[8-K] Eagle Bancorp Montana, Inc Reports Material Event

Rhea-AI Filing Summary

Insights

Financial Analyst

Routine 8-K furnishes Q2 earnings press release; no figures disclosed here, so investor impact cannot be gauged from the filing alone.

What happened: The company filed an Item 2.02 Form 8-K to furnish—rather than file—its June 30 2025 quarter results via Exhibit 99.1. The actual financial metrics are contained only in the attached press release, not in the body of the report.

Why it matters: Item 2.02 triggers Regulation FD, ensuring equal access to material information. Because the disclosure is marked “furnished,” the statements are not subject to Section 18 liability, a standard practice that slightly lowers legal exposure.

Materiality assessment: Quarterly earnings are normally material, yet the 8-K provides no revenue, EPS, credit-quality, or capital data. Without those numbers, the filing itself neither signals improvement nor deterioration. Any valuation or credit conclusions require reading Exhibit 99.1.

Process and timing: The release date (July 29) is one month after quarter-end, consistent with past cadence and industry norms, suggesting no unusual delay. The company also listed its XBRL cover page (Exhibit 104), aligning with SEC inline-data rules.

Bottom line: The form is procedurally important but informationally minimal; impact hinges entirely on the undisclosed press-release figures, leaving the stand-alone 8-K neutral in effect.

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

_________________

FORM 8-K

_________________

CURRENT REPORT

Pursuant to Section 13 or 15(d)
of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported):  July 29, 2025

_______________________________

EAGLE BANCORP MONTANA, INC.

(Exact name of registrant as specified in its charter)

_______________________________

Delaware	1-34682	27-1449820
(State or Other Jurisdiction of Incorporation)	(Commission File Number)	(I.R.S. Employer Identification No.)

1400 Prospect Ave.

Helena, Montana  59601

(Address of Principal Executive Offices) (Zip Code)

(406) 442-3080

(Registrant's telephone number, including area code)

(Former name or former address, if changed since last report)

_______________________________

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐	Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
☐	Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
☐	Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
☐	Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class	Trading Symbol(s)	Name of each exchange on which registered
Common Stock, par value $0.01 per share	EBMT	Nasdaq Global Market

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 2.02. Results of Operations and Financial Condition.

On July 29, 2025, Eagle Bancorp Montana, Inc. announced its results of operations for the quarter ended June 30, 2025. A copy of the press release announcing Eagle’s results for the quarter ended June 30, 2025, and dated July 29, 2025 is attached as Exhibit 99.1 and incorporated herein by reference.

The information in Item 2.02, as well as Exhibit 99.1, is being furnished and shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, nor shall it be deemed incorporated by reference in any filing under the Securities Act of 1933.

Item 9.01. Financial Statements and Exhibits.

(d) The following exhibit is being filed herewith and this list shall constitute the exhibit index:

Exhibit No.		Description
99.1		Eagle Bancorp press release issued July 29, 2025.
104		Cover Page Interactive Data File (embedded within the Inline XBRL document)

SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

	EAGLE BANCORP MONTANA, INC.
Date: July 29, 2025	By:	/s/ Miranda J. Spaulding
		Miranda J. Spaulding
		Senior Vice President and CFO

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