%$141.0M+21.0%$145.8M+23.5%$141.9M+21.7%$94.5M-19.2%$116.5M-5.5%$118.0M-12.7%$116.6M-18.8%
SG&A Expenses$56.9M+7.7%$56.2M+16.0%$99.4M+28.1%$54.9M+24.3%$52.8M+19.8%$48.5M+1.9%$77.6M-21.8%$44.2M-13.5%
Interest Expense$107.2M-11.9%$106.1M-8.8%$112.8M-9.4%$118.1M-9.3%$121.6M-4.0%$116.3M-19.6%$124.5M-13.1%$130.3M-7.2%
Income Tax$9.6M+826.0%$8.4M+24.2%$4.7M-23.4%$5.6M-29.5%-$1.3M-114.2%$6.7M-32.7%$6.1M-14.5%$7.9M-20.3%
Net Income$33.0M+233.5%$29.5M+40.0%$34.5M+41.6%$30.8M+27.4%-$24.8M-197.9%$21.1M-18.4%$24.3M-8.1%$24.2M-19.6%
EPS (Basic)$0.26+236.8%$0.23+35.3%$0.27+35.0%$0.24+20.0%-$0.19-190.5%$0.17-22.7%$0.20-9.1%$0.20-20.0%
EPS (Diluted)$0.26+236.8%$0.23+35.3%$0.27+35.0%$0.24+20.0%-$0.19-190.5%$0.17-19.0%$0.20-9.1%$0.20-20.0%
Diluted Shares (Avg)128M+0.2%129M+6.0%N/A129M+6.1%128M+5.8%121M+0.3%N/A121M+0.7%

Not reported in any period shown, so not listed: Cost of Revenue, Gross Profit, R&D Expenses, Operating Income, EBITDA.

HOPE Balance Sheet

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

HOPE quarterly balance sheet
MetricQ2'2610-QQ1'2610-QQ4'2510-KQ3'2510-KQ2'2510-QQ1'2510-QQ4'2410-KQ3'2410-K
Total Assets$19.0B+2.4%$18.7B+9.3%$18.5B+8.7%$18.5B+6.6%$18.5B+6.7%$17.1B-5.6%$17.1B-10.9%$17.4B-13.6%
Cash & Equivalents$640.4M-7.1%$594.8M-18.9%$560.1M+22.2%$454.9M-33.2%$689.7M+5.5%$733.5M-38.1%$458.2M-76.2%$680.9M-72.8%
Short-Term Investments$0$0$0$0$0$0$0$0
Long-Term Investments$0$0$0$0$0$0$0$0
Goodwill$484.1M+1.3%$484.1M+4.2%$480.9M+3.5%$478.3M+3.0%$478.1M+2.9%$464.4M0.0%$464.4M0.0%$464.4M0.0%
Total Liabilities$16.7B+2.3%$16.4B+9.8%$16.2B+8.9%$16.3B+7.0%$16.3B+6.9%$14.9B-6.7%$14.9B-12.3%$15.2B-15.9%
Total Equity$2.3B+3.1%$2.3B+5.7%$2.3B+7.0%$2.3B+4.0%$2.2B+5.5%$2.2B+2.3%$2.1B+0.6%$2.2B+6.9%
Retained Earnings$1.2B+5.2%$1.2B-0.1%$1.2B-0.8%$1.2B-1.8%$1.1B-2.4%$1.2B+2.3%$1.2B+2.7%$1.2B+2.9%

Not reported in any period shown, so not listed: Current Assets, Inventory, Accounts Receivable, Current Liabilities, Non-Current Liabilities, Long-Term Debt.

HOPE Cash Flow Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

HOPE quarterly cash flow statement
MetricQ2'2610-QQ1'2610-QQ4'2510-KQ3'2510-KQ2'2510-QQ1'2510-QQ4'2410-KQ3'2410-K
Operating Cash Flow$60.4M+552.7%$13.8M-48.2%$76.8M+54.7%$51.9M-17.7%$9.3M+136.2%$26.7M-10.0%$49.6M-36.8%$63.0M-67.3%
Depreciation & Amortization$13.1M+64.7%$15.1M+48.5%N/A$28.2M+182.7%$7.9M-37.4%$10.2M+88.0%N/A$10.0M+460.9%
Stock-Based Compensation$2.7M+58.8%$1.0M-46.0%N/A$2.0M-4.8%$1.7M0.0%$1.9M-29.9%N/A$2.1M-30.0%
Capital Expenditures$4.4M+77.3%$2.0M-24.4%$3.4M+49.1%$4.6M+57.3%$2.5M-1.7%$2.7M+25.8%$2.3M+13.4%$2.9M-14.8%
Free Cash Flow$56.0M+727.7%$11.8M-50.8%$73.4M+54.9%$47.3M-21.4%$6.8M+124.1%$24.0M-12.7%$47.4M-38.1%$60.1M-68.2%
Investing Cash Flow-$331.8M-180.9%-$76.0M-130.9%$14.6M+90.2%-$145.4M-544.7%$410.3M+129.2%$245.8M-0.5%$7.7M-97.8%$32.7M-91.1%
Financing Cash Flow$317.0M+168.4%$96.9M+3342.5%$13.8M+104.9%-$141.3M-105.0%-$463.3M+32.3%$2.8M+100.3%-$280.0M+72.1%-$68.9M+80.9%
Share Buybacks$2.0M$6.7MN/AN/A$0$0N/AN/A

Not reported in any period shown, so not listed: Dividends Paid.

HOPE Financial Ratios

Margins and returns are percentages; the remaining ratios are unitless multiples. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

HOPE quarterly financial ratios
MetricQ2'2610-QQ1'2610-QQ4'2510-KQ3'2510-KQ2'2510-QQ1'2510-QQ4'2410-KQ3'2410-K
Net Margin22.4%+48.5pp20.9%+2.8pp23.6%+3.0pp21.7%+1.0pp-26.2%-47.8pp18.1%-2.9pp20.6%+1.0pp20.7%-0.2pp
Return on Equity1.4%+2.6pp1.3%+0.3pp1.5%+0.4pp1.4%+0.2pp-1.1%-2.3pp1.0%-0.2pp1.1%-0.1pp1.1%-0.4pp
Return on Assets0.2%+0.3pp0.2%0.0pp0.2%+0.1pp0.2%0.0pp-0.1%-0.3pp0.1%0.0pp0.1%0.0pp0.1%0.0pp
Debt-to-Equity7.27-0.1x7.17+0.3x7.12+0.1x7.20+0.2x7.33+0.1x6.90-0.7x6.99-1.0x7.00-1.9x
Asset Turnover0.010.0x0.010.0x0.010.0x0.010.0x0.010.0x0.010.0x0.010.0x0.010.0x
FCF Margin37.9%+30.7pp8.4%-12.2pp50.3%+10.2pp33.3%-18.2pp7.2%+31.2pp20.6%-1.7pp40.1%-16.5pp51.6%

Not reported in any period shown, so not listed: Gross Margin, Operating Margin, Current Ratio.

Similar Companies

Newest fiscal year on record for each company. The health score is the peer-relative Financial Health Score for that year; a dash means no score is published for it.

Company Fiscal year Revenue Net income Net margin Market cap Health score
Hope Bancorp, Inc. HOPE FY2025 $498.7M $62.0M 12.4% $1.7B 34/100
German American Bancorp, Inc. GABC FY2025 $487.4M $112.6M 23.1% $1.9B 69/100
NATIONAL BANK HOLDINGS CORP. NBHC FY2025 $416.1M $109.6M 26.3% $1.7B 53/100
Dime Commercial Bancshares, Inc. DCOM FY2025 $452.9M $110.7M 24.4% $1.8B 37/100
Byline Bancorp, Inc. BY FY2025 $446.3M $130.1M 29.1% $1.7B 59/100
Trico Bancshares TCBK FY2025 $419.2M $121.6M 29.0% $1.7B 56/100

Frequently Asked Questions

What is Hope Bancorp, Inc.'s annual revenue?

Hope Bancorp, Inc. (HOPE) reported $498.7M in total revenue for fiscal year 2025. This represents a 5.0% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is Hope Bancorp, Inc.'s revenue growing?

Hope Bancorp, Inc. (HOPE) revenue grew by 5.0% year-over-year, from $474.9M to $498.7M in fiscal year 2025.

Is Hope Bancorp, Inc. profitable?

Yes, Hope Bancorp, Inc. (HOPE) reported a net income of $62.0M in fiscal year 2025, with a net profit margin of 12.4%.

Hope Bancorp, Inc. (HOPE) reported diluted earnings per share of $0.49 for fiscal year 2025. This represents a -40.2% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

Hope Bancorp, Inc. (HOPE) had a net profit margin of 12.4% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.

Yes, Hope Bancorp, Inc. (HOPE) paid $0.56 per share in dividends during fiscal year 2025.

Hope Bancorp, Inc. (HOPE) has a return on equity of 2.7% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

Hope Bancorp, Inc. (HOPE) generated $151.5M in free cash flow during fiscal year 2025. This represents a 41.7% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.

Hope Bancorp, Inc. (HOPE) generated $164.5M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.

Hope Bancorp, Inc. (HOPE) had $18.5B in total assets as of fiscal year 2025, including both current and long-term assets.

Hope Bancorp, Inc. (HOPE) invested $13.1M in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.

Hope Bancorp, Inc. (HOPE) had 128M shares outstanding as of fiscal year 2025.

Hope Bancorp, Inc. (HOPE) had a debt-to-equity ratio of 7.12 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.

Hope Bancorp, Inc. (HOPE) had a return on assets of 0.3% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

Hope Bancorp, Inc. (HOPE) trades at 13.6x earnings, its market capitalization divided by net income of $127.8M net income, trailing 12 months to June 30, 2026. The market capitalization is $1.7B as of Oct 5, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.

Hope Bancorp, Inc. (HOPE) trades at 3.0x sales, its market capitalization divided by revenue of $576.5M revenue, trailing 12 months to June 30, 2026. The market capitalization is $1.7B as of Oct 5, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.

Hope Bancorp, Inc. (HOPE) has a Piotroski F-Score of 3 out of 6 computable signals; 3 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Hope Bancorp, Inc. (HOPE) has an earnings quality ratio of 2.65x, considered cash-backed (high quality). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.

Hope Bancorp, Inc. (HOPE) scores 34 out of 100 on our Financial Health Score, indicating weak standing within its banks peer group. The score is a 0-100 composite of six dimensions (Earnings, Growth, Capital, Efficiency, Credit Quality, Stability), each ranked as a percentile relative to companies in the same scoring family (banks against banks, REITs against REITs, and so on) rather than across all industries. It rates the quality of the business, not whether the stock is fairly priced, and is not financial advice. Learn more in our complete guide to financial health indicators.

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