What is Cathay Gnl Bncp's earnings per share (EPS)?

Cathay Gnl Bncp (CATY) reported diluted earnings per share of $4.54 for fiscal year 2025. This represents a 14.9% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

Cathay Gnl Bncp (CATY) Financials

CATY

Trailing 12 months to June 30, 2026

Revenue $870.6M +14.5% YoY

Net Income $347.2M +17.8% YoY

EPS (Diluted) $5.12 +23.7% YoY

Free Cash Flow $534.2M +64.5% YoY

Market Cap $4.2B as of Sep 3, 2026

Price / Sales 4.8x on $870.6M revenue, trailing 12 months to June 30, 2026

Price / Earnings 12.0x on $347.2M net income, trailing 12 months to June 30, 2026

Price / Book 1.4x on $3.0B equity, Q2 FY2026

A multiple compares the market's price with a filed figure; it says what the market pays, not how the business is doing. The market capitalization is the vendor's as of Sep 3, 2026; every other figure is from the SEC filings on this page. Not financial advice.

Source SEC Filings (10-K/10-Q) Latest period Q2 FY2026, ended Jun 30, 2026 Reported Aug 7, 2026 Currency USD FYE December

Newest figures come from the 10-Q for Q2 FY2026, filed Aug 7, 2026. Each column of the statement tables below links to the filing it was taken from, and every filing is listed on the CATY SEC filings page.

Cathay Gnl Bncp (CATY) reported $870.6M in revenue over the twelve months to Jun 30, 2026, up 14.5% from the prior twelve months. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 15 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Rhea AI CATY FY2025 2026-08-29

Balance-sheet leverage translates Cathay’s modest asset returns into materially higher returns for equity holders.

In FY2025, total liabilities reached $21.3B against only $119M of long-term debt, so balance-sheet liabilities, rather than conventional debt, are the dominant funding lens. That structure helps explain why a 1.3% ROA still produced a 10.8% ROE: leverage magnifies a modest asset return for shareholders.

Cash conversion remained aligned with earnings: FY2025 operating cash flow was $368.6M versus $315.1M of net income, and FY2024 showed the same direction. With free cash flow at $363.7M in FY2025, the small gap from operating cash flow indicates profit was not being consumed by heavy reinvestment.

FY2025 restored some efficiency, with return on equity at 10.8% and return on assets at 1.3%. Both improved from FY2024 but remained below FY2022 levels, making the latest change a recovery rather than a return to the earlier peak.

Financial Health Signals

Financial Health Score 52/100

Scored as: Banks peer group

Scored against banks for FY2025. Each of the six dimensions is a percentile rank within that peer group; the overall is their average, with missing dimensions counted as zero out of six. A high score means strong standing among peers, not absolute cross-industry strength. How this score is calculated →

Health score ≠ stock price. This rates the quality of Cathay Gnl Bncp's business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.

Earnings

Cathay Gnl Bncp earned a return on assets of 1.3% in fiscal year 2025, which is the profit it made on every dollar of assets on its books. This is up from 1.2% the prior year. Earnings ranks banks on that return over three years, and Cathay Gnl Bncp scores 80/100 among other banks.

Growth

Cathay Gnl Bncp reported revenue of $817.9M in fiscal year 2025, against $729.7M in fiscal year 2024. Growth ranks banks on the three-year path of their net revenue, which is interest income and fee income less the interest they pay out, and Cathay Gnl Bncp scores 14/100 among other banks.

Capital

Cathay Gnl Bncp funded 12.1% of its assets with shareholders' equity at the end of fiscal year 2025, holding $2.9B of equity against $24.2B of assets. Capital ranks banks on that cushion, and Cathay Gnl Bncp scores 59/100 among other banks.

Efficiency

Efficiency measures what a bank spends running itself against the revenue that spending brings in, so a lower ratio is the better one. Cathay Gnl Bncp scores 71/100 on it among other banks.

Credit Quality

Not available for Cathay Gnl Bncp, and counted as zero in the overall score.

Stability

Cathay Gnl Bncp reported net income of $315.1M in fiscal year 2025, against $286.0M in fiscal year 2024. Stability ranks banks on how steady net income has been across five years, and Cathay Gnl Bncp scores 90/100 among other banks.

Piotroski F-Score Partial

7/7

Cathay Gnl Bncp passes 7 of 7 computable financial strength tests (2 of the nine could not be computed from available data). All 4 profitability signals pass (positive income, cash flow, and earnings quality), all 2 leverage/liquidity signals pass, both operating efficiency signals pass.

Earnings Quality Cash-Backed

1.17x

For every $1 of reported earnings, Cathay Gnl Bncp generates $1.17 in operating cash flow ($368.6M OCF vs $315.1M net income). This indicates profits are well-supported by actual cash generation, not accounting adjustments.

Key Financial Metrics

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Earnings & Revenue

Revenue

$222.3M

YoY+13.1%

QoQ+3.5%

5Y CAGR+6.7%

10Y CAGR+7.2%

Cathay Gnl Bncp generated $222.3M in revenue in Q2 2026. This represents an increase of 13.1% from the same quarter a year earlier. Against the prior quarter it is up 3.5%.

Net Income

$92.2M

YoY+19.1%

QoQ+6.1%

5Y CAGR+3.6%

10Y CAGR+10.2%

Cathay Gnl Bncp reported $92.2M in net income in Q2 2026. This represents an increase of 19.1% from the same quarter a year earlier. Against the prior quarter it is up 6.1%.

EPS (Diluted)

$1.37

YoY+24.5%

QoQ+6.2%

5Y CAGR+7.1%

10Y CAGR+12.0%

Cathay Gnl Bncp earned $1.37 per diluted share (EPS) in Q2 2026. This represents an increase of 24.5% from the same quarter a year earlier. Against the prior quarter it is up 6.2%.

EBITDA

Not reported for Q2 2026.

Cash & Balance Sheet

Free Cash Flow

$233.5M

YoY+272.5%

QoQ+143.2%

5Y CAGR+25.9%

10Y CAGR+16.8%

Cathay Gnl Bncp generated $233.5M in free cash flow in Q2 2026, representing cash available after capex. This represents an increase of 272.5% from the same quarter a year earlier. Against the prior quarter it is up 143.2%.

Cash & Debt

Debt $119.1M

YoY0.0%

QoQ0.0%

5Y CAGR0.0%

10Y CAGR0.0%

Cathay Gnl Bncp carried $119.1M in long-term debt as of Q2 2026; cash and equivalents are not reported for that period.

Dividends Per Share

$0.38

YoY+11.8%

QoQ0.0%

5Y CAGR+4.2%

10Y CAGR+7.8%

Cathay Gnl Bncp paid $0.38 per share in dividends in Q2 2026. This represents an increase of 11.8% from the same quarter a year earlier. It is unchanged from the prior quarter.

Shares Outstanding

67M

YoY-3.4%

QoQ-0.5%

5Y CAGR-3.1%

10Y CAGR-1.7%

Cathay Gnl Bncp had 67M shares outstanding in Q2 2026. This represents a decrease of 3.4% from the same quarter a year earlier. Against the prior quarter it is down 0.5%.

Margins & Returns

Net Margin

41.5%

YoY+2.1pp

QoQ+1.0pp

5Y CAGR-6.6pp

10Y CAGR+10.0pp

Cathay Gnl Bncp's net profit margin was 41.5% in Q2 2026, showing the share of revenue converted to profit. This is up 2.1 percentage points from the same quarter a year earlier. Against the prior quarter it is up 1.0 percentage points.

Return on Equity

3.0%

YoY+0.3pp

QoQ+0.1pp

5Y CAGR-0.1pp

10Y CAGR+1.0pp

Cathay Gnl Bncp's ROE was 3.0% in Q2 2026, measuring profit generated per dollar of shareholder equity. This is up 0.3 percentage points from the same quarter a year earlier. Against the prior quarter it is up 0.1 percentage points.

Gross Margin

Not reported for Q2 2026.

Operating Margin

Not reported for Q2 2026.

Capital Allocation

Capital Expenditures

$3.7M

YoY+190.9%

QoQ+58.3%

5Y CAGR+29.0%

10Y CAGR+16.5%

Cathay Gnl Bncp invested $3.7M in capex in Q2 2026, funding long-term assets and infrastructure. This represents an increase of 190.9% from the same quarter a year earlier. Against the prior quarter it is up 58.3%.

R&D Spending

Not reported for Q2 2026.

Share Buybacks

Not reported for Q2 2026.

CATY Income Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

CATY quarterly income statement

Metric	TTM	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Revenue	$870.6M	$817.9M+12.1%	$729.7M-9.9%	$810.0M+2.5%	$790.5M+21.2%	$652.4M+9.7%	$594.9M-4.0%	$619.7M+3.7%	$597.6M+12.3%	$532.0M+17.9%	$451.2M+9.4%	$412.4M+7.6%	$383.3M-0.4%	$385.0M+4.7%	$367.8M+0.9%	$364.6M
SG&A Expenses	$359.3M	$355.1M-5.2%	$374.7M-1.5%	$380.5M+25.4%	$303.4M+5.9%	$286.5M+1.1%	$283.5M+2.2%	$277.3M+4.9%	$264.4M+11.9%	$236.2M+5.1%	$224.7M+10.8%	$202.7M+16.3%	$174.3M+97.5%	$88.3M+12.6%	$78.4M+9.1%	$71.8M
Interest Expense	$537.6M	$566.8M-14.2%	$660.9M+32.1%	$500.5M+325.6%	$117.6M+71.0%	$68.8M-53.7%	$148.5M-23.6%	$194.4M+59.2%	$122.1M+51.7%	$80.4M-0.9%	$81.2M+9.8%	$74.0M-2.5%	$75.9M-7.8%	$82.3M-24.1%	$108.5M-22.4%	$139.9M
Income Tax	$88.7M	$75.1M+137.9%	$31.6M-36.2%	$49.5M-55.8%	$111.9M+33.9%	$83.5M+232.8%	$25.1M-64.3%	$70.2M+6.7%	$65.8M-46.2%	$122.3M+82.2%	$67.1M+11.9%	$60.0M-26.8%	$82.0M+16.4%	$70.4M+6.5%	$66.1M+29.0%	$51.3M
Net Income	$347.2M	$315.1M+10.2%	$286.0M-19.2%	$354.1M-1.8%	$360.6M+20.9%	$298.3M+30.3%	$228.9M-18.0%	$279.1M+2.7%	$271.9M+54.4%	$176.0M+0.5%	$175.1M+8.7%	$161.1M+16.9%	$137.8M+11.9%	$123.1M+4.9%	$117.4M+17.3%	$100.2M
EPS (Basic)	N/A	$4.55+14.6%	$3.97-18.6%	$4.88+0.6%	$4.85+27.3%	$3.81+32.3%	$2.88-17.5%	$3.49+4.2%	$3.35+53.0%	$2.19-0.9%	$2.21+10.5%	$2.00+15.6%	$1.73+20.1%	$1.44+12.5%	$1.28+20.8%	$1.06
EPS (Diluted)	$5.12	$4.54+14.9%	$3.95-18.7%	$4.86+0.6%	$4.83+27.1%	$3.80+32.4%	$2.87-17.5%	$3.48+4.5%	$3.33+53.5%	$2.17-0.9%	$2.19+10.6%	$1.98+15.1%	$1.72+20.3%	$1.43+11.7%	$1.28+20.8%	$1.06
Diluted Shares (Avg)	N/A	69M-4.0%	72M-0.7%	73M-2.4%	75M-5.0%	79M-1.5%	80M-0.6%	80M-1.7%	82M+0.7%	81M+1.3%	80M-1.7%	81M+1.5%	80M+1.2%	79M+0.5%	79M+0.1%	79M

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Revenue	$222.3M+13.1%	$214.8M+14.4%	$222.8M+19.5%	$210.6M+11.1%	$196.6M+10.1%	$187.8M+7.2%	$186.5M-9.1%	$189.5M-2.0%
SG&A Expenses	$92.3M+3.6%	$86.7M+1.2%	$92.2M+8.1%	$88.1M-9.0%	$89.1M-10.3%	$85.7M-8.1%	$85.2M-22.9%	$96.9M+3.1%
Interest Expense	$126.6M-10.7%	$128.7M-9.8%	$137.7M-13.4%	$144.6M-15.1%	$141.7M-15.4%	$142.8M-13.0%	$159.0M+5.2%	$170.3M+23.6%
Income Tax	$26.5M+40.9%	$23.1M+34.3%	$23.0M+249.7%	$16.1M+51.4%	$18.8M+227.4%	$17.2M+99.6%	$6.6M-37.4%	$10.6M+5.0%
Net Income	$92.2M+19.1%	$86.9M+25.0%	$90.5M+12.8%	$77.7M+15.0%	$77.5M+15.9%	$69.5M-2.7%	$80.2M-2.8%	$67.5M-18.0%
EPS (Basic)	$1.38+24.3%	$1.30+31.3%	$1.33+17.7%	$1.13+20.2%	$1.11+20.7%	$0.99+1.0%	$1.13-0.9%	$0.94-17.5%
EPS (Diluted)	$1.37+24.5%	$1.29+31.6%	$1.33+18.7%	$1.13+20.2%	$1.10+19.6%	$0.980.0%	$1.12-0.9%	$0.94-16.8%
Diluted Shares (Avg)	67M-4.1%	67M-4.7%	N/A	69M-4.2%	70M-3.6%	71M-3.1%	N/A	72M-1.2%

Not reported in any period shown, so not listed: Cost of Revenue, Gross Profit, R&D Expenses, Operating Income, EBITDA.

CATY Balance Sheet

CATY quarterly balance sheet

Metric	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Total Assets	$24.2B+5.1%	$23.1B-0.1%	$23.1B+5.2%	$21.9B+5.1%	$20.9B+9.7%	$19.0B+5.2%	$18.1B+7.8%	$16.8B+7.3%	$15.6B+7.7%	$14.5B+9.6%	$13.3B+15.1%	$11.5B+4.8%	$11.0B+2.8%	$10.7B+0.5%	$10.6B
Cash & Equivalents	N/A	N/A	N/A	N/A	N/A	N/A	N/A	$600.3M+12.2%	$534.8M-54.9%	$1.2B+65.3%	$717.0M+305.5%	$176.8M+15.0%	$153.7M+6.1%	$144.9M+22.9%	$117.9M
Short-Term Investments	N/A	N/A	N/A	N/A	N/A	N/A	N/A	$375.0M+28.1%	$292.7M-69.7%	$967.1M+80.1%	$536.9M+9.7%	$489.6M-5.3%	$516.9M	$0	$0
Long-Term Investments	N/A	N/A	N/A	N/A	N/A	N/A	N/A	$0	$0	$0	$0	$0	$0	$0	$0
Goodwill	$375.7M0.0%	$375.7M0.0%	$375.7M0.0%	$375.7M+0.9%	$372.2M0.0%	$372.2M0.0%	$372.2M0.0%	$372.2M0.0%	$372.2M0.0%	$372.2M0.0%	$372.2M+17.7%	$316.3M0.0%	$316.3M0.0%	$316.3M0.0%	$316.3M
Total Liabilities	$21.3B+5.4%	$20.2B-0.7%	$20.3B+4.5%	$19.5B+5.6%	$18.4B+10.9%	$16.6B+5.2%	$15.8B+7.8%	$14.7B+7.3%	$13.7B+7.7%	$12.7B+10.3%	$11.5B+16.1%	$9.9B+4.0%	$9.5B+5.1%	$9.1B-0.7%	$9.1B
Long-Term Debt	$119.1M0.0%	$119.1M0.0%	$119.1M0.0%	$119.1M0.0%	$119.1M0.0%	$119.1M0.0%	$119.1M-37.1%	$189.4M-2.4%	$194.1M+63.0%	$119.1M0.0%	$119.1M0.0%	$119.1M-1.7%	$121.1M-29.2%	$171.1M0.0%	$171.1M
Total Equity	$2.9B+2.8%	$2.8B+4.0%	$2.7B+10.6%	$2.5B+1.1%	$2.4B+1.2%	$2.4B+5.4%	$2.3B+8.1%	$2.1B+7.5%	$2.0B+7.9%	$1.8B+4.6%	$1.7B+9.0%	$1.6B+9.9%	$1.5B-10.0%	$1.6B+7.6%	$1.5B
Retained Earnings	$2.9B+8.2%	$2.7B+7.5%	$2.5B+11.4%	$2.2B+13.1%	$2.0B+10.9%	$1.8B+7.8%	$1.7B+12.2%	$1.5B+15.4%	$1.3B+9.0%	$1.2B+10.9%	$1.1B+12.3%	$943.8M+13.8%	$829.1M+14.8%	$722.0M+15.7%	$624.2M

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Total Assets	$24.7B+3.9%	$24.0B+3.6%	$24.2B+5.1%	$24.1B+3.4%	$23.7B+2.1%	$23.2B-0.9%	$23.1B-0.1%	$23.3B+1.9%
Goodwill	$375.7M0.0%	$375.7M0.0%	$375.7M0.0%	$375.7M0.0%	$375.7M0.0%	$375.7M0.0%	$375.7M0.0%	$375.7M0.0%
Total Liabilities	$21.6B+3.7%	$21.1B+3.6%	$21.3B+5.4%	$21.2B+3.6%	$20.8B+1.9%	$20.3B-1.4%	$20.2B-0.7%	$20.4B+1.2%
Long-Term Debt	$119.1M0.0%	$119.1M0.0%	$119.1M0.0%	$119.1M0.0%	$119.1M0.0%	$119.1M0.0%	$119.1M0.0%	$119.1M0.0%
Total Equity	$3.0B+5.6%	$3.0B+4.2%	$2.9B+2.8%	$2.9B+2.5%	$2.9B+3.3%	$2.9B+3.1%	$2.8B+4.0%	$2.8B+7.3%
Retained Earnings	$3.0B+9.0%	$3.0B+8.7%	$2.9B+8.2%	$2.8B+8.0%	$2.8B+7.7%	$2.7B+7.3%	$2.7B+7.5%	$2.6B+7.8%

Not reported in any period shown, so not listed: Current Assets, Cash & Equivalents, Short-Term Investments, Inventory, Accounts Receivable, Long-Term Investments, Current Liabilities, Non-Current Liabilities.

CATY Cash Flow Statement

CATY quarterly cash flow statement

Metric	TTM	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Operating Cash Flow	$541.2M	$368.6M+12.0%	$329.2M-14.4%	$384.7M-17.7%	$467.4M+39.8%	$334.3M+4.5%	$320.0M-26.4%	$435.0M+29.3%	$336.5M+35.2%	$248.9M+6.2%	$234.4M+32.7%	$176.7M+17.7%	$150.1M+30.4%	$115.1M-30.1%	$164.6M-5.4%	$174.1M
Depreciation & Amortization	N/A	$6.6M-8.1%	$7.2M-14.2%	$8.4M-15.9%	$10.0M+25.2%	$8.0M+3.9%	$7.7M+13.4%	$6.8M-7.6%	$7.3M+0.7%	$7.3M-3.0%	$7.5M-1.1%	$7.6M-3.7%	$7.9M-30.7%	$11.3M+92.3%	$5.9M-3.3%	$6.1M
Stock-Based Compensation	N/A	$6.6M+10.0%	$6.0M-14.3%	$7.0M0.0%	$7.0M+16.7%	$6.0M+7.1%	$5.6M-15.2%	$6.6M-17.2%	$8.0M+39.1%	$5.7M+15.5%	$5.0M+0.3%	$5.0M+18.1%	$4.2M+30.4%	$3.2M+12.7%	$2.9M+62.1%	$1.8M
Capital Expenditures	$6.9M	$4.9M+35.1%	$3.6M+6.9%	$3.4M+0.3%	$3.4M-9.1%	$3.7M-35.5%	$5.8M-19.0%	$7.1M+6.9%	$6.7M+109.2%	$3.2M-9.5%	$3.5M+0.1%	$3.5M-26.4%	$4.8M-22.7%	$6.2M+98.9%	$3.1M+7.6%	$2.9M
Free Cash Flow	$534.2M	$363.7M+11.7%	$325.5M-14.6%	$381.3M-17.8%	$464.0M+40.3%	$330.6M+5.2%	$314.2M-26.6%	$427.8M+29.7%	$329.9M+34.3%	$245.7M+6.4%	$230.9M+33.3%	$173.2M+19.2%	$145.3M+33.4%	$108.9M-32.6%	$161.5M-5.7%	$171.2M
Investing Cash Flow	-$877.8M	-$857.3M-565.9%	$184.0M+112.5%	-$1.5B+20.1%	-$1.8B-115.1%	-$859.9M-255.0%	-$242.2M+82.5%	-$1.4B-21.8%	-$1.1B-25.5%	-$904.0M-5.9%	-$853.5M+27.5%	-$1.2B-156.3%	-$459.4M-47.3%	-$311.8M-570.0%	-$46.5M-136.6%	$127.0M
Financing Cash Flow	$416.7M	$873.6M+388.8%	-$302.5M-139.9%	$758.7M+700.9%	$94.7M-93.9%	$1.6B+107.4%	$749.5M-20.3%	$940.2M+8.9%	$863.3M+17773.3%	$4.8M-99.6%	$1.1B+8.3%	$1.0B+202.1%	$332.4M+61.7%	$205.6M+325.9%	-$91.0M+66.4%	-$270.6M
Dividends Paid	$97.0M	$93.8M-4.3%	$98.0M-0.7%	$98.6M-2.3%	$101.0M+1.6%	$99.3M+0.6%	$98.7M-0.4%	$99.1M+18.8%	$83.4M+19.4%	$69.9M+17.9%	$59.3M+30.9%	$45.3M+96.0%	$23.1M+83.3%	$12.6M-21.5%	$16.0M0.0%	$16.0M
Share Buybacks	N/A	$180.3M+112.8%	$84.7M+408.2%	$16.7M-88.2%	$141.3M-15.4%	$167.1M+608.3%	$23.6M-35.0%	$36.3M-14.9%	$42.6M	$0-100.0%	$54.4M-8.4%	$59.4M	N/A	N/A	N/A	N/A

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Operating Cash Flow	$237.2M+270.9%	$98.3M-0.6%	$55.1M-36.6%	$150.6M+85.4%	$64.0M-12.3%	$99.0M+12.2%	$86.8M+31.9%	$81.2M-24.1%
Depreciation & Amortization	$1.6M-4.1%	$1.7M-9.2%	$1.4M-17.7%	$1.7M-5.6%	$1.7M-7.1%	$1.8M-2.9%	$1.7M-12.7%	$1.8M-11.3%
Stock-Based Compensation	N/A	$1.6M+6.7%	N/A	N/A	N/A	$1.5M+66.7%	N/A	N/A
Capital Expenditures	$3.7M+190.9%	$2.3M-14.0%	$456K-53.6%	$495K-58.9%	$1.3M+136.8%	$2.7M+194.5%	$982K-44.5%	$1.2M+79.6%
Free Cash Flow	$233.5M+272.5%	$96.0M-0.2%	$54.6M-36.4%	$150.1M+87.5%	$62.7M-13.4%	$96.3M+10.3%	$85.8M+34.0%	$80.0M-24.8%
Investing Cash Flow	-$460.2M+28.8%	-$61.3M-142.2%	-$47.2M+41.7%	-$309.1M-312.5%	-$646.3M-884.6%	$145.2M+291.4%	-$80.9M+86.3%	$145.5M+203.0%
Financing Cash Flow	$344.7M-22.5%	-$255.9M-353.9%	$108.5M+135.5%	$219.5M+3013.5%	$444.8M+296.6%	$100.8M-54.6%	-$305.2M-260.7%	$7.1M+102.5%
Dividends Paid	$25.4M+6.7%	$25.4M+6.7%	$22.9M-5.4%	$23.2M-4.5%	$23.8M-3.7%	$23.9M-3.5%	$24.2M-2.2%	$24.3M-1.4%

Not reported in any period shown, so not listed: Share Buybacks.

CATY Financial Ratios

Margins and returns are percentages; the remaining ratios are unitless multiples. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

CATY quarterly financial ratios

Metric	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Net Margin	38.5%-0.7pp	39.2%-4.5pp	43.7%-1.9pp	45.6%-0.1pp	45.7%+7.3pp	38.5%-6.6pp	45.1%-0.5pp	45.5%+12.4pp	33.1%-5.7pp	38.8%-0.3pp	39.1%+3.1pp	36.0%+4.0pp	32.0%+0.1pp	31.9%+4.5pp	27.5%
Return on Equity	10.8%+0.7pp	10.1%-2.9pp	12.9%-1.6pp	14.6%+2.4pp	12.2%+2.7pp	9.5%-2.7pp	12.2%-0.6pp	12.8%+3.9pp	8.9%-0.7pp	9.6%+0.4pp	9.2%+0.6pp	8.6%+0.2pp	8.4%+1.2pp	7.2%+0.6pp	6.6%
Return on Assets	1.3%+0.1pp	1.2%-0.3pp	1.5%-0.1pp	1.6%+0.2pp	1.4%+0.2pp	1.2%-0.3pp	1.5%-0.1pp	1.6%+0.5pp	1.1%-0.1pp	1.2%0.0pp	1.2%0.0pp	1.2%+0.1pp	1.1%0.0pp	1.1%+0.2pp	0.9%
Debt-to-Equity	0.040.0x	0.040.0x	0.040.0x	0.050.0x	0.050.0x	0.050.0x	0.050.0x	0.090.0x	0.100.0x	0.070.0x	0.070.0x	0.070.0x	0.080.0x	0.110.0x	0.11
Asset Turnover	0.030.0x	0.030.0x	0.040.0x	0.040.0x	0.030.0x	0.030.0x	0.030.0x	0.040.0x	0.030.0x	0.030.0x	0.030.0x	0.030.0x	0.040.0x	0.030.0x	0.03
FCF Margin	44.5%-0.2pp	44.6%-2.5pp	47.1%-11.6pp	58.7%+8.0pp	50.7%-2.1pp	52.8%-16.2pp	69.0%+13.8pp	55.2%+9.0pp	46.2%-5.0pp	51.2%+9.2pp	42.0%+4.1pp	37.9%+9.6pp	28.3%-15.6pp	43.9%-3.0pp	46.9%

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Net Margin	41.5%+2.1pp	40.4%+3.4pp	40.6%-2.4pp	36.9%+1.3pp	39.4%+2.0pp	37.0%-3.8pp	43.0%+2.8pp	35.6%-7.0pp
Return on Equity	3.0%+0.3pp	2.9%+0.5pp	3.1%+0.3pp	2.7%+0.3pp	2.7%+0.3pp	2.4%-0.1pp	2.8%-0.2pp	2.4%-0.7pp
Return on Assets	0.4%0.0pp	0.4%+0.1pp	0.4%0.0pp	0.3%0.0pp	0.3%0.0pp	0.3%0.0pp	0.4%0.0pp	0.3%-0.1pp
Debt-to-Equity	0.040.0x	0.040.0x	0.040.0x	0.040.0x	0.040.0x	0.040.0x	0.040.0x	0.040.0x
Asset Turnover	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x
FCF Margin	105.0%	44.7%-6.5pp	24.5%-21.5pp	71.3%+29.0pp	31.9%-8.6pp	51.2%+1.4pp	46.0%+14.8pp	42.2%-12.8pp

Not reported in any period shown, so not listed: Gross Margin, Operating Margin, Current Ratio.

Reported as filed but not readable as a share of revenue in the periods where the ratio runs further from zero than a revenue base allows; no change figure is given where either compared period is one of those: FCF Margin.

Similar Companies

Newest fiscal year on record for each company. The health score is the peer-relative Financial Health Score for that year; a dash means no score is published for it.

Company	Fiscal year	Revenue	Net income	Net margin	Market cap	Health score
Cathay Gnl Bncp CATY	FY2025	$817.9M	$315.1M	38.5%	$4.2B	52/100
First Bancorp P R FBP	FY2025	$1.3B	$344.9M	27.5%	$4.3B	57/100
Fulton Financial FULT	FY2025	$1.3B	$391.6M	29.8%	$4.4B	45/100
First Interstate Bancsystem FIBK	FY2025	$1.2B	$302.1M	25.7%	$3.5B	53/100
Independent Bk Corp Mass INDB	FY2025	$1.0B	$205.1M	20.1%	$3.8B	53/100
Eastern Bankshares, Inc. EBC	FY2025	$134.1M	$88.2M	65.8%	$4.9B	39/100

Where Cathay Gnl Bncp Ranks

Frequently Asked Questions

What is Cathay Gnl Bncp's annual revenue?

Cathay Gnl Bncp (CATY) reported $817.9M in total revenue for fiscal year 2025. This represents a 12.1% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is Cathay Gnl Bncp's revenue growing?

Cathay Gnl Bncp (CATY) revenue grew by 12.1% year-over-year, from $729.7M to $817.9M in fiscal year 2025.

Is Cathay Gnl Bncp profitable?

Yes, Cathay Gnl Bncp (CATY) reported a net income of $315.1M in fiscal year 2025, with a net profit margin of 38.5%.

What is Cathay Gnl Bncp's net profit margin?

Cathay Gnl Bncp (CATY) had a net profit margin of 38.5% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.

Does Cathay Gnl Bncp pay dividends?

Yes, Cathay Gnl Bncp (CATY) paid $1.36 per share in dividends during fiscal year 2025.

What is Cathay Gnl Bncp's return on equity (ROE)?

Cathay Gnl Bncp (CATY) has a return on equity of 10.8% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

What is Cathay Gnl Bncp's free cash flow?

Cathay Gnl Bncp (CATY) generated $363.7M in free cash flow during fiscal year 2025. This represents a 11.7% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.

What is Cathay Gnl Bncp's operating cash flow?

Cathay Gnl Bncp (CATY) generated $368.6M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.

What are Cathay Gnl Bncp's total assets?

Cathay Gnl Bncp (CATY) had $24.2B in total assets as of fiscal year 2025, including both current and long-term assets.

What are Cathay Gnl Bncp's capital expenditures?

Cathay Gnl Bncp (CATY) invested $4.9M in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.

Does Cathay Gnl Bncp buy back shares?

Yes, Cathay Gnl Bncp (CATY) spent $180.3M on share buybacks during fiscal year 2025, returning capital to shareholders by reducing shares outstanding.

How many shares does Cathay Gnl Bncp have outstanding?

Cathay Gnl Bncp (CATY) had 67M shares outstanding as of fiscal year 2025.

What is Cathay Gnl Bncp's debt-to-equity ratio?

Cathay Gnl Bncp (CATY) had a debt-to-equity ratio of 0.04 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.

What is Cathay Gnl Bncp's return on assets (ROA)?

Cathay Gnl Bncp (CATY) had a return on assets of 1.3% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

What is Cathay Gnl Bncp's P/E ratio?

Cathay Gnl Bncp (CATY) trades at 12.0x earnings, its market capitalization divided by net income of $347.2M net income, trailing 12 months to June 30, 2026. The market capitalization is $4.2B as of Sep 3, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.

What is Cathay Gnl Bncp's price-to-sales ratio?

Cathay Gnl Bncp (CATY) trades at 4.8x sales, its market capitalization divided by revenue of $870.6M revenue, trailing 12 months to June 30, 2026. The market capitalization is $4.2B as of Sep 3, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.

What is Cathay Gnl Bncp's Piotroski F-Score?

Cathay Gnl Bncp (CATY) has a Piotroski F-Score of 7 out of 7 computable signals; 2 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Are Cathay Gnl Bncp's earnings high quality?

Cathay Gnl Bncp (CATY) has an earnings quality ratio of 1.17x, considered cash-backed (high quality). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.

How financially healthy is Cathay Gnl Bncp?

Cathay Gnl Bncp (CATY) scores 52 out of 100 on our Financial Health Score, indicating moderate standing within its banks peer group. The score is a 0-100 composite of six dimensions (Earnings, Growth, Capital, Efficiency, Credit Quality, Stability), each ranked as a percentile relative to companies in the same scoring family (banks against banks, REITs against REITs, and so on) rather than across all industries. It rates the quality of the business, not whether the stock is fairly priced, and is not financial advice. Learn more in our complete guide to financial health indicators.