Price / Sales7.0xon $626.0M revenue, trailing 12 months to June 30, 2026
Price / Earnings13.7xon $320.7M net income, trailing 12 months to June 30, 2026
Price / Book2.2xon $2.0B equity, Q2 FY2026
A multiple compares the market's price with a filed figure; it says what the market pays, not how the business is doing. The market capitalization is the vendor's as of Oct 30, 2026; every other figure is from the SEC filings on this page. Not financial advice.
Source SEC Filings (10-K/10-Q)Latest period Q2 FY2026, ended Jun 30, 2026ReportedCurrency USDFYE December
Newest figures come from the 10-Q for Q2 FY2026, filed Aug 7, 2026.
Each column of the statement tables below links to the filing it was taken from, and every filing is listed on the SFBS SEC filings page.
ServisFirst Bancshares Inc. (SFBS) reported $626.0M in revenue
over the twelve months to Jun 30, 2026, up 20.5% from the prior twelve months.
This page shows its income statement, balance sheet, cash flow statement, and key financial ratios.
View 15 years of annual fundamentals and quarterly data, with year-over-year
growth rates and compound annual growth rates (CAGR).
All figures are derived from SEC filings (10-K and 10-Q reports).
Rhea AISFBSFY2025
The bank’s 2025 earnings growth converted into cash while equity grew faster than liabilities, modestly strengthening its balance-sheet structure.
FY2025 operating cash flow rose 40.4% while net income rose 21.7%. Cash flow equaled 128.4% of net income, versus 111.3% in FY2024, indicating stronger cash conversion rather than profit growth alone.
Equity growth reached 14.5% in FY2025 while liabilities grew 0.9%, so the balance sheet expanded through a much larger increase in shareholder capital than in obligations. Liabilities represented 89.6% of assets, down from 90.7% in FY2024, a modest shift toward equity support. Because the asset base is many times larger than annual revenue, balance-sheet structure is more informative here than conventional operating margins.
Compared with FY2023, FY2025 net income was 33.7% higher while assets were 9.9% higher, so earnings recovered faster than the balance sheet expanded. Net profit margin improved 2.3 percentage points over that span, linking the recovery to better earnings efficiency rather than asset growth alone. This makes the improvement a two-year pattern rather than a one-period jump.
Financial Health Signals
Financial Health Score69/100
Scored as: Banks peer group
Scored against banks for FY2025. Each of the six dimensions is a percentile rank within that peer group, and the overall is the average of the dimensions that can be computed. A high score means strong standing among peers, not absolute cross-industry strength. How this score is calculated →
Health score ≠ stock price. This rates the quality of ServisFirst Bancshares Inc.'s business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.
Earnings
85
ServisFirst Bancshares Inc. earned a return on assets of 1.6% in fiscal year 2025, which is the profit it made on every dollar of assets on its books. This is up from 1.3% the prior year. Earnings ranks banks on that return over three years, and ServisFirst Bancshares Inc. scores 85/100 among other banks.
Growth
70
ServisFirst Bancshares Inc. reported revenue of $562.4M in fiscal year 2025, against $481.7M in fiscal year 2024. Growth ranks banks on the three-year path of their net revenue, which is interest income and fee income less the interest they pay out, and ServisFirst Bancshares Inc. scores 70/100 among other banks.
Capital
39
ServisFirst Bancshares Inc. funded 10.4% of its assets with shareholders' equity at the end of fiscal year 2025, holding $1.8B of equity against $17.7B of assets. Capital ranks banks on that cushion, and ServisFirst Bancshares Inc. scores 39/100 among other banks.
Efficiency
98
Efficiency measures what a bank spends running itself against the revenue that spending brings in, so a lower ratio is the better one. ServisFirst Bancshares Inc. scores 98/100 on it among other banks.
Credit Quality
41
Credit Quality measures the money a bank set aside for loans it expects to go bad, against the size of the loan book it set that money aside for. ServisFirst Bancshares Inc. scores 41/100 on it among other banks.
Stability
83
ServisFirst Bancshares Inc. reported net income of $276.6M in fiscal year 2025, against $227.2M in fiscal year 2024. Stability ranks banks on how steady net income has been across five years, and ServisFirst Bancshares Inc. scores 83/100 among other banks.
Piotroski F-ScorePartial
5/6
ServisFirst Bancshares Inc. passes 5 of 6 computable financial strength tests (3 of the nine could not be computed from available data). All 4 profitability signals pass (positive income, cash flow, and earnings quality), no leverage/liquidity signals pass (rising debt, declining liquidity, or share dilution), the one computable operating efficiency signal (asset turnover improving) passes.
ServisFirst Bancshares Inc. generated $168.5M in revenue in Q2 2026. This represents an increase of 27.6% from the same quarter a year earlier. Against the prior quarter it is up 6.0%.
Net Income
$85.8M
YoY+39.7%
QoQ+3.4%
5Y CAGR+11.4%
10Y CAGR+16.3%
ServisFirst Bancshares Inc. reported $85.8M in net income in Q2 2026. This represents an increase of 39.7% from the same quarter a year earlier. Against the prior quarter it is up 3.4%.
EPS (Diluted)
$1.57
YoY+40.2%
QoQ+3.3%
5Y CAGR+11.3%
ServisFirst Bancshares Inc. earned $1.57 per diluted share (EPS) in Q2 2026. This represents an increase of 40.2% from the same quarter a year earlier. Against the prior quarter it is up 3.3%.
EBITDA
Not reported for Q2 2026.
Cash & Balance Sheet
Dividends Per Share
$0.38
YoY+13.4%
QoQ0.0%
5Y CAGR+13.7%
ServisFirst Bancshares Inc. paid $0.38 per share in dividends in Q2 2026. This represents an increase of 13.4% from the same quarter a year earlier. It is unchanged from the prior quarter.
Shares Outstanding
55M
YoY+0.1%
QoQ0.0%
5Y CAGR+0.2%
ServisFirst Bancshares Inc. had 55M shares outstanding in Q2 2026. This represents an increase of 0.1% from the same quarter a year earlier. It is unchanged from the prior quarter.
Free Cash Flow
Not reported for Q2 2026.
Cash & Debt
Not reported for Q2 2026.
Margins & Returns
Net Margin
50.9%
YoY+4.4pp
QoQ-1.3pp
5Y change+2.9pp
10Y change+13.0pp
ServisFirst Bancshares Inc.'s net profit margin was 50.9% in Q2 2026, showing the share of revenue converted to profit. This is up 4.4 percentage points from the same quarter a year earlier. Against the prior quarter it is down 1.3 percentage points.
Return on Equity
4.3%
YoY+0.8pp
QoQ0.0pp
5Y change-0.3pp
10Y change+0.5pp
ServisFirst Bancshares Inc.'s quarterly ROE was 4.3% in Q2 2026: one quarter's net income over shareholder equity, not annualized. This is up 0.8 percentage points from the same quarter a year earlier. It is unchanged from the prior quarter.
Gross Margin
Not reported for Q2 2026.
Operating Margin
Not reported for Q2 2026.
Capital Allocation
None of these metrics is reported for Q2 2026.
SFBS Income Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
Not reported in any period shown, so not listed: Cost of Revenue, Gross Profit, R&D Expenses, SG&A Expenses, Operating Income, EBITDA.
Not reported in any period shown, so not listed: Cost of Revenue, Gross Profit, R&D Expenses, SG&A Expenses, Operating Income, EBITDA.
TTM is the trailing twelve months, Q3 FY2025 through Q2 FY2026, summed from the four most recent quarterly filings. A row marked — cannot be summed at all, because a quarter in the window reports no per-share figure; a row marked N/A could be summed, but a quarter in the window does not report that metric.
SFBS Balance Sheet
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
Not reported in any period shown, so not listed: Current Assets, Short-Term Investments, Inventory, Accounts Receivable, Long-Term Investments, Current Liabilities, Non-Current Liabilities, Long-Term Debt.
Not reported in any period shown, so not listed: Current Assets, Cash & Equivalents, Short-Term Investments, Inventory, Accounts Receivable, Long-Term Investments, Current Liabilities, Non-Current Liabilities, Long-Term Debt.
SFBS Cash Flow Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
Not reported in any period shown, so not listed: Share Buybacks.
Not reported in any period shown, so not listed: Capital Expenditures, Free Cash Flow, Share Buybacks.
TTM is the trailing twelve months, Q3 FY2025 through Q2 FY2026, summed from the four most recent quarterly filings. A row marked — cannot be summed at all, because a quarter in the window reports no per-share figure; a row marked N/A could be summed, but a quarter in the window does not report that metric.
SFBS Financial Ratios
Margins and returns are percentages; the remaining ratios are unitless multiples. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
Not reported in any period shown, so not listed: Gross Margin, Operating Margin, Current Ratio, Debt-to-Equity.
Not reported in any period shown, so not listed: Gross Margin, Operating Margin, Current Ratio, Debt-to-Equity, FCF Margin.
Similar Companies
Newest fiscal year on record for each company. The health score is the peer-relative Financial Health Score for that year; a dash means no score is published for it. Market cap is stated at each company's latest close.
ServisFirst Bancshares Inc. (SFBS) reported $562.4M in total revenue for fiscal year 2025. This represents a 16.8% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.
ServisFirst Bancshares Inc. (SFBS) revenue grew by 16.8% year-over-year, from $481.7M to $562.4M in fiscal year 2025.
Yes, ServisFirst Bancshares Inc. (SFBS) reported a net income of $320.7M over the trailing 12 months to June 30, 2026. In fiscal year 2025 it reported a net income of $276.6M, with a net profit margin of 49.2%.
ServisFirst Bancshares Inc. (SFBS) reported diluted earnings per share of $5.06 for fiscal year 2025. This represents a 21.6% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.
ServisFirst Bancshares Inc. (SFBS) had a net profit margin of 49.2% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.
Yes, ServisFirst Bancshares Inc. (SFBS) paid $0.38 per share in dividends during fiscal year 2025.
ServisFirst Bancshares Inc. (SFBS) has a return on equity of 14.9% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.
ServisFirst Bancshares Inc. (SFBS) generated $355.2M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.
ServisFirst Bancshares Inc. (SFBS) had $17.7B in total assets as of fiscal year 2025, including both current and long-term assets.
ServisFirst Bancshares Inc. (SFBS) had 55M shares outstanding as of fiscal year 2025.
ServisFirst Bancshares Inc. (SFBS) had a liabilities-to-equity ratio of 8.58 as of fiscal year 2025, which is total liabilities divided by total shareholder equity. Total liabilities counts every obligation on the balance sheet (payables, deposits, insurance reserves and deferred taxes as well as borrowings), so this ratio usually runs well above debt-to-equity. No debt-to-equity ratio is shown for fiscal year 2025, because the filing data we hold for that year carries no long-term debt figure.
ServisFirst Bancshares Inc. (SFBS) had a return on assets of 1.6% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.
ServisFirst Bancshares Inc. (SFBS) trades at 13.7x earnings, its market capitalization divided by $320.7M net income, trailing 12 months to June 30, 2026. The market capitalization is $4.4B as of Oct 30, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.
ServisFirst Bancshares Inc. (SFBS) trades at 7.0x sales, its market capitalization divided by $626.0M revenue, trailing 12 months to June 30, 2026. The market capitalization is $4.4B as of Oct 30, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.
ServisFirst Bancshares Inc. (SFBS) has a Piotroski F-Score of 5 out of 6 computable signals; 3 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.
ServisFirst Bancshares Inc. (SFBS) scores 69 out of 100 on our Financial Health Score, indicating strong standing within its banks peer group. The score is the average of six dimensions (Earnings, Growth, Capital, Efficiency, Credit Quality, Stability), each ranked as a percentile relative to companies in the same scoring family (banks against banks, REITs against REITs, and so on) rather than across all industries. It rates the quality of the business, not whether the stock is fairly priced, and is not financial advice. Learn more in our complete guide to financial health indicators.
