What is Eastern Bankshares, Inc.'s earnings per share (EPS)?

Eastern Bankshares, Inc. (EBC) reported diluted earnings per share of $0.43 for fiscal year 2025. This represents a -34.8% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

Eastern Bankshares, Inc. (EBC) Financials

EBC

Trailing 12 months to June 30, 2026

Revenue $1.0B +50.1% YoY

Net Income $376.1M +698.5% YoY

EPS (Diluted) $1.79 +717.2% YoY

Operating Cash Flow $406.3M +10.4% YoY

Market Cap $4.9B as of Sep 11, 2026

Price / Sales 4.7x on $1.0B revenue, trailing 12 months to June 30, 2026

Price / Earnings 13.1x on $376.1M net income, trailing 12 months to June 30, 2026

Price / Book 1.2x on $4.3B equity, Q2 FY2026

A multiple compares the market's price with a filed figure; it says what the market pays, not how the business is doing. The market capitalization is the vendor's as of Sep 11, 2026; every other figure is from the SEC filings on this page. Not financial advice.

Source SEC Filings (10-K/10-Q) Latest period Q2 FY2026, ended Jun 30, 2026 Reported Aug 7, 2026 Currency USD FYE December

Newest figures come from the 10-Q for Q2 FY2026, filed Aug 7, 2026. Each column of the statement tables below links to the filing it was taken from, and every filing is listed on the EBC SEC filings page.

Eastern Bankshares, Inc. (EBC) reported $1.0B in revenue over the twelve months to Jun 30, 2026, up 50.1% from the prior twelve months. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 8 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Rhea AI EBC FY2025 2026-09-05

The bank is expanding its balance sheet while earnings returns compress, making scale—not profitability—the dominant visible mechanic.

In FY2025, operating cash flow of $432M was 4.9x net income of $88.2M; for a bank, that divergence points to balance-sheet cash movements rather than clean earnings conversion. Meanwhile, total assets expanded 19.7% from FY2024 while ROA fell to 0.3%, so added scale did not translate into better asset productivity.

Revenue was essentially flat in FY2025, yet net income fell 26.2%; the earnings contraction therefore came from profitability pressure rather than reduced reported activity. SG&A climbed 16.8% while interest expense remained $335.6M, helping explain why stable revenue produced less profit.

Assets and liabilities both expanded roughly 20% from FY2024 while debt-to-equity stayed near 6.0x; the balance sheet grew mainly through liabilities, not a fundamental change in leverage. Diluted EPS fell 35% while the share count rose 10.2%, showing why per-share results can weaken even as the equity base expands.

Financial Health Signals

Financial Health Score 42/100

Scored as: Banks peer group

Scored against banks for FY2025. Each of the six dimensions is a percentile rank within that peer group; the overall is their average, with missing dimensions counted as zero out of six. A high score means strong standing among peers, not absolute cross-industry strength. How this score is calculated →

Health score ≠ stock price. This rates the quality of Eastern Bankshares, Inc.'s business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.

Earnings

Eastern Bankshares, Inc. earned a return on assets of 0.3% in fiscal year 2025, which is the profit it made on every dollar of assets on its books. This is down from 0.5% the prior year. Earnings ranks banks on that return over three years, and Eastern Bankshares, Inc. scores 27/100 among other banks.

Growth

Eastern Bankshares, Inc. reported revenue of $722.6M in fiscal year 2025, against $731.5M in fiscal year 2024. Growth ranks banks on the three-year path of their net revenue, which is interest income and fee income less the interest they pay out, and Eastern Bankshares, Inc. scores 93/100 among other banks.

Capital

Eastern Bankshares, Inc. funded 14.2% of its assets with shareholders' equity at the end of fiscal year 2025, holding $4.3B of equity against $30.6B of assets. Capital ranks banks on that cushion, and Eastern Bankshares, Inc. scores 75/100 among other banks.

Efficiency

Efficiency measures what a bank spends running itself against the revenue that spending brings in, so a lower ratio is the better one. Eastern Bankshares, Inc. scores 11/100 on it among other banks.

Credit Quality

Not available for Eastern Bankshares, Inc., and counted as zero in the overall score.

Stability

Eastern Bankshares, Inc. reported net income of $88.2M in fiscal year 2025, against $119.6M in fiscal year 2024. Stability ranks banks on how steady net income has been across five years, and Eastern Bankshares, Inc. scores 43/100 among other banks.

Piotroski F-Score Partial

3/6

Eastern Bankshares, Inc. passes 3 of 6 computable financial strength tests (3 of the nine could not be computed from available data). 3 of 4 profitability signals pass, no leverage/liquidity signals pass (rising debt, declining liquidity, or share dilution), neither operating efficiency signal passes.

Earnings Quality Cash-Backed

4.90x

For every $1 of reported earnings, Eastern Bankshares, Inc. generates $4.90 in operating cash flow ($432.4M OCF vs $88.2M net income). This indicates profits are well-supported by actual cash generation, not accounting adjustments.

Key Financial Metrics

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Earnings & Revenue

Revenue

$309.5M

YoY+26.4%

QoQ+7.4%

5Y CAGR+15.5%

Eastern Bankshares, Inc. generated $309.5M in revenue in Q2 2026. This represents an increase of 26.4% from the same quarter a year earlier. Against the prior quarter it is up 7.4%.

Net Income

$105.2M

YoY+5.0%

QoQ+61.2%

5Y CAGR+24.8%

Eastern Bankshares, Inc. reported $105.2M in net income in Q2 2026. This represents an increase of 5.0% from the same quarter a year earlier. Against the prior quarter it is up 61.2%.

EPS (Diluted)

$0.48

YoY-4.0%

QoQ+65.5%

5Y CAGR+19.1%

Eastern Bankshares, Inc. earned $0.48 per diluted share (EPS) in Q2 2026. This represents a decrease of 4.0% from the same quarter a year earlier. Against the prior quarter it is up 65.5%.

EBITDA

Not reported for Q2 2026.

Cash & Balance Sheet

Cash & Debt

$256.2M

YoY-53.7%

QoQ-22.7%

5Y CAGR-30.4%

Eastern Bankshares, Inc. held $256.2M in cash as of Q2 2026; long-term debt is not reported for that period.

Dividends Per Share

$0.15

YoY+15.4%

QoQ+15.4%

5Y CAGR+13.4%

Eastern Bankshares, Inc. paid $0.15 per share in dividends in Q2 2026. This represents an increase of 15.4% from the same quarter a year earlier. Against the prior quarter it is up 15.4%.

Shares Outstanding

229M

YoY+8.1%

QoQ-1.1%

5Y CAGR+4.1%

Eastern Bankshares, Inc. had 229M shares outstanding in Q2 2026. This represents an increase of 8.1% from the same quarter a year earlier. Against the prior quarter it is down 1.1%.

Free Cash Flow

Not reported for Q2 2026.

Margins & Returns

Net Margin

34.0%

YoY-6.9pp

QoQ+11.3pp

5Y change+10.8pp

Eastern Bankshares, Inc.'s net profit margin was 34.0% in Q2 2026, showing the share of revenue converted to profit. This is down 6.9 percentage points from the same quarter a year earlier. Against the prior quarter it is up 11.3 percentage points.

Return on Equity

2.5%

YoY-0.3pp

QoQ+0.9pp

5Y change+1.5pp

Eastern Bankshares, Inc.'s ROE was 2.5% in Q2 2026, measuring profit generated per dollar of shareholder equity. This is down 0.3 percentage points from the same quarter a year earlier. Against the prior quarter it is up 0.9 percentage points.

Gross Margin

Not reported for Q2 2026.

Operating Margin

Not reported for Q2 2026.

Capital Allocation

Share Buybacks

$73.7M

YoY+1246.6%

QoQ+0.5%

Eastern Bankshares, Inc. spent $73.7M on share buybacks in Q2 2026, returning capital to shareholders by reducing shares outstanding. This represents an increase of 1246.6% from the same quarter a year earlier. Against the prior quarter it is up 0.5%.

R&D Spending

Not reported for Q2 2026.

Capital Expenditures

Not reported for Q2 2026.

EBC Income Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

EBC quarterly income statement

Metric	TTM	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K
Revenue	$1.0B	$722.6M-1.2%	$731.5M+134.0%	$312.7M-51.5%	$644.8M+22.3%	$527.3M+8.7%	$484.9M-18.3%	$593.6M+4.0%	$570.6M
SG&A Expenses	$374.7M	$336.0M+16.8%	$287.6M+13.7%	$253.0M+8.6%	$233.1M+2.4%	$227.6M+13.1%	$201.2M-20.2%	$252.2M+5.4%	$239.3M
Interest Expense	$374.4M	$335.6M-1.0%	$339.2M+37.8%	$246.1M+562.7%	$37.1M+596.3%	$5.3M-55.8%	$12.1M-64.2%	$33.8M+34.4%	$25.1M
Income Tax	$25.6M	$11.3M-68.8%	$36.2M+157.2%	-$63.3M-222.4%	$51.7M+69.8%	$30.5M+291.7%	$7.8M-80.3%	$39.5M+13.2%	$34.9M
Net Income	$376.1M	$88.2M-26.2%	$119.6M-48.5%	$232.2M+16.2%	$199.8M+29.2%	$154.7M+580.2%	$22.7M-83.2%	$135.1M+10.1%	$122.7M
EPS (Basic)	N/A	$0.43-34.8%	$0.66-53.8%	$1.43+18.2%	$1.21+34.4%	$0.90+592.3%	$0.13	$0.00	$0.00
EPS (Diluted)	$1.79	$0.43-34.8%	$0.66-53.8%	$1.43+18.2%	$1.21+34.4%	$0.90+592.3%	$0.13	$0.00	$0.00
Diluted Shares (Avg)	N/A	204M+12.2%	182M+12.2%	162M-2.0%	166M-3.8%	172M+0.3%	172M	N/A	N/A

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Revenue	$309.5M+26.4%	$288.2M+825.9%	$205.1M-5.3%	$241.5M+18.7%	$244.9M+59.0%	$31.1M-80.2%	$216.5M+992.6%	$203.4M+30.1%
SG&A Expenses	$97.0M+20.2%	$102.2M+27.9%	$91.5M+17.8%	$84.0M+4.2%	$80.7M+24.5%	$79.9M+23.9%	$77.7M+14.7%	$80.6M+32.4%
Interest Expense	$98.0M+26.7%	$94.9M+23.5%	$98.8M+7.9%	$82.8M-13.9%	$77.3M-1.8%	$76.8M+5.6%	$91.6M+30.2%	$96.2M+48.0%
Income Tax	$29.6M+33927.6%	$18.6M-45.0%	-$10.3M-190.7%	-$12.2M-529.5%	$87K-99.3%	$33.7M+227.7%	$11.4M+393.8%	$2.8M+117.5%
Net Income	$105.2M+5.0%	$65.3M+130.0%	$99.5M+63.7%	$106.1M+1815.3%	$100.2M+280.7%	-$217.7M-663.2%	$60.8M-80.9%	-$6.2M-110.5%
EPS (Basic)	$0.48-4.0%	$0.29+126.6%	$0.49+53.1%	$0.53+1866.7%	$0.50+212.5%	-$1.09-554.2%	$0.32-83.7%	-$0.03-108.3%
EPS (Diluted)	$0.48-4.0%	$0.29+126.9%	$0.49+53.1%	$0.53+1866.7%	$0.50+212.5%	-$1.08-550.0%	$0.32-83.7%	-$0.03-108.3%
Diluted Shares (Avg)	219M+10.2%	223M+10.9%	N/A	199M+0.9%	199M+21.7%	201M+23.4%	N/A	198M+21.7%

Not reported in any period shown, so not listed: Cost of Revenue, Gross Profit, R&D Expenses, Operating Income, EBITDA.

EBC Balance Sheet

EBC quarterly balance sheet

Metric	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K
Total Assets	$30.6B+19.7%	$25.6B+20.9%	$21.1B-6.7%	$22.6B-3.7%	$23.5B+47.3%	$16.0B+37.3%	$11.6B+2.2%	$11.4B
Cash & Equivalents	$316.9M-68.5%	$1.0B+45.3%	$693.1M+308.9%	$169.5M-86.2%	$1.2B-40.0%	$2.1B+466.5%	$362.6M+39.6%	$259.7M
Short-Term Investments	$190.8M-79.1%	$914.3M+50.9%	$605.8M+854.6%	$63.5M-94.2%	$1.1B-43.9%	$1.9B+753.1%	$227.1M	$0
Long-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0
Goodwill	$1.1B+22.1%	$915.0M+64.1%	$557.6M0.0%	$557.6M0.0%	$557.6M+50.9%	$369.5M+0.1%	$369.0M0.0%	$369.0M
Total Liabilities	$26.2B+19.6%	$21.9B+20.9%	$18.2B-10.0%	$20.2B+0.3%	$20.1B+60.4%	$12.5B+25.0%	$10.0B+0.8%	$9.9B
Total Equity	$4.3B+20.2%	$3.6B+21.4%	$3.0B+20.4%	$2.5B-27.4%	$3.4B-0.6%	$3.4B+114.2%	$1.6B+11.7%	$1.4B
Retained Earnings	$2.1B-0.8%	$2.1B+1.8%	$2.0B+8.8%	$1.9B+6.4%	$1.8B+6.2%	$1.7B+1.3%	$1.6B	N/A

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Total Assets	$31.1B+22.3%	$30.6B+22.6%	$30.6B+19.7%	$25.5B-0.2%	$25.5B+21.0%	$25.0B+18.0%	$25.6B+20.9%	$25.5B+20.6%
Cash & Equivalents	$256.2M-53.7%	$331.6M-10.1%	$316.9M-68.5%	$410.4M-53.9%	$553.5M-26.3%	$368.8M-50.1%	$1.0B+45.3%	$889.5M+46.1%
Short-Term Investments	$80.6M-79.6%	$220.1M-8.3%	$190.8M-79.1%	$293.0M-63.0%	$394.8M-41.8%	$240.2M-64.0%	$914.3M+50.9%	$791.2M+47.6%
Long-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0
Goodwill	N/A	N/A	$1.1B+22.1%	N/A	N/A	N/A	$915.0M+64.1%	$915.0M+64.1%
Total Liabilities	$26.9B+23.4%	$26.3B+23.1%	$26.2B+19.6%	$21.7B-0.8%	$21.8B+20.4%	$21.4B+17.5%	$21.9B+20.9%	$21.8B+16.8%
Total Equity	$4.3B+16.3%	$4.3B+19.6%	$4.3B+20.2%	$3.8B+3.7%	$3.7B+24.1%	$3.6B+21.3%	$3.6B+21.4%	$3.7B+50.1%
Retained Earnings	$2.2B+13.5%	$2.1B+14.2%	$2.1B-0.8%	$2.0B-2.5%	$1.9B-7.7%	$1.8B-10.9%	$2.1B+1.8%	$2.0B+17.2%

Not reported in any period shown, so not listed: Current Assets, Inventory, Accounts Receivable, Current Liabilities, Non-Current Liabilities, Long-Term Debt.

EBC Cash Flow Statement

EBC quarterly cash flow statement

Metric	TTM	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K
Operating Cash Flow	$406.3M	$432.4M+52.3%	$283.8M+8.5%	$261.7M+13.8%	$229.9M+31.8%	$174.5M+149.8%	$69.9M-64.4%	$196.2M-4.3%	$205.0M
Depreciation & Amortization	N/A	$46.9M+73.7%	$27.0M+119.8%	$12.3M+2.6%	$12.0M+0.7%	$11.9M-11.1%	$13.4M-31.3%	$19.5M-2.9%	$20.1M
Stock-Based Compensation	N/A	$16.9M-12.3%	$19.3M+20.1%	$16.0M+52.7%	$10.5M	$0	$0	$0	$0
Investing Cash Flow	-$591.5M	-$364.0M-134.4%	$1.1B-55.9%	$2.4B+322.9%	-$1.1B+45.8%	-$2.0B+16.9%	-$2.4B-1545.3%	-$145.3M+77.6%	-$647.1M
Financing Cash Flow	-$112.2M	-$758.4M+26.3%	-$1.0B+51.9%	-$2.1B-891.9%	-$215.6M-121.8%	$989.0M-75.3%	$4.0B+7623.2%	$51.9M-86.7%	$390.6M
Dividends Paid	$117.3M	$105.7M+28.1%	$82.5M+23.8%	$66.7M+1.2%	$65.9M+27.8%	$51.6M	$0	$0	N/A
Share Buybacks	$201.7M	$106.6M+285.0%	$27.7M	$0-100.0%	$201.6M+768.1%	$23.2M	$0	$0	N/A

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Operating Cash Flow	$154.6M+24.8%	-$9.5M-120.0%	$104.1M+17.3%	$157.1M+45.1%	$123.9M+128.2%	$47.3M+45.3%	$88.7M+68.2%	$108.3M+200.9%
Depreciation & Amortization	$15.6M+42.6%	$15.6M+48.7%	$14.7M+46.8%	$10.8M+5.5%	$10.9M+220.2%	$10.5M+214.8%	$10.0M+207.9%	$10.3M+243.7%
Stock-Based Compensation	N/A	$4.2M-12.5%	N/A	N/A	N/A	$4.8M+32.4%	N/A	N/A
Investing Cash Flow	-$620.3M-91.2%	-$12.9M+84.2%	$204.3M+784.3%	-$162.6M-115.9%	-$324.4M-399.1%	-$81.3M-85.8%	-$29.9M-105.5%	$1.0B+843.6%
Financing Cash Flow	$390.3M+1.3%	$37.0M+106.1%	-$401.9M-786.6%	-$137.7M+86.2%	$385.2M+355.3%	-$604.1M-1156.7%	$58.5M+111.4%	-$994.2M-142.9%
Dividends Paid	$33.1M+26.1%	$28.8M+19.6%	$29.5M+21.5%	$25.9M+16.5%	$26.3M+44.5%	$24.1M+34.7%	$24.3M+34.8%	$22.2M+37.1%
Share Buybacks	$73.7M+1246.6%	$73.4M+57.9%	$54.7M+263.1%	$0-100.0%	$5.5M	$46.5M	$15.1M	$12.6M

Not reported in any period shown, so not listed: Capital Expenditures, Free Cash Flow.

EBC Financial Ratios

Margins and returns are percentages; the remaining ratios are unitless multiples. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

EBC quarterly financial ratios

Metric	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K
Net Margin	12.2%-4.1pp	16.3%-57.9pp	74.3%+43.3pp	31.0%+1.7pp	29.3%+24.6pp	4.7%-18.1pp	22.8%+1.2pp	21.5%
Return on Equity	2.0%-1.3pp	3.3%-4.5pp	7.8%-0.3pp	8.1%+3.5pp	4.5%+3.9pp	0.7%-7.8pp	8.4%-0.1pp	8.6%
Return on Assets	0.3%-0.2pp	0.5%-0.6pp	1.1%+0.2pp	0.9%+0.2pp	0.7%+0.5pp	0.1%-1.0pp	1.2%+0.1pp	1.1%
Debt-to-Equity	6.050.0x	6.080.0x	6.10-2.1x	8.16+2.3x	5.90+2.2x	3.66-2.6x	6.27-0.7x	6.94
Asset Turnover	0.020.0x	0.030.0x	0.010.0x	0.030.0x	0.020.0x	0.030.0x	0.050.0x	0.05

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Net Margin	34.0%-6.9pp	22.6%	48.5%+20.4pp	44.0%+47.0pp	40.9%+23.8pp	-699.2%	28.1%	-3.0%-40.8pp
Return on Equity	2.5%-0.3pp	1.5%+7.6pp	2.3%+0.6pp	2.8%+3.0pp	2.7%+1.8pp	-6.1%-7.4pp	1.7%-9.0pp	-0.2%-2.6pp
Return on Assets	0.3%-0.1pp	0.2%+1.1pp	0.3%+0.1pp	0.4%+0.4pp	0.4%+0.3pp	-0.9%-1.0pp	0.2%-1.3pp	0.0%-0.3pp
Debt-to-Equity	6.27+0.4x	6.15+0.2x	6.050.0x	5.69-0.3x	5.91-0.2x	5.97-0.2x	6.080.0x	5.95-1.7x
Asset Turnover	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.000.0x	0.010.0x	0.010.0x

Not reported in any period shown, so not listed: Gross Margin, Operating Margin, Current Ratio, FCF Margin.

Reported as filed but not readable as a share of revenue in the periods where the ratio runs further from zero than a revenue base allows; no change figure is given where either compared period is one of those: Net Margin.

Similar Companies

Newest fiscal year on record for each company. The health score is the peer-relative Financial Health Score for that year; a dash means no score is published for it.

Company	Fiscal year	Revenue	Net income	Net margin	Market cap	Health score
Eastern Bankshares, Inc. EBC	FY2025	$722.6M	$88.2M	12.2%	$4.9B	42/100
Renasant RNST	FY2025	$985.8M	$181.3M	18.4%	$3.7B	59/100
Independent Bk Corp Mass INDB	FY2025	$857.5M	$205.1M	23.9%	$3.9B	51/100
First Interstate Bancsystem FIBK	FY2025	$1.1B	$302.1M	28.5%	$3.5B	55/100
First Bancorp P R FBP	FY2025	$1.3B	$344.9M	27.5%	$4.2B	60/100
Fulton Financial FULT	FY2025	$1.3B	$391.6M	29.8%	$4.5B	50/100

Where Eastern Bankshares, Inc. Ranks

Frequently Asked Questions

What is Eastern Bankshares, Inc.'s annual revenue?

Eastern Bankshares, Inc. (EBC) reported $722.6M in total revenue for fiscal year 2025. This represents a -1.2% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is Eastern Bankshares, Inc.'s revenue growing?

Eastern Bankshares, Inc. (EBC) revenue declined by 1.2% year-over-year, from $731.5M to $722.6M in fiscal year 2025.

Is Eastern Bankshares, Inc. profitable?

Yes, Eastern Bankshares, Inc. (EBC) reported a net income of $88.2M in fiscal year 2025, with a net profit margin of 12.2%.

What is Eastern Bankshares, Inc.'s net profit margin?

Eastern Bankshares, Inc. (EBC) had a net profit margin of 12.2% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.

Does Eastern Bankshares, Inc. pay dividends?

Yes, Eastern Bankshares, Inc. (EBC) paid $0.51 per share in dividends during fiscal year 2025.

What is Eastern Bankshares, Inc.'s return on equity (ROE)?

Eastern Bankshares, Inc. (EBC) has a return on equity of 2.0% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

What is Eastern Bankshares, Inc.'s operating cash flow?

Eastern Bankshares, Inc. (EBC) generated $432.4M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.

What are Eastern Bankshares, Inc.'s total assets?

Eastern Bankshares, Inc. (EBC) had $30.6B in total assets as of fiscal year 2025, including both current and long-term assets.

Does Eastern Bankshares, Inc. buy back shares?

Yes, Eastern Bankshares, Inc. (EBC) spent $106.6M on share buybacks during fiscal year 2025, returning capital to shareholders by reducing shares outstanding.

How many shares does Eastern Bankshares, Inc. have outstanding?

Eastern Bankshares, Inc. (EBC) had 235M shares outstanding as of fiscal year 2025.

What is Eastern Bankshares, Inc.'s debt-to-equity ratio?

Eastern Bankshares, Inc. (EBC) had a debt-to-equity ratio of 6.05 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.

What is Eastern Bankshares, Inc.'s return on assets (ROA)?

Eastern Bankshares, Inc. (EBC) had a return on assets of 0.3% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

What is Eastern Bankshares, Inc.'s P/E ratio?

Eastern Bankshares, Inc. (EBC) trades at 13.1x earnings, its market capitalization divided by net income of $376.1M net income, trailing 12 months to June 30, 2026. The market capitalization is $4.9B as of Sep 11, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.

What is Eastern Bankshares, Inc.'s price-to-sales ratio?

Eastern Bankshares, Inc. (EBC) trades at 4.7x sales, its market capitalization divided by revenue of $1.0B revenue, trailing 12 months to June 30, 2026. The market capitalization is $4.9B as of Sep 11, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.

What is Eastern Bankshares, Inc.'s Piotroski F-Score?

Eastern Bankshares, Inc. (EBC) has a Piotroski F-Score of 3 out of 6 computable signals; 3 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Are Eastern Bankshares, Inc.'s earnings high quality?

Eastern Bankshares, Inc. (EBC) has an earnings quality ratio of 4.90x, considered cash-backed (high quality). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.

How financially healthy is Eastern Bankshares, Inc.?

Eastern Bankshares, Inc. (EBC) scores 42 out of 100 on our Financial Health Score, indicating moderate standing within its banks peer group. The score is a 0-100 composite of six dimensions (Earnings, Growth, Capital, Efficiency, Credit Quality, Stability), each ranked as a percentile relative to companies in the same scoring family (banks against banks, REITs against REITs, and so on) rather than across all industries. It rates the quality of the business, not whether the stock is fairly priced, and is not financial advice. Learn more in our complete guide to financial health indicators.