Fulton Financial Corporation filings document regulatory disclosures for a Pennsylvania financial holding company with common stock and depositary shares representing Series A preferred stock listed on Nasdaq. Recent Form 8-K reports cover quarterly results, Regulation FD investor presentations, dividends on common and preferred securities, governance and executive-compensation matters, material agreements and capital-structure actions.
The filing record also documents Fulton's public debt issuance, including fixed-to-floating rate subordinated notes issued under a shelf registration statement, related underwriting and indenture agreements, intended use of proceeds, and risk and forward-looking-statement disclosures tied to its banking operations and capital management.
Fulton Financial Corporation reported third-quarter 2026 net income of $116.657 million, compared with $100.454 million a year earlier. Net interest income was $290.035 million versus $264.198 million, and diluted earnings per common share were $0.59 versus $0.53. For the first nine months, net income was $313.833 million compared with $292.639 million. Third-quarter provision for credit losses was $4.059 million, compared with $10.245 million; noninterest expense was $218.517 million versus $196.574 million.
Total assets were $34,775.370 million, deposits were $28,821.365 million, and net loans were $25,602.289 million as of September 30, 2026. Nonperforming assets totaled $179.408 million, compared with $185.161 million as of December 31, 2025. Nine-month operating cash flow was $508.546 million, compared with $208.511 million in 2025.
The company completed its Blue Foundry merger on April 1, 2026, issuing 12,435,551 common shares; Blue Foundry Bank merged into Fulton Bank on July 11, 2026. Blue Foundry operations contributed $12.509 million of net income in the nine months ended September 30, 2026.
Fulton Financial Corp. director E. Philip Wenger reported a gift of 250 shares of common stock on November 5, 2026. His reported direct holdings afterward were 575,669 shares, including shares held jointly with his spouse. His reported indirect holdings included 467 shares held by his children and 75,477 shares held in his IRA.
Fulton Financial Corporation (FULT) reported third-quarter 2026 net income available to common shareholders of $114.1 million, or $0.59 per diluted share, up $14.2 million and $0.07 per share from the second quarter. Operating net income, a non-GAAP measure, was $119.8 million, or $0.62 per diluted share, up $3.9 million and $0.02 per share.
Net interest income was $290.0 million, while net interest margin was 3.58%, down two basis points from the prior quarter. Deposits totaled $28.8 billion and net loans were $26.0 billion as of September 30, 2026. The allowance for credit losses attributable to net loans was $375.6 million, or 1.45% of total net loans; non-performing assets were $179.4 million, or 0.52% of total assets.
FULT repurchased 2,325,000 common shares for $56.1 million during the quarter, at an average of $24.14 per share. Its 2026 guidance lists non-FTE net interest income of $1.125–$1.135 billion, provision for credit losses of $30–$40 million, non-interest income of $295–$305 million, and operating non-interest expense of $820–$830 million, excluding non-operating expenses and core deposit intangible amortization.
FULTON FINANCIAL CORP (FULT) reported that director David S. Schulz received a grant of 2,840 Restricted Stock Units on September 14, 2026. Each unit represents one share of $2.50 par value common stock, and his direct holdings in these units are 2,840 following the grant. The units, together with accumulated dividend equivalents, will convert to common stock on the first anniversary of the grant or, at his election, in up to three equal annual installments after he retires or leaves the Board, with forfeiture restrictions lapsing on the first anniversary or earlier under the Amended and Restated 2023 Director Equity Plan. No Rule 10b5-1 plan is reported.
FULTON FINANCIAL CORP (FULT) reported that director David S. Schulz filed an initial ownership report on Form 3. The filing states that he currently holds no securities beneficially owned, with 0 shares of $2.50 par value common stock reported as directly owned following the reported position.
FULTON FINANCIAL CORP (FULT) senior executive vice president and chief financial officer Richard S. Kraemer exercised 14,019.4552 restricted stock units into the same number of shares of $2.50 par value common stock on September 3, 2026. To cover the exercise price or tax liability, 5,219 common shares were delivered or withheld at $23.87 per share. Kraemer also acquired 136.4498 common shares on June 6, 2026 through a cash purchase in the Employee Stock Purchase Plan at $18.3217 per share. After the restricted stock unit transaction, he held 40,123.4333 restricted stock units, each representing a contingent right to one share of common stock, including units from a grant originally covering 39,042 units that vests in three equal annual installments beginning September 3, 2025, together with accumulated dividend equivalents. A footnote states that 81.9158 of the acquired common shares reflect dividend reinvestment, and no Rule 10b5-1 trading plan is reported.
FULTON FINANCIAL CORP (FULT) officer Kevin C. Gremer, SEVP Chief Operations & Tech, reported a disposition of 803 shares of $2.50 par value common stock on September 2, 2026. The shares were withheld to cover tax liability arising from the vesting of restricted stock units. After this withholding, Gremer directly holds approximately 3,156.7267 shares of common stock. No transactions were reported as made under a Rule 10b5-1 trading plan.
FULTON FINANCIAL CORP (FULT) executive Kevin C. Gremer, SEVP Chief Operations & Tech, reported the exercise of 2,666.1047 restricted stock units into the same number of $2.50 par value common shares on September 2, 2026. The restricted stock units were disposed in the exercise, and the common shares were acquired, both held directly.
Following these transactions, Gremer directly holds 3,959.7267 common shares (including 9.94236 shares acquired on July 16, 2026 through dividend reinvestment) and 11,145.0873 restricted stock units. The filing notes that each restricted stock unit represents a contingent right to receive one share of Fulton Financial Corporation common stock and references a prior grant of 7,716 restricted stock units on September 2, 2025, vesting in three equal annual installments beginning September 2, 2026. No Rule 10b5-1 trading plan is reported.
FULTON FINANCIAL CORP (FULT) reported that officer Josephine E. Mauriello, SEVP Head of Consumer Banking, exercised 420 Restricted Stock Units into 420 shares of $2.50 par value common stock on August 29, 2026. The same 420 shares were then withheld at $23.68 per share to cover her tax liability, resulting in no net change in her common-stock position. Following the transaction, she holds 11,369.8697 RSUs, and her common-stock holdings include 58.772023 shares acquired on July 16, 2026 through dividend reinvestment.
T. Rowe Price Associates, Inc., a Maryland corporation, reports beneficial ownership of 11,695,669 shares of Fulton Financial Corp common stock (CUSIP 360271100). This position represents 6.1% of the class as of the reporting date.
T. Rowe Price Associates reports sole voting power over 11,688,547 shares and sole dispositive power over 11,695,669 shares, with no shared voting or dispositive power. The firm states that this report should not be construed as an admission that it is the beneficial owner of these securities, and it expressly denies such beneficial ownership.