What is Bancfirst Corp's earnings per share (EPS)?

Bancfirst Corp (BANF) reported diluted earnings per share of $7.11 for fiscal year 2025. This represents a 10.4% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

Bancfirst Corp Financials

BANF

FY2025 annual

Revenue $760.3M +5.0% YoY

Net Income $240.6M +11.2% YoY

EPS (Diluted) $7.11 +10.4% YoY

Free Cash Flow $237.0M +5.5% YoY

Source SEC Filings (10-K/10-Q) Data as of Jun 30, 2026 Currency USD FYE December

Bancfirst Corp (BANF) reported $760.3M in revenue for fiscal year 2025, up 5.0% from the prior fiscal year. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 15 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Rhea AI BANF FY2025 2026-05-08

BancFirst’s larger balance sheet is driving earnings higher while cash conversion stays firm and physical reinvestment remains light.

Recent growth added about $2.5B of total assets while ROA held near 1.6%, suggesting scale was added without meaningfully diluting asset productivity. Operating cash flow also remained above net income, which makes the earnings base look cash-backed rather than mainly accrual-built, even as revenue and equity both moved higher.

Leverage eased during expansion, with the liabilities-to-equity ratio moving from 8.9x to 7.0x. ROE also drifted down to 13.0%, a sign that a thicker equity base is absorbing more growth instead of returns being amplified mainly by leverage, and makes the balance sheet less dependent on borrowed funds.

Cash conversion looks disciplined: operating cash flow reached $285M versus $241M of net income. With capital spending only $48M, much of that internally generated cash can support the balance sheet or dividends rather than routine physical upkeep.

Financial Health Signals

Financial Health Score 75/100

Scored as: Banks peer group

Scored against banks for FY2025. Each of the six dimensions is a percentile rank within that peer group; the overall is their average, with missing dimensions counted as zero out of six. A high score means strong standing among peers, not absolute cross-industry strength. How this score is calculated →

Health score ≠ stock price. This rates the quality of Bancfirst Corp's business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.

Earnings

Growth

Capital

Efficiency

Credit Quality

Stability

Piotroski F-Score Partial

4/6

Bancfirst Corp passes 4 of 6 computable financial strength tests (3 of the nine could not be computed from available data). All 4 profitability signals pass (positive income, cash flow, and earnings quality), no leverage/liquidity signals pass (rising debt, declining liquidity, or share dilution), neither operating efficiency signal passes.

Earnings Quality Cash-Backed

1.19x

For every $1 of reported earnings, Bancfirst Corp generates $1.19 in operating cash flow ($285.3M OCF vs $240.6M net income). This indicates profits are well-supported by actual cash generation, not accounting adjustments.

Key Financial Metrics

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Earnings & Revenue

Revenue

$760.3M

YoY+5.0%

5Y CAGR+18.4%

10Y CAGR+14.2%

Bancfirst Corp generated $760.3M in revenue in fiscal year 2025. This represents an increase of 5.0% from the prior year.

Net Income

$240.6M

YoY+11.2%

5Y CAGR+19.3%

10Y CAGR+13.8%

Bancfirst Corp reported $240.6M in net income in fiscal year 2025. This represents an increase of 11.2% from the prior year.

EPS (Diluted)

$7.11

YoY+10.4%

5Y CAGR+18.8%

Bancfirst Corp earned $7.11 per diluted share (EPS) in fiscal year 2025. This represents an increase of 10.4% from the prior year.

EBITDA

Not reported for fiscal year 2025.

Cash & Balance Sheet

Free Cash Flow

$237.0M

YoY+5.5%

5Y CAGR+21.8%

10Y CAGR+13.5%

Bancfirst Corp generated $237.0M in free cash flow in fiscal year 2025, representing cash available after capex. This represents an increase of 5.5% from the prior year.

Dividends Per Share

$1.90

YoY+6.7%

Bancfirst Corp paid $1.90 per share in dividends in fiscal year 2025. This represents an increase of 6.7% from the prior year.

Shares Outstanding

34M

YoY+1.0%

5Y CAGR+0.5%

Bancfirst Corp had 34M shares outstanding in fiscal year 2025. This represents an increase of 1.0% from the prior year.

Cash & Debt

Not reported for fiscal year 2025.

Margins & Returns

Net Margin

31.6%

YoY+1.8pp

5Y CAGR+1.2pp

10Y CAGR-1.3pp

Bancfirst Corp's net profit margin was 31.6% in fiscal year 2025, showing the share of revenue converted to profit. This is up 1.8 percentage points from the prior year.

Return on Equity

13.0%

YoY-0.4pp

5Y CAGR+3.7pp

10Y CAGR+2.9pp

Bancfirst Corp's ROE was 13.0% in fiscal year 2025, measuring profit generated per dollar of shareholder equity. This is down 0.4 percentage points from the prior year.

Gross Margin

Not reported for fiscal year 2025.

Operating Margin

Not reported for fiscal year 2025.

Capital Allocation

Capital Expenditures

$48.3M

YoY+31.8%

5Y CAGR-6.2%

10Y CAGR+15.7%

Bancfirst Corp invested $48.3M in capex in fiscal year 2025, funding long-term assets and infrastructure. This represents an increase of 31.8% from the prior year.

R&D Spending

Not reported for fiscal year 2025.

Share Buybacks

Not reported for fiscal year 2025.

BANF Income Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type.

BANF annual income statement

Metric	TTM	FY25	FY24	FY23	FY22	FY21	FY20	FY19	FY18	FY17	FY16	FY15	FY14	FY13	FY12	FY11
Revenue	$774.9M	$760.3M+5.0%	$724.1M+16.1%	$623.9M+48.6%	$419.8M+28.4%	$327.0M0.0%	$327.1M-2.8%	$336.7M+11.0%	$303.2M+22.2%	$248.1M+13.5%	$218.6M+8.7%	$201.0M+3.5%	$194.2M+9.5%	$177.3M-2.9%	$182.6M+0.4%	$181.9M
SG&A Expenses	$235.4M	$226.0M+6.6%	$212.0M+6.0%	$200.0M+8.1%	$185.0M+10.9%	$166.7M+1.2%	$164.7M+7.6%	$153.0M+9.7%	$139.5M+11.5%	$125.1M+4.6%	$119.7M+5.8%	$113.1M+4.1%	$108.6M+6.3%	$102.2M+2.6%	$99.5M+7.9%	$92.2M
Interest Expense	$260.5M	$269.8M-2.7%	$277.3M+39.0%	$199.5M+332.3%	$46.1M+306.1%	$11.4M-44.4%	$20.4M-62.6%	$54.7M+28.1%	$42.7M+104.2%	$20.9M+42.0%	$14.7M+20.3%	$12.3M-4.3%	$12.8M-7.0%	$13.8M-22.5%	$17.8M-28.9%	$25.0M
Income Tax	$67.6M	$64.5M+9.5%	$58.9M+2.5%	$57.5M+29.7%	$44.3M+8.7%	$40.8M+70.4%	$23.9M-31.0%	$34.7M+2.2%	$33.9M-31.9%	$49.9M+33.8%	$37.3M+6.3%	$35.0M+28.4%	$27.3M+2.9%	$26.5M-2.1%	$27.1M+8.1%	$25.1M
Net Income	$251.8M	$240.6M+11.2%	$216.4M+1.8%	$212.5M+10.0%	$193.1M+15.2%	$167.6M+68.3%	$99.6M-26.2%	$134.9M+7.2%	$125.8M+45.6%	$86.4M+22.3%	$70.7M+6.8%	$66.2M+3.6%	$63.9M+17.6%	$54.3M+4.7%	$51.9M+13.8%	$45.6M
EPS (Diluted)	—	$7.11+10.4%	$6.44+1.6%	$6.34+9.9%	$5.77+14.7%	$5.03+67.7%	$3.00-25.9%	$4.05+7.7%	$3.76+41.9%	$2.65	$2.22+6.2%	$2.09	$4.04+15.8%	$3.49+3.9%	$3.36+14.7%	$2.93

Metric	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24
Revenue	$195.4M+2.7%	$190.2M-2.5%	$195.0M+0.3%	$194.4M+3.2%	$188.4M+3.3%	$182.5M-2.1%	$186.4M-0.7%	$187.7M
SG&A Expenses	$60.3M+2.5%	$58.9M+0.5%	$58.6M+1.5%	$57.7M+4.6%	$55.1M+1.0%	$54.6M+0.5%	$54.3M+0.2%	$54.2M
Interest Expense	$61.8M-1.2%	$62.6M-7.0%	$67.3M-2.2%	$68.8M+2.4%	$67.2M+1.0%	$66.5M-5.6%	$70.5M-3.1%	$72.7M
Income Tax	$18.4M+7.7%	$17.1M+7.7%	$15.9M-2.8%	$16.3M-6.1%	$17.4M+16.1%	$15.0M-3.6%	$15.5M+3.5%	$15.0M
Net Income	$66.7M+5.9%	$63.0M+5.9%	$59.5M-5.0%	$62.7M+0.5%	$62.3M+11.1%	$56.1M-0.6%	$56.5M-4.1%	$58.9M
EPS (Diluted)	$1.96+5.9%	$1.85	N/A	$1.850.0%	$1.85+11.4%	$1.66	N/A	$1.75

Not reported in any period shown, so not listed: Cost of Revenue, Gross Profit, R&D Expenses, Operating Income.

TTM is the trailing twelve months, Q3 FY2025 through Q2 FY2026, summed from the four most recent quarterly filings. A row marked — cannot be summed at all, because a quarter in the window reports no per-share figure; a row marked N/A could be summed, but a quarter in the window does not report that metric.

BANF Balance Sheet

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type.

BANF annual balance sheet

Metric	FY25	FY24	FY23	FY22	FY21	FY20	FY19	FY18	FY17	FY16	FY15	FY14	FY13	FY12	FY11
Total Assets	$14.8B+9.5%	$13.6B+9.6%	$12.4B-0.1%	$12.4B+31.7%	$9.4B+2.1%	$9.2B+7.5%	$8.6B+13.1%	$7.6B+4.4%	$7.3B+3.3%	$7.0B+4.9%	$6.7B+1.8%	$6.6B+8.9%	$6.0B+0.3%	$6.0B+7.4%	$5.6B
Cash & Equivalents	N/A	N/A	N/A	N/A	N/A	N/A	N/A	$1.4B-19.0%	$1.8B-5.0%	$1.9B+15.8%	$1.6B-16.5%	$1.9B+3.0%	$1.9B-4.5%	$1.9B+13.9%	$1.7B
Goodwill	$182.7M+0.3%	$182.3M0.0%	$182.3M+0.1%	$182.1M+21.4%	$149.9M0.0%	$149.9M+0.9%	$148.6M+86.3%	$79.7M+47.6%	$54.0M0.0%	$54.0M0.0%	$54.0M+20.2%	$45.0M+0.9%	$44.5M0.0%	$44.5M0.0%	$44.5M
Total Liabilities	$13.0B+8.8%	$11.9B+9.1%	$10.9B-1.8%	$11.1B+35.3%	$8.2B+1.1%	$8.1B+7.7%	$7.6B+13.3%	$6.7B+3.0%	$6.5B+2.7%	$6.3B+4.5%	$6.0B+1.2%	$6.0B+8.8%	$5.5B-0.4%	$5.5B+7.4%	$5.1B
Long-Term Debt	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	$6.9M-24.4%	$9.2M-50.3%	$18.5M
Total Equity	$1.9B+14.4%	$1.6B+13.1%	$1.4B+14.6%	$1.3B+6.8%	$1.2B+9.7%	$1.1B+6.3%	$1.0B+11.3%	$902.8M+16.4%	$775.6M+9.1%	$711.1M+8.5%	$655.5M+7.6%	$609.3M+9.4%	$557.0M+7.2%	$519.6M+7.6%	$483.0M
Retained Earnings	$1.6B+12.4%	$1.4B+12.3%	$1.3B+13.9%	$1.1B+14.7%	$977.1M+12.2%	$871.2M+6.8%	$815.5M+12.9%	$722.6M+13.2%	$638.6M+10.5%	$577.6M+7.9%	$535.5M+8.7%	$492.8M+9.8%	$449.0M+8.0%	$415.6M+9.1%	$381.0M

Metric	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24
Total Assets	$15.1B-0.2%	$15.1B+1.9%	$14.8B+4.5%	$14.2B+1.1%	$14.0B+0.1%	$14.0B+3.6%	$13.6B+1.8%	$13.3B
Goodwill	$183.4M0.0%	$183.4M+0.4%	$182.7M+0.3%	$182.3M0.0%	$182.3M0.0%	$182.3M0.0%	$182.3M0.0%	$182.3M
Total Liabilities	$13.1B-0.7%	$13.2B+1.8%	$13.0B+4.6%	$12.4B+0.8%	$12.3B-0.4%	$12.4B+3.6%	$11.9B+1.7%	$11.7B
Total Equity	$2.0B+2.9%	$1.9B+2.6%	$1.9B+4.0%	$1.8B+3.2%	$1.7B+3.3%	$1.7B+3.2%	$1.6B+2.3%	$1.6B
Retained Earnings	$1.7B+3.0%	$1.7B+2.9%	$1.6B+2.7%	$1.6B+3.0%	$1.5B+3.2%	$1.5B+2.8%	$1.4B+3.0%	$1.4B

Not reported in any period shown, so not listed: Current Assets, Inventory, Accounts Receivable, Current Liabilities.

BANF Cash Flow Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type.

BANF annual cash flow statement

Metric	TTM	FY25	FY24	FY23	FY22	FY21	FY20	FY19	FY18	FY17	FY16	FY15	FY14	FY13	FY12	FY11
Operating Cash Flow	$289.1M	$285.3M+9.2%	$261.2M+12.1%	$233.0M+3.0%	$226.3M+11.0%	$203.9M+31.7%	$154.9M-2.6%	$159.0M+13.5%	$140.0M+27.6%	$109.7M+21.2%	$90.5M+15.8%	$78.2M+1.6%	$76.9M-1.5%	$78.1M+29.5%	$60.3M-3.4%	$62.4M
Capital Expenditures	$43.8M	$48.3M+31.8%	$36.7M+62.9%	$22.5M+13.7%	$19.8M-27.4%	$27.3M-59.0%	$66.4M+145.6%	$27.1M-47.8%	$51.9M+188.0%	$18.0M+66.2%	$10.8M-3.8%	$11.3M-2.0%	$11.5M-17.3%	$13.9M+3.4%	$13.4M-18.0%	$16.4M
Free Cash Flow	$245.3M	$237.0M+5.5%	$224.5M+6.7%	$210.5M+2.0%	$206.5M+16.9%	$176.7M+99.8%	$88.4M-33.0%	$131.9M+49.6%	$88.1M-3.9%	$91.7M+15.1%	$79.7M+19.1%	$66.9M+2.2%	$65.4M+1.9%	$64.2M+37.0%	$46.9M+1.8%	$46.0M
Investing Cash Flow	-$224.7M	$15.5M+121.8%	-$71.4M+89.3%	-$669.7M+55.9%	-$1.5B-459.2%	$422.9M+147.1%	-$898.5M-1884.6%	$50.3M+117.1%	-$293.8M+16.0%	-$349.8M-256.9%	-$98.0M	N/A	N/A	-$131.1M+29.5%	-$185.9M-232.4%	$140.4M
Financing Cash Flow	$342.9M	$549.8M-43.1%	$966.5M+388.7%	-$334.8M-113.9%	$2.4B+1345.1%	-$193.7M-139.3%	$492.3M+109.7%	$234.7M+230.5%	-$179.8M-222.0%	$147.4M-43.2%	$259.8M	N/A	N/A	-$34.6M-109.5%	$363.0M+20.7%	$300.8M
Dividends Paid	$64.5M	$62.2M+7.7%	$57.8M+7.7%	$53.6M+10.7%	$48.5M+7.4%	$45.1M+6.3%	$42.5M+6.7%	$39.8M+31.5%	$30.3M+22.1%	$24.8M+8.8%	$22.8M+6.2%	$21.4M+9.8%	$19.5M+43.9%	$13.6M-35.6%	$21.1M+35.3%	$15.6M
Share Buybacks	N/A	N/A	N/A	$1.8M	N/A	$11.7M+276.5%	$3.1M+93.5%	$1.6M-79.8%	$7.9M	N/A	$5.5M+233.9%	$1.7M	N/A	$2.7M+958.6%	$256K-97.6%	$10.8M

Metric	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24
Operating Cash Flow	$83.1M+9.5%	$75.8M+38.5%	$54.8M-27.4%	$75.4M-3.5%	$78.1M+1.5%	$77.0M+349.2%	$17.1M-77.9%	$77.6M
Capital Expenditures	$9.8M-9.1%	$10.8M-6.6%	$11.5M-1.4%	$11.7M-14.8%	$13.7M+21.5%	$11.3M-25.3%	$15.1M+189.3%	$5.2M
Free Cash Flow	$73.3M+12.6%	$65.1M+50.5%	$43.2M-32.1%	$63.7M-1.0%	$64.4M-1.9%	$65.6M+3201.9%	$2.0M-97.3%	$72.4M
Investing Cash Flow	-$263.0M-7112.8%	-$3.6M-103.2%	$115.4M+257.1%	-$73.5M-406.7%	$24.0M+147.6%	-$50.4M-115.9%	$317.0M+1267.5%	-$27.2M
Financing Cash Flow	-$100.0M-148.1%	$208.0M+15.9%	$179.5M+224.5%	$55.3M+170.1%	-$78.9M-120.0%	$393.8M+73.1%	$227.5M-49.2%	$448.3M
Dividends Paid	$16.5M+0.1%	$16.4M+0.6%	$16.3M+6.7%	$15.3M+0.1%	$15.3M+0.1%	$15.3M+0.3%	$15.2M+7.3%	$14.2M

BANF Financial Ratios

Margins and returns are percentages; the remaining ratios are unitless multiples.

BANF annual financial ratios

Metric	FY25	FY24	FY23	FY22	FY21	FY20	FY19	FY18	FY17	FY16	FY15	FY14	FY13	FY12	FY11
Net Margin	31.6%+1.8pp	29.9%-4.2pp	34.1%-11.9pp	46.0%-5.3pp	51.3%+20.8pp	30.4%-9.6pp	40.1%-1.4pp	41.5%+6.7pp	34.8%+2.5pp	32.3%-0.6pp	32.9%0.0pp	32.9%+2.3pp	30.6%+2.2pp	28.4%+3.3pp	25.1%
Return on Equity	13.0%-0.4pp	13.4%-1.5pp	14.8%-0.6pp	15.4%+1.1pp	14.3%+5.0pp	9.3%-4.1pp	13.4%-0.5pp	13.9%+2.8pp	11.1%+1.2pp	9.9%-0.2pp	10.1%-0.4pp	10.5%+0.7pp	9.8%-0.2pp	10.0%+0.6pp	9.4%
Return on Assets	1.6%0.0pp	1.6%-0.1pp	1.7%+0.2pp	1.6%-0.2pp	1.8%+0.7pp	1.1%-0.5pp	1.6%-0.1pp	1.7%+0.5pp	1.2%+0.2pp	1.0%0.0pp	1.0%0.0pp	1.0%+0.1pp	0.9%0.0pp	0.9%+0.1pp	0.8%
Debt-to-Equity	7.00-0.4x	7.36-0.3x	7.63-1.3x	8.90+1.9x	7.03-0.6x	7.63+0.1x	7.52+0.1x	7.39-1.0x	8.35-0.5x	8.87-0.3x	9.21-0.6x	9.79+9.8x	0.010.0x	0.020.0x	0.04
FCF Margin	31.2%+0.2pp	31.0%-2.7pp	33.7%-15.4pp	49.2%-4.8pp	54.0%+27.0pp	27.0%-12.2pp	39.2%+10.1pp	29.1%-7.9pp	37.0%+0.5pp	36.5%+3.2pp	33.3%-0.4pp	33.7%-2.5pp	36.2%+10.5pp	25.7%+0.4pp	25.3%

Metric	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24
Net Margin	34.1%+1.0pp	33.1%+2.6pp	30.5%-1.7pp	32.2%-0.9pp	33.1%+2.3pp	30.8%+0.5pp	30.3%-1.1pp	31.4%
Return on Equity	3.4%+0.1pp	3.3%+0.1pp	3.2%-0.3pp	3.5%-0.1pp	3.6%+0.3pp	3.4%-0.1pp	3.5%-0.2pp	3.7%
Return on Assets	0.4%0.0pp	0.4%0.0pp	0.4%0.0pp	0.4%0.0pp	0.4%0.0pp	0.4%0.0pp	0.4%0.0pp	0.4%
Debt-to-Equity	6.71-0.2x	6.95-0.1x	7.000.0x	6.96-0.2x	7.13-0.3x	7.390.0x	7.360.0x	7.40
FCF Margin	37.5%+3.3pp	34.2%+12.0pp	22.2%-10.6pp	32.8%-1.4pp	34.2%-1.8pp	36.0%+34.9pp	1.1%-37.5pp	38.6%

Not reported in any period shown, so not listed: Gross Margin, Operating Margin, Current Ratio.

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$4.7B

Where Bancfirst Corp Ranks

Frequently Asked Questions

What is Bancfirst Corp's annual revenue?

Bancfirst Corp (BANF) reported $760.3M in total revenue for fiscal year 2025. This represents a 5.0% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is Bancfirst Corp's revenue growing?

Bancfirst Corp (BANF) revenue grew by 5.0% year-over-year, from $724.1M to $760.3M in fiscal year 2025.

Is Bancfirst Corp profitable?

Yes, Bancfirst Corp (BANF) reported a net income of $240.6M in fiscal year 2025, with a net profit margin of 31.6%.

What is Bancfirst Corp's net profit margin?

Bancfirst Corp (BANF) had a net profit margin of 31.6% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.

Does Bancfirst Corp pay dividends?

Yes, Bancfirst Corp (BANF) paid $1.90 per share in dividends during fiscal year 2025.

What is Bancfirst Corp's return on equity (ROE)?

Bancfirst Corp (BANF) has a return on equity of 13.0% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

What is Bancfirst Corp's free cash flow?

Bancfirst Corp (BANF) generated $237.0M in free cash flow during fiscal year 2025. This represents a 5.5% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.

What is Bancfirst Corp's operating cash flow?

Bancfirst Corp (BANF) generated $285.3M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.

What are Bancfirst Corp's total assets?

Bancfirst Corp (BANF) had $14.8B in total assets as of fiscal year 2025, including both current and long-term assets.

What are Bancfirst Corp's capital expenditures?

Bancfirst Corp (BANF) invested $48.3M in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.

How many shares does Bancfirst Corp have outstanding?

Bancfirst Corp (BANF) had 34M shares outstanding as of fiscal year 2025.

What is Bancfirst Corp's debt-to-equity ratio?

Bancfirst Corp (BANF) had a debt-to-equity ratio of 7.00 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.

What is Bancfirst Corp's return on assets (ROA)?

Bancfirst Corp (BANF) had a return on assets of 1.6% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

What is Bancfirst Corp's Piotroski F-Score?

Bancfirst Corp (BANF) has a Piotroski F-Score of 4 out of 6 computable signals; 3 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Are Bancfirst Corp's earnings high quality?

Bancfirst Corp (BANF) has an earnings quality ratio of 1.19x, considered cash-backed (high quality). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.

How financially healthy is Bancfirst Corp?

Bancfirst Corp (BANF) scores 75 out of 100 on our Financial Health Score, indicating strong standing within its banks peer group. The score is a 0-100 composite of six dimensions (Earnings, Growth, Capital, Efficiency, Credit Quality, Stability), each ranked as a percentile relative to companies in the same scoring family (banks against banks, REITs against REITs, and so on) rather than across all industries. It rates the quality of the business, not whether the stock is fairly priced, and is not financial advice. Learn more in our complete guide to financial health indicators.