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TFS Financial CORP reported that Chief Experience Officer Gavin B. Stefanski sold 6,500 shares of common stock on August 5, 2026 at $18.35 per share in an open-market or private transaction, indirectly held in trust. After the sale, he indirectly holds 19,266 shares in trust, plus 775 shares directly and 3,729 shares through an ESOP, along with several restricted stock unit grants and 5,000 stock options at a $14.62 exercise price expiring January 5, 2028.
TFS Financial Corporation reported net income of approximately $30.5 million for the quarter ended June 30, 2026, up from $21.5 million a year earlier, and $76.1 million for the nine-month period. Basic and diluted earnings per share were $0.11 for the quarter and $0.27 year-to-date.
Quarterly net interest income increased to $81.4 million, with nine-month net interest income of $234.9 million, aided by loan growth to $16.2 billion and a $3.5 million quarterly release of credit loss reserves. The allowance for credit losses on loans was $73.5 million, while non-accrual loans totaled $40.3 million, indicating modest problem credit levels relative to the portfolio.
Total assets reached $18.1 billion at June 30, 2026. Deposits declined to $10.0 billion, while borrowed funds rose to $5.8 billion as the company utilized Federal Home Loan Bank and other borrowing capacity. Shareholders’ equity increased to $2.0 billion, and roughly 81.0% of outstanding common shares continued to be held by Third Federal Savings and Loan Association of Cleveland, MHC. The company also approved termination of its defined benefit pension plan effective December 31, 2025, with related settlement charges currently expected in the second half of calendar 2026, subject to conditions including regulatory review.
TFS Financial Corporation reported record quarterly net income of $30.5 million for the quarter ended June 30, 2026, up $7.3 million, or 31.4%, from $23.2 million in the prior quarter. Net interest income rose to $81.4 million, supported by a higher yield on loans, while the net interest margin improved to 1.90% and the interest rate spread to 1.58%. A $3.5 million release of provision for credit losses, reflecting strong performance of longer-term fixed-rate home equity loans, also supported results. For the nine months ended June 30, 2026, net income was $76.1 million, up 17.1% from $65.0 million a year earlier.
Total assets reached $18.08 billion, with loans held for investment up to $16.18 billion, driven by growth in home equity balances to $5.47 billion and residential core mortgages to $10.67 billion. Deposits declined to $9.99 billion, mainly from lower certificates of deposit, while borrowed funds increased to $5.81 billion to fund loan growth and liquidity. Capital ratios remained strong, including a Tier 1 leverage ratio of 10.72% and total capital ratio of 17.79%. The company paid quarterly dividends of $0.2825 per share, and its mutual holding company, which owns about 81% of the stock, obtained member and Federal Reserve approval to waive up to $1.27 per share of dividends through July 7, 2027.
TFS Financial Corporation reports that members of Third Federal Savings and Loan Association of Cleveland, MHC, its mutual holding company, approved a proposed waiver of dividends aggregating up to $1.27 per share on the Company’s common stock for the twelve months ending July 7, 2027.
The MHC, which owns 81% of the Company, obtained member approval at a special meeting where 59% of total eligible votes were cast and 97% of those votes supported the waiver. After this approval, the MHC will file a notice and request for non-objection with the Federal Reserve Bank of Cleveland for the dividend waivers, and both the non-objection and its timing are described as unknown.
LaRocca James E reported acquisition or exercise transactions in this Form 4 filing.
TFS Financial CORP reported that Accounting and Finance Officer James E. LaRocca received a compensation-related equity grant. On June 29, 2026, he was awarded 4,600 Restricted Stock Units, each representing a contingent right to one share of TFS Financial common stock.
The footnotes state that these 4,600 RSUs fully vest on January 29, 2027. The RSUs also carry dividend equivalent rights, meaning the holder is entitled to cash payments equal to any cash dividends paid per share of common stock during the vesting period.
TFS Financial CORP filed an initial Form 3 for James E. LaRocca, who serves as an Accounting and Finance Officer. This filing establishes his status as an officer subject to insider reporting rules. The Form 3 does not list any buy, sell, or other share transactions, and no derivative holdings are reported in this excerpt.
Cathy W. Zbanek, Chief Synergy Officer of TFS Financial, exercised 67,500 stock options at $14.74 on June 15, 2026, receiving an equal number of common shares, and delivered 61,334 shares at $16.92 to satisfy option exercise and tax obligations. After these transactions she directly holds 74,985 common shares, 31,134 restricted stock units, and 79,400 stock options for common stock.
TFS Financial Corporation’s Chief Financial Officer, Meredith S. Weil, reported a combination of option exercises, tax-related share deliveries, and a modest open-market sale of common stock.
Weil exercised stock options to acquire 50,000 shares of common stock at $14.74 per share. Of these, 45,684 shares were delivered back to the issuer to cover the option exercise price and applicable withholding taxes, and 4,316 shares were sold in an open-market transaction at $16.80 per share. After these transactions, she directly holds 38,480 common shares and indirectly holds 386 shares through a 401(k). She also retains 57,500 employee stock options at an exercise price of $14.74, 54,400 options at $19.31, and multiple restricted and performance stock unit awards that each represent a contingent right to receive one share of common stock with dividend equivalent rights.
TFSL affiliate filed a Form 144 proposing the sale of 4,316 shares of Common Stock via a stock option exercise. The filing lists the proposed sale date as 06/11/2026 and a cash sale method. It also reports prior dispositions of 4,105 shares on 06/02/2026 and 13,756 shares on 05/11/2026.