Ryan Bell reports sale of 2,500 ECPG shares

Ryan Bell reported a Form 144 notice for the sale of 2,500 common shares on 12/10/2025, with a reported aggregate sale price of $137,500.

Rhea-AI Filing Summary

Ryan Bell reported a Form 144 notice for the sale of 2,500 common shares on 12/10/2025, with a reported aggregate sale price of $137,500. The filing lists Morgan Stanley Smith Barney LLC as the broker-dealer and identifies the shares as common stock.

Insights

Corporate Governance Analyst

Routine insider sale disclosed: 2,500 shares sold by Ryan Bell for $137,500.

The filing documents a reported disposition of 2,500 common shares on 12/10/2025 at an aggregate price of $137,500. The broker-dealer listed is Morgan Stanley Smith Barney LLC.

Such Form 144 notices are standard for reporting restricted or control stock sales; the filing alone does not indicate company-level developments or material impact on capital structure. Subsequent filings may show further transactions.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What did the Form 144 for ECPG disclose?

The Form 144 discloses a reported sale of 2,500 common shares by Ryan Bell on 12/10/2025, with an aggregate sale price of $137,500 and Morgan Stanley Smith Barney LLC listed as the broker-dealer.

Who is the seller in the ECPG Form 144 filing?

The seller is identified as Ryan Bell, with an address in San Diego. The filing shows a reported disposition of 2,500 shares on 12/10/2025 at an aggregate price of $137,500.

Does the Form 144 indicate proceeds to the issuer ECPG?

The Form 144 describes a resale by an insider and lists the aggregate sale price of $137,500; it does not state that the issuer received proceeds and identifies the transaction as a sale by the reporting person.

Which broker-dealer handled the reported sale in the Form 144?

The broker-dealer listed in the filing is Morgan Stanley Smith Barney LLC, located at 1 New York Plaza, 8th Floor, New York, NY. The filing ties this broker-dealer to the reported sale of 2,500 shares.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 03/02/2026 - 04:16 PM Learn about SEC filing dates

Form 144 Filer Information	UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 144 NOTICE OF PROPOSED SALE OF SECURITIES PURSUANT TO RULE 144 UNDER THE SECURITIES ACT OF 1933
FORM 144

144: Filer Information

Filer CIK	0001745333
Filer CCC	XXXXXXXX
Is this a LIVE or TEST Filing?	LIVE TEST
Submission Contact Information
Name
Phone
E-Mail Address

144: Issuer Information

Name of Issuer	ENCORE CAPITAL GROUP, INC.
SEC File Number	000-26489
Address of Issuer	350 Camino De La Reina, Suite 100 San Diego CALIFORNIA 92108
Phone	877-345-3002
Name of Person for Whose Account the Securities are To Be Sold	RYAN BELL
See the definition of "person" in paragraph (a) of Rule 144. Information is to be given not only as to the person for whose account the securities are to be sold but also as to all other persons included in that definition. In addition, information shall be given as to sales by all persons whose sales are required by paragraph (e) of Rule 144 to be aggregated with sales for the account of the person filing this notice.
Relationship to Issuer	Officer

144: Securities Information

Title of the Class of Securities To Be Sold	Name and Address of the Broker	Number of Shares or Other Units To Be Sold	Aggregate Market Value	Number of Shares or Other Units Outstanding	Approximate Date of Sale	Name the Securities Exchange
Common	Morgan Stanley Smith Barney LLC Executive Financial Services 1 New York Plaza 8th Floor New York NY 10004	7240	499838.63	21410273	03/02/2026	NASDAQ

Furnish the following information with respect to the acquisition of the securities to be sold and with respect to the payment of all or any part of the purchase price or other consideration therefor:

144: Securities To Be Sold

Title of the Class	Date you Acquired	Nature of Acquisition Transaction	Name of Person from Whom Acquired	Is this a Gift?	Date Donor Acquired	Amount of Securities Acquired	Date of Payment	Nature of Payment *
Common	03/09/2022	Performance and Restricted Stock	ISSUER			7240	03/09/2022	Not Applicable

* If the securities were purchased and full payment therefor was not made in cash at the time of purchase, explain in the table or in a note thereto the nature of the consideration given. If the consideration consisted of any note or other obligation, or if payment was made in installments describe the arrangement and state when the note or other obligation was discharged in full or the last installment paid.

Furnish the following information as to all securities of the issuer sold during the past 3 months by the person for whose account the securities are to be sold.

144: Securities Sold During The Past 3 Months

Name and Address of Seller	Title of Securities Sold	Date of Sale	Amount of Securities Sold	Gross Proceeds
RYAN BELL 350 Camino De La Reina, Suite 100 San Diego CA 92108	Common	12/10/2025	2500	137500.00

144: Remarks and Signature

Remarks	The securities to be sold were acquired upon the vesting of Restricted Stock and Performance Shares during the period of 03/09/2022 through 03/09/2023.
Date of Notice	03/02/2026
Date of Plan Adoption or Giving of Instruction, If Relying on Rule 10b5-1	11/26/2025
ATTENTION:
The person for whose account the securities to which this notice relates are to be sold hereby represents by signing this notice that he does not know any material adverse information in regard to the current and prospective operations of the Issuer of the securities to be sold which has not been publicly disclosed. If such person has adopted a written trading plan or given trading instructions to satisfy Rule 10b5-1 under the Exchange Act, by signing the form and indicating the date that the plan was adopted or the instruction given, that person makes such representation as of the plan adoption or instruction date.
Signature	/s/ Ryan Brooks Bell
ATTENTION: Intentional misstatements or omission of facts constitute Federal Criminal Violations (See 18 U.S.C. 1001)