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Dime Community Bancshares Fixed-Rate Non-Cumulative Perpetual Preferred Stock, Series A (DCOMP) Financials

DCOMP NASDAQ
Trailing 12 months to March 31, 2026
Revenue $21.0M +24.8% YoY
Net Income $123.8M +276.7% YoY
EPS (Diluted) $2.36 FY2025 annual
Operating Cash Flow $169.1M +26.5% YoY
Source SEC Filings (10-K/10-Q) Latest period Q1 FY2026, ended Mar 31, 2026 Reported Currency USD FYE December

Newest figures come from the 10-Q for Q1 FY2026, filed May 1, 2026. Each column of the statement tables below links to the filing it was taken from, and every filing is listed on the DCOMP SEC filings page.

Dime Community Bancshares, Inc. Fixed-Rate Non-Cumulative Perpetual Preferred Stock, Series A (DCOMP) reported $21.0M in revenue over the twelve months to Mar 31, 2026, up 24.8% from the prior twelve months. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 15 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Rhea AI DCOMP FY2025

The bank operates with a liability-heavy balance sheet, and FY2025 earnings recovery restored income without improving asset productivity.

FY2025 operating cash flow reached $186.6M, or 168.5% of net income, while both rose from FY2023; that pattern suggests reported earnings were accompanied by cash generation, although balance-sheet movements likely amplify cash flow for a bank.

From FY2023 to FY2025, assets expanded 12.5% while liabilities grew 11.7% and equity grew 20.4%. Even with equity growing faster, FY2025 liabilities still totaled $13.9B against $1.48B of equity, a 9.4x liabilities-to-equity ratio that describes a deposit- and borrowing-funded model.

The FY2025 rebound was substantial after FY2024: net income rose 280.4% and interest expense fell 16.5%. Yet return on assets was 0.7% in both FY2023 and FY2025, indicating the recovery restored profitability without raising the income produced per dollar of assets.

[ NOT FINANCIAL ADVICE ]

Financial Health Signals

Earnings Growth Capital Efficiency CreditQuality Stability 31 / 100
Financial Health Score (5 of 6 dimensions) 31/100
Scored as: Banks peer group

Scored against banks for FY2025. Each of the six dimensions is a percentile rank within that peer group, and the overall is the average of the dimensions that can be computed: here 5 of 6, with the others left out rather than counted as zero. A high score means strong standing among peers, not absolute cross-industry strength. How this score is calculated →

Health score ≠ stock price. This rates the quality of Dime Community Bancshares, Inc. Fixed-Rate Non-Cumulative Perpetual Preferred Stock, Series A's business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.

Earnings
29

Dime Community Bancshares, Inc. Fixed-Rate Non-Cumulative Perpetual Preferred Stock, Series A earned a return on assets of 0.7% in fiscal year 2025, which is the profit it made on every dollar of assets on its books. This is up from 0.2% the prior year. Earnings ranks banks on that return over three years, and Dime Community Bancshares, Inc. Fixed-Rate Non-Cumulative Perpetual Preferred Stock, Series A scores 29/100 among other banks.

Growth
59

Dime Community Bancshares, Inc. Fixed-Rate Non-Cumulative Perpetual Preferred Stock, Series A reported revenue of $19.9M in fiscal year 2025, against $16.7M in fiscal year 2024. Growth ranks banks on the three-year path of their net revenue, which is interest income and fee income less the interest they pay out, and Dime Community Bancshares, Inc. Fixed-Rate Non-Cumulative Perpetual Preferred Stock, Series A scores 59/100 among other banks.

Capital
28

Dime Community Bancshares, Inc. Fixed-Rate Non-Cumulative Perpetual Preferred Stock, Series A funded 9.6% of its assets with shareholders' equity at the end of fiscal year 2025, holding $1.5B of equity against $15.3B of assets. Capital ranks banks on that cushion, and Dime Community Bancshares, Inc. Fixed-Rate Non-Cumulative Perpetual Preferred Stock, Series A scores 28/100 among other banks.

Efficiency
1

Efficiency measures what a bank spends running itself against the revenue that spending brings in, so a lower ratio is the better one. Dime Community Bancshares, Inc. Fixed-Rate Non-Cumulative Perpetual Preferred Stock, Series A scores 1/100 on it among other banks.

Credit Quality
n/a

Not available for Dime Community Bancshares, Inc. Fixed-Rate Non-Cumulative Perpetual Preferred Stock, Series A, so it is left out of the overall score, which averages the 5 of 6 dimensions that can be computed.

Stability
37

Dime Community Bancshares, Inc. Fixed-Rate Non-Cumulative Perpetual Preferred Stock, Series A reported net income of $110.7M in fiscal year 2025, against $29.1M in fiscal year 2024. Stability ranks banks on how steady net income has been across five years, and Dime Community Bancshares, Inc. Fixed-Rate Non-Cumulative Perpetual Preferred Stock, Series A scores 37/100 among other banks.

Piotroski F-Score Partial
5/6

Dime Community Bancshares, Inc. Fixed-Rate Non-Cumulative Perpetual Preferred Stock, Series A passes 5 of 6 computable financial strength tests (3 of the nine could not be computed from available data). All 4 profitability signals pass (positive income, cash flow, and earnings quality), no leverage/liquidity signals pass (rising debt, declining liquidity, or share dilution), the one computable operating efficiency signal (asset turnover improving) passes.

Key Financial Metrics

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Earnings & Revenue

Revenue
$5.7M
YoY+23.4%
QoQ+5.9%
5Y CAGR+14.4%
10Y CAGR-16.2%

Dime Community Bancshares, Inc. Fixed-Rate Non-Cumulative Perpetual Preferred Stock, Series A generated $5.7M in revenue in Q1 2026. This represents an increase of 23.4% from the same quarter a year earlier. Against the prior quarter it is up 5.9%.

Net Income
$34.6M
YoY+61.2%
QoQ+8.5%
5Y CAGRn/m
10Y CAGR+14.9%

Dime Community Bancshares, Inc. Fixed-Rate Non-Cumulative Perpetual Preferred Stock, Series A reported $34.6M in net income in Q1 2026. This represents an increase of 61.2% from the same quarter a year earlier. Against the prior quarter it is up 8.5%.

EPS (Diluted)
$0.75
YoY+66.7%

Dime Community Bancshares, Inc. Fixed-Rate Non-Cumulative Perpetual Preferred Stock, Series A earned $0.75 per diluted share (EPS) in Q1 2026. This represents an increase of 66.7% from the same quarter a year earlier.

EBITDA

Not reported for Q1 2026.

Cash & Balance Sheet

Cash & Debt
$2.1B
YoY+99.8%
QoQ-12.5%
5Y CAGR+24.9%
10Y CAGR+40.8%

Dime Community Bancshares, Inc. Fixed-Rate Non-Cumulative Perpetual Preferred Stock, Series A held $2.1B in cash as of Q1 2026; no long-term debt figure is on record for that period.

Shares Outstanding
44M
YoY+0.7%
QoQ+0.5%
5Y CAGR+1.2%

Dime Community Bancshares, Inc. Fixed-Rate Non-Cumulative Perpetual Preferred Stock, Series A had 44M shares outstanding in Q1 2026. This represents an increase of 0.7% from the same quarter a year earlier. Against the prior quarter it is up 0.5%.

Free Cash Flow

Not reported for Q1 2026.

Dividends Per Share

Not reported for Q1 2026.

Margins & Returns

Return on Equity
2.3%
YoY+0.8pp
QoQ+0.1pp
5Y change+4.1pp
10Y change-0.2pp

Dime Community Bancshares, Inc. Fixed-Rate Non-Cumulative Perpetual Preferred Stock, Series A's quarterly ROE was 2.3% in Q1 2026: one quarter's net income over shareholder equity, not annualized. This is up 0.8 percentage points from the same quarter a year earlier. Against the prior quarter it is up 0.1 percentage points.

Gross Margin

Not reported for Q1 2026.

Operating Margin

Not reported for Q1 2026.

Net Margin

Not shown for Q1 2026: the reported ratio is above 100.0% of revenue, so it does not read as a share of revenue.

Capital Allocation

None of these metrics is reported for Q1 2026.

DCOMP Income Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

DCOMP quarterly income statement
MetricQ1'2610-QQ4'2510-QQ3'2510-QQ2'2510-QQ1'2510-QQ4'2410-KQ3'2410-QQ2'2410-Q
Revenue$5.7M+23.4%$5.4M+37.3%$5.2M+22.1%$4.6M+16.9%$4.6M+2.2%$3.9M+3.6%$4.3M+7.7%$4.0M-18.2%
SG&A Expenses$39.6M+11.1%$40.8M+14.0%$38.3M+6.1%$36.2M+12.5%$35.7M+11.3%$35.8M+17.7%$36.1M+18.4%$32.2M+7.6%
Interest Expense$61.1M-9.6%$68.2M-8.3%$72.1M-14.4%$69.5M-17.2%$67.7M-24.4%$74.4M-12.1%$84.3M+3.6%$83.9M+16.8%
Income Tax$13.9M+92.3%$16.0M+380.7%$12.4M+153.7%$10.5M+38.7%$7.3M+10.1%$3.3M-63.2%$4.9M-39.5%$7.6M-24.8%
Net Income$34.6M+61.2%$31.9Mn/m$27.7M+107.6%$29.7M+60.7%$21.5M+21.3%-$20.4M-225.0%$13.3M-11.1%$18.5M-32.8%
EPS (Basic)$0.75+66.7%N/A$0.59+103.4%$0.64+48.8%$0.45+9.8%N/A$0.29-14.7%$0.43-34.8%
EPS (Diluted)$0.75+66.7%N/A$0.59+103.4%$0.64+48.8%$0.45+9.8%N/A$0.29-14.7%$0.43-34.8%
Diluted Shares (Avg)43M+0.4%N/A43M+12.2%43M+12.3%43M+12.3%N/A38M+0.4%38M+0.4%

Not reported in any period shown, so not listed: Cost of Revenue, Gross Profit, R&D Expenses, Operating Income, EBITDA.

DCOMP Balance Sheet

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

DCOMP quarterly balance sheet
MetricQ1'2610-QQ4'2510-QQ3'2510-QQ2'2510-QQ1'2510-QQ4'2410-KQ3'2410-QQ2'2410-Q
Total Assets$15.0B+6.4%$15.3B+6.9%$14.5B+5.8%$14.2B+4.9%$14.1B+4.4%$14.4B+5.3%$13.7B+0.7%$13.5B-1.8%
Cash & Equivalents$2.1B+99.8%$2.4B+83.4%$1.7B+173.9%$1.2B+179.4%$1.0B+177.9%$1.3B+180.5%$626.1M+74.5%$414.0M-8.5%
Goodwill$155.8M0.0%$155.8M0.0%$155.8M0.0%$155.8M0.0%$155.8M0.0%$155.8M0.0%$155.8M0.0%$155.8M0.0%
Total Liabilities$13.5B+6.4%$13.9B+7.0%$13.1B+4.8%$12.8B+3.9%$12.7B+3.5%$13.0B+4.4%$12.5B+0.3%$12.3B-2.4%
Total Equity$1.5B+6.0%$1.5B+5.7%$1.5B+14.9%$1.4B+14.4%$1.4B+13.9%$1.4B+13.9%$1.3B+4.9%$1.3B+4.0%
Retained Earnings$876.1M+9.1%$854.2M+7.5%$835.1M+0.9%$820.2M-0.7%$803.2M-1.9%$794.5M-2.3%$827.7M+2.4%$826.1M+2.7%

Not reported in any period shown, so not listed: Current Assets, Short-Term Investments, Inventory, Accounts Receivable, Long-Term Investments, Current Liabilities, Non-Current Liabilities, Long-Term Debt.

DCOMP Cash Flow Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

DCOMP quarterly cash flow statement
MetricQ1'2610-QQ4'2510-QQ3'2510-QQ2'2510-QQ1'2510-QQ4'2410-KQ3'2410-QQ2'2410-Q
Operating Cash Flow$48.0M-26.7%$46.0M-48.3%$52.1Mn/m$23.1M+82.7%$65.4M+112.8%$89.0Mn/m-$33.3M-138.6%$12.6M-59.5%
Depreciation & Amortization$1.0M-4.2%N/AN/AN/A$1.1M-31.1%N/AN/AN/A
Stock-Based Compensation$1.8M-2.4%N/AN/AN/A$1.9M+8.9%N/AN/AN/A
Capital ExpendituresN/AN/A$864K+11.1%N/AN/AN/A$778KN/A
Free Cash FlowN/AN/A$51.2Mn/mN/AN/AN/A-$34.1MN/A
Investing Cash Flow$26.6Mn/m-$174.4M-798.7%$197.2Mn/m-$7.7Mn/m-$84.5M-227.3%$25.0M-61.8%-$16.6M-139.1%-$10.7Mn/m
Financing Cash Flow-$368.9Mn/m$767.3M+41.2%$309.0M+18.0%$110.7M+168.5%-$233.8Mn/m$543.5M+641.0%$261.9Mn/m$41.2Mn/m
Dividends Paid$10.8M+0.7%$10.8M+12.8%$10.7M+12.7%$10.7M+13.1%$10.7M+12.9%$9.5M+2.6%$9.5M+0.7%$9.5M+0.2%

Not reported in any period shown, so not listed: Share Buybacks.

DCOMP Financial Ratios

Margins and returns are percentages; the remaining ratios are unitless multiples. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

DCOMP quarterly financial ratios
MetricQ1'2610-QQ4'2510-QQ3'2510-QQ2'2510-QQ1'2510-QQ4'2410-KQ3'2410-QQ2'2410-Q
Net Margin603.5%588.8%531.2%639.8%462.2%-517.4%312.3%465.2%
Return on Equity2.3%+0.8pp2.2%+3.6pp1.9%+0.9pp2.1%+0.6pp1.5%+0.1pp-1.5%-2.8pp1.1%-0.2pp1.5%-0.8pp
Return on Assets0.2%+0.1pp0.2%+0.3pp0.2%+0.1pp0.2%+0.1pp0.1%0.0pp-0.1%-0.3pp0.1%0.0pp0.1%-0.1pp
Liabilities-to-Equity9.020.0x9.40+0.1x9.01-0.9x8.93-0.9x8.98-0.9x9.28-0.8x9.88-0.5x9.83-0.6x
Asset Turnover0.000.0x0.000.0x0.000.0x0.000.0x0.000.0x0.000.0x0.000.0x0.000.0x
FCF MarginN/AN/A983.5%N/AN/AN/A-799.0%N/A

Not reported in any period shown, so not listed: Gross Margin, Operating Margin, Current Ratio, Debt-to-Equity.

Reported as filed but not readable as a share of revenue in the periods where the ratio runs further from zero than a revenue base allows; no change figure is given where either compared period is one of those: Net Margin, FCF Margin.

Similar Companies

Newest fiscal year on record for each company. The health score is the peer-relative Financial Health Score for that year; a dash means no score is published for it.

Company Fiscal year Revenue Net income Net margin Market cap Health score
Dime Community Bancshares, Inc. Fixed-Rate Non-Cumulative Perpetual Preferred Stock, Series A DCOMP FY2025 $19.9M $110.7M N/A N/A 31/100
Bridgewater Bancshares, Inc. BWBBP FY2025 $143.4M $46.1M 32.1% N/A 60/100
Huntington Bancshares Incorporated HBANL FY2025 $8.2B $2.2B 27.1% N/A 53/100
Huntington Bancshares Incorporated HBANM FY2025 $8.2B $2.2B 27.1% N/A 53/100

Frequently Asked Questions

What is Dime Community Bancshares, Inc. Fixed-Rate Non-Cumulative Perpetual Preferred Stock, Series A's annual revenue?

Dime Community Bancshares, Inc. Fixed-Rate Non-Cumulative Perpetual Preferred Stock, Series A (DCOMP) reported $19.9M in total revenue for fiscal year 2025. This represents a 19.0% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is Dime Community Bancshares, Inc. Fixed-Rate Non-Cumulative Perpetual Preferred Stock, Series A's revenue growing?

Dime Community Bancshares, Inc. Fixed-Rate Non-Cumulative Perpetual Preferred Stock, Series A (DCOMP) revenue grew by 19.0% year-over-year, from $16.7M to $19.9M in fiscal year 2025.

Is Dime Community Bancshares, Inc. Fixed-Rate Non-Cumulative Perpetual Preferred Stock, Series A profitable?

Yes, Dime Community Bancshares, Inc. Fixed-Rate Non-Cumulative Perpetual Preferred Stock, Series A (DCOMP) reported a net income of $123.8M over the trailing 12 months to March 31, 2026. In fiscal year 2025 it reported a net income of $110.7M.

Dime Community Bancshares, Inc. Fixed-Rate Non-Cumulative Perpetual Preferred Stock, Series A (DCOMP) reported diluted earnings per share of $2.36 for fiscal year 2025. This represents a 329.1% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

Dime Community Bancshares, Inc. Fixed-Rate Non-Cumulative Perpetual Preferred Stock, Series A (DCOMP) has a return on equity of 7.5% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

Dime Community Bancshares, Inc. Fixed-Rate Non-Cumulative Perpetual Preferred Stock, Series A (DCOMP) generated $186.6M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.

Dime Community Bancshares, Inc. Fixed-Rate Non-Cumulative Perpetual Preferred Stock, Series A (DCOMP) had $15.3B in total assets as of fiscal year 2025, including both current and long-term assets.

Dime Community Bancshares, Inc. Fixed-Rate Non-Cumulative Perpetual Preferred Stock, Series A (DCOMP) had 44M shares outstanding as of fiscal year 2025.

Dime Community Bancshares, Inc. Fixed-Rate Non-Cumulative Perpetual Preferred Stock, Series A (DCOMP) had a liabilities-to-equity ratio of 9.40 as of fiscal year 2025, which is total liabilities divided by total shareholder equity. Total liabilities counts every obligation on the balance sheet (payables, deposits, insurance reserves and deferred taxes as well as borrowings), so this ratio usually runs well above debt-to-equity. No debt-to-equity ratio is shown for fiscal year 2025, because the filing data we hold for that year carries no long-term debt figure.

Dime Community Bancshares, Inc. Fixed-Rate Non-Cumulative Perpetual Preferred Stock, Series A (DCOMP) had a return on assets of 0.7% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

Dime Community Bancshares, Inc. Fixed-Rate Non-Cumulative Perpetual Preferred Stock, Series A (DCOMP) has a Piotroski F-Score of 5 out of 6 computable signals; 3 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Dime Community Bancshares, Inc. Fixed-Rate Non-Cumulative Perpetual Preferred Stock, Series A (DCOMP) scores 31 out of 100 on our Financial Health Score, indicating weak standing within its banks peer group. The score is the average of six dimensions (Earnings, Growth, Capital, Efficiency, Credit Quality, Stability), each ranked as a percentile relative to companies in the same scoring family (banks against banks, REITs against REITs, and so on) rather than across all industries. For Dime Community Bancshares, Inc. Fixed-Rate Non-Cumulative Perpetual Preferred Stock, Series A it averages the 5 of 6 dimensions that can be computed; the others are left out rather than counted as zero. It rates the quality of the business, not whether the stock is fairly priced, and is not financial advice. Learn more in our complete guide to financial health indicators.

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