Here are the 10-Q quarterly reports from Dime Community Bancshares, Inc. Fixed-Rate Non-Cumulative Perpetual Preferred Stock, Series A (DCOMP) in our archive since June 2025, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 10-Q covers the quarterly report filed between annual reports, so if you follow DCOMP and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full DCOMP filings page.
Dime Community Bancshares reported stronger results for the quarter ended March 31, 2026. Net income rose to $34.6 million from $21.5 million a year earlier, and net income available to common stockholders reached $32.8 million, driving basic and diluted EPS up to $0.75 from $0.45.
Net interest income increased to $112.3 million from $94.2 million as interest income grew faster than interest expense. The provision for credit losses rose to $12.3 million, reflecting higher credit costs, while non-interest income and careful cost control helped keep total non-interest expense slightly below last year.
Total assets were $15.0 billion at March 31, 2026, modestly below December 31, 2025, with loans held for investment of about $10.6 billion and total deposits of about $12.6 billion. The allowance for credit losses increased to $100.7 million, and the bank continued to use derivatives and hedge accounting to manage interest rate risk.
Dime Community Bancshares (DCOM) posted a strong Q2-25. Net income rose to $29.7 mm (up 61% YoY) and net income available to common shareholders reached $27.9 mm, lifting basic EPS to $0.64 from $0.43. Six-month earnings climbed to $51.2 mm (YTD EPS $1.09).
- Net interest income jumped 30% YoY to $98.1 mm as interest income expanded 5% while interest expense fell 17% to $69.5 mm, underpinning margin expansion.
- The provision for credit losses increased to $9.2 mm (vs $5.6 mm), but the allowance now covers $93.2 mm of expected losses.
- Non-interest income was steady at $11.6 mm; BOLI income doubled, offsetting lower service fees.
- Non-interest expense rose 8% to $60.3 mm, driven by compensation and data-processing spend.
On the balance sheet, total assets slipped 1% from year-end to $14.21 bn as cash declined to $1.16 bn. Loan balances were essentially flat at $10.78 bn net, while deposits inched up to $11.69 bn; non-interest bearing deposits represent 29%. FHLB advances were pared by $100 mm to $508 mm, and AOCI improved $7.1 mm, helping stockholders’ equity climb 2.5% to $1.43 bn. The company repurchased ~261 k shares and paid common dividends of $10.9 mm during the quarter.
Operating cash flow was a positive $88.5 mm YTD; free cash was redeployed into BOLI and securities, while financing outflows reflected debt pay-downs and dividends. Overall, earnings momentum, lower funding costs and stronger capital paint a favorable picture, though higher credit provisioning and expense growth warrant monitoring.