What is ServisFirst Bancshares Inc.'s earnings per share (EPS)?

ServisFirst Bancshares Inc. (SFBS) reported diluted earnings per share of $5.06 for fiscal year 2025. This represents a 21.6% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

ServisFirst Bancshares Inc. (SFBS) Financials

SFBS

Trailing 12 months to June 30, 2026

Revenue $626.0M +20.5% YoY

Net Income $320.7M +28.4% YoY

EPS (Diluted) $5.87 +28.4% YoY

Operating Cash Flow $472.9M +77.3% YoY

Market Cap $4.6B as of Sep 12, 2026

Price / Sales 7.4x on $626.0M revenue, trailing 12 months to June 30, 2026

Price / Earnings 14.4x on $320.7M net income, trailing 12 months to June 30, 2026

Price / Book 2.3x on $2.0B equity, Q2 FY2026

A multiple compares the market's price with a filed figure; it says what the market pays, not how the business is doing. The market capitalization is the vendor's as of Sep 12, 2026; every other figure is from the SEC filings on this page. Not financial advice.

Source SEC Filings (10-K/10-Q) Latest period Q2 FY2026, ended Jun 30, 2026 Reported Aug 7, 2026 Currency USD FYE December

Newest figures come from the 10-Q for Q2 FY2026, filed Aug 7, 2026. Each column of the statement tables below links to the filing it was taken from, and every filing is listed on the SFBS SEC filings page.

ServisFirst Bancshares Inc. (SFBS) reported $626.0M in revenue over the twelve months to Jun 30, 2026, up 20.5% from the prior twelve months. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 15 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Rhea AI SFBS FY2025 2026-09-05

ServisFirst’s dominant mechanic is bank-style operating leverage: 2025 growth flowed through to profit while balance-sheet leverage eased.

From FY2024 to FY2025, revenue rose 16.8% while net income increased 21.7%, showing that growth translated into earnings faster than the topline expanded. Net margin widened from 47.2% to 49.2%, indicating improved earnings retention rather than growth being fully absorbed by costs.

Operating cash flow strengthened faster than earnings, rising 40.4% in FY2025 versus net income growth of 21.7%; that divergence points to better cash conversion in the latest year. Because FY2023 cash generation was 22.0% below FY2024, the pattern is a recovery in cash conversion across periods, not merely a static profitability measure.

Debt-to-equity declined from 9.7x in FY2024 to 8.6x in FY2025, while total equity increased 14.4%. With assets rising only 2.2%, the latest balance-sheet expansion reflects a larger equity cushion relative to liabilities rather than simple obligation growth.

Financial Health Signals

Financial Health Score 68/100

Scored as: Banks peer group

Scored against banks for FY2025. Each of the six dimensions is a percentile rank within that peer group; the overall is their average, with missing dimensions counted as zero out of six. A high score means strong standing among peers, not absolute cross-industry strength. How this score is calculated →

Health score ≠ stock price. This rates the quality of ServisFirst Bancshares Inc.'s business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.

Earnings

ServisFirst Bancshares Inc. earned a return on assets of 1.6% in fiscal year 2025, which is the profit it made on every dollar of assets on its books. This is up from 1.3% the prior year. Earnings ranks banks on that return over three years, and ServisFirst Bancshares Inc. scores 84/100 among other banks.

Growth

ServisFirst Bancshares Inc. reported revenue of $562.4M in fiscal year 2025, against $481.7M in fiscal year 2024. Growth ranks banks on the three-year path of their net revenue, which is interest income and fee income less the interest they pay out, and ServisFirst Bancshares Inc. scores 68/100 among other banks.

Capital

ServisFirst Bancshares Inc. funded 10.4% of its assets with shareholders' equity at the end of fiscal year 2025, holding $1.8B of equity against $17.7B of assets. Capital ranks banks on that cushion, and ServisFirst Bancshares Inc. scores 35/100 among other banks.

Efficiency

Efficiency measures what a bank spends running itself against the revenue that spending brings in, so a lower ratio is the better one. ServisFirst Bancshares Inc. scores 98/100 on it among other banks.

Credit Quality

Credit Quality measures the money a bank set aside for loans it expects to go bad, against the size of the loan book it set that money aside for. ServisFirst Bancshares Inc. scores 40/100 on it among other banks.

Stability

ServisFirst Bancshares Inc. reported net income of $276.6M in fiscal year 2025, against $227.2M in fiscal year 2024. Stability ranks banks on how steady net income has been across five years, and ServisFirst Bancshares Inc. scores 85/100 among other banks.

Piotroski F-Score Partial

5/6

ServisFirst Bancshares Inc. passes 5 of 6 computable financial strength tests (3 of the nine could not be computed from available data). All 4 profitability signals pass (positive income, cash flow, and earnings quality), no leverage/liquidity signals pass (rising debt, declining liquidity, or share dilution), both operating efficiency signals pass.

Earnings Quality Cash-Backed

1.28x

For every $1 of reported earnings, ServisFirst Bancshares Inc. generates $1.28 in operating cash flow ($355.2M OCF vs $276.6M net income). This indicates profits are well-supported by actual cash generation, not accounting adjustments.

Key Financial Metrics

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Earnings & Revenue

Revenue

$168.5M

YoY+27.6%

QoQ+6.0%

5Y CAGR+10.1%

10Y CAGR+13.0%

ServisFirst Bancshares Inc. generated $168.5M in revenue in Q2 2026. This represents an increase of 27.6% from the same quarter a year earlier. Against the prior quarter it is up 6.0%.

Net Income

$85.8M

YoY+39.7%

QoQ+3.4%

5Y CAGR+11.4%

10Y CAGR+16.3%

ServisFirst Bancshares Inc. reported $85.8M in net income in Q2 2026. This represents an increase of 39.7% from the same quarter a year earlier. Against the prior quarter it is up 3.4%.

EPS (Diluted)

$1.57

YoY+40.2%

QoQ+3.3%

5Y CAGR+11.3%

10Y CAGR+15.9%

ServisFirst Bancshares Inc. earned $1.57 per diluted share (EPS) in Q2 2026. This represents an increase of 40.2% from the same quarter a year earlier. Against the prior quarter it is up 3.3%.

EBITDA

Not reported for Q2 2026.

Cash & Balance Sheet

Dividends Per Share

$0.38

YoY+13.4%

QoQ0.0%

5Y CAGR+13.7%

ServisFirst Bancshares Inc. paid $0.38 per share in dividends in Q2 2026. This represents an increase of 13.4% from the same quarter a year earlier. It is unchanged from the prior quarter.

Shares Outstanding

55M

YoY+0.1%

QoQ0.0%

5Y CAGR+0.2%

10Y CAGR+7.6%

ServisFirst Bancshares Inc. had 55M shares outstanding in Q2 2026. This represents an increase of 0.1% from the same quarter a year earlier. It is unchanged from the prior quarter.

Free Cash Flow

Not reported for Q2 2026.

Cash & Debt

Not reported for Q2 2026.

Margins & Returns

Net Margin

50.9%

YoY+4.4pp

QoQ-1.3pp

5Y change+2.9pp

10Y change+13.0pp

ServisFirst Bancshares Inc.'s net profit margin was 50.9% in Q2 2026, showing the share of revenue converted to profit. This is up 4.4 percentage points from the same quarter a year earlier. Against the prior quarter it is down 1.3 percentage points.

Return on Equity

4.3%

YoY+0.8pp

QoQ0.0pp

5Y change-0.3pp

10Y change+0.5pp

ServisFirst Bancshares Inc.'s ROE was 4.3% in Q2 2026, measuring profit generated per dollar of shareholder equity. This is up 0.8 percentage points from the same quarter a year earlier. It is unchanged from the prior quarter.

Gross Margin

Not reported for Q2 2026.

Operating Margin

Not reported for Q2 2026.

Capital Allocation

None of these metrics is reported for Q2 2026.

SFBS Income Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

SFBS quarterly income statement

Metric	TTM	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Revenue	$626.0M	$562.4M+16.8%	$481.7M+9.1%	$441.4M-12.5%	$504.3M+20.6%	$418.0M+13.5%	$368.2M+18.1%	$311.6M+10.5%	$282.1M+15.3%	$244.8M+19.9%	$204.1M+16.1%	$175.8M+24.2%	$141.6M+15.6%	$122.5M+18.0%	$103.8M+26.1%	$82.3M
SG&A Expenses	$102.5M	$94.8M-1.6%	$96.3M+19.0%	$81.0M+3.9%	$78.0M+15.1%	$67.7M+10.3%	$61.4M+6.3%	$57.8M+11.4%	$51.8M+8.9%	$47.6M+8.3%	$44.0M+13.0%	$38.9M+25.5%	$31.0M+17.8%	$26.3M+16.5%	$22.6M+15.7%	$19.5M
Interest Expense	$410.3M	$455.2M-8.9%	$499.5M+24.1%	$402.3M+355.0%	$88.4M+178.0%	$31.8M-37.6%	$51.0M-50.6%	$103.2M+61.3%	$63.9M+81.0%	$35.3M+36.9%	$25.8M+45.8%	$17.7M+25.4%	$14.1M+3.7%	$13.6M-8.6%	$14.9M-7.3%	$16.1M
Income Tax	$73.8M	$65.5M+26.6%	$51.7M+37.1%	$37.7M-34.2%	$57.3M+25.7%	$45.6M+2.2%	$44.6M+18.7%	$37.6M+17.9%	$31.9M-27.9%	$44.3M+50.9%	$29.3M+15.2%	$25.5M+17.9%	$21.6M+6.1%	$20.4M+18.9%	$17.1M+38.2%	$12.4M
Net Income	$320.7M	$276.6M+21.7%	$227.2M+9.8%	$206.9M-17.7%	$251.5M+21.1%	$207.7M+22.5%	$169.6M+13.6%	$149.2M+9.0%	$136.9M+47.1%	$93.1M+14.3%	$81.5M+28.2%	$63.5M+21.3%	$52.4M+25.9%	$41.6M+20.8%	$34.4M+47.0%	$23.4M
EPS (Basic)	N/A	$5.06+21.3%	$4.17+9.7%	$3.80-17.9%	$4.63+20.9%	$3.83+21.6%	$3.15+12.9%	$2.79+8.6%	$2.57+46.0%	$1.76+13.5%	$1.55+26.0%	$1.23+12.8%	$1.09-45.5%	$2.00+5.8%	$1.89-53.1%	$4.03
EPS (Diluted)	$5.87	$5.06+21.6%	$4.16+9.8%	$3.79-17.8%	$4.61+20.7%	$3.82+22.0%	$3.13+13.4%	$2.76+9.1%	$2.53+47.1%	$1.72+13.2%	$1.52	$1.20+14.3%	$1.05	$1.90+14.5%	$1.66	$3.53
Diluted Shares (Avg)	N/A	55M+0.1%	55M+0.2%	55M0.0%	55M+0.2%	54M+0.4%	54M+0.2%	54M-0.1%	54M+0.1%	54M+1.0%	54M	53M+2645.2%	2M	1M-57.7%	3M	989,639

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Revenue	$168.5M+27.6%	$159.0M+20.6%	$162.2M+23.0%	$136.3M+10.2%	$132.1M+15.1%	$131.8M+18.3%	$131.9M+20.9%	$123.7M+14.7%
SG&A Expenses	$26.3M+16.4%	$26.9M+17.4%	$23.8M-0.9%	$25.5M+1.9%	$22.6M-6.8%	$22.9M-0.5%	$24.1M+4.5%	$25.1M+24.8%
Interest Expense	$94.2M-18.0%	$93.3M-20.6%	$104.9M-13.1%	$117.9M-11.3%	$114.9M-5.5%	$117.5M-5.4%	$120.7M-5.2%	$132.9M+17.0%
Income Tax	$21.4M+40.7%	$18.0M+13.4%	$21.2M+49.5%	$13.3M+6.2%	$15.2M+5.0%	$15.9M+49.6%	$14.2M+175.6%	$12.5M+45.9%
Net Income	$85.8M+39.7%	$83.0M+31.2%	$86.4M+32.6%	$65.6M+9.5%	$61.4M+17.8%	$63.2M+26.4%	$65.1M+54.6%	$59.9M+12.3%
EPS (Basic)	$1.57+40.2%	$1.52+31.0%	$1.58+31.7%	$1.20+9.1%	$1.12+16.7%	$1.16+26.1%	$1.20+55.8%	$1.10+12.2%
EPS (Diluted)	$1.57+40.2%	$1.52+31.0%	$1.58+32.8%	$1.20+9.1%	$1.12+17.9%	$1.16+26.1%	$1.19+54.5%	$1.10+12.2%
Diluted Shares (Avg)	55M+0.1%	55M+0.1%	N/A	55M0.0%	55M+0.1%	55M+0.1%	N/A	55M+0.2%

Not reported in any period shown, so not listed: Cost of Revenue, Gross Profit, R&D Expenses, Operating Income, EBITDA.

SFBS Balance Sheet

SFBS quarterly balance sheet

Metric	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Total Assets	$17.7B+2.2%	$17.4B+7.6%	$16.1B+10.5%	$14.6B-5.5%	$15.4B+29.5%	$11.9B+33.4%	$8.9B+11.7%	$8.0B+13.1%	$7.1B+11.2%	$6.4B+25.0%	$5.1B+24.3%	$4.1B+16.4%	$3.5B+21.1%	$2.9B+18.1%	$2.5B
Cash & Equivalents	N/A	N/A	N/A	N/A	N/A	N/A	$630.6M-7.5%	$681.9M+42.8%	$477.6M-39.1%	$784.0M+122.6%	$352.2M+18.4%	$297.5M+15.1%	$258.4M+43.0%	$180.7M-25.6%	$242.9M
Short-Term Investments	N/A	N/A	N/A	N/A	N/A	N/A	$0	$0	$0	$0	$0	$0	$0	$0	$0
Long-Term Investments	N/A	N/A	N/A	N/A	N/A	N/A	$0	$0	$0	$0	$0	$0	$0	$0	$0
Goodwill	$13.6M0.0%	$13.6M0.0%	$13.6M0.0%	$13.6M	N/A	N/A	N/A	N/A	N/A	N/A	N/A	$13.6M	N/A	N/A	N/A
Total Liabilities	$15.9B+0.9%	$15.7B+7.1%	$14.7B+10.5%	$13.3B-7.0%	$14.3B+30.7%	$10.9B+35.0%	$8.1B+11.1%	$7.3B+12.6%	$6.5B+10.7%	$5.8B+25.9%	$4.6B+25.9%	$3.7B+14.5%	$3.2B+20.6%	$2.7B+18.0%	$2.3B
Total Equity	$1.8B+14.5%	$1.6B+12.2%	$1.4B+11.0%	$1.3B+12.7%	$1.2B+16.0%	$992.4M+17.8%	$842.2M+17.8%	$714.7M+17.7%	$607.1M+16.2%	$522.5M+16.4%	$448.8M+10.3%	$407.0M+36.9%	$297.2M+27.4%	$233.3M+18.8%	$196.3M
Retained Earnings	$1.6B+14.2%	$1.4B+12.6%	$1.3B+13.1%	$1.1B+21.8%	$911.0M+21.8%	$748.2M+21.3%	$616.6M+23.1%	$500.9M+28.6%	$389.6M+26.8%	$307.2M+31.2%	$234.2M+32.2%	$177.1M+36.2%	$130.0M+40.6%	$92.5M+50.2%	$61.6M

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Total Assets	$18.3B+5.6%	$18.2B-2.5%	$17.7B+2.2%	$17.6B+6.9%	$17.4B+8.3%	$18.6B+18.5%	$17.4B+7.6%	$16.4B+2.5%
Goodwill	$13.6M0.0%	$13.6M0.0%	$13.6M0.0%	$13.6M0.0%	$13.6M0.0%	$13.6M0.0%	$13.6M0.0%	$13.6M0.0%
Total Liabilities	$16.4B+4.5%	$16.3B-4.2%	$15.9B+0.9%	$15.8B+6.2%	$15.7B+7.7%	$17.0B+19.1%	$15.7B+7.1%	$14.9B+1.6%
Total Equity	$2.0B+14.9%	$1.9B+14.6%	$1.8B+14.5%	$1.8B+13.5%	$1.7B+14.0%	$1.7B+13.1%	$1.6B+12.2%	$1.6B+12.1%
Retained Earnings	$1.7B+16.0%	$1.7B+15.0%	$1.6B+14.2%	$1.5B+13.4%	$1.5B+13.5%	$1.5B+13.1%	$1.4B+12.6%	$1.4B+11.1%

Not reported in any period shown, so not listed: Current Assets, Cash & Equivalents, Short-Term Investments, Inventory, Accounts Receivable, Long-Term Investments, Current Liabilities, Non-Current Liabilities, Long-Term Debt.

SFBS Cash Flow Statement

SFBS quarterly cash flow statement

Metric	TTM	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Operating Cash Flow	$472.9M	$355.2M+40.4%	$252.9M+28.2%	$197.3M-27.6%	$272.6M+2.4%	$266.3M+39.2%	$191.3M+16.4%	$164.3M-2.4%	$168.3M+42.1%	$118.5M+20.2%	$98.5M+29.2%	$76.3M+17.2%	$65.1M-12.3%	$74.2M+80.2%	$41.2M+69.3%	$24.3M
Depreciation & Amortization	N/A	$4.7M-2.1%	$4.8M+9.1%	$4.4M+7.3%	$4.1M0.0%	$4.1M+7.9%	$3.8M+2.7%	$3.7M+8.8%	$3.4M+30.8%	$2.6M-3.7%	$2.7M+21.7%	$2.2M+20.7%	$1.8M-0.2%	$1.8M+51.1%	$1.2M+3.8%	$1.2M
Stock-Based Compensation	N/A	$3.0M-15.2%	$3.5M-3.1%	$3.6M+12.3%	$3.2M+72.9%	$1.9M+39.3%	$1.3M+21.1%	$1.1M+29.3%	$851K-27.3%	$1.2M-2.3%	$1.2M-5.3%	$1.3M-65.6%	$3.7M+205.5%	$1.2M+14.9%	$1.0M+7.6%	$975K
Capital Expenditures	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	$2.3M-89.1%	$21.2M-4.7%	$22.2M+301.0%	$5.5M+323.6%	$1.3M-2.9%	$1.3M-75.4%	$5.5M+316.6%	$1.3M
Free Cash Flow	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	$166.0M+70.6%	$97.3M+27.5%	$76.3M+7.9%	$70.7M+10.9%	$63.8M-12.5%	$72.9M+104.0%	$35.7M+55.2%	$23.0M
Investing Cash Flow	-$1.3B	-$1.2B-21.7%	-$948.5M-373.2%	-$200.4M+92.4%	-$2.6B-69.3%	-$1.6B-10.6%	-$1.4B-42.8%	-$988.3M-31.0%	-$754.5M+27.6%	-$1.0B-21.0%	-$861.6M-15.0%	-$749.5M-36.5%	-$549.1M+4.0%	-$571.7M-12.1%	-$509.8M-0.4%	-$507.7M
Financing Cash Flow	$558.2M	$49.3M-94.8%	$941.2M-28.6%	$1.3B+227.2%	-$1.0B-131.4%	$3.3B+18.0%	$2.8B+262.4%	$772.8M-2.2%	$790.5M+28.0%	$617.4M-48.3%	$1.2B+64.1%	$728.0M+39.2%	$523.1M-9.1%	$575.2M+41.5%	$406.4M-17.8%	$494.4M
Dividends Paid	N/A	$73.2M+11.9%	$65.4M+43.1%	$45.7M+22.0%	$37.5M+15.2%	$32.5M+15.2%	$28.2M+17.4%	$24.1M+19.1%	$20.2M+101.1%	$10.0M+27.8%	$7.9M+33.6%	$5.9M+63.0%	$3.6M-2.0%	$3.7M+17.5%	$3.1M	$0

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Operating Cash Flow	$163.1M+141.3%	$70.1M+46.3%	$98.8M+47.0%	$140.9M+67.7%	$67.6M+40.1%	$48.0M-10.3%	$67.2M-26.3%	$84.0M+560.6%
Depreciation & Amortization	$1.3M+20.7%	$1.3M+3.8%	$1.3M+18.7%	$1.1M-22.7%	$1.0M-8.9%	$1.2M+11.3%	$1.1M-4.7%	$1.5M+32.5%
Stock-Based Compensation	$803K-3.9%	$796K-7.9%	N/A	$629K-37.1%	$836K-4.9%	$864K-9.8%	N/A	$1.0M+7.6%
Investing Cash Flow	-$575.6M-58.9%	-$223.7M+26.9%	-$292.6M-3.8%	-$193.7M-333.2%	-$362.2M+22.2%	-$306.0M-7.8%	-$281.9M-923.5%	$83.1M-44.0%
Financing Cash Flow	$32.3M+102.4%	$363.5M-70.5%	$47.2M-94.3%	$115.2M-63.6%	-$1.3B-652.2%	$1.2B+373.7%	$831.1M+34018.6%	$316.4M-65.8%
Dividends Paid	N/A	N/A	$18.3M+11.8%	$18.3M+11.9%	$18.3M+11.9%	$18.3M+11.9%	$16.4M+7.4%	$16.4M+58310.7%

Not reported in any period shown, so not listed: Capital Expenditures, Free Cash Flow, Share Buybacks.

SFBS Financial Ratios

Margins and returns are percentages; the remaining ratios are unitless multiples. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

SFBS quarterly financial ratios

Metric	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Net Margin	49.2%+2.0pp	47.2%+0.3pp	46.9%-3.0pp	49.9%+0.2pp	49.7%+3.6pp	46.1%-1.8pp	47.9%-0.7pp	48.5%+10.5pp	38.0%-1.9pp	39.9%+3.8pp	36.1%-0.9pp	37.0%+3.0pp	34.0%+0.8pp	33.2%+4.7pp	28.5%
Return on Equity	14.9%+0.9pp	14.1%-0.3pp	14.4%-5.0pp	19.4%+1.3pp	18.0%+1.0pp	17.1%-0.6pp	17.7%-1.4pp	19.2%+3.8pp	15.3%-0.3pp	15.6%+1.4pp	14.2%+1.3pp	12.9%-1.1pp	14.0%-0.8pp	14.8%+2.8pp	11.9%
Return on Assets	1.6%+0.2pp	1.3%0.0pp	1.3%-0.4pp	1.7%+0.4pp	1.3%-0.1pp	1.4%-0.2pp	1.7%0.0pp	1.7%+0.4pp	1.3%0.0pp	1.3%0.0pp	1.3%0.0pp	1.3%+0.1pp	1.2%0.0pp	1.2%+0.2pp	0.9%
Debt-to-Equity	8.58-1.2x	9.74-0.5x	10.200.0x	10.25-2.2x	12.42+1.4x	11.02+1.4x	9.62-0.6x	10.20-0.5x	10.67-0.5x	11.19+0.8x	10.35+1.3x	9.07-1.8x	10.85-0.6x	11.46-0.1x	11.54
Asset Turnover	0.030.0x	0.030.0x	0.030.0x	0.030.0x	0.030.0x	0.030.0x	0.030.0x	0.040.0x	0.030.0x	0.030.0x	0.030.0x	0.030.0x	0.030.0x	0.040.0x	0.03
FCF Margin	N/A	N/A	N/A	N/A	N/A	N/A	N/A	58.8%+19.1pp	39.8%+2.4pp	37.4%-2.8pp	40.2%-4.8pp	45.1%-14.4pp	59.5%+25.1pp	34.4%+6.4pp	28.0%

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Net Margin	50.9%+4.4pp	52.2%+4.2pp	53.3%+3.9pp	48.1%-0.3pp	46.5%+1.1pp	48.0%+3.1pp	49.4%+10.8pp	48.4%-1.0pp
Return on Equity	4.3%+0.8pp	4.3%+0.5pp	4.7%+0.6pp	3.7%-0.1pp	3.6%+0.1pp	3.8%+0.4pp	4.0%+1.1pp	3.8%0.0pp
Return on Assets	0.5%+0.1pp	0.5%+0.1pp	0.5%+0.1pp	0.4%0.0pp	0.4%0.0pp	0.3%0.0pp	0.4%+0.1pp	0.4%0.0pp
Debt-to-Equity	8.27-0.8x	8.50-1.7x	8.58-1.2x	8.87-0.6x	9.10-0.5x	10.17+0.5x	9.74-0.5x	9.48-1.0x
Asset Turnover	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x

Not reported in any period shown, so not listed: Gross Margin, Operating Margin, Current Ratio, FCF Margin.

Similar Companies

Newest fiscal year on record for each company. The health score is the peer-relative Financial Health Score for that year; a dash means no score is published for it.

Company	Fiscal year	Revenue	Net income	Net margin	Market cap	Health score
ServisFirst Bancshares Inc. SFBS	FY2025	$562.4M	$276.6M	49.2%	$4.6B	68/100
International Bancshares Corp IBOC	FY2025	$842.2M	$412.3M	49.0%	$4.4B	60/100
Ameris Bancorp ABCB	FY2025	$1.2B	$412.2M	34.1%	$5.7B	67/100
Atlantic Union Bankshares Corporation AUB	FY2025	$1.4B	$273.7M	19.9%	$5.7B	57/100
Bancfirst Corp BANF	FY2025	$690.6M	$240.6M	34.8%	$3.7B	74/100
Associated Banc-Corp ASB	FY2025	$1.5B	$474.8M	31.9%	$5.7B	48/100

Where ServisFirst Bancshares Inc. Ranks

Frequently Asked Questions

What is ServisFirst Bancshares Inc.'s annual revenue?

ServisFirst Bancshares Inc. (SFBS) reported $562.4M in total revenue for fiscal year 2025. This represents a 16.8% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is ServisFirst Bancshares Inc.'s revenue growing?

ServisFirst Bancshares Inc. (SFBS) revenue grew by 16.8% year-over-year, from $481.7M to $562.4M in fiscal year 2025.

Is ServisFirst Bancshares Inc. profitable?

Yes, ServisFirst Bancshares Inc. (SFBS) reported a net income of $276.6M in fiscal year 2025, with a net profit margin of 49.2%.

What is ServisFirst Bancshares Inc.'s net profit margin?

ServisFirst Bancshares Inc. (SFBS) had a net profit margin of 49.2% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.

Does ServisFirst Bancshares Inc. pay dividends?

Yes, ServisFirst Bancshares Inc. (SFBS) paid $0.38 per share in dividends during fiscal year 2025.

What is ServisFirst Bancshares Inc.'s return on equity (ROE)?

ServisFirst Bancshares Inc. (SFBS) has a return on equity of 14.9% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

What is ServisFirst Bancshares Inc.'s operating cash flow?

ServisFirst Bancshares Inc. (SFBS) generated $355.2M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.

What are ServisFirst Bancshares Inc.'s total assets?

ServisFirst Bancshares Inc. (SFBS) had $17.7B in total assets as of fiscal year 2025, including both current and long-term assets.

How many shares does ServisFirst Bancshares Inc. have outstanding?

ServisFirst Bancshares Inc. (SFBS) had 55M shares outstanding as of fiscal year 2025.

What is ServisFirst Bancshares Inc.'s debt-to-equity ratio?

ServisFirst Bancshares Inc. (SFBS) had a debt-to-equity ratio of 8.58 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.

What is ServisFirst Bancshares Inc.'s return on assets (ROA)?

ServisFirst Bancshares Inc. (SFBS) had a return on assets of 1.6% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

What is ServisFirst Bancshares Inc.'s P/E ratio?

ServisFirst Bancshares Inc. (SFBS) trades at 14.4x earnings, its market capitalization divided by net income of $320.7M net income, trailing 12 months to June 30, 2026. The market capitalization is $4.6B as of Sep 12, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.

What is ServisFirst Bancshares Inc.'s price-to-sales ratio?

ServisFirst Bancshares Inc. (SFBS) trades at 7.4x sales, its market capitalization divided by revenue of $626.0M revenue, trailing 12 months to June 30, 2026. The market capitalization is $4.6B as of Sep 12, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.

What is ServisFirst Bancshares Inc.'s Piotroski F-Score?

ServisFirst Bancshares Inc. (SFBS) has a Piotroski F-Score of 5 out of 6 computable signals; 3 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Are ServisFirst Bancshares Inc.'s earnings high quality?

ServisFirst Bancshares Inc. (SFBS) has an earnings quality ratio of 1.28x, considered cash-backed (high quality). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.

How financially healthy is ServisFirst Bancshares Inc.?

ServisFirst Bancshares Inc. (SFBS) scores 68 out of 100 on our Financial Health Score, indicating strong standing within its banks peer group. The score is a 0-100 composite of six dimensions (Earnings, Growth, Capital, Efficiency, Credit Quality, Stability), each ranked as a percentile relative to companies in the same scoring family (banks against banks, REITs against REITs, and so on) rather than across all industries. It rates the quality of the business, not whether the stock is fairly priced, and is not financial advice. Learn more in our complete guide to financial health indicators.