Encore Capital director Beck posts initial ownership

ENCORE CAPITAL GROUP INC (ECPG) filed an initial statement of beneficial ownership (Form 3) for Robert William Beck, who is identified as a director of the company.

Rhea-AI Filing Summary

ENCORE CAPITAL GROUP INC (ECPG) filed an initial statement of beneficial ownership (Form 3) for Robert William Beck, who is identified as a director of the company. The filing does not report any specific transactions or derivative positions, serving instead as a baseline ownership disclosure for this insider.

Key Terms

Form 3, beneficial ownership, reporting person

3 terms

Form 3 regulatory

"filed an initial statement of beneficial ownership (Form 3) for"

Form 3 is the initial public filing that officers, directors and large shareholders must submit to report their ownership of a company’s securities when they become insiders. It acts like an opening inventory sheet that gives investors a starting point to see who holds significant stakes and to spot later trades or potential conflicts of interest, helping assess insider confidence and transparency.

beneficial ownership financial

"filed an initial statement of beneficial ownership (Form 3) for"

Beneficial ownership means the person or entity that actually enjoys the benefits of owning shares or other assets — such as receiving dividends, voting rights, or price gains — even if the legal title is held in another name. For investors it matters because knowing who truly controls and profits from a company reveals who can influence decisions, exposes potential conflicts of interest or hidden concentration of power, and affects transparency and risk in the stock.

reporting person regulatory

"The reportingPersons section lists Robert William Beck as"

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What does the Form 3 filing for ECPG disclose about Robert William Beck?

The Form 3 identifies Robert William Beck as a director of ENCORE CAPITAL GROUP INC (ECPG). It is an initial statement of beneficial ownership and does not list any specific transactions or derivative positions for him.

Does the ECPG Form 3 show any stock purchases or sales by Robert William Beck?

No. The Form 3 for ENCORE CAPITAL GROUP INC (ECPG) shows no reported transactions, with buyCount, sellCount, and other transaction counts all listed as zero in the transaction summary.

Is Robert William Beck reported as a 10% owner of ECPG in this Form 3?

No. The Form 3 indicates that Robert William Beck is a director of ENCORE CAPITAL GROUP INC (ECPG) and is not reported as a ten percent owner in this filing.

Does the ECPG Form 3 indicate any derivative securities held by Robert William Beck?

No. The Form 3 lists an empty derivativeSummary and shows derivativeTransactionCount as zero, indicating no derivative securities positions are reported in this filing.

What does a neutral netBuySellDirection mean in ECPG’s Form 3 transaction summary?

The transaction summary shows netBuySellDirection as "neutral" with all transaction counts at zero for ECPG’s Form 3. This reflects that the filing reports no purchases, sales, or other transactions by the reporting person in this document.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Available on EDGAR 08/27/2026 - 06:16 PM EDT Accepted by SEC EDGAR 08/27/2026 - 06:15 PM EDT Learn about SEC filing dates

SEC Form 3

FORM 3

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0104
Estimated average burden
hours per response:			0.5

1. Name and Address of Reporting Person^*

Beck Robert William

(Last) (First) (Middle)

350 CAMINO DE LA REINA, SUITE 100

(Street)

SAN DIEGO CALIFORNIA 92108

(City) (State) (Zip)

UNITED STATES

(Country)

2. Date of Event Requiring Statement (Month/Day/Year)
08/19/2026

3. Issuer Name and Ticker or Trading Symbol
ENCORE CAPITAL GROUP INC [ ECPG ]

3a. Foreign Trading Symbol

5. If Amendment, Date of Original Filed (Month/Day/Year)

4. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Beneficially Owned
1. Title of Security (Instr. 4)	2. Amount of Securities Beneficially Owned (Instr. 4)	3. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	4. Nature of Indirect Beneficial Ownership (Instr. 5)

Table II - Derivative Securities Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 4)	2. Date Exercisable and Expiration Date (Month/Day/Year)		3. Title and Amount of Securities Underlying Derivative Security (Instr. 4)		4. Conversion or Exercise Price of Derivative Security	5. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	6. Nature of Indirect Beneficial Ownership (Instr. 5)
	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

Remarks:

No securities are beneficially owned.

	/s/ Michael Chin, Attorney-in-Fact for Robert W. Beck	08/27/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 5 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 3: SEC 1473 (03-26)