Fulton Financial (FULT) Financials
A multiple compares the market's price with a filed figure; it says what the market pays, not how the business is doing. The market capitalization is the vendor's as of Oct 26, 2026; every other figure is from the SEC filings on this page. Not financial advice.
Newest figures come from the 10-Q for Q2 FY2026, filed Aug 7, 2026. Each column of the statement tables below links to the filing it was taken from, and every filing is listed on the FULT SEC filings page.
Fulton Financial Corp (FULT) reported $1.4B in revenue over the twelve months to Jun 30, 2026, up 6.7% from the prior twelve months. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 15 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).
Fulton’s 2025 profit rebound came with weaker cash conversion, while equity grew faster than liabilities and assets barely moved.
Operating cash flow fell26.9% while net income rose35.6% in FY2025, so cash conversion weakened rather than confirming the reported profit rebound. The operating-cash-flow-to-net-income measure fell from144.3% in FY2024 to77.8% in FY2025, indicating that less of the year’s accounting earnings arrived as operating cash.
The balance sheet became less liability-heavy: liabilities were
Profitability was not steadily improving: net profit margin compressed by
Financial Health Signals
Scored against banks for FY2025. Each of the six dimensions is a percentile rank within that peer group, and the overall is the average of the dimensions that can be computed: here 5 of 6, with the others left out rather than counted as zero. A high score means strong standing among peers, not absolute cross-industry strength. How this score is calculated →
Health score ≠ stock price. This rates the quality of Fulton Financial Corp's business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.
Fulton Financial Corp earned a return on assets of 1.2% in fiscal year 2025, which is the profit it made on every dollar of assets on its books. This is up from 0.9% the prior year. Earnings ranks banks on that return over three years, and Fulton Financial Corp scores 67/100 among other banks.
Fulton Financial Corp reported revenue of $1.3B in fiscal year 2025, against $1.2B in fiscal year 2024. Growth ranks banks on the three-year path of their net revenue, which is interest income and fee income less the interest they pay out, and Fulton Financial Corp scores 59/100 among other banks.
Fulton Financial Corp funded 10.9% of its assets with shareholders' equity at the end of fiscal year 2025, holding $3.5B of equity against $32.1B of assets. Capital ranks banks on that cushion, and Fulton Financial Corp scores 45/100 among other banks.
Efficiency measures what a bank spends running itself against the revenue that spending brings in, so a lower ratio is the better one. Fulton Financial Corp scores 53/100 on it among other banks.
Not available for Fulton Financial Corp, so it is left out of the overall score, which averages the 5 of 6 dimensions that can be computed.
Fulton Financial Corp reported net income of $391.6M in fiscal year 2025, against $288.7M in fiscal year 2024. Stability ranks banks on how steady net income has been across five years, and Fulton Financial Corp scores 76/100 among other banks.
Fulton Financial Corp passes 5 of 6 computable financial strength tests (3 of the nine could not be computed from available data). 3 of 4 profitability signals pass, all 1 leverage/liquidity signals pass, the one computable operating efficiency signal (asset turnover improving) passes.
Key Financial Metrics
Earnings & Revenue
Fulton Financial Corp generated $363.6M in revenue in Q2 2026. This represents an increase of 12.2% from the same quarter a year earlier. Against the prior quarter it is up 9.6%.
Fulton Financial Corp reported $102.4M in net income in Q2 2026. This represents an increase of 3.2% from the same quarter a year earlier. Against the prior quarter it is up 8.1%.
Fulton Financial Corp earned $0.52 per diluted share (EPS) in Q2 2026. This represents a decrease of 1.9% from the same quarter a year earlier. Against the prior quarter it is up 2.0%.
Not reported for Q2 2026.
Cash & Balance Sheet
Fulton Financial Corp held $1.3B in cash as of Q2 2026; no long-term debt figure is on record for that period.
Fulton Financial Corp paid $0.19 per share in dividends in Q2 2026. This represents an increase of 5.6% from the same quarter a year earlier. It is unchanged from the prior quarter.
Not reported for Q2 2026.
Margins & Returns
Fulton Financial Corp's net profit margin was 28.2% in Q2 2026, showing the share of revenue converted to profit. This is down 2.4 percentage points from the same quarter a year earlier. Against the prior quarter it is down 0.4 percentage points.
Fulton Financial Corp's quarterly ROE was 2.7% in Q2 2026: one quarter's net income over shareholder equity, not annualized. This is down 0.3 percentage points from the same quarter a year earlier. It is unchanged from the prior quarter.
Not reported for Q2 2026.
Not reported for Q2 2026.
Capital Allocation
Fulton Financial Corp spent $18.3M on share buybacks in Q2 2026, returning capital to shareholders by reducing shares outstanding. This represents an increase of 26.1% from the same quarter a year earlier. Against the prior quarter it is down 25.7%.
Not reported for Q2 2026.
Not reported for Q2 2026.
FULT Income Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q2'2610-Q | Q1'2610-Q | Q4'2510-K | Q3'2510-Q | Q2'2510-Q | Q1'2510-Q | Q4'2410-K | Q3'2410-Q |
|---|---|---|---|---|---|---|---|---|
| Revenue | $363.6M+12.2% | $331.9M+4.2% | $336.0M+5.1% | $334.6M+5.3% | $324.1M-3.2% | $318.4M+20.6% | $319.6M+17.8% | $317.7M+17.7% |
| Interest Expense | $143.9M-2.7% | $128.0M-13.8% | $137.4M-14.5% | $146.8M-13.5% | $147.8M-6.9% | $148.5M+11.9% | $160.7M+27.4% | $169.6M+45.6% |
| Income Tax | $25.3M+7.8% | $22.4M+1.3% | $21.1M+19.8% | $27.3M+66.1% | $23.5M+186.2% | $22.1M+62.2% | $17.6M+5.1% | $16.5M-1.7% |
| Net Income | $102.4M+3.2% | $94.8M+1.9% | $99.0M+44.2% | $100.5M+58.9% | $99.2M+4.4% | $93.0M+50.1% | $68.6M+6.8% | $63.2M-12.3% |
| EPS (Basic) | $0.52-1.9% | $0.51+2.0% | $0.53+47.2% | $0.54+63.6% | $0.530.0% | $0.50+38.9% | $0.36-5.3% | $0.33-21.4% |
| EPS (Diluted) | $0.52-1.9% | $0.51+4.1% | $0.53+47.2% | $0.53+60.6% | $0.53+1.9% | $0.49+36.1% | $0.36-2.7% | $0.33-21.4% |
| Diluted Shares (Avg) | 193M+5.0% | 182M-1.3% | N/A | 183M-0.1% | 184M+3.9% | 184M+11.9% | N/A | 184M+10.6% |
Not reported in any period shown, so not listed: Cost of Revenue, Gross Profit, R&D Expenses, SG&A Expenses, Operating Income, EBITDA.
FULT Balance Sheet
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q2'2610-Q | Q1'2610-Q | Q4'2510-K | Q3'2510-Q | Q2'2510-Q | Q1'2510-Q | Q4'2410-K | Q3'2410-Q |
|---|---|---|---|---|---|---|---|---|
| Total Assets | $34.6B+7.9% | $32.2B+0.3% | $32.1B+0.1% | $32.0B-0.6% | $32.0B+0.9% | $32.1B+16.2% | $32.1B+16.3% | $32.2B+17.6% |
| Cash & Equivalents | $1.3B+57.0% | $1.1B+3.1% | $1.1B-0.2% | $814.2M-43.5% | $804.7M-42.4% | $1.0B+188.4% | $1.1B+93.5% | $1.4B+242.6% |
| Goodwill | $567.3M | N/A | $553.3M0.0% | N/A | N/A | N/A | $553.3M0.0% | N/A |
| Total Liabilities | $30.7B+7.1% | $28.7B-0.4% | $28.6B-0.9% | $28.6B-1.4% | $28.7B+0.1% | $28.9B+16.0% | $28.9B+16.4% | $29.0B+16.8% |
| Total Equity | $3.8B+14.6% | $3.5B+7.1% | $3.5B+9.2% | $3.4B+6.5% | $3.3B+7.3% | $3.3B+18.7% | $3.2B+15.8% | $3.2B+24.8% |
| Retained Earnings | $2.1B+13.0% | $2.1B+13.6% | $2.0B+14.0% | $2.0B+12.6% | $1.9B+10.8% | $1.8B+11.0% | $1.8B+9.7% | $1.7B+9.9% |
Not reported in any period shown, so not listed: Current Assets, Short-Term Investments, Inventory, Accounts Receivable, Long-Term Investments, Current Liabilities, Non-Current Liabilities, Long-Term Debt.
FULT Cash Flow Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q2'2610-Q | Q1'2610-Q | Q4'2510-K | Q3'2510-Q | Q2'2510-Q | Q1'2510-Q | Q4'2410-K | Q3'2410-Q |
|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $99.7M+8.7% | $114.7M+16215.8% | $96.0M-25.0% | $116.1Mn/m | $91.7M-41.8% | $703K-99.5% | $127.9Mn/m | -$22.0M-110.8% |
| Stock-Based Compensation | $4.0M+21.3% | $2.3M+18.8% | N/A | $3.8M+8.9% | $3.3M+18.1% | $1.9M+189.7% | N/A | $3.5M+15.1% |
| Investing Cash Flow | $16.3Mn/m | -$188.2Mn/m | $122.4Mn/m | $65.4Mn/m | -$195.7M-107.8% | -$74.3Mn/m | -$198.4Mn/m | -$367.7Mn/m |
| Financing Cash Flow | $84.2Mn/m | $74.8M+85.9% | $29.1Mn/m | -$172.0M-139.6% | -$121.9Mn/m | $40.2Mn/m | -$306.3M-255.2% | $434.1Mn/m |
| Dividends Paid | $38.9M+9.8% | $36.7M+3.8% | $35.1M-1.4% | $35.3M+9.5% | $35.4M+0.8% | $35.4M+23.3% | $35.6M+17.1% | $32.2M+6.5% |
| Share Buybacks | $18.3M+26.1% | $24.6M+4378.0% | $19.9Mn/m | $31.0Mn/m | $14.5Mn/m | $550K-98.2% | $0-100.0% | $0-100.0% |
Not reported in any period shown, so not listed: Depreciation & Amortization, Capital Expenditures, Free Cash Flow.
FULT Financial Ratios
Margins and returns are percentages; the remaining ratios are unitless multiples. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q2'2610-Q | Q1'2610-Q | Q4'2510-K | Q3'2510-Q | Q2'2510-Q | Q1'2510-Q | Q4'2410-K | Q3'2410-Q |
|---|---|---|---|---|---|---|---|---|
| Net Margin | 28.2%-2.4pp | 28.5%-0.7pp | 29.4%+8.0pp | 30.0%+10.1pp | 30.6%+2.2pp | 29.2%+5.7pp | 21.5%-2.2pp | 19.9%-6.8pp |
| Return on Equity | 2.7%-0.3pp | 2.7%-0.1pp | 2.8%+0.7pp | 2.9%+1.0pp | 3.0%-0.1pp | 2.8%+0.6pp | 2.1%-0.2pp | 2.0%-0.8pp |
| Return on Assets | 0.3%0.0pp | 0.3%0.0pp | 0.3%+0.1pp | 0.3%+0.1pp | 0.3%0.0pp | 0.3%+0.1pp | 0.2%0.0pp | 0.2%-0.1pp |
| Liabilities-to-Equity | 8.06-0.6x | 8.20-0.6x | 8.20-0.8x | 8.37-0.7x | 8.62-0.6x | 8.81-0.2x | 9.030.0x | 9.05-0.6x |
| Asset Turnover | 0.010.0x | 0.010.0x | 0.010.0x | 0.010.0x | 0.010.0x | 0.010.0x | 0.010.0x | 0.010.0x |
Not reported in any period shown, so not listed: Gross Margin, Operating Margin, Current Ratio, Debt-to-Equity, FCF Margin.
Similar Companies
Newest fiscal year on record for each company. The health score is the peer-relative Financial Health Score for that year; a dash means no score is published for it.
| Company | Fiscal year | Revenue | Net income | Net margin | Market cap | Health score |
|---|---|---|---|---|---|---|
| Fulton Financial Corp FULT | FY2025 | $1.3B | $391.6M | 29.8% | $4.5B | 60/100 |
| Renasant Corporation RNST | FY2025 | $985.8M | $181.3M | 18.4% | $3.8B | 59/100 |
| Independent Bank Corp/MA INDB | FY2025 | $857.5M | $205.1M | 23.9% | $4.0B | 61/100 |
| First Interstate BancSystem, Inc. FIBK | FY2025 | $1.1B | $302.1M | 28.5% | $3.5B | 55/100 |
| Cathay General Bancorp CATY | FY2025 | $817.9M | $315.1M | 38.5% | $4.3B | 68/100 |
| First Hawaiian, Inc. FHB | FY2025 | $880.8M | $276.3M | 31.4% | $3.1B | 61/100 |
Where Fulton Financial Corp Ranks
Frequently Asked Questions
What is Fulton Financial Corp's annual revenue?
Fulton Financial Corp (FULT) reported $1.3B in total revenue for fiscal year 2025. This represents a 6.2% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.
How fast is Fulton Financial Corp's revenue growing?
Fulton Financial Corp (FULT) revenue grew by 6.2% year-over-year, from $1.2B to $1.3B in fiscal year 2025.
Is Fulton Financial Corp profitable?
Yes, Fulton Financial Corp (FULT) reported a net income of $396.6M over the trailing 12 months to June 30, 2026. In fiscal year 2025 it reported a net income of $391.6M, with a net profit margin of 29.8%.
What is Fulton Financial Corp's net profit margin?
Fulton Financial Corp (FULT) had a net profit margin of 29.8% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.
Does Fulton Financial Corp pay dividends?
Yes, Fulton Financial Corp (FULT) paid $0.73 per share in dividends during fiscal year 2025.
What is Fulton Financial Corp's return on equity (ROE)?
Fulton Financial Corp (FULT) has a return on equity of 11.2% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.
What is Fulton Financial Corp's operating cash flow?
Fulton Financial Corp (FULT) generated $304.5M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.
What are Fulton Financial Corp's total assets?
Fulton Financial Corp (FULT) had $32.1B in total assets as of fiscal year 2025, including both current and long-term assets.
What is Fulton Financial Corp's liabilities-to-equity ratio?
Fulton Financial Corp (FULT) had a liabilities-to-equity ratio of 8.20 as of fiscal year 2025, which is total liabilities divided by total shareholder equity. Total liabilities counts every obligation on the balance sheet (payables, deposits, insurance reserves and deferred taxes as well as borrowings), so this ratio usually runs well above debt-to-equity. No debt-to-equity ratio is shown for fiscal year 2025, because the filing data we hold for that year carries no long-term debt figure.
What is Fulton Financial Corp's return on assets (ROA)?
Fulton Financial Corp (FULT) had a return on assets of 1.2% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.
What is Fulton Financial Corp's P/E ratio?
Fulton Financial Corp (FULT) trades at 11.4x earnings, its market capitalization divided by $396.6M net income, trailing 12 months to June 30, 2026. The market capitalization is $4.5B as of Oct 26, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.
What is Fulton Financial Corp's price-to-sales ratio?
Fulton Financial Corp (FULT) trades at 3.3x sales, its market capitalization divided by $1.4B revenue, trailing 12 months to June 30, 2026. The market capitalization is $4.5B as of Oct 26, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.
What is Fulton Financial Corp's Piotroski F-Score?
Fulton Financial Corp (FULT) has a Piotroski F-Score of 5 out of 6 computable signals; 3 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.
How financially healthy is Fulton Financial Corp?
Fulton Financial Corp (FULT) scores 60 out of 100 on our Financial Health Score, indicating moderate standing within its banks peer group. The score is the average of six dimensions (Earnings, Growth, Capital, Efficiency, Credit Quality, Stability), each ranked as a percentile relative to companies in the same scoring family (banks against banks, REITs against REITs, and so on) rather than across all industries. For Fulton Financial Corp it averages the 5 of 6 dimensions that can be computed; the others are left out rather than counted as zero. It rates the quality of the business, not whether the stock is fairly priced, and is not financial advice. Learn more in our complete guide to financial health indicators.