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Bridge Bancorp, Inc. Financials

DCOMP
Source SEC Filings (10-K/10-Q) Updated Dec 31, 2025 Currency USD FYE December

This page shows Bridge Bancorp, Inc. (DCOMP) financial statements, including the income statement, balance sheet, cash flow statement, and key financial ratios. View 17 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Financial Health Signals

Profitability Growth Leverage Liquidity Cash Flow Returns 12 / 100
Financial Profile 12/100

Based on FY2025 annual data, averaged across the last 3 years for performance metrics (most-recent year weighted highest). How this score is calculated →

Health score ≠ stock price. This rates the quality of Bridge Bancorp, Inc.'s business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.

Growth
50

Bridge Bancorp, Inc.'s revenue surged 19.0% year-over-year to $19.9M, reflecting rapid business expansion. This strong growth earns a score of 50/100.

Leverage
0

Bridge Bancorp, Inc. has elevated debt relative to equity (D/E of 9.40), meaning the company relies heavily on borrowed funds. This high leverage results in a low score of 0/100, reflecting increased financial risk.

Returns
24

Bridge Bancorp, Inc. generates a 7.5% ROE, indicating limited profit relative to shareholders' investment. This results in a returns score of 24/100. This is up from 2.1% the prior year.

Piotroski F-Score Neutral
5/9

Bridge Bancorp, Inc. passes 5 of 9 financial strength tests. All 4 profitability signals pass (positive income, cash flow, and earnings quality), no leverage/liquidity signals pass (rising debt, declining liquidity, or share dilution), both operating efficiency signals pass.

Earnings Quality Cash-Backed
1.69x

For every $1 of reported earnings, Bridge Bancorp, Inc. generates $1.69 in operating cash flow ($186.6M OCF vs $110.7M net income). This indicates profits are well-supported by actual cash generation, not accounting adjustments.

Key Financial Metrics

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Earnings & Revenue

Revenue
$19.9M
YoY+19.0%
5Y CAGR+29.0%
10Y CAGR-15.4%

Bridge Bancorp, Inc. generated $19.9M in revenue in fiscal year 2025. This represents an increase of 19.0% from the prior year.

EBITDA
N/A
Net Income
$110.7M
YoY+280.6%
5Y CAGR+21.2%
10Y CAGR+18.0%

Bridge Bancorp, Inc. reported $110.7M in net income in fiscal year 2025. This represents an increase of 280.6% from the prior year.

EPS (Diluted)
$2.36
YoY+329.1%
5Y CAGR+6.3%
10Y CAGR+5.1%

Bridge Bancorp, Inc. earned $2.36 per diluted share (EPS) in fiscal year 2025. This represents an increase of 329.1% from the prior year.

Cash & Balance Sheet

Free Cash Flow
N/A
Cash & Debt
$2.4B
YoY+83.4%
5Y CAGR+21.8%
10Y CAGR+36.5%

Bridge Bancorp, Inc. held $2.4B in cash against $0 in long-term debt as of fiscal year 2025.

Dividends Per Share
N/A
Shares Outstanding
44M
YoY+0.6%
5Y CAGR+15.6%
10Y CAGR+9.7%

Bridge Bancorp, Inc. had 44M shares outstanding in fiscal year 2025. This represents an increase of 0.6% from the prior year.

Margins & Returns

Gross Margin
N/A
Operating Margin
N/A
Net Margin
556.0%
YoY+382.1pp
5Y CAGR-203.6pp
10Y CAGR+536.1pp

Bridge Bancorp, Inc.'s net profit margin was 556.0% in fiscal year 2025, showing the share of revenue converted to profit. This is up 382.1 percentage points from the prior year.

Return on Equity
7.5%
YoY+5.4pp
5Y CAGR+1.5pp
10Y CAGR+1.3pp

Bridge Bancorp, Inc.'s ROE was 7.5% in fiscal year 2025, measuring profit generated per dollar of shareholder equity. This is up 5.4 percentage points from the prior year.

Capital Allocation

R&D Spending
N/A
Share Buybacks
N/A
Capital Expenditures
N/A

DCOMP Income Statement

Metric Q4'25 Q3'25 Q2'25 Q1'25 Q4'24 Q3'24 Q2'24 Q1'24
Revenue $5.4M+3.9% $5.2M+12.2% $4.6M0.0% $4.6M+17.8% $3.9M-7.6% $4.3M+7.4% $4.0M-12.6% $4.5M
Cost of Revenue N/A N/A N/A N/A N/A N/A N/A N/A
Gross Profit N/A N/A N/A N/A N/A N/A N/A N/A
R&D Expenses N/A N/A N/A N/A N/A N/A N/A N/A
SG&A Expenses $40.8M+6.3% $38.3M+5.9% $36.2M+1.6% $35.7M-0.3% $35.8M-1.0% $36.1M+12.3% $32.2M+0.5% $32.0M
Operating Income N/A N/A N/A N/A N/A N/A N/A N/A
Interest Expense $68.2M-5.5% $72.1M+3.9% $69.5M+2.7% $67.7M-9.1% $74.4M-11.8% $84.3M+0.5% $83.9M-6.2% $89.5M
Income Tax $16.0M+28.6% $12.4M+18.6% $10.5M+44.5% $7.3M+118.3% $3.3M-32.1% $4.9M-35.2% $7.6M+14.7% $6.6M
Net Income $31.9M+15.1% $27.7M-6.8% $29.7M+38.4% $21.5M+205.1% -$20.4M-253.2% $13.3M-27.9% $18.5M+4.5% $17.7M
EPS (Diluted) N/A $0.59-7.8% $0.64+42.2% $0.45 N/A $0.29-32.6% $0.43+4.9% $0.41

DCOMP Balance Sheet

Metric Q4'25 Q3'25 Q2'25 Q1'25 Q4'24 Q3'24 Q2'24 Q1'24
Total Assets $15.3B+5.5% $14.5B+2.3% $14.2B+0.8% $14.1B-1.8% $14.4B+4.4% $13.7B+1.5% $13.5B+0.4% $13.5B
Current Assets N/A N/A N/A N/A N/A N/A N/A N/A
Cash & Equivalents $2.4B+37.3% $1.7B+48.3% $1.2B+12.2% $1.0B-19.7% $1.3B+105.0% $626.1M+51.2% $414.0M+11.6% $370.9M
Inventory N/A N/A N/A N/A N/A N/A N/A N/A
Accounts Receivable N/A N/A N/A N/A N/A N/A N/A N/A
Goodwill $155.8M0.0% $155.8M0.0% $155.8M0.0% $155.8M0.0% $155.8M0.0% $155.8M0.0% $155.8M0.0% $155.8M
Total Liabilities $13.9B+6.0% $13.1B+2.4% $12.8B+0.7% $12.7B-2.1% $13.0B+3.8% $12.5B+1.5% $12.3B+0.3% $12.3B
Current Liabilities N/A N/A N/A N/A N/A N/A N/A N/A
Long-Term Debt N/A N/A N/A N/A N/A N/A N/A N/A
Total Equity $1.5B+1.6% $1.5B+1.5% $1.4B+1.3% $1.4B+1.1% $1.4B+10.5% $1.3B+1.1% $1.3B+0.9% $1.2B
Retained Earnings $854.2M+2.3% $835.1M+1.8% $820.2M+2.1% $803.2M+1.1% $794.5M-4.0% $827.7M+0.2% $826.1M+0.8% $819.1M

DCOMP Cash Flow Statement

Metric Q4'25 Q3'25 Q2'25 Q1'25 Q4'24 Q3'24 Q2'24 Q1'24
Operating Cash Flow $46.0M-11.7% $52.1M+125.9% $23.1M-64.7% $65.4M-26.5% $89.0M+367.2% -$33.3M-364.0% $12.6M-58.9% $30.7M
Capital Expenditures N/A $864K N/A N/A N/A $778K N/A N/A
Free Cash Flow N/A $51.2M N/A N/A N/A -$34.1M N/A N/A
Investing Cash Flow -$174.4M-188.4% $197.2M+2662.0% -$7.7M+90.9% -$84.5M-438.7% $25.0M+250.8% -$16.6M-54.6% -$10.7M-116.1% $66.4M
Financing Cash Flow $767.3M+148.3% $309.0M+179.2% $110.7M+147.3% -$233.8M-143.0% $543.5M+107.5% $261.9M+535.5% $41.2M+122.4% -$183.9M
Dividends Paid $10.8M+0.2% $10.7M0.0% $10.7M+0.5% $10.7M+12.1% $9.5M+0.1% $9.5M+0.3% $9.5M+0.3% $9.5M
Share Buybacks N/A N/A N/A N/A N/A N/A N/A N/A

DCOMP Financial Ratios

Metric Q4'25 Q3'25 Q2'25 Q1'25 Q4'24 Q3'24 Q2'24 Q1'24
Gross Margin N/A N/A N/A N/A N/A N/A N/A N/A
Operating Margin N/A N/A N/A N/A N/A N/A N/A N/A
Net Margin 588.5%+57.3pp 531.2%-108.5pp 639.8%+177.6pp 462.2%+980.0pp -517.8%-830.2pp 312.3%-152.9pp 465.2%+75.9pp 389.3%
Return on Equity 2.2%+0.3pp 1.9%-0.2pp 2.1%+0.6pp 1.5%+3.0pp -1.5%-2.5pp 1.1%-0.4pp 1.5%+0.1pp 1.4%
Return on Assets 0.2%+0.0pp 0.2%-0.0pp 0.2%+0.1pp 0.1%+0.3pp -0.1%-0.2pp 0.1%-0.0pp 0.1%+0.0pp 0.1%
Current Ratio N/A N/A N/A N/A N/A N/A N/A N/A
Debt-to-Equity 9.40+0.4 9.01+0.1 8.93-0.1 8.98-0.3 9.28-0.6 9.88+0.0 9.83-0.1 9.89
FCF Margin N/A 983.5% N/A N/A N/A -799.0% N/A N/A

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Frequently Asked Questions

Bridge Bancorp, Inc. (DCOMP) reported $19.9M in total revenue for fiscal year 2025. This represents a 19.0% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

Bridge Bancorp, Inc. (DCOMP) revenue grew by 19% year-over-year, from $16.7M to $19.9M in fiscal year 2025.

Yes, Bridge Bancorp, Inc. (DCOMP) reported a net income of $110.7M in fiscal year 2025, with a net profit margin of 556.0%.

Bridge Bancorp, Inc. (DCOMP) reported diluted earnings per share of $2.36 for fiscal year 2025. This represents a 329.1% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

Bridge Bancorp, Inc. (DCOMP) had a net profit margin of 556.0% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.

Bridge Bancorp, Inc. (DCOMP) has a return on equity of 7.5% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

Bridge Bancorp, Inc. (DCOMP) generated $186.6M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.

Bridge Bancorp, Inc. (DCOMP) had $15.3B in total assets as of fiscal year 2025, including both current and long-term assets.

Bridge Bancorp, Inc. (DCOMP) had 44M shares outstanding as of fiscal year 2025.

Bridge Bancorp, Inc. (DCOMP) had a debt-to-equity ratio of 9.40 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.

Bridge Bancorp, Inc. (DCOMP) had a return on assets of 0.7% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

Bridge Bancorp, Inc. (DCOMP) has a Piotroski F-Score of 5 out of 9, indicating neutral financial health. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Bridge Bancorp, Inc. (DCOMP) has an earnings quality ratio of 1.69x, considered cash-backed (high quality). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.

Bridge Bancorp, Inc. (DCOMP) scores 12 out of 100 on our Financial Profile, indicating weak overall financial health. This composite score evaluates six dimensions: profitability (operating margin), revenue growth, leverage (debt-to-equity), liquidity (current ratio), cash flow quality (free cash flow margin), and shareholder returns (return on equity). Each dimension is normalized against standard financial benchmarks. Learn more in our complete guide to financial health indicators.

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