What is Eastern Bankshares, Inc.'s earnings per share (EPS)?

Eastern Bankshares, Inc. (EBC) reported diluted earnings per share of $0.43 for fiscal year 2025. This represents a -34.8% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

Eastern Bankshares (EBC) Financials

EBC NASDAQ

Trailing 12 months to June 30, 2026

Revenue $1.0B +50.1% YoY

Net Income $376.1M n/m YoY

EPS (Diluted) $1.79 n/m YoY

Operating Cash Flow $406.3M +10.4% YoY

Market Cap $5.1B as of Oct 26, 2026

Price / Sales 4.9x on $1.0B revenue, trailing 12 months to June 30, 2026

Price / Earnings 13.7x on $376.1M net income, trailing 12 months to June 30, 2026

Price / Book 1.2x on $4.3B equity, Q2 FY2026

A multiple compares the market's price with a filed figure; it says what the market pays, not how the business is doing. The market capitalization is the vendor's as of Oct 26, 2026; every other figure is from the SEC filings on this page. Not financial advice.

Source SEC Filings (10-K/10-Q) Latest period Q2 FY2026, ended Jun 30, 2026 Reported Aug 7, 2026 Currency USD FYE December

Newest figures come from the 10-Q for Q2 FY2026, filed Aug 7, 2026. Each column of the statement tables below links to the filing it was taken from, and every filing is listed on the EBC SEC filings page.

Eastern Bankshares, Inc. (EBC) reported $1.0B in revenue over the twelve months to Jun 30, 2026, up 50.1% from the prior twelve months. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 8 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Rhea AI EBC FY2025 2026-10-25

The bank is expanding its balance sheet faster than earnings, while operating cash flow is separating sharply from reported profit.

By FY2025, operating cash flow was $432M against net income of $88.2M, making the cash-flow result much larger than accounting profit. The supplied ratio rose from 237.4% in FY2024 to 490.2% in FY2025, so balance-sheet movements appear to be a major driver and cash flow is not a clean measure of recurring earnings.

Assets expanded 19.7% in FY2025 even as revenue slipped 1.2%, indicating growth in the balance sheet rather than business volume. Liabilities remained 85.8% of assets, so the expansion continues to rely predominantly on obligations rather than equity.

Net income fell 26.2% in FY2025 while interest expense remained $335.6M, showing how a large recurring cost can weigh on profit despite broadly stable revenue. Goodwill rose 100.3% from FY2023 to FY2025 while total assets rose 44.7%, meaning asset expansion included a disproportionately faster increase in acquired or intangible value.

Financial Health Signals

Financial Health Score (5 of 6 dimensions) 50/100

Scored as: Banks peer group

Scored against banks for FY2025. Each of the six dimensions is a percentile rank within that peer group, and the overall is the average of the dimensions that can be computed: here 5 of 6, with the others left out rather than counted as zero. A high score means strong standing among peers, not absolute cross-industry strength. How this score is calculated →

Health score ≠ stock price. This rates the quality of Eastern Bankshares, Inc.'s business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.

Earnings

Eastern Bankshares, Inc. earned a return on assets of 0.3% in fiscal year 2025, which is the profit it made on every dollar of assets on its books. This is down from 0.5% the prior year. Earnings ranks banks on that return over three years, and Eastern Bankshares, Inc. scores 26/100 among other banks.

Growth

Eastern Bankshares, Inc. reported revenue of $722.6M in fiscal year 2025, against $731.5M in fiscal year 2024. Growth ranks banks on the three-year path of their net revenue, which is interest income and fee income less the interest they pay out, and Eastern Bankshares, Inc. scores 93/100 among other banks.

Capital

Eastern Bankshares, Inc. funded 14.2% of its assets with shareholders' equity at the end of fiscal year 2025, holding $4.3B of equity against $30.6B of assets. Capital ranks banks on that cushion, and Eastern Bankshares, Inc. scores 76/100 among other banks.

Efficiency

Efficiency measures what a bank spends running itself against the revenue that spending brings in, so a lower ratio is the better one. Eastern Bankshares, Inc. scores 10/100 on it among other banks.

Credit Quality

n/a

Not available for Eastern Bankshares, Inc., so it is left out of the overall score, which averages the 5 of 6 dimensions that can be computed.

Stability

Eastern Bankshares, Inc. reported net income of $88.2M in fiscal year 2025, against $119.6M in fiscal year 2024. Stability ranks banks on how steady net income has been across five years, and Eastern Bankshares, Inc. scores 43/100 among other banks.

Piotroski F-Score Partial

3/6

Eastern Bankshares, Inc. passes 3 of 6 computable financial strength tests (3 of the nine could not be computed from available data). 3 of 4 profitability signals pass, no leverage/liquidity signals pass (rising debt, declining liquidity, or share dilution), the one computable operating efficiency signal (asset turnover improving) does not pass.

Key Financial Metrics

Export CSV

Earnings & Revenue

Revenue

$309.5M

YoY+26.4%

QoQ+7.4%

Eastern Bankshares, Inc. generated $309.5M in revenue in Q2 2026. This represents an increase of 26.4% from the same quarter a year earlier. Against the prior quarter it is up 7.4%.

Net Income

$105.2M

YoY+5.0%

QoQ+61.2%

Eastern Bankshares, Inc. reported $105.2M in net income in Q2 2026. This represents an increase of 5.0% from the same quarter a year earlier. Against the prior quarter it is up 61.2%.

EPS (Diluted)

$0.48

YoY-4.0%

QoQ+65.5%

5Y CAGR+19.1%

Eastern Bankshares, Inc. earned $0.48 per diluted share (EPS) in Q2 2026. This represents a decrease of 4.0% from the same quarter a year earlier. Against the prior quarter it is up 65.5%.

EBITDA

Not reported for Q2 2026.

Cash & Balance Sheet

Cash & Debt

$256.2M

YoY-53.7%

QoQ-22.7%

5Y CAGR-30.4%

Eastern Bankshares, Inc. held $256.2M in cash as of Q2 2026; no long-term debt figure is on record for that period.

Dividends Per Share

$0.15

YoY+15.4%

QoQ+15.4%

5Y CAGR+13.4%

Eastern Bankshares, Inc. paid $0.15 per share in dividends in Q2 2026. This represents an increase of 15.4% from the same quarter a year earlier. Against the prior quarter it is up 15.4%.

Shares Outstanding

229M

YoY+8.1%

QoQ-1.1%

5Y CAGR+4.1%

Eastern Bankshares, Inc. had 229M shares outstanding in Q2 2026. This represents an increase of 8.1% from the same quarter a year earlier. Against the prior quarter it is down 1.1%.

Free Cash Flow

Not reported for Q2 2026.

Margins & Returns

Net Margin

34.0%

YoY-6.9pp

QoQ+11.3pp

Eastern Bankshares, Inc.'s net profit margin was 34.0% in Q2 2026, showing the share of revenue converted to profit. This is down 6.9 percentage points from the same quarter a year earlier. Against the prior quarter it is up 11.3 percentage points.

Return on Equity

2.5%

YoY-0.3pp

QoQ+0.9pp

Eastern Bankshares, Inc.'s quarterly ROE was 2.5% in Q2 2026: one quarter's net income over shareholder equity, not annualized. This is down 0.3 percentage points from the same quarter a year earlier. Against the prior quarter it is up 0.9 percentage points.

Gross Margin

Not reported for Q2 2026.

Operating Margin

Not reported for Q2 2026.

Capital Allocation

Share Buybacks

$73.7M

YoY+1246.6%

QoQ+0.5%

5Y CAGRn/m

Eastern Bankshares, Inc. spent $73.7M on share buybacks in Q2 2026, returning capital to shareholders by reducing shares outstanding. This represents an increase of 1246.6% from the same quarter a year earlier. Against the prior quarter it is up 0.5%.

R&D Spending

Not reported for Q2 2026.

Capital Expenditures

Not reported for Q2 2026.

EBC Income Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

EBC quarterly income statement

Metric	TTM	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K
Revenue	$1.0B	$722.6M-1.2%	$731.5M+134.0%	$312.7M-51.5%	$644.8M+22.3%	$527.3M+8.7%	$484.9M-18.3%	$593.6M+4.0%	$570.6M
Interest Expense	$374.4M	$335.6M-1.0%	$339.2M+37.8%	$246.1M+562.7%	$37.1M+596.3%	$5.3M-55.8%	$12.1M-64.2%	$33.8M+34.4%	$25.1M
Income Tax	$25.6M	$11.3M-68.8%	$36.2Mn/m	-$63.3M-222.4%	$51.7M+69.8%	$30.5M+291.7%	$7.8M-80.3%	$39.5M+13.2%	$34.9M
Net Income	$376.1M	$88.2M-26.2%	$119.6M-48.5%	$232.2M+16.2%	$199.8M+29.2%	$154.7M+580.2%	$22.7M-83.2%	$135.1M+10.1%	$122.7M
EPS (Basic)	N/A	$0.43-34.8%	$0.66-53.8%	$1.43+18.2%	$1.21+34.4%	$0.90+592.3%	$0.13n/m	$0.00n/m	$0.00
EPS (Diluted)	$1.79	$0.43-34.8%	$0.66-53.8%	$1.43+18.2%	$1.21+34.4%	$0.90+592.3%	$0.13n/m	$0.00n/m	$0.00
Diluted Shares (Avg)	N/A	204M+12.2%	182M+12.2%	162M-2.0%	166M-3.8%	172M+0.3%	172M	N/A	N/A

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-K	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Revenue	$309.5M+26.4%	$288.2M+825.9%	$205.1M-5.3%	$241.5M+18.7%	$244.9M+59.0%	$31.1M-80.2%	$216.5M	$203.4M+30.1%
Interest Expense	$98.0M+26.7%	$94.9M+23.5%	$98.8M+7.9%	$82.8M-13.9%	$77.3M-1.8%	$76.8M+5.6%	$91.6M	$96.2M+48.0%
Income Tax	$29.6M+33927.6%	$18.6M-45.0%	-$10.3M-190.7%	-$12.2M-529.5%	$87K-99.3%	$33.7M+227.7%	$11.4M	$2.8Mn/m
Net Income	$105.2M+5.0%	$65.3Mn/m	$99.5M+63.7%	$106.1Mn/m	$100.2M+280.7%	-$217.7M-663.2%	$60.8M	-$6.2M-110.5%
EPS (Basic)	$0.48-4.0%	$0.29n/m	$0.49+53.1%	$0.53n/m	$0.50+212.5%	-$1.09-554.2%	$0.32-83.7%	-$0.03-108.3%
EPS (Diluted)	$0.48-4.0%	$0.29n/m	$0.49+53.1%	$0.53n/m	$0.50+212.5%	-$1.08-550.0%	$0.32-83.7%	-$0.03-108.3%
Diluted Shares (Avg)	219M+10.2%	223M+10.9%	N/A	199M+0.9%	199M+21.7%	201M+23.4%	N/A	198M+21.7%

Not reported in any period shown, so not listed: Cost of Revenue, Gross Profit, R&D Expenses, SG&A Expenses, Operating Income, EBITDA.

EBC Balance Sheet

EBC quarterly balance sheet

Metric	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K
Total Assets	$30.6B+19.7%	$25.6B+20.9%	$21.1B-6.7%	$22.6B-3.7%	$23.5B+47.3%	$16.0B+37.3%	$11.6B+2.2%	$11.4B
Cash & Equivalents	$316.9M-68.5%	$1.0B+45.3%	$693.1M+308.9%	$169.5M-86.2%	$1.2B-40.0%	$2.1B+466.5%	$362.6M+39.6%	$259.7M
Short-Term Investments	$190.8M-79.1%	$914.3M+50.9%	$605.8M+854.6%	$63.5M-94.2%	$1.1B-43.9%	$1.9B+753.1%	$227.1M	N/A
Goodwill	$1.1B+22.1%	$915.0M+64.1%	$557.6M0.0%	$557.6M0.0%	$557.6M+50.9%	$369.5M+0.1%	$369.0M0.0%	$369.0M
Total Liabilities	$26.2B+19.6%	$21.9B+20.9%	$18.2B-10.0%	$20.2B+0.3%	$20.1B+60.4%	$12.5B+25.0%	$10.0B+0.8%	$9.9B
Total Equity	$4.3B+20.2%	$3.6B+21.4%	$3.0B+20.4%	$2.5B-27.4%	$3.4B-0.6%	$3.4B+114.2%	$1.6B+11.7%	$1.4B
Retained Earnings	$2.1B-0.8%	$2.1B+1.8%	$2.0B+8.8%	$1.9B+6.4%	$1.8B+6.2%	$1.7B+1.3%	$1.6B	N/A

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-K	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Total Assets	$31.1B+22.3%	$30.6B+22.6%	$30.6B+19.7%	$25.5B-0.2%	$25.5B+21.0%	$25.0B+18.0%	$25.6B+20.9%	$25.5B+20.6%
Cash & Equivalents	$256.2M-53.7%	$331.6M-10.1%	$316.9M-68.5%	$410.4M-53.9%	$553.5M-26.3%	$368.8M-50.1%	$1.0B+45.3%	$889.5M+46.1%
Short-Term Investments	$80.6M-79.6%	$220.1M-8.3%	$190.8M-79.1%	$293.0M-63.0%	$394.8M-41.8%	$240.2M-64.0%	$914.3M+50.9%	$791.2M+47.6%
Goodwill	N/A	N/A	$1.1B+22.1%	N/A	N/A	N/A	$915.0M+64.1%	$915.0M+64.1%
Total Liabilities	$26.9B+23.4%	$26.3B+23.1%	$26.2B+19.6%	$21.7B-0.8%	$21.8B+20.4%	$21.4B+17.5%	$21.9B+20.9%	$21.8B+16.8%
Total Equity	$4.3B+16.3%	$4.3B+19.6%	$4.3B+20.2%	$3.8B+3.7%	$3.7B+24.1%	$3.6B+21.3%	$3.6B+21.4%	$3.7B+50.1%
Retained Earnings	$2.2B+13.5%	$2.1B+14.2%	$2.1B-0.8%	$2.0B-2.5%	$1.9B-7.7%	$1.8B-10.9%	$2.1B+1.8%	$2.0B+17.2%

Not reported in any period shown, so not listed: Current Assets, Inventory, Accounts Receivable, Long-Term Investments, Current Liabilities, Non-Current Liabilities, Long-Term Debt.

EBC Cash Flow Statement

EBC quarterly cash flow statement

Metric	TTM	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K
Operating Cash Flow	$406.3M	$432.4M+52.3%	$283.8M+8.5%	$261.7M+13.8%	$229.9M+31.8%	$174.5M+149.8%	$69.9M-64.4%	$196.2M-4.3%	$205.0M
Depreciation & Amortization	N/A	$46.9M+73.7%	$27.0M+119.8%	$12.3M+2.6%	$12.0M+0.7%	$11.9M-11.1%	$13.4M-31.3%	$19.5M-2.9%	$20.1M
Stock-Based Compensation	N/A	$16.9M-12.3%	$19.3M+20.1%	$16.0M+52.7%	$10.5Mn/m	$0n/m	$0n/m	$0n/m	$0
Investing Cash Flow	-$591.5M	-$364.0M-134.4%	$1.1B-55.9%	$2.4Bn/m	-$1.1Bn/m	-$2.0Bn/m	-$2.4Bn/m	-$145.3Mn/m	-$647.1M
Financing Cash Flow	-$112.2M	-$758.4Mn/m	-$1.0Bn/m	-$2.1Bn/m	-$215.6M-121.8%	$989.0M-75.3%	$4.0B+7623.2%	$51.9M-86.7%	$390.6M
Dividends Paid	$117.3M	$105.7M+28.1%	$82.5M+23.8%	$66.7M+1.2%	$65.9M+27.8%	$51.6Mn/m	$0n/m	$0	N/A
Share Buybacks	$201.7M	$106.6M+285.0%	$27.7Mn/m	$0-100.0%	$201.6M+768.1%	$23.2Mn/m	$0n/m	$0	N/A

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-K	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Operating Cash Flow	$154.6M+24.8%	-$9.5M-120.0%	$104.1M+17.3%	$157.1M+45.1%	$123.9M+128.2%	$47.3M+45.3%	$88.7M+68.2%	$108.3M+200.9%
Depreciation & Amortization	$15.6M+42.6%	$15.6M+48.7%	$14.7M+46.8%	$10.8M+5.5%	$10.9M+220.2%	$10.5M+214.8%	$10.0M+207.9%	$10.3M+243.7%
Stock-Based Compensation	N/A	$4.2M-12.5%	N/A	N/A	N/A	$4.8M+32.4%	N/A	N/A
Investing Cash Flow	-$620.3Mn/m	-$12.9Mn/m	$204.3Mn/m	-$162.6M-115.9%	-$324.4M-399.1%	-$81.3Mn/m	-$29.9M-105.5%	$1.0B+843.6%
Financing Cash Flow	$390.3M+1.3%	$37.0Mn/m	-$401.9M-786.6%	-$137.7Mn/m	$385.2Mn/m	-$604.1M-1156.7%	$58.5Mn/m	-$994.2Mn/m
Dividends Paid	$33.1M+26.1%	$28.8M+19.6%	$29.5M+21.5%	$25.9M+16.5%	$26.3M+44.5%	$24.1M+34.7%	$24.3M+34.8%	$22.2M+37.1%
Share Buybacks	$73.7M+1246.6%	$73.4M+57.9%	$54.7M+263.1%	$0-100.0%	$5.5Mn/m	$46.5Mn/m	$15.1Mn/m	$12.6Mn/m

Not reported in any period shown, so not listed: Capital Expenditures, Free Cash Flow.

EBC Financial Ratios

Margins and returns are percentages; the remaining ratios are unitless multiples. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

EBC quarterly financial ratios

Metric	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K
Net Margin	12.2%-4.1pp	16.3%-57.9pp	74.3%+43.3pp	31.0%+1.7pp	29.3%+24.6pp	4.7%-18.1pp	22.8%+1.2pp	21.5%
Return on Equity	2.0%-1.3pp	3.3%-4.5pp	7.8%-0.3pp	8.1%+3.5pp	4.5%+3.9pp	0.7%-7.8pp	8.4%-0.1pp	8.6%
Return on Assets	0.3%-0.2pp	0.5%-0.6pp	1.1%+0.2pp	0.9%+0.2pp	0.7%+0.5pp	0.1%-1.0pp	1.2%+0.1pp	1.1%
Liabilities-to-Equity	6.050.0x	6.080.0x	6.10-2.1x	8.16+2.3x	5.90+2.2x	3.66-2.6x	6.27-0.7x	6.94
Asset Turnover	0.020.0x	0.030.0x	0.010.0x	0.030.0x	0.020.0x	0.030.0x	0.050.0x	0.05

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-K	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Net Margin	34.0%-6.9pp	22.6%	48.5%+20.4pp	44.0%+47.0pp	40.9%+23.8pp	-699.2%	28.1%	-3.0%-40.8pp
Return on Equity	2.5%-0.3pp	1.5%+7.6pp	2.3%+0.6pp	2.8%+3.0pp	2.7%+1.8pp	-6.1%-7.4pp	1.7%	-0.2%-2.6pp
Return on Assets	0.3%-0.1pp	0.2%+1.1pp	0.3%+0.1pp	0.4%+0.4pp	0.4%+0.3pp	-0.9%-1.0pp	0.2%	0.0%-0.3pp
Liabilities-to-Equity	6.27+0.4x	6.15+0.2x	6.050.0x	5.69-0.3x	5.91-0.2x	5.97-0.2x	6.080.0x	5.95-1.7x
Asset Turnover	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.000.0x	0.01	0.010.0x

Not reported in any period shown, so not listed: Gross Margin, Operating Margin, Current Ratio, Debt-to-Equity, FCF Margin.

Reported as filed but not readable as a share of revenue in the periods where the ratio runs further from zero than a revenue base allows; no change figure is given where either compared period is one of those: Net Margin.

Similar Companies

Newest fiscal year on record for each company. The health score is the peer-relative Financial Health Score for that year; a dash means no score is published for it.

Company	Fiscal year	Revenue	Net income	Net margin	Market cap	Health score
Eastern Bankshares, Inc. EBC	FY2025	$722.6M	$88.2M	12.2%	$5.1B	50/100
Renasant Corporation RNST	FY2025	$985.8M	$181.3M	18.4%	$3.8B	59/100
Independent Bank Corp/MA INDB	FY2025	$857.5M	$205.1M	23.9%	$4.0B	61/100
First Interstate BancSystem, Inc. FIBK	FY2025	$1.1B	$302.1M	28.5%	$3.5B	55/100
First BanCorp. FBP	FY2025	$1.3B	$344.9M	27.5%	$4.1B	61/100
Fulton Financial Corp FULT	FY2025	$1.3B	$391.6M	29.8%	$4.5B	60/100

Where Eastern Bankshares, Inc. Ranks

Frequently Asked Questions

What is Eastern Bankshares, Inc.'s annual revenue?

Eastern Bankshares, Inc. (EBC) reported $722.6M in total revenue for fiscal year 2025. This represents a -1.2% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is Eastern Bankshares, Inc.'s revenue growing?

Eastern Bankshares, Inc. (EBC) revenue declined by 1.2% year-over-year, from $731.5M to $722.6M in fiscal year 2025.

Is Eastern Bankshares, Inc. profitable?

Yes, Eastern Bankshares, Inc. (EBC) reported a net income of $376.1M over the trailing 12 months to June 30, 2026. In fiscal year 2025 it reported a net income of $88.2M, with a net profit margin of 12.2%.

What is Eastern Bankshares, Inc.'s net profit margin?

Eastern Bankshares, Inc. (EBC) had a net profit margin of 12.2% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.

Does Eastern Bankshares, Inc. pay dividends?

Yes, Eastern Bankshares, Inc. (EBC) paid $0.51 per share in dividends during fiscal year 2025.

What is Eastern Bankshares, Inc.'s return on equity (ROE)?

Eastern Bankshares, Inc. (EBC) has a return on equity of 2.0% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

What is Eastern Bankshares, Inc.'s operating cash flow?

Eastern Bankshares, Inc. (EBC) generated $432.4M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.

What are Eastern Bankshares, Inc.'s total assets?

Eastern Bankshares, Inc. (EBC) had $30.6B in total assets as of fiscal year 2025, including both current and long-term assets.

Does Eastern Bankshares, Inc. buy back shares?

Yes, Eastern Bankshares, Inc. (EBC) spent $106.6M on share buybacks during fiscal year 2025, returning capital to shareholders by reducing shares outstanding.

How many shares does Eastern Bankshares, Inc. have outstanding?

Eastern Bankshares, Inc. (EBC) had 235M shares outstanding as of fiscal year 2025.

What is Eastern Bankshares, Inc.'s liabilities-to-equity ratio?

Eastern Bankshares, Inc. (EBC) had a liabilities-to-equity ratio of 6.05 as of fiscal year 2025, which is total liabilities divided by total shareholder equity. Total liabilities counts every obligation on the balance sheet (payables, deposits, insurance reserves and deferred taxes as well as borrowings), so this ratio usually runs well above debt-to-equity. No debt-to-equity ratio is shown for fiscal year 2025, because the filing data we hold for that year carries no long-term debt figure.

What is Eastern Bankshares, Inc.'s return on assets (ROA)?

Eastern Bankshares, Inc. (EBC) had a return on assets of 0.3% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

What is Eastern Bankshares, Inc.'s P/E ratio?

Eastern Bankshares, Inc. (EBC) trades at 13.7x earnings, its market capitalization divided by $376.1M net income, trailing 12 months to June 30, 2026. The market capitalization is $5.1B as of Oct 26, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.

What is Eastern Bankshares, Inc.'s price-to-sales ratio?

Eastern Bankshares, Inc. (EBC) trades at 4.9x sales, its market capitalization divided by $1.0B revenue, trailing 12 months to June 30, 2026. The market capitalization is $5.1B as of Oct 26, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.

What is Eastern Bankshares, Inc.'s Piotroski F-Score?

Eastern Bankshares, Inc. (EBC) has a Piotroski F-Score of 3 out of 6 computable signals; 3 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

How financially healthy is Eastern Bankshares, Inc.?

Eastern Bankshares, Inc. (EBC) scores 50 out of 100 on our Financial Health Score, indicating moderate standing within its banks peer group. The score is the average of six dimensions (Earnings, Growth, Capital, Efficiency, Credit Quality, Stability), each ranked as a percentile relative to companies in the same scoring family (banks against banks, REITs against REITs, and so on) rather than across all industries. For Eastern Bankshares, Inc. it averages the 5 of 6 dimensions that can be computed; the others are left out rather than counted as zero. It rates the quality of the business, not whether the stock is fairly priced, and is not financial advice. Learn more in our complete guide to financial health indicators.