What is ORIGIN BANCORP INC's earnings per share (EPS)?

ORIGIN BANCORP INC (OBK) reported diluted earnings per share of $2.40 for fiscal year 2025. This represents a -2.0% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

ORIGIN BANCORP (OBK) Financials

OBK OTC

Trailing 12 months to June 30, 2026

Revenue $424.9M +22.7% YoY

Net Income $99.7M +42.5% YoY

EPS (Diluted) $3.19 +43.0% YoY

Free Cash Flow $175.4M +57.9% YoY

Market Cap $1.6B as of Oct 30, 2026

Price / Sales 3.8x on $424.9M revenue, trailing 12 months to June 30, 2026

Price / Earnings 16.2x on $99.7M net income, trailing 12 months to June 30, 2026

Price / Book 1.3x on $1.3B equity, Q2 FY2026

A multiple compares the market's price with a filed figure; it says what the market pays, not how the business is doing. The market capitalization is the vendor's as of Oct 30, 2026; every other figure is from the SEC filings on this page. Not financial advice.

Source SEC Filings (10-K/10-Q) Latest period Q2 FY2026, ended Jun 30, 2026 Reported Aug 5, 2026 Currency USD FYE December

Newest figures come from the 10-Q for Q2 FY2026, filed Aug 5, 2026. Each column of the statement tables below links to the filing it was taken from, and every filing is listed on the OBK SEC filings page.

ORIGIN BANCORP INC (OBK) reported $424.9M in revenue over the twelve months to Jun 30, 2026, up 22.7% from the prior twelve months. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 10 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Rhea AI OBK FY2025 2026-10-25

Origin Bancorp remains liability-funded, while stronger cash generation and equity growth offset a multi-year decline in accounting returns.

In FY2025, revenue grew 9.9% while net income fell 1.7%, showing that a larger operating base did not translate into better earnings efficiency. That occurred even as interest expense fell 21.7% and net margin declined 2.3 pp, so margin pressure was not simply a funding-cost issue.

Capital productivity has weakened: return on equity fell from 14.9% in FY2021 to 6.0% in FY2025. Return on assets also declined from 1.4% to 0.8%, meaning the larger equity base is producing less return per dollar.

The balance sheet is heavily obligation-funded: liabilities were 87.2% of assets and liabilities-to-equity was 6.8x. Yet equity rose 17.3% from FY2023 to FY2025 while assets were essentially unchanged, indicating retained capital—not balance-sheet expansion—drove the improvement in capitalization. Operating cash flow rose 46.5% while net income fell 1.7%; with cash flow at 211.3% of net income and capital expenditures at only 4.9% of operating cash flow, the rebound reflected stronger cash conversion and lighter reinvestment rather than a profit surge.

Financial Health Signals

Financial Health Score 47/100

Scored as: Banks peer group

Scored against banks for FY2025. Each of the six dimensions is a percentile rank within that peer group, and the overall is the average of the dimensions that can be computed. A high score means strong standing among peers, not absolute cross-industry strength. How this score is calculated →

Health score ≠ stock price. This rates the quality of ORIGIN BANCORP INC's business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.

Earnings

ORIGIN BANCORP INC earned a return on assets of 0.8% in fiscal year 2025, which is the profit it made on every dollar of assets on its books. This is unchanged from the prior year. Earnings ranks banks on that return over three years, and ORIGIN BANCORP INC scores 43/100 among other banks.

Growth

ORIGIN BANCORP INC reported revenue of $390.8M in fiscal year 2025, against $355.7M in fiscal year 2024. Growth ranks banks on the three-year path of their net revenue, which is interest income and fee income less the interest they pay out, and ORIGIN BANCORP INC scores 34/100 among other banks.

Capital

ORIGIN BANCORP INC funded 12.8% of its assets with shareholders' equity at the end of fiscal year 2025, holding $1.2B of equity against $9.7B of assets. Capital ranks banks on that cushion, and ORIGIN BANCORP INC scores 68/100 among other banks.

Efficiency

Efficiency measures what a bank spends running itself against the revenue that spending brings in, so a lower ratio is the better one. ORIGIN BANCORP INC scores 41/100 on it among other banks.

Credit Quality

Credit Quality measures the money a bank set aside for loans it expects to go bad, against the size of the loan book it set that money aside for. ORIGIN BANCORP INC scores 15/100 on it among other banks.

Stability

ORIGIN BANCORP INC reported net income of $75.2M in fiscal year 2025, against $76.5M in fiscal year 2024. Stability ranks banks on how steady net income has been across five years, and ORIGIN BANCORP INC scores 78/100 among other banks.

Piotroski F-Score Partial

5/6

ORIGIN BANCORP INC passes 5 of 6 computable financial strength tests (3 of the nine could not be computed from available data). 3 of 4 profitability signals pass, all 1 leverage/liquidity signals pass, the one computable operating efficiency signal (asset turnover improving) passes.

Key Financial Metrics

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Earnings & Revenue

Revenue

$107.6M

YoY+28.8%

QoQ+3.4%

5Y CAGR+10.0%

ORIGIN BANCORP INC generated $107.6M in revenue in Q2 2026. This represents an increase of 28.8% from the same quarter a year earlier. Against the prior quarter it is up 3.4%.

Net Income

$33.8M

YoY+131.1%

QoQ+22.2%

5Y CAGR+4.1%

ORIGIN BANCORP INC reported $33.8M in net income in Q2 2026. This represents an increase of 131.1% from the same quarter a year earlier. Against the prior quarter it is up 22.2%.

EPS (Diluted)

$1.09

YoY+131.9%

QoQ+22.5%

5Y CAGR-1.4%

ORIGIN BANCORP INC earned $1.09 per diluted share (EPS) in Q2 2026. This represents an increase of 131.9% from the same quarter a year earlier. Against the prior quarter it is up 22.5%.

EBITDA

Not reported for Q2 2026.

Cash & Balance Sheet

Free Cash Flow

$30.8M

YoY+57.3%

QoQ-35.7%

5Y CAGR-3.2%

ORIGIN BANCORP INC generated $30.8M in free cash flow in Q2 2026, representing cash available after capex. This represents an increase of 57.3% from the same quarter a year earlier. Against the prior quarter it is down 35.7%.

Cash & Debt

$546.5M

YoY+63.6%

QoQ-18.0%

5Y CAGR+4.2%

ORIGIN BANCORP INC held $546.5M in cash as of Q2 2026; no long-term debt figure is on record for that period.

Dividends Per Share

$0.25

YoY+66.7%

QoQ+66.7%

ORIGIN BANCORP INC paid $0.25 per share in dividends in Q2 2026. This represents an increase of 66.7% from the same quarter a year earlier. Against the prior quarter it is up 66.7%.

Shares Outstanding

31M

YoY-1.2%

QoQ-0.2%

5Y CAGR+5.6%

ORIGIN BANCORP INC had 31M shares outstanding in Q2 2026. This represents a decrease of 1.2% from the same quarter a year earlier. Against the prior quarter it is down 0.2%.

Margins & Returns

Net Margin

31.5%

YoY+13.9pp

QoQ+4.8pp

5Y change-10.1pp

ORIGIN BANCORP INC's net profit margin was 31.5% in Q2 2026, showing the share of revenue converted to profit. This is up 13.9 percentage points from the same quarter a year earlier. Against the prior quarter it is up 4.8 percentage points.

Return on Equity

2.6%

YoY+1.4pp

QoQ+0.4pp

5Y change-1.4pp

ORIGIN BANCORP INC's quarterly ROE was 2.6% in Q2 2026: one quarter's net income over shareholder equity, not annualized. This is up 1.4 percentage points from the same quarter a year earlier. Against the prior quarter it is up 0.4 percentage points.

Gross Margin

Not reported for Q2 2026.

Operating Margin

Not reported for Q2 2026.

Capital Allocation

Share Buybacks

$10.1M

YoY+130.8%

QoQ+48.0%

ORIGIN BANCORP INC spent $10.1M on share buybacks in Q2 2026, returning capital to shareholders by reducing shares outstanding. This represents an increase of 130.8% from the same quarter a year earlier. Against the prior quarter it is up 48.0%.

Capital Expenditures

$9.2M

YoY+794.8%

QoQ+84.7%

5Y CAGR+73.3%

ORIGIN BANCORP INC invested $9.2M in capex in Q2 2026, funding long-term assets and infrastructure. This represents an increase of 794.8% from the same quarter a year earlier. Against the prior quarter it is up 84.7%.

R&D Spending

Not reported for Q2 2026.

OBK Income Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

OBK quarterly income statement

Metric	TTM	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K
Revenue	$424.9M	$390.8M+9.9%	$355.7M-0.6%	$357.9M+7.6%	$332.6M+19.4%	$278.4M+8.7%	$256.2M+16.3%	$220.2M+13.1%	$194.7M+22.1%	$159.5M-1.9%	$162.6M
Interest Expense	$188.0M	$207.0M-21.7%	$264.2M+18.0%	$223.8M+336.1%	$51.3M+102.0%	$25.4M-31.6%	$37.2M-30.4%	$53.4M+54.1%	$34.6M+55.4%	$22.3M+20.7%	$18.5M
Income Tax	$27.1M	$20.4M-1.6%	$20.8M-6.1%	$22.1M+12.1%	$19.7M-17.4%	$23.9M+198.7%	$8.0M-36.9%	$12.7M+16.9%	$10.8M+86.4%	$5.8M+99.3%	$2.9M
Net Income	$99.7M	$75.2M-1.7%	$76.5M-8.7%	$83.8M-4.5%	$87.7M-19.2%	$108.5M+198.6%	$36.4M-32.5%	$53.9M+4.4%	$51.6M+251.8%	$14.7M+14.2%	$12.8M
EPS (Basic)	N/A	$2.42-1.6%	$2.46-9.6%	$2.72-17.3%	$3.29-28.9%	$4.63+196.8%	$1.56-32.2%	$2.30+4.1%	$2.21+333.3%	$0.51+10.9%	$0.46
EPS (Diluted)	$3.19	$2.40-2.0%	$2.45-9.6%	$2.71-17.4%	$3.28-28.7%	$4.60+196.8%	$1.55-32.0%	$2.28+3.6%	$2.20+340.0%	$0.50+8.7%	$0.46
Diluted Shares (Avg)	N/A	31M+0.4%	31M+0.9%	31M+15.6%	27M+13.4%	24M+0.4%	24M-0.7%	24M+6.7%	22M+13.0%	20M+10.7%	18M

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-K	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Revenue	$107.6M+28.8%	$104.0M+10.6%	$103.4M+32.6%	$109.8M+21.0%	$83.5M-13.3%	$94.1M+3.8%	$78.0M-3.9%	$90.8M-1.6%
Interest Expense	$43.5M-17.1%	$44.1M-18.5%	$48.0M-22.0%	$52.4M-24.5%	$52.5M-22.7%	$54.1M-17.3%	$61.5M-1.6%	$69.5M+13.3%
Income Tax	$9.3M+131.1%	$7.6M+23.6%	$7.9M+113.0%	$2.4M-53.4%	$4.0M-30.2%	$6.1M-1.4%	$3.7M-9.6%	$5.1M-12.0%
Net Income	$33.8M+131.1%	$27.7M+23.6%	$29.5M+106.8%	$8.6M-53.6%	$14.6M-30.2%	$22.4M-1.0%	$14.3M+6.3%	$18.6M-23.5%
EPS (Basic)	$1.10+134.0%	$0.89+23.6%	$0.96+108.7%	$0.28-53.3%	$0.47-30.9%	$0.72-1.4%	$0.46+7.0%	$0.60-24.1%
EPS (Diluted)	$1.09+131.9%	$0.89+25.4%	$0.94+108.9%	$0.27-55.0%	$0.47-29.9%	$0.71-2.7%	$0.45+4.7%	$0.60-24.1%
Diluted Shares (Avg)	31M-0.5%	31M-0.7%	N/A	31M+0.4%	31M+0.6%	31M+1.1%	N/A	31M+1.0%

Not reported in any period shown, so not listed: Cost of Revenue, Gross Profit, R&D Expenses, SG&A Expenses, Operating Income, EBITDA.

OBK Balance Sheet

OBK quarterly balance sheet

Metric	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K
Total Assets	$9.7B+0.5%	$9.7B-0.5%	$9.7B+0.4%	$9.7B+23.2%	$7.9B+3.1%	$7.6B+43.3%	$5.3B+10.4%	$4.8B+16.1%	$4.2B	N/A
Cash & Equivalents	$424.2M-9.8%	$470.2M+67.7%	$280.4M-21.9%	$359.0M-49.1%	$705.6M+87.1%	$377.2M+29.4%	$291.5M+149.8%	$116.7M-37.7%	$187.2M-28.0%	$259.9M
Goodwill	$128.7M0.0%	$128.7M0.0%	$128.7M0.0%	$128.7M+276.8%	$34.2M+27.7%	$26.7M0.0%	$26.7M0.0%	$26.7M+20.5%	$22.2M	N/A
Total Liabilities	$8.5B-0.6%	$8.5B-1.5%	$8.7B-0.9%	$8.7B+22.5%	$7.1B+2.1%	$7.0B+47.7%	$4.7B+10.6%	$4.3B+15.5%	$3.7B	N/A
Total Equity	$1.2B+8.9%	$1.1B+7.7%	$1.1B+11.9%	$949.9M+30.1%	$730.2M+12.8%	$647.1M+8.0%	$599.3M+9.0%	$549.8M+30.8%	$420.4M+0.1%	$420.1M
Retained Earnings	$612.5M+9.8%	$557.9M+11.5%	$500.4M+14.9%	$435.4M+19.7%	$363.6M+36.4%	$266.6M+11.1%	$239.9M+25.2%	$191.6M+32.0%	$145.1M	N/A

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-K	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Total Assets	$10.3B+6.2%	$10.2B+4.5%	$9.7B+0.5%	$9.8B-1.8%	$9.7B-2.7%	$9.8B-1.4%	$9.7B-0.5%	$10.0B+2.4%
Cash & Equivalents	$546.5M+63.6%	$666.2M+37.0%	$424.2M-9.8%	$626.9M+95.2%	$334.1M+16.0%	$486.2M+66.8%	$470.2M+67.7%	$321.2M+5.2%
Goodwill	$128.7M0.0%	$128.7M0.0%	$128.7M0.0%	$128.7M0.0%	$128.7M0.0%	$128.7M0.0%	$128.7M0.0%	$128.7M0.0%
Total Liabilities	$9.0B+6.2%	$8.9B+4.2%	$8.5B-0.6%	$8.6B-2.8%	$8.5B-4.3%	$8.6B-2.8%	$8.5B-1.5%	$8.8B+1.0%
Total Equity	$1.3B+6.2%	$1.3B+6.8%	$1.2B+8.9%	$1.2B+6.0%	$1.2B+10.0%	$1.2B+9.4%	$1.1B+7.7%	$1.1B+14.7%
Retained Earnings	$656.7M+12.2%	$633.9M+10.1%	$612.5M+9.8%	$588.1M+7.2%	$585.4M+9.5%	$575.6M+11.0%	$557.9M+11.5%	$548.4M+11.5%

Not reported in any period shown, so not listed: Current Assets, Short-Term Investments, Inventory, Accounts Receivable, Long-Term Investments, Current Liabilities, Non-Current Liabilities, Long-Term Debt.

OBK Cash Flow Statement

OBK quarterly cash flow statement

Metric	TTM	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K
Operating Cash Flow	$195.6M	$158.9M+46.5%	$108.5M-16.5%	$129.9M-10.8%	$145.6M-15.1%	$171.5M+19233.3%	$887K-98.6%	$61.6M-20.9%	$77.8M+25.6%	$62.0M+13.6%	$54.6M
Depreciation & Amortization	N/A	$16.8M+0.2%	$16.8M-4.8%	$17.6M+43.5%	$12.3M+79.5%	$6.8M-0.2%	$6.9M+2.1%	$6.7M+14.7%	$5.9M+0.7%	$5.8M-26.4%	$7.9M
Stock-Based Compensation	N/A	$8.3M+15.3%	$7.2M+35.7%	$5.3M+53.1%	$3.4M+50.3%	$2.3M-1.1%	$2.3M+3.2%	$2.2M+53.7%	$1.5M+27.1%	$1.1M-25.7%	$1.5M
Capital Expenditures	$20.2M	$7.9M-64.3%	$22.0M-17.8%	$26.8M+216.9%	$8.5M+68.8%	$5.0M-30.3%	$7.2M-35.5%	$11.2M+103.4%	$5.5M+80.9%	$3.0M-61.8%	$7.9M
Free Cash Flow	$175.4M	$151.1M+74.8%	$86.4M-16.2%	$103.1M-24.9%	$137.2M-17.6%	$166.5Mn/m	-$6.3M-112.5%	$50.4M-30.3%	$72.3M+22.7%	$59.0M+26.4%	$46.7M
Investing Cash Flow	-$451.3M	-$113.7M-149.0%	$231.9Mn/m	-$130.0Mn/m	-$456.0M-3648.0%	$12.9Mn/m	-$2.1Bn/m	-$291.2Mn/m	-$764.9Mn/m	-$197.7Mn/m	-$154.7M
Financing Cash Flow	$468.1M	-$91.3Mn/m	-$150.6Mn/m	-$78.4Mn/m	-$36.3M-125.2%	$144.1M-93.5%	$2.2B+444.1%	$404.5M-34.4%	$616.6M+879.2%	$63.0M-24.9%	$83.8M
Dividends Paid	$21.9M	$18.9M+0.7%	$18.7M+1.0%	$18.6M+16.9%	$15.9M+37.8%	$11.5M+30.2%	$8.9M+51.0%	$5.9M-1.3%	$5.9M-15.1%	$7.0M+21.4%	$5.8M
Share Buybacks	$28.4M	$15.8Mn/m	$0n/m	$0n/m	$0-100.0%	$1.3M+73.7%	$723K-92.8%	$10.1Mn/m	$0n/m	$0	N/A

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-K	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Operating Cash Flow	$40.0M+93.9%	$52.9M+48.7%	$43.4M+45.4%	$59.3M+49.8%	$20.6M+73.4%	$35.6M+31.1%	$29.9M+1.5%	$39.6M+56.3%
Stock-Based Compensation	$2.5M+21.7%	$2.4M+32.5%	N/A	$2.3M+3.8%	$2.1M+22.5%	$1.8M-12.7%	N/A	$2.2M+63.7%
Capital Expenditures	$9.2M+794.8%	$5.0M+559.5%	$3.6M-34.6%	$2.5M-65.5%	$1.0M-80.9%	$753K-80.7%	$5.4M-41.6%	$7.3M-11.2%
Free Cash Flow	$30.8M+57.3%	$47.9M+37.6%	$39.9M+63.2%	$56.8M+76.1%	$19.6M+200.1%	$34.8M+49.9%	$24.4M+21.4%	$32.2M+88.9%
Investing Cash Flow	-$215.1Mn/m	-$244.2Mn/m	-$145.9M-136.1%	$153.9M+384.2%	-$63.7Mn/m	-$58.0Mn/m	$404.6M+14662.3%	$31.8M-88.0%
Financing Cash Flow	$55.4Mn/m	$433.3M+1027.8%	-$100.2Mn/m	$79.6Mn/m	-$109.0M-497.4%	$38.4M-73.6%	-$285.5Mn/m	-$38.2Mn/m
Dividends Paid	$7.8M+66.0%	$4.7M-1.2%	$4.7M+0.4%	$4.7M-0.5%	$4.7M+1.1%	$4.8M+1.8%	$4.7M+0.5%	$4.7M+1.2%
Share Buybacks	$10.1M+130.8%	$6.8Mn/m	$1.9Mn/m	$9.5Mn/m	$4.4M	$0	$0	$0

Not reported in any period shown, so not listed: Depreciation & Amortization.

OBK Financial Ratios

Margins and returns are percentages; the remaining ratios are unitless multiples. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

OBK quarterly financial ratios

Metric	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K
Net Margin	19.2%-2.3pp	21.5%-1.9pp	23.4%-3.0pp	26.4%-12.6pp	39.0%+24.8pp	14.2%-10.3pp	24.5%-2.0pp	26.5%+17.3pp	9.2%+1.3pp	7.9%
Return on Equity	6.0%-0.6pp	6.7%-1.2pp	7.9%-1.3pp	9.2%-5.6pp	14.9%+9.3pp	5.6%-3.4pp	9.0%-0.4pp	9.4%+5.9pp	3.5%+0.4pp	3.1%
Return on Assets	0.8%0.0pp	0.8%-0.1pp	0.9%-0.1pp	0.9%-0.5pp	1.4%+0.9pp	0.5%-0.5pp	1.0%-0.1pp	1.1%+0.7pp	0.4%	N/A
Liabilities-to-Equity	6.80-0.7x	7.45-0.7x	8.15-1.0x	9.20-0.6x	9.77-1.0x	10.79+2.9x	7.89+0.1x	7.77-1.0x	8.80	N/A
Asset Turnover	0.040.0x	0.040.0x	0.040.0x	0.030.0x	0.040.0x	0.030.0x	0.040.0x	0.040.0x	0.04	N/A
FCF Margin	38.6%+14.4pp	24.3%-4.5pp	28.8%-12.4pp	41.3%-18.5pp	59.8%+62.2pp	-2.5%-25.4pp	22.9%-14.3pp	37.2%+0.2pp	37.0%+8.3pp	28.7%

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-K	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Net Margin	31.5%+13.9pp	26.6%+2.8pp	28.5%+10.2pp	7.8%-12.6pp	17.5%-4.2pp	23.8%-1.2pp	18.3%+1.8pp	20.5%-5.9pp
Return on Equity	2.6%+1.4pp	2.2%+0.3pp	2.4%+1.1pp	0.7%-0.9pp	1.2%-0.7pp	1.9%-0.2pp	1.3%0.0pp	1.6%-0.8pp
Return on Assets	0.3%+0.2pp	0.3%0.0pp	0.3%+0.1pp	0.1%-0.1pp	0.1%-0.1pp	0.2%0.0pp	0.1%0.0pp	0.2%-0.1pp
Liabilities-to-Equity	7.020.0x	7.08-0.2x	6.80-0.7x	7.06-0.6x	7.03-1.1x	7.26-0.9x	7.45-0.7x	7.70-1.0x
Asset Turnover	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x
FCF Margin	28.7%+5.2pp	46.1%+9.0pp	38.5%+7.2pp	51.7%+16.2pp	23.5%+16.7pp	37.0%+11.4pp	31.3%+6.5pp	35.5%+17.0pp

Not reported in any period shown, so not listed: Gross Margin, Operating Margin, Current Ratio, Debt-to-Equity.

Similar Companies

Newest fiscal year on record for each company. The health score is the peer-relative Financial Health Score for that year; a dash means no score is published for it.

Company	Fiscal year	Revenue	Net income	Net margin	Market cap	Health score
ORIGIN BANCORP INC OBK	FY2025	$390.8M	$75.2M	19.2%	$1.6B	47/100
OceanFirst Financial Corp OCFC	FY2025	$404.9M	$71.0M	17.5%	$1.8B	44/100
Community Trust Bancorp Inc CTBI	FY2025	$282.6M	$98.1M	34.7%	$1.3B	78/100
Bank First Corporation BFC	FY2025	$173.9M	$71.5M	41.1%	$1.7B	68/100
Peoples Bancorp Inc/OH PEBO	FY2025	$459.3M	$106.8M	23.3%	$1.4B	49/100
Tompkins Financial Corporation TMP	FY2025	$446.6M	$161.1M	36.1%	$1.5B	59/100

Where ORIGIN BANCORP INC Ranks

Frequently Asked Questions

What is ORIGIN BANCORP INC's annual revenue?

ORIGIN BANCORP INC (OBK) reported $390.8M in total revenue for fiscal year 2025. This represents a 9.9% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is ORIGIN BANCORP INC's revenue growing?

ORIGIN BANCORP INC (OBK) revenue grew by 9.9% year-over-year, from $355.7M to $390.8M in fiscal year 2025.

Is ORIGIN BANCORP INC profitable?

Yes, ORIGIN BANCORP INC (OBK) reported a net income of $99.7M over the trailing 12 months to June 30, 2026. In fiscal year 2025 it reported a net income of $75.2M, with a net profit margin of 19.2%.

What is ORIGIN BANCORP INC's net profit margin?

ORIGIN BANCORP INC (OBK) had a net profit margin of 19.2% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.

Does ORIGIN BANCORP INC pay dividends?

Yes, ORIGIN BANCORP INC (OBK) paid $0.60 per share in dividends during fiscal year 2025.

What is ORIGIN BANCORP INC's return on equity (ROE)?

ORIGIN BANCORP INC (OBK) has a return on equity of 6.0% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

What is ORIGIN BANCORP INC's free cash flow?

ORIGIN BANCORP INC (OBK) generated $151.1M in free cash flow during fiscal year 2025. This represents a 74.8% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.

What is ORIGIN BANCORP INC's operating cash flow?

ORIGIN BANCORP INC (OBK) generated $158.9M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.

What are ORIGIN BANCORP INC's total assets?

ORIGIN BANCORP INC (OBK) had $9.7B in total assets as of fiscal year 2025, including both current and long-term assets.

What are ORIGIN BANCORP INC's capital expenditures?

ORIGIN BANCORP INC (OBK) invested $7.9M in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.

Does ORIGIN BANCORP INC buy back shares?

Yes, ORIGIN BANCORP INC (OBK) spent $15.8M on share buybacks during fiscal year 2025, returning capital to shareholders by reducing shares outstanding.

How many shares does ORIGIN BANCORP INC have outstanding?

ORIGIN BANCORP INC (OBK) had 31M shares outstanding as of fiscal year 2025.

What is ORIGIN BANCORP INC's liabilities-to-equity ratio?

ORIGIN BANCORP INC (OBK) had a liabilities-to-equity ratio of 6.80 as of fiscal year 2025, which is total liabilities divided by total shareholder equity. Total liabilities counts every obligation on the balance sheet (payables, deposits, insurance reserves and deferred taxes as well as borrowings), so this ratio usually runs well above debt-to-equity. No debt-to-equity ratio is shown for fiscal year 2025, because the filing data we hold for that year carries no long-term debt figure.

What is ORIGIN BANCORP INC's return on assets (ROA)?

ORIGIN BANCORP INC (OBK) had a return on assets of 0.8% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

What is ORIGIN BANCORP INC's P/E ratio?

ORIGIN BANCORP INC (OBK) trades at 16.2x earnings, its market capitalization divided by $99.7M net income, trailing 12 months to June 30, 2026. The market capitalization is $1.6B as of Oct 30, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.

What is ORIGIN BANCORP INC's price-to-sales ratio?

ORIGIN BANCORP INC (OBK) trades at 3.8x sales, its market capitalization divided by $424.9M revenue, trailing 12 months to June 30, 2026. The market capitalization is $1.6B as of Oct 30, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.

What is ORIGIN BANCORP INC's Piotroski F-Score?

ORIGIN BANCORP INC (OBK) has a Piotroski F-Score of 5 out of 6 computable signals; 3 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

How financially healthy is ORIGIN BANCORP INC?

ORIGIN BANCORP INC (OBK) scores 47 out of 100 on our Financial Health Score, indicating moderate standing within its banks peer group. The score is the average of six dimensions (Earnings, Growth, Capital, Efficiency, Credit Quality, Stability), each ranked as a percentile relative to companies in the same scoring family (banks against banks, REITs against REITs, and so on) rather than across all industries. It rates the quality of the business, not whether the stock is fairly priced, and is not financial advice. Learn more in our complete guide to financial health indicators.