ECB Bancorp names Matthew J. Cushing to board

ECB Bancorp adds Matthew J. Cushing to its boards and Audit Committee with a term running until the 2027 annual shareholder meeting.

Rhea-AI Filing Summary

ECB Bancorp, Inc. (ECBK) reported that on September 16, 2026 its Board of Directors, together with the board of its wholly owned subsidiary Everett Co-operative Bank, appointed Matthew J. Cushing to serve as a director of both entities. His term will run until ECB Bancorp’s 2027 annual meeting of shareholders. In this role, Mr. Cushing will participate in the company’s non-employee director compensation program described in the 2026 annual meeting proxy statement. He has also been appointed to the Audit Committee of the company’s and bank’s boards. The company states there are no arrangements or understandings with any person regarding his selection as a director and that there have been no transactions involving him requiring disclosure under Item 404(a) of Regulation S-K.

8-K Event Classification

2 items: 5.02, 9.01

2 items

Item 5.02 Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers Governance

Key personnel changes including departures, elections, or appointments of directors and executive officers.

Item 9.01 Financial Statements and Exhibits Exhibits

Financial statements, pro forma financial information, or exhibit attachments filed with this report.

Key Figures

Appointment date: September 16, 2026 Director term end: 2027 annual meeting of shareholders Form type: Form 8-K

3 metrics

Appointment date September 16, 2026 Date Matthew J. Cushing was appointed as a director of ECB Bancorp, Inc. and Everett Co-operative Bank

Director term end 2027 annual meeting of shareholders Stated expiration of Matthew J. Cushing’s director term

Form type Form 8-K Current report used to disclose the director appointment

Key Terms

non-employee director compensation program, Audit Committee, Emerging growth company, Item 404(a) of Regulation S-K

4 terms

non-employee director compensation program financial

"Mr. Cushing will participate in the Company’s non-employee director compensation program"

Audit Committee financial

"Mr. Cushing was also appointed to serve on the Audit Committee"

A company's audit committee is a small group of board members who act like independent inspectors for the firm's finances, overseeing how financial reports are prepared, monitoring internal controls, and managing the relationship with external auditors. Investors care because a strong audit committee reduces the risk of accounting errors, fraud, or misleading statements, making financial statements more trustworthy and helping protect shareholder value.

Emerging growth company regulatory

"Emerging growth company"

An emerging growth company is a recently public or smaller public firm that qualifies for temporary, lighter regulatory and disclosure rules to reduce the cost and effort of being public. For investors, it means the company may provide less historical financial detail and face fewer reporting requirements than larger firms, so it can grow more quickly but also carries higher uncertainty—like buying a promising early-stage product with fewer user reviews.

Item 404(a) of Regulation S-K regulatory

"required to be disclosed pursuant to Item 404(a) of Regulation S-K"

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What board change did ECBK announce on September 16, 2026?

ECB Bancorp, Inc. announced that on September 16, 2026 it appointed Matthew J. Cushing as a director of both ECB Bancorp and its wholly owned subsidiary Everett Co-operative Bank, with a term expiring at the company’s 2027 annual meeting of shareholders.

What is the term of Matthew J. Cushing’s directorship at ECBK?

Matthew J. Cushing’s term as a director of ECB Bancorp, Inc. and Everett Co-operative Bank will expire at the company’s 2027 annual meeting of shareholders, according to the board appointment disclosure.

Will Matthew J. Cushing receive compensation as a director of ECBK?

Yes. In connection with his appointment, Matthew J. Cushing will participate in ECB Bancorp, Inc.’s non-employee director compensation program as outlined in the definitive proxy statement for the company’s 2026 annual meeting of shareholders.

What committee role will Matthew J. Cushing hold at ECBK?

Matthew J. Cushing has been appointed to serve on the Audit Committee of the boards of ECB Bancorp, Inc. and Everett Co-operative Bank in connection with his appointment as a director.

Are there any related-party transactions disclosed between ECBK and Matthew J. Cushing?

ECB Bancorp, Inc. states that there have been no transactions directly or indirectly involving Matthew J. Cushing that would be required to be disclosed under Item 404(a) of Regulation S-K of the Securities and Exchange Commission.

Were any arrangements disclosed regarding Matthew J. Cushing’s selection as a director of ECBK?

The company states there are no arrangements or understandings with any person pursuant to which Matthew J. Cushing was selected to serve as a director of ECB Bancorp, Inc. and Everett Co-operative Bank.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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false 0001914605 0001914605 2026-09-16 2026-09-16

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, DC 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): September 16, 2026

ECB BANCORP, INC.

(Exact Name of Registrant as Specified in Its Charter)

Maryland	001-41456	88-1502079
(State or other jurisdiction of  incorporation or organization)	(Commission File Number)	(IRS Employer Identification No.)

419 Broadway, Everett, Massachusetts02149

(Address of principal executive offices) (Zip Code)

(617) 387-1110

(Registrant’s telephone number, including area code)

Not Applicable

(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class	Trading symbol(s)	Name of each exchange on which registered
Common Stock, par value $0.01 per share	ECBK	The Nasdaq Stock Market LLC

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (17 CFR §230.405) or Rule 12b-2 of the Securities Exchange Act of 1934 (17 CFR §240.12b-2).

Emerging growth company ☒

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 5.02 Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers.

On September 16, 2026, the Board of Directors of ECB Bancorp, Inc. (the “Company”) and its wholly owned subsidiary, Everett Co-operative Bank (the “Bank”), appointed Matthew J. Cushing to serve as a director of the Company and the Bank for a term that will expire at the Company’s 2027 annual meeting of shareholders. In connection with his appointment as a director, Mr. Cushing will participate in the Company’s non-employee director compensation program as outlined in the definitive proxy statement for the Company’s 2026 annual meeting of shareholders. Mr. Cushing was also appointed to serve on the Audit Committee of the Company’s and Bank’s Board of Directors in connection with his appointment as a director.

There are no arrangements or understandings with any person pursuant to which Mr. Cushing has been selected to serve as a director of the Company and the Bank. There have been no transactions directly or indirectly involving Mr. Cushing that would be required to be disclosed pursuant to Item 404(a) of Regulation S-K of the Securities and Exchange Commission.

Item 9.01 Financial Statements and Other Exhibits.

(d) Exhibits

	Number	Description
	104	Cover Page Interactive Data File (embedded within the Inline XBRL document)

SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this Report to be signed on its behalf by the undersigned thereunto duly authorized.

	ECB BANCORP, INC.
Date: September 22, 2026	By:	/s/ Brandon N. Lavertu
		Brandon N. Lavertu
		Executive Vice President and Chief Financial Officer

Filing Exhibits & Attachments

4 documents

Other Documents

• EX-101 XBRL TAXONOMY EXTENSION SCHEMA 3.5 KB
• EX-101 XBRL TAXONOMY EXTENSION DEFINITION LINKBASE 11.5 KB
• EX-101 XBRL TAXONOMY EXTENSION LABEL LINKBASE 15.5 KB
• EX-101 XBRL TAXONOMY EXTENSION PRESENTATION LINKBASE 11.7 KB