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  4. [Form 4] FULTON FINANCIAL CORP Insider Trading Activity

Fulton Financial (FULT) CAO receives new stock and unit awards

Filing Impact
(Neutral)
Filing Sentiment
(Neutral)
Form Type
4

Rhea-AI Filing Summary

Fulton Financial Corp Chief Accounting Officer Anthony Cossetti reported compensation-related stock activity. He exercised performance stock units into 5,281.7545 shares of $2.50 par value common stock and had 1,506.7545 shares withheld to cover tax liabilities, a non-market disposition.

Following these transactions, he directly holds 6,326 common shares. He also received a new grant of 4,197 restricted stock units on May 1, 2026, under the Fulton Financial Corporation 2022 Amended and Restated Equity and Cash Incentive Compensation Plan. After vesting and dividend equivalents, his total restricted and performance-based stock units stand at 12,824.3041, which will deliver common shares in the future as they vest.

Positive

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Negative

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Insider Cossetti Anthony
Role Chief Accounting Officer
Type Security Shares Price Value
Exercise Performance Stock Units 5,281.7545 $0.00 $0.00
Grant/Award Restricted Stock Units 4,197 $0.00 $0.00
Exercise $2.50 par value Common Stock 5,281.7545 $0.00 $0.00
Exercise Price or Tax Liability $2.50 par value Common Stock 1,506.7545 $21.62 $33K
Holdings After Transaction: Performance Stock Units — 0 shares (Direct); Restricted Stock Units — 12,824.3041 shares (Direct); $2.50 par value Common Stock — 6,326 shares (Direct)
Footnotes (6)
  1. F1. Represents shares withheld to cover the reporting person's tax liability.
  2. F2. Each performance-based restricted stock unit represents a contingent right to receive one share of Fulton Financial Corporation's common stock.
  3. F3. Reflects the earning and vesting of certain performance-based restricted stock units ("PSUs"), including accrued dividend equivalents, as of May 1, 2026. The PSUs were granted on May 1, 2023. The PSUs were earned and vested based upon Fulton Financial Corporation's level of achievement of total shareholder return, relative to a defined peer group, and net income goals during the applicable performance periods, as specified at the time of grant.
  4. F4. Each restricted stock unit represents a contingent right to receive one share of Fulton Financial Corporation common stock.
  5. F5. Restricted stock unit award granted May 1, 2026, under the Fulton Financial Corporation 2022 Amended and Restated Equity and Cash Incentive Compensation Plan.
  6. F6. The restricted stock units cliff-vest three years from the grant date. Vested shares, together with accumulated dividend equivalents will be delivered to the reporting person three years from the grant date.
Performance stock units exercised 5,281.7545 units Converted into common stock on May 1, 2026
Shares withheld for taxes 1,506.7545 shares Common shares withheld to cover tax liability
Common shares held after transactions 6,326 shares Direct ownership after May 1, 2026 activity
New restricted stock units granted 4,197 units RSU grant on May 1, 2026
Total restricted and performance units 12,824.3041 units Outstanding stock units after reported transactions
Common stock par value $2.50 par value Fulton Financial common stock
Reference price per share $21.6200 per share Value used for tax-withholding disposition
performance-based restricted stock units financial
"Reflects the earning and vesting of certain performance-based restricted stock units ("PSUs"), including accrued dividend equivalents"
Performance-based restricted stock units are a type of employee equity award that converts into company shares only if predefined financial or operational targets are met over a set period. Think of it like a bonus check that becomes stock only when specific goals are hit; it ties pay to results, aligning managers’ incentives with shareholders. Investors care because these awards affect future share count, executive incentives, and signal how management’s success will be measured and rewarded.
dividend equivalents financial
"Reflects the earning and vesting of certain performance-based restricted stock units ("PSUs"), including accrued dividend equivalents"
Payments tied to employee or contractor equity awards that mirror the cash dividends paid on the company’s stock; they give the holder the same economic benefit as owning the shares without transferring actual shares—often paid in cash or additional award units when the award becomes payable. Investors care because these payments affect a company’s compensation costs, cash flow and potential share dilution, and they signal how management is being rewarded and aligned with shareholders.
restricted stock units financial
"Each restricted stock unit represents a contingent right to receive one share of Fulton Financial Corporation common stock."
Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.
cliff-vest financial
"The restricted stock units cliff-vest three years from the grant date."
Equity and Cash Incentive Compensation Plan financial
"Restricted stock unit award granted May 1, 2026, under the Fulton Financial Corporation 2022 Amended and Restated Equity and Cash Incentive Compensation Plan."

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Form 4 Insider Transactions: What Each Field Means →

FAQ

What insider transactions did Fulton Financial (FULT) CAO Anthony Cossetti report?
Anthony Cossetti reported compensation-related stock activity, not open-market trading. He exercised 5,281.7545 performance stock units into common shares, had 1,506.7545 shares withheld for taxes, and received 4,197 new restricted stock units under the company’s equity and cash incentive plan.

How many Fulton Financial (FULT) shares does Anthony Cossetti hold after these Form 4 transactions?
After the reported activity, Anthony Cossetti directly holds 6,326 shares of Fulton Financial common stock. In addition, he has 12,824.3041 restricted and performance-based stock units outstanding, which represent rights to receive an equivalent number of common shares as they vest over time.

What do the performance-based restricted stock units mean in the Fulton (FULT) Form 4?
Each performance-based restricted stock unit represents a contingent right to receive one Fulton Financial common share. The 5,281.7545 units earned and vested based on total shareholder return relative to peers and net income goals over defined performance periods, including associated dividend equivalents.

What new equity award did the Fulton Financial (FULT) CAO receive on May 1, 2026?
On May 1, 2026, Anthony Cossetti received 4,197 restricted stock units under Fulton Financial’s 2022 Amended and Restated Equity and Cash Incentive Compensation Plan. These units cliff-vest after three years, when vested shares and accumulated dividend equivalents will be delivered to him.

Was there any open-market buying or selling in this Fulton (FULT) Form 4 filing?
The Form 4 shows no open-market purchases or sales. Instead, it reflects a derivative exercise of performance stock units, a grant of new restricted stock units, and 1,506.7545 shares withheld to satisfy tax liabilities, which is an administrative disposition rather than a market trade.
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Cossetti Anthony
(Last)(First)(Middle)
C/O FULTON FINANCIAL CORPORATION
P.O. BOX 4887, ONE PENN SQUARE
(Street)
LANCASTER PENNSYLVANIA 17602
(City)(State)(Zip)
UNITED STATES
(Country)		2. Issuer Name and Ticker or Trading Symbol
FULTON FINANCIAL CORP [ FULT ] 		5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
Director10% Owner
XOfficer (give title below)Other (specify below)
Chief Accounting Officer
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
05/01/2026		6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
$2.50 par value Common Stock05/01/2026M5,281.7545A$0.007,832.7545D
$2.50 par value Common Stock05/01/2026F1,506.7545(1)D$21.626,326D
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Performance Stock Units(2)05/01/2026M5,281.7545 (3) (3)$2.50 par value Common Stock5,281.7545$0.000.00D
Restricted Stock Units(4)(5)05/01/2026A4,197 (6) (6)$2.50 par value Common Stock4,197$0.0012,824.3041D
Explanation of Responses:
1. Represents shares withheld to cover the reporting person's tax liability.
2. Each performance-based restricted stock unit represents a contingent right to receive one share of Fulton Financial Corporation's common stock.
3. Reflects the earning and vesting of certain performance-based restricted stock units ("PSUs"), including accrued dividend equivalents, as of May 1, 2026. The PSUs were granted on May 1, 2023. The PSUs were earned and vested based upon Fulton Financial Corporation's level of achievement of total shareholder return, relative to a defined peer group, and net income goals during the applicable performance periods, as specified at the time of grant.
4. Each restricted stock unit represents a contingent right to receive one share of Fulton Financial Corporation common stock.
5. Restricted stock unit award granted May 1, 2026, under the Fulton Financial Corporation 2022 Amended and Restated Equity and Cash Incentive Compensation Plan.
6. The restricted stock units cliff-vest three years from the grant date. Vested shares, together with accumulated dividend equivalents will be delivered to the reporting person three years from the grant date.
Remarks:
Steven R. Horst, as attorney-in-fact for Cossetti, Anthony05/05/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

Source: View Original Filing on SEC EDGAR