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Eastern Bankshares (EBC) 10-K Filings

EBC NASDAQ

Here are the 10-K annual reports from Eastern Bankshares, Inc. (EBC) in our archive since June 2025, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.

A 10-K covers the audited annual report, with the full financial statements, so if you follow EBC and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full EBC filings page.

Rhea-AI Summary

Eastern Bankshares, Inc. reports a sizeable regional banking franchise centered in Boston, with total assets of $30.6 billion, gross loans of $23.6 billion, deposits of $25.5 billion and shareholders’ equity of $4.3 billion as of December 31, 2025. The company operates Eastern Bank and eight specialized subsidiaries, offering commercial, consumer and wealth management services across Massachusetts, New Hampshire and Rhode Island.

On November 1, 2025, Eastern completed the merger with HarborOne Bancorp, issuing 26.9 million common shares and paying $74.6 million in cash, valuing the deal at approximately $550.1 million based on the October 31, 2025 share price. The transaction added scale in Greater Boston and Rhode Island and generated $202.2 million of goodwill. The loan book is diversified across commercial and industrial, commercial real estate, construction, small business, residential mortgages and home equity, while Cambridge Trust Wealth Management oversees $10.1 billion of client assets.