Every 8-K that Eastern Bankshares, Inc. (EBC) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 8-K covers material events a company has to report between its quarterly reports, so if you follow EBC and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full EBC filings page.
Eastern Bankshares, Inc. reported strong results for the quarter ended June 30, 2026. Net income was $105.2 million, or $0.48 per diluted share, including merger-related costs, while record operating net income reached $106.5 million, or $0.49 per diluted share. Return on average assets was 1.37% and return on average tangible common equity was 15.2%. Net interest income rose to $251.9 million with net interest margin (FTE) expanding to 3.66%.
Period-end loans grew 1.4% to $23.7 billion, and deposits increased 3.2% to $25.9 billion. Asset quality improved, with non-performing loans falling to $109.4 million, or 0.47% of total loans, and net charge-offs at 0.17% of average loans. Total assets were $31.1 billion, and wealth assets reached a record $11.5 billion, including $10.6 billion of assets under management.
The company returned $105.8 million of capital to shareholders in the quarter, including repurchase of 3.6 million shares at a weighted average price of $20.03, and payment of $33.1 million in cash dividends. The Board approved a new share repurchase program authorizing buybacks of up to 11.35 million shares (5% of common stock) through December 31, 2027, following Federal Reserve non-objection, and declared a regular quarterly dividend of $0.15 per share payable September 22, 2026 to shareholders of record on September 8, 2026.
Eastern Bankshares, Inc. reported the voting results from its 2026 annual meeting of shareholders. Investors voted on electing six directors for one-year terms, an advisory vote on executive compensation, and ratification of Ernst & Young LLP as independent registered public accounting firm for the 2026 fiscal year.
Each director nominee, including Luis A. Borgen and Cathleen A. Schmidt, received more votes for than against, with for votes ranging from 163,246,719 to 172,755,127. The advisory vote on executive compensation received 172,945,389 votes for and 8,801,346 against, with 1,244,798 abstentions and 21,797,754 broker non-votes. Ratification of Ernst & Young LLP received 191,474,469 votes for and 12,617,770 against, with 697,048 abstentions.
Eastern Bankshares, Inc. reported first quarter 2026 net income of $65.3 million, or $0.29 per diluted share, including merger-related costs. Operating net income was $88.6 million, or $0.40 per diluted share. Net interest income rose to $244.7 million and net interest margin expanded to 3.63%, helped by lower funding costs.
The Board approved a 15% increase in the regular quarterly cash dividend to $0.15 per share, payable June 22, 2026 to shareholders of record on June 5, 2026. The company also repurchased 3.9 million shares for $75.1 million, completing 59% of its current authorization.
Credit quality remained solid, with non-performing loans declining to $137.7 million, or 0.60% of total loans, and net charge-offs at 0.17% of average loans. Total assets were $30.6 billion, deposits were $25.1 billion, and the CET1 capital ratio was 13.16%.
Eastern Bankshares, Inc. reported its earnings for the quarter ended December 31, 2025, through a press release furnished as an exhibit. The company also highlighted that its Board of Directors approved a regular quarterly cash dividend of $0.13 per share, payable on March 20, 2026 to shareholders of record as of the close of business on March 6, 2026. Alongside the earnings announcement, Eastern Bankshares posted an investor presentation in the presentations section of its investor relations website to provide additional information to shareholders and analysts.
Eastern Bankshares, Inc. filed Amendment No. 2 to a current report to add detailed financial information related to its completed acquisition of HarborOne Bancorp, Inc. and its subsidiaries. The amendment includes HarborOne’s audited consolidated financial statements for the years ended December 31, 2024, 2023 and 2022, unaudited interim financial statements as of and for the period ended June 30, 2025, and unaudited pro forma condensed combined financial statements showing Eastern and HarborOne together. The filing reiterates that, under the merger agreement effective November 1, 2025, each HarborOne share was converted into the right to receive either 0.765 shares of Eastern common stock plus cash in lieu of fractional shares, a cash payment of $12.00 per share, or a mix of stock and cash, subject to the agreement’s allocation and proration procedures.
Eastern Bankshares, Inc. (EBC) filed an 8-K/A to correct disclosures on merger consideration elections and shares issued in its completed acquisition of HarborOne Bancorp. The merger became effective on November 1, 2025 at 12:01 a.m. ET, with HarborOne merging into Eastern and HarborOne Bank merging into Eastern Bank. HarborOne Mortgage will operate as a wholly owned subsidiary until a planned merger into Eastern Bank in February 2026.
After elections and proration, 84.99% of HarborOne shares received stock consideration and 15.01% received cash. Approximately 26,936,260 shares of Eastern common stock were issued, including settlements of HarborOne PSUs and RSAs. Cash consideration was funded with cash on hand, including a $125 million dividend from Eastern Bank. Joseph F. Casey and Michael J. Sullivan joined the boards of Eastern and Eastern Bank with designated committee assignments.
Eastern Bankshares (EBC) completed its acquisition of HarborOne Bancorp effective at 12:01 a.m. ET on November 1, 2025. HarborOne merged into Eastern, and immediately after, HarborOne Bank merged into Eastern Bank; Eastern is keeping HarborOne Mortgage as a wholly owned subsidiary until a planned merger into Eastern Bank in February 2026.
Merger consideration was split by proration: 84.99% of HarborOne shares were converted into stock consideration and 15.01% into cash consideration. Before proration, approximately 91.87% of shares elected stock, 2.03% elected cash, and 6.10% made no election. Eastern issued approximately 41,430,788 shares of Eastern common stock in the transaction, including settlement of HarborOne PSUs and RSAs. The cash portion was funded with cash on hand, including a $125 million dividend from Eastern Bank.
Eastern added two former HarborOne leaders to its boards: Joseph F. Casey (term to 2027), joining the Risk Management Committee and the Eastern Bank Foundation board, and Michael J. Sullivan (term to 2026), joining the Nominating and Governance Committees and the Trust Committee.
Eastern Bankshares, Inc. (EBC) reported that on October 28, 2025, Eastern and HarborOne jointly issued a press release regarding their previously announced merger. The companies entered into a Merger Agreement on April 24, 2025 under which HarborOne will merge with and into Eastern, followed by HarborOne Bank merging with and into Eastern Bank.
The filing reiterates customary forward-looking statement cautions and outlines potential risks to the Merger Transaction, including timing and integration challenges, the realization of revenue or expense synergies, customer and reputational impacts, industry conditions such as interest rate and deposit changes, credit quality trends, competitive pressures, regulatory and policy changes, and management diversion. The press release is furnished as Exhibit 99.1.
Eastern Bankshares, Inc. (EBC) reported quarterly results for the period ended September 30, 2025 and announced shareholder returns. The Board approved a regular quarterly cash dividend of $0.13 per share, payable on December 15, 2025 to shareholders of record as of the close of business on December 3, 2025. The Company also posted an investor presentation on October 23, 2025.
The Board approved a new share repurchase program authorizing purchases of up to 11.9 million shares, described as 5% of outstanding common stock as of November 1, 2025, over a 12‑month period. Repurchases may occur in open market or privately negotiated transactions. The Company received Federal Reserve non‑objection on October 15, 2025 for the program.
Eastern Bankshares, Inc. (EBC) filed an 8-K noting a joint press release with HarborOne Bancorp, Inc. about their previously announced merger. The transaction structure remains a two-step process: HarborOne will merge with and into Eastern (the Holdco Merger), followed immediately by HarborOne Bank merging with and into Eastern Bank (the Bank Merger), with Eastern and Eastern Bank as the surviving entities.
The filing reiterates standard forward-looking statement cautions, highlighting risks around timing, integration, anticipated synergies, customer reactions, industry conditions, and regulatory and competitive factors. A copy of the October 16, 2025 press release is furnished as Exhibit 99.1.
Eastern Bankshares, Inc. reports that it and HarborOne Bancorp, Inc. have received all required regulatory approvals for their planned merger transaction. Under the existing merger agreement, HarborOne will merge into Eastern, followed by a merger of HarborOne Bank into Eastern Bank, leaving Eastern and Eastern Bank as the surviving entities.
Eastern and HarborOne state that they anticipate both the holding company merger and the bank merger will become effective on or about November 1, 2025. The companies also highlight typical merger-related risks, including potential challenges realizing expected benefits, integration difficulties, customer reactions, and broader banking industry pressures.
Eastern Bankshares, Inc. filed an amended report describing progress on its pending merger with HarborOne Bancorp, Inc. Eastern has mailed election materials so HarborOne shareholders can choose to receive Eastern common stock, cash, or a mix as their merger consideration.
HarborOne shareholders approved the merger agreement on August 20, 2025. Eastern currently anticipates that all required regulatory approvals and closing conditions will be satisfied by October 31, 2025, with the holding company merger effective at 12:01 a.m. on November 1, 2025 and the bank merger at 12:02 a.m., while noting approvals and timing are not assured.
The exchange agent mailed election packages on September 24, 2025. The anticipated election deadline is 5:00 p.m. Eastern Time on October 28, 2025, with an earlier October 23, 2025 deadline for ESOP and 401(k) participants, and an information agent is available to answer shareholder questions.
Eastern Bankshares, Inc., the parent of Eastern Bank, reported that election materials have been mailed to holders of HarborOne Bancorp common stock so they can choose how to receive their merger consideration in the pending combination of Eastern and HarborOne. HarborOne shareholders may elect Eastern common stock, cash, or a mix of both, subject to allocation and proration rules in the merger agreement.
The company reiterates that HarborOne shareholders approved the merger agreement on August 20, 2025 and that it continues to anticipate all closing conditions will be satisfied by October 31, 2025. Eastern currently expects the holding company merger to become effective at 12:01 a.m. on November 1, 2025, followed by the bank merger at 12:02 a.m. on the same date, although it cautions that regulatory approvals, potential conditions, or litigation could affect timing.
Eastern Bankshares, Inc. reported the results of its 2025 annual meeting of shareholders held on May 19, 2025. Shareholders voted on three proposals: electing five directors for a two-year term expiring in 2027, an advisory vote on executive compensation, and ratifying the appointment of Ernst & Young LLP as the independent registered public accounting firm for the 2025 fiscal year.
All five director nominees—Richard E. Holbrook, Deborah C. Jackson, Peter K. Markell, Linda M. Williams and Andargachew S. Zelleke—received substantial majorities of votes cast and were elected. The advisory vote on executive compensation received 156,883,796 votes for, 9,717,870 votes against and 2,253,230 abstentions, indicating strong but not unanimous support. Shareholders also ratified the appointment of Ernst & Young LLP, with 182,376,762 votes for, 3,694,957 against and 2,524,132 abstentions. The company notes that this report was inadvertently not filed within four business days of the meeting date.
Eastern Bankshares, Inc. describes key milestones and next steps for its planned merger with HarborOne Bancorp, Inc. HarborOne shareholders have approved the merger agreement and, on a non-binding basis, the potential compensation payable to HarborOne’s named executive officers in connection with the deal.
The structure calls for HarborOne to merge into Eastern, followed immediately by HarborOne Bank merging into Eastern Bank, both under the existing merger agreement. Eastern currently expects the merger to close in the fourth quarter of 2025, with an option to defer the closing to February 20, 2026 if certain closing conditions, including required regulatory approvals without “burdensome conditions,” are not met by October 31, 2025.
At the effective time, each share of HarborOne common stock will be converted into the right to receive cash or Eastern stock, at the shareholder’s election and subject to proration so that between 75% and 85% of HarborOne shares receive stock consideration. HarborOne shareholders will receive election materials at least 20 business days before the election deadline, and Eastern and HarborOne plan to announce the election process details and election deadline by joint press release.