What is Tfs Finl Corp's earnings per share (EPS)?

Tfs Finl Corp (TFSL) reported diluted earnings per share of $0.32 for fiscal year 2025. This represents a 14.3% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

Tfs Finl Corp Financials

TFSL

Trailing 12 months to June 30, 2026

Revenue $794.4M +5.5% YoY

Net Income $102.1M +22.7% YoY

EPS (Diluted) $0.36 +24.1% YoY

Free Cash Flow $86.3M +247.6% YoY

Source SEC Filings (10-K/10-Q) Latest period Q3 FY2026, ended Jun 30, 2026 Reported Aug 6, 2026 Currency USD FYE September

Tfs Finl Corp (TFSL) reported $794.4M in revenue over the twelve months to Jun 30, 2026, up 5.5% from the prior twelve months. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 15 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Rhea AI TFSL FY2025 2026-05-07

TFS Financial’s earnings engine is being driven more by balance-sheet repricing than by simple asset growth.

From FY2023 to FY2025, revenue added $151M while interest expense climbed $142M. Because those lines moved almost together, net income improved only $15.7M, showing that recent top-line growth mostly reflected changes in earning and funding rates on a levered balance sheet, not a large step-up in core efficiency.

The company operates with liabilities at about 8.2x equity, yet return on assets was only 0.5% in FY2025. That combination is typical of a balance-sheet business where modest changes in asset yield matter more than aggressive asset expansion, which helps explain why bigger revenue has not translated into much higher efficiency.

Cash conversion stayed reasonably close to accounting profit, which supports earnings quality: FY2025 operating cash flow was $82.4M against net income of $91.0M. With capex only $11.5M, the business looks light on physical reinvestment; cash generation depends far more on funding economics than on maintaining a large fixed-asset base.

Financial Health Signals

Financial Health Score 39/100

Scored as: Banks peer group

Scored against banks for FY2025. Each of the six dimensions is a percentile rank within that peer group; the overall is their average, with missing dimensions counted as zero out of six. A high score means strong standing among peers, not absolute cross-industry strength. How this score is calculated →

Health score ≠ stock price. This rates the quality of Tfs Finl Corp's business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.

Earnings

Growth

Capital

Efficiency

Credit Quality

Not available for Tfs Finl Corp, and counted as zero in the overall score.

Stability

Piotroski F-Score Partial

5/6

Tfs Finl Corp passes 5 of 6 computable financial strength tests (3 of the nine could not be computed from available data). 3 of 4 profitability signals pass, all 1 leverage/liquidity signals pass, both operating efficiency signals pass.

Earnings Quality Mixed

0.91x

For every $1 of reported earnings, Tfs Finl Corp generates $0.91 in operating cash flow ($82.4M OCF vs $91.0M net income). This mixed ratio suggests some earnings may rely on non-cash accounting items.

Key Financial Metrics

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Earnings & Revenue

Revenue

$763.2M

YoY+4.0%

5Y CAGR+10.9%

10Y CAGR+7.1%

Tfs Finl Corp generated $763.2M in revenue in fiscal year 2025. This represents an increase of 4.0% from the prior year.

Net Income

$91.0M

YoY+14.3%

5Y CAGR+1.8%

10Y CAGR+2.3%

Tfs Finl Corp reported $91.0M in net income in fiscal year 2025. This represents an increase of 14.3% from the prior year.

EPS (Diluted)

$0.32

YoY+14.3%

5Y CAGR+2.0%

10Y CAGR+2.5%

Tfs Finl Corp earned $0.32 per diluted share (EPS) in fiscal year 2025. This represents an increase of 14.3% from the prior year.

EBITDA

Not reported for fiscal year 2025.

Cash & Balance Sheet

Free Cash Flow

$71.0M

YoY-17.0%

5Y CAGR-9.8%

10Y CAGR-3.0%

Tfs Finl Corp generated $71.0M in free cash flow in fiscal year 2025, representing cash available after capex. This represents a decrease of 17.0% from the prior year.

Cash & Debt

$429.4M

YoY-7.4%

5Y CAGR-2.9%

10Y CAGR+10.7%

Tfs Finl Corp held $429.4M in cash as of fiscal year 2025; long-term debt is not reported for that period.

Dividends Per Share

$1.13

YoY0.0%

5Y CAGR+0.4%

10Y CAGR+13.8%

Tfs Finl Corp paid $1.13 per share in dividends in fiscal year 2025. That is unchanged from the prior year.

Shares Outstanding

281M

YoY-0.1%

5Y CAGR0.0%

10Y CAGR-0.3%

Tfs Finl Corp had 281M shares outstanding in fiscal year 2025. This represents a decrease of 0.1% from the prior year.

Margins & Returns

Net Margin

11.9%

YoY+1.1pp

5Y CAGR-6.4pp

10Y CAGR-7.0pp

Tfs Finl Corp's net profit margin was 11.9% in fiscal year 2025, showing the share of revenue converted to profit. This is up 1.1 percentage points from the prior year.

Return on Equity

4.8%

YoY+0.5pp

5Y CAGR-0.2pp

10Y CAGR+0.6pp

Tfs Finl Corp's ROE was 4.8% in fiscal year 2025, measuring profit generated per dollar of shareholder equity. This is up 0.5 percentage points from the prior year.

Gross Margin

Not reported for fiscal year 2025.

Operating Margin

Not reported for fiscal year 2025.

Capital Allocation

Share Buybacks

$4.0M

YoY+106.6%

5Y CAGR+11.4%

10Y CAGR-31.4%

Tfs Finl Corp spent $4.0M on share buybacks in fiscal year 2025, returning capital to shareholders by reducing shares outstanding. This represents an increase of 106.6% from the prior year.

Capital Expenditures

$11.5M

YoY+273.8%

5Y CAGR+29.0%

10Y CAGR+7.6%

Tfs Finl Corp invested $11.5M in capex in fiscal year 2025, funding long-term assets and infrastructure. This represents an increase of 273.8% from the prior year.

R&D Spending

Not reported for fiscal year 2025.

TFSL Income Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type.

TFSL quarterly income statement

Metric	TTM	FY25	FY24	FY23	FY22	FY21	FY20	FY19	FY18	FY17	FY16	FY15	FY14	FY13	FY12	FY11
Revenue	$794.4M	$763.2M+4.0%	$734.1M+20.0%	$611.9M+49.5%	$409.3M+5.1%	$389.4M-14.5%	$455.3M-5.6%	$482.1M+8.8%	$443.0M+8.3%	$409.0M+5.3%	$388.4M+1.3%	$383.5M+2.3%	$374.7M-2.4%	$384.0M-8.1%	$417.9M-2.3%	$427.5M
SG&A Expenses	$116.7M	$109.5M+1.6%	$107.8M-4.4%	$112.8M+3.2%	$109.3M+0.4%	$108.9M+4.7%	$104.0M0.0%	$104.0M+2.6%	$101.3M+7.1%	$94.6M-1.0%	$95.6M-0.1%	$95.6M+5.9%	$90.3M+4.5%	$86.5M+7.9%	$80.1M+5.4%	$76.0M
Interest Expense	$482.2M	$470.5M+3.3%	$455.6M+38.8%	$328.4M+131.3%	$141.9M-10.0%	$157.7M-26.0%	$213.0M-1.7%	$216.7M+33.7%	$162.1M+24.6%	$130.1M+10.2%	$118.0M+4.1%	$113.3M+9.8%	$103.3M-10.5%	$115.4M-25.8%	$155.6M-13.5%	$179.8M
Income Tax	$27.4M	$23.8M+14.6%	$20.7M+14.4%	$18.1M+3.6%	$17.5M-8.4%	$19.1M+12.8%	$16.9M-23.0%	$22.0M-38.5%	$35.8M-19.6%	$44.5M+6.3%	$41.8M+13.6%	$36.8M+11.6%	$33.0M+24.9%	$26.4M+1137.8%	$2.1M-22.0%	$2.7M
Net Income	$102.1M	$91.0M+14.3%	$79.6M+5.8%	$75.3M+0.9%	$74.6M-8.0%	$81.0M-2.8%	$83.3M+3.8%	$80.2M-6.1%	$85.4M-3.9%	$88.9M+10.3%	$80.6M+11.0%	$72.6M+10.2%	$65.9M+17.7%	$56.0M+387.5%	$11.5M+22.9%	$9.3M
EPS (Diluted)	$0.36	$0.32+14.3%	$0.28+7.7%	$0.260.0%	$0.26-10.3%	$0.290.0%	$0.29+3.6%	$0.28-6.7%	$0.30-6.3%	$0.32+14.3%	$0.28+12.0%	$0.25+13.6%	$0.22+22.2%	$0.18+350.0%	$0.04+33.3%	$0.03

Metric	Q3'26	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24
Revenue	$202.1M+3.4%	$195.5M-1.2%	$197.8M-0.6%	$199.1M+4.0%	$191.4M+2.9%	$186.0M-0.4%	$186.8M-0.9%	$188.5M
SG&A Expenses	$28.4M-5.7%	$30.2M-1.0%	$30.5M+10.5%	$27.6M-0.3%	$27.7M-0.1%	$27.7M+4.0%	$26.6M+1.1%	$26.3M
Interest Expense	$120.7M+2.6%	$117.7M-3.6%	$122.1M+0.3%	$121.7M+4.6%	$116.4M+2.2%	$113.9M-3.8%	$118.4M-1.1%	$119.8M
Income Tax	$8.1M+23.4%	$6.6M+6.0%	$6.2M-3.4%	$6.4M+10.2%	$5.8M+6.1%	$5.5M-7.6%	$6.0M+23.3%	$4.8M
Net Income	$30.5M+31.4%	$23.2M+4.4%	$22.3M-14.3%	$26.0M+20.9%	$21.5M+2.3%	$21.0M-6.3%	$22.4M+23.1%	$18.2M
EPS (Diluted)	$0.11+37.5%	$0.080.0%	$0.08-11.1%	$0.09+12.5%	$0.08+14.3%	$0.07-12.5%	$0.08+33.3%	$0.06

Not reported in any period shown, so not listed: Cost of Revenue, Gross Profit, R&D Expenses, Operating Income.

TFSL Balance Sheet

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type.

TFSL quarterly balance sheet

Metric	FY25	FY24	FY23	FY22	FY21	FY20	FY19	FY18	FY17	FY16	FY15	FY14	FY13	FY12	FY11
Total Assets	$17.5B+2.1%	$17.1B+1.0%	$16.9B+7.1%	$15.8B+12.3%	$14.1B-4.0%	$14.6B+0.7%	$14.5B+2.9%	$14.1B+3.2%	$13.7B+6.1%	$12.9B+4.3%	$12.4B+4.8%	$11.8B+4.7%	$11.3B-2.2%	$11.5B+5.7%	$10.9B
Cash & Equivalents	$429.4M-7.4%	$463.7M-0.6%	$466.7M+26.3%	$369.6M-24.3%	$488.3M-1.9%	$498.0M+81.0%	$275.1M+2.0%	$269.8M+0.6%	$268.2M+16.0%	$231.2M+48.8%	$155.4M-14.4%	$181.4M-36.6%	$286.0M-7.2%	$308.3M+4.6%	$294.8M
Goodwill	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	$4.8M0.0%	$4.8M
Total Liabilities	$15.6B+2.2%	$15.2B+1.6%	$15.0B+7.5%	$13.9B+13.1%	$12.3B-5.0%	$13.0B+1.0%	$12.8B+3.8%	$12.4B+3.1%	$12.0B+6.7%	$11.2B+5.7%	$10.6B+6.8%	$10.0B+6.0%	$9.4B-3.2%	$9.7B+6.5%	$9.1B
Total Equity	$1.9B+1.7%	$1.9B-3.4%	$1.9B+4.5%	$1.8B+6.5%	$1.7B+3.6%	$1.7B-1.5%	$1.7B-3.5%	$1.8B+4.1%	$1.7B+1.8%	$1.7B-4.0%	$1.7B-6.0%	$1.8B-1.7%	$1.9B+3.6%	$1.8B+1.9%	$1.8B
Retained Earnings	$946.8M+3.4%	$915.5M+3.2%	$887.0M+1.9%	$870.0M+1.9%	$853.7M-1.4%	$865.5M+3.3%	$837.7M+3.7%	$807.9M+6.3%	$760.1M+8.7%	$698.9M+8.9%	$641.8M+8.8%	$589.7M+11.5%	$529.0M+11.8%	$473.2M+2.5%	$461.8M

Metric	Q3'26	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24
Total Assets	$18.1B+3.4%	$17.5B-0.1%	$17.5B+0.2%	$17.5B+0.5%	$17.4B+1.5%	$17.1B+0.3%	$17.1B-0.2%	$17.1B
Cash & Equivalents	$568.9M+30.1%	$437.3M-4.3%	$456.7M+6.4%	$429.4M-5.1%	$452.6M-2.4%	$463.6M-0.5%	$465.9M+0.5%	$463.7M
Total Liabilities	$16.1B+3.6%	$15.6B-0.3%	$15.6B+0.2%	$15.6B+0.5%	$15.5B+1.8%	$15.2B+0.5%	$15.1B-0.6%	$15.2B
Total Equity	$2.0B+1.8%	$1.9B+1.1%	$1.9B+0.4%	$1.9B+0.3%	$1.9B-0.5%	$1.9B-0.9%	$1.9B+2.8%	$1.9B
Retained Earnings	$977.6M+1.6%	$962.2M+0.8%	$954.2M+0.8%	$946.8M+1.2%	$935.7M+0.7%	$929.2M+0.7%	$923.1M+0.8%	$915.5M

Not reported in any period shown, so not listed: Current Assets, Inventory, Accounts Receivable, Goodwill, Current Liabilities, Long-Term Debt.

TFSL Cash Flow Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type.

TFSL quarterly cash flow statement

Metric	TTM	FY25	FY24	FY23	FY22	FY21	FY20	FY19	FY18	FY17	FY16	FY15	FY14	FY13	FY12	FY11
Operating Cash Flow	$97.8M	$82.4M-7.0%	$88.6M-2.3%	$90.7M+133.0%	$38.9M-53.2%	$83.2M-31.7%	$121.8M+18.2%	$103.0M+11.8%	$92.1M-8.9%	$101.2M+19.1%	$84.9M-16.8%	$102.1M-1.4%	$103.5M-26.5%	$140.8M-9.5%	$155.6M+14.8%	$135.6M
Capital Expenditures	$11.5M	$11.5M+273.8%	$3.1M-39.9%	$5.1M+88.9%	$2.7M+101.9%	$1.3M-58.3%	$3.2M-15.1%	$3.8M-54.9%	$8.4M+101.8%	$4.2M-54.5%	$9.1M+65.2%	$5.5M+96.1%	$2.8M-0.1%	$2.8M-61.6%	$7.3M+180.3%	$2.6M
Free Cash Flow	$86.3M	$71.0M-17.0%	$85.5M-0.1%	$85.6M+136.3%	$36.2M-55.7%	$81.8M-31.0%	$118.6M+19.5%	$99.2M+18.5%	$83.7M-13.7%	$97.0M+28.0%	$75.8M-21.5%	$96.6M-4.1%	$100.7M-27.0%	$138.0M-6.9%	$148.3M+11.5%	$133.0M
Investing Cash Flow	-$571.5M	-$384.0M-207.9%	-$124.7M+87.6%	-$1.0B+46.2%	-$1.9B-442.6%	$547.4M+270.9%	$147.6M+143.2%	-$342.0M+28.0%	-$474.9M+37.1%	-$754.8M-66.1%	-$454.4M+24.3%	-$600.4M+10.2%	-$668.6M-560.5%	$145.2M+119.6%	-$741.4M-88.9%	-$392.4M
Financing Cash Flow	$590.0M	$267.3M+708.0%	$33.1M-96.7%	$1.0B-40.9%	$1.7B+368.3%	-$640.2M-1277.3%	-$46.5M-119.0%	$244.3M-36.4%	$384.3M-44.4%	$690.6M+55.1%	$445.3M-5.7%	$472.3M+2.5%	$460.5M+249.4%	-$308.3M-151.4%	$599.2M+412.0%	-$192.1M
Dividends Paid	$59.8M	$59.5M+1.0%	$59.0M+1.1%	$58.3M0.0%	$58.3M+2.9%	$56.6M+2.1%	$55.5M+9.9%	$50.5M+34.1%	$37.6M+35.8%	$27.7M+18.3%	$23.4M+20.1%	$19.5M+298.9%	$4.9M	$0	$0	$0
Share Buybacks	$8.7M	$4.0M+106.6%	$1.9M-67.8%	$6.0M-5.0%	$6.3M+12.5%	$5.6M+141.0%	$2.3M-74.5%	$9.1M-54.0%	$19.7M-63.5%	$54.0M-57.9%	$128.4M-25.6%	$172.5M+70.2%	$101.4M	$0	$0	$0

Metric	Q3'26	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24
Operating Cash Flow	$32.5M+84.3%	$17.6M-70.0%	$58.7M+629.1%	-$11.1M-141.5%	$26.8M+26.0%	$21.2M-53.4%	$45.5M+177.6%	-$58.7M
Capital Expenditures	$3.5M-18.3%	$4.2M+155.6%	$1.7M-22.4%	$2.1M+24.2%	$1.7M-75.2%	$6.9M+990.6%	$637K-10.9%	$715K
Free Cash Flow	$29.0M+116.8%	$13.4M-76.5%	$57.1M+531.0%	-$13.2M-152.9%	$25.0M+75.3%	$14.3M-68.2%	$44.9M+175.6%	-$59.4M
Investing Cash Flow	-$503.4M-5915.6%	-$8.4M-159.9%	$14.0M+119.0%	-$73.6M+72.1%	-$264.0M-505.6%	-$43.6M-1500.0%	-$2.7M+97.6%	-$111.9M
Financing Cash Flow	$602.6M+2199.7%	-$28.7M+36.9%	-$45.4M-173.8%	$61.6M-72.8%	$226.3M+1029.9%	$20.0M+149.3%	-$40.6M-155.0%	$73.8M
Dividends Paid	$14.9M-0.2%	$14.9M-1.2%	$15.1M+1.7%	$14.9M-0.1%	$14.9M-0.2%	$14.9M0.0%	$14.9M+1.0%	$14.8M
Share Buybacks	$1.2M-43.2%	$2.1M-30.1%	$3.0M+21.2%	$2.5M+231.5%	$744K	$0-100.0%	$767K+76600.0%	$1K

TFSL Financial Ratios

Margins and returns are percentages; the remaining ratios are unitless multiples.

TFSL quarterly financial ratios

Metric	FY25	FY24	FY23	FY22	FY21	FY20	FY19	FY18	FY17	FY16	FY15	FY14	FY13	FY12	FY11
Net Margin	11.9%+1.1pp	10.8%-1.5pp	12.3%-5.9pp	18.2%-2.6pp	20.8%+2.5pp	18.3%+1.7pp	16.6%-2.6pp	19.3%-2.4pp	21.7%+1.0pp	20.7%+1.8pp	18.9%+1.3pp	17.6%+3.0pp	14.6%+11.8pp	2.8%+0.6pp	2.2%
Return on Equity	4.8%+0.5pp	4.3%+0.4pp	3.9%-0.1pp	4.0%-0.6pp	4.7%-0.3pp	5.0%+0.2pp	4.7%-0.1pp	4.9%-0.4pp	5.3%+0.4pp	4.9%+0.6pp	4.2%+0.6pp	3.6%+0.6pp	3.0%+2.4pp	0.6%+0.1pp	0.5%
Return on Assets	0.5%0.0pp	0.5%0.0pp	0.4%0.0pp	0.5%-0.1pp	0.6%0.0pp	0.6%0.0pp	0.5%-0.1pp	0.6%0.0pp	0.7%0.0pp	0.6%0.0pp	0.6%0.0pp	0.6%+0.1pp	0.5%+0.4pp	0.1%0.0pp	0.1%
Debt-to-Equity	8.220.0x	8.18+0.4x	7.78+0.2x	7.56+0.4x	7.12-0.6x	7.76+0.2x	7.57+0.5x	7.04-0.1x	7.10+0.3x	6.77+0.6x	6.15+0.7x	5.42+0.4x	5.02-0.4x	5.37+0.2x	5.14
FCF Margin	9.3%-2.4pp	11.7%-2.3pp	14.0%+5.1pp	8.8%-12.2pp	21.0%-5.0pp	26.1%+5.5pp	20.6%+1.7pp	18.9%-4.8pp	23.7%+4.2pp	19.5%-5.7pp	25.2%-1.7pp	26.9%-9.1pp	35.9%+0.5pp	35.5%+4.4pp	31.1%

Metric	Q3'26	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24
Net Margin	15.1%+3.2pp	11.9%+0.6pp	11.3%-1.8pp	13.1%+1.8pp	11.2%-0.1pp	11.3%-0.7pp	12.0%+2.3pp	9.7%
Return on Equity	1.6%+0.3pp	1.2%0.0pp	1.2%-0.2pp	1.4%+0.2pp	1.1%0.0pp	1.1%-0.1pp	1.2%+0.2pp	1.0%
Return on Assets	0.2%0.0pp	0.1%0.0pp	0.1%0.0pp	0.1%0.0pp	0.1%0.0pp	0.1%0.0pp	0.1%0.0pp	0.1%
Debt-to-Equity	8.23+0.1x	8.09-0.1x	8.210.0x	8.220.0x	8.20+0.2x	8.02+0.1x	7.91-0.3x	8.18
FCF Margin	14.4%+7.5pp	6.9%-22.0pp	28.9%+35.5pp	-6.7%-19.7pp	13.1%+5.4pp	7.7%-16.4pp	24.0%+55.5pp	-31.5%

Not reported in any period shown, so not listed: Gross Margin, Operating Margin, Current Ratio.

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Where Tfs Finl Corp Ranks

Frequently Asked Questions

What is Tfs Finl Corp's annual revenue?

Tfs Finl Corp (TFSL) reported $763.2M in total revenue for fiscal year 2025. This represents a 4.0% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is Tfs Finl Corp's revenue growing?

Tfs Finl Corp (TFSL) revenue grew by 4.0% year-over-year, from $734.1M to $763.2M in fiscal year 2025.

Is Tfs Finl Corp profitable?

Yes, Tfs Finl Corp (TFSL) reported a net income of $91.0M in fiscal year 2025, with a net profit margin of 11.9%.

What is Tfs Finl Corp's net profit margin?

Tfs Finl Corp (TFSL) had a net profit margin of 11.9% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.

Does Tfs Finl Corp pay dividends?

Yes, Tfs Finl Corp (TFSL) paid $1.13 per share in dividends during fiscal year 2025.

What is Tfs Finl Corp's return on equity (ROE)?

Tfs Finl Corp (TFSL) has a return on equity of 4.8% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

What is Tfs Finl Corp's free cash flow?

Tfs Finl Corp (TFSL) generated $71.0M in free cash flow during fiscal year 2025. This represents a -17.0% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.

What is Tfs Finl Corp's operating cash flow?

Tfs Finl Corp (TFSL) generated $82.4M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.

What are Tfs Finl Corp's total assets?

Tfs Finl Corp (TFSL) had $17.5B in total assets as of fiscal year 2025, including both current and long-term assets.

What are Tfs Finl Corp's capital expenditures?

Tfs Finl Corp (TFSL) invested $11.5M in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.

Does Tfs Finl Corp buy back shares?

Yes, Tfs Finl Corp (TFSL) spent $4.0M on share buybacks during fiscal year 2025, returning capital to shareholders by reducing shares outstanding.

How many shares does Tfs Finl Corp have outstanding?

Tfs Finl Corp (TFSL) had 281M shares outstanding as of fiscal year 2025.

What is Tfs Finl Corp's debt-to-equity ratio?

Tfs Finl Corp (TFSL) had a debt-to-equity ratio of 8.22 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.

What is Tfs Finl Corp's return on assets (ROA)?

Tfs Finl Corp (TFSL) had a return on assets of 0.5% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

What is Tfs Finl Corp's Piotroski F-Score?

Tfs Finl Corp (TFSL) has a Piotroski F-Score of 5 out of 6 computable signals; 3 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Are Tfs Finl Corp's earnings high quality?

Tfs Finl Corp (TFSL) has an earnings quality ratio of 0.91x, considered mixed quality. This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.

How financially healthy is Tfs Finl Corp?

Tfs Finl Corp (TFSL) scores 39 out of 100 on our Financial Health Score, indicating weak standing within its banks peer group. The score is a 0-100 composite of six dimensions (Earnings, Growth, Capital, Efficiency, Credit Quality, Stability), each ranked as a percentile relative to companies in the same scoring family (banks against banks, REITs against REITs, and so on) rather than across all industries. It rates the quality of the business, not whether the stock is fairly priced, and is not financial advice. Learn more in our complete guide to financial health indicators.