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ENCORE CAPITAL GROUP INC (ECPG) reported that director Ashwini Gupta received an award of 291 deferred stock units of common stock on September 1, 2026 for service on the Board of Directors under a non-employee director deferred compensation plan. These units convert into common shares on a one-for-one basis after board service ends, and total directly held shares following the award are 105,927.
ENCORE CAPITAL GROUP INC (ECPG) reported that director Robert William Beck received an equity-based board compensation award. On 2026-08-26, he acquired 1,462 deferred stock units of common stock, valued at $100.15 per unit. These units will convert into an equal number of Encore common shares upon distribution after he is no longer on the Board, at which point the shares will be delivered within 10 business days. Following this grant, he directly holds 1,462 shares-equivalent tied to this award.
ENCORE CAPITAL GROUP INC (ECPG) filed an initial statement of beneficial ownership (Form 3) for Robert William Beck, who is identified as a director of the company. The filing does not report any specific transactions or derivative positions, serving instead as a baseline ownership disclosure for this insider.
ENCORE CAPITAL GROUP INC (ECPG) director Wendy Hannam filed a Rule 144 notice to sell common stock through Morgan Stanley Smith Barney LLC. The filing covers 7,895 shares of common stock, including restricted stock tranches of 3,829 shares dated June 14, 2024 and 4,066 shares dated June 13, 2025. It also reports sales during the prior three months totaling 8,248 shares for $743,081.29 on July 7, 2026 and 21,706 shares for $1,875,791.28 on June 25, 2026.
Encore Capital Group, Inc. (ECPG) reported that its Board of Directors increased its size from 8 to 9 members and appointed Robert (Rob) Beck as a director effective August 19, 2026. The Board determined that Beck qualifies as an independent director under Nasdaq listing standards and appointed him to the Audit Committee and Risk Committee. Beck, a former President and CEO of Regional Management Corporation with more than 30 years of financial services experience, will participate in Encore’s standard non-employee director compensation program. The company states there is no special arrangement related to his appointment and no related party transactions requiring disclosure.
Encore Capital Group, Inc. has a new amended ownership report from Stephens Investment Management Group, LLC and related Stephens entities and trusts. They collectively report beneficial ownership of 264,755 shares of Encore Capital common stock, representing 1.2% of the outstanding class as of 06/30/2026. The group reports 0 shares with sole voting or dispositive power and 224,402 shares with shared voting power, while 264,755 shares are subject to shared dispositive power. Various Stephens holding companies and family trusts may be deemed parent holding companies or control persons of Stephens Investment Management Group, LLC in accordance with (1)(ii)(G). The report confirms that the Stephens group holds 5 percent or less of Encore Capital’s common stock.
Encore Capital Group reported higher results for the three and six months ended June 30, 2026. Total revenues reached $491,872 thousand in Q2 and $967,283 thousand year‑to‑date, up from $442,122 thousand and $834,897 thousand in 2025, driven mainly by stronger portfolio revenue and higher recoveries from purchased debt.
Q2 net income was $63,999 thousand (diluted EPS $2.81), with six‑month net income of $150,242 thousand (diluted EPS $6.66), both above prior‑year levels. Receivable portfolios, net increased to $4,609,705 thousand, supported by portfolio purchases of $806,656 thousand in the first half. Borrowings totaled $4,179,515 thousand, as the company issued new 2032 and 2033 senior secured notes and redeemed older notes, recording a $30,533 thousand loss on extinguishment of debt. Cash was $182,932 thousand, and the company remained in compliance with financing covenants.
Encore Capital Group reported solid second-quarter 2026 results, with global portfolio purchases of $443.8 million, up 21% year over year, and global collections of $736.9 million, up 13%. Total revenues were $491.9 million, an 11% increase, generating GAAP net income of $64.0 million and diluted earnings per share of $2.81, up 13%.
Results included a $30.5 million loss on extinguishment of debt tied to a $1 billion refinancing that the company expects will reduce annual interest expense by about $15 million. U.S. MCM operations delivered record portfolio purchases of $372 million and record collections of $572 million, up 17%, while European Cabot operations purchased $72 million of portfolios and collected $164 million, similar to last year.
Estimated Remaining Collections reached $10.18 billion, up 9%. Adjusted EBITDA rose to $202.6 million from $164.2 million. Encore now expects full-year 2026 collections between $2.80 billion and $2.85 billion, diluted EPS between $13.00 and $14.00, and portfolio purchasing of $1.4–$1.5 billion. The company also repurchased about $27 million of common stock in the quarter.
Encore Capital Group, Inc. plans to redeem all $230.0 million aggregate principal amount of its 4.00% Convertible Senior Notes due 2029 on September 24, 2026. The Redemption Price will be paid in cash and equals 100% of principal plus accrued and unpaid interest, or approximately $1,001 per $1,000 principal, after which interest will cease to accrue.
Holders may convert their Notes in $1,000 increments until 5:00 p.m. (New York City time) on September 22, 2026, with all conversions settled in cash. The conversion rate is 15.1763 shares per $1,000 (conversion price about $65.89), increased during the Make-Whole Conversion Period to 16.2056 shares per $1,000 (about $61.71). If all Notes called for redemption were converted at the July 21, 2026 share price, the Company would expect to pay approximately $332.5 million in cash. Related capped call transactions are expected to be unwound, and the Company notes that option counterparties’ hedging activity may decrease, or reduce the size of any increase in, the market price of its common stock.
Wendy Hannam reported the sale of 21,706 shares of Common stock on 06/25/2026 via Morgan Stanley Smith Barney LLC. The transaction lists proceeds of $1,875,791.28. The filing also lists previously issued restricted stock awards dated 06/18/2021 (2,737 shares), 06/17/2022 (2,541 shares) and 06/16/2023 (2,970 shares).