Encore Capital director granted 2,144 shares

OLLE LAURA reported acquisition or exercise transactions in this Form 4 filing.

Rhea-AI Filing Summary

OLLE LAURA reported acquisition or exercise transactions in this Form 4 filing.

Encore Capital Group director Laura Olle received a stock award, increasing her holdings. She was granted 2,144 shares of Encore Capital Group common stock on June 22, 2026 under the company’s 2017 Incentive Award Plan for service on the Board of Directors.

The award was recorded at $0.00 per share on the Form 4, reflecting that it is a compensation grant rather than an open-market purchase. Following this grant, Olle directly owns 37,168 shares of Encore Capital Group common stock.

Insider Trade Summary

Grant/Award: 2,144 shares

Grant/Award 1 txn

Insider OLLE LAURA

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	2,144	$0.00	$0.00

Holdings After Transaction: Common Stock — 37,168 shares (Direct)

Footnotes (1)

1. F1. Grant to the reporting person under the 2017 Incentive Award Plan for service on the Board of Directors of Encore Capital Group, Inc.

Key Figures

Stock grant size: 2,144 shares Grant price per share: $0.00 per share Holdings after transaction: 37,168 shares +2 more

5 metrics

Stock grant size 2,144 shares Common Stock grant to director on June 22, 2026

Grant price per share $0.00 per share Reported Form 4 transaction price for compensation grant

Holdings after transaction 37,168 shares Director’s direct Encore Capital holdings following the grant

Transaction code A (Grant, award, or other acquisition) Non-derivative acquisition classification on Form 4

Transaction date June 22, 2026 Date of stock grant to Laura Olle

Key Terms

2017 Incentive Award Plan, Grant, award, or other acquisition, Common Stock, Form 4

4 terms

2017 Incentive Award Plan financial

"Grant to the reporting person under the 2017 Incentive Award Plan for service on the Board of Directors"

Grant, award, or other acquisition financial

"transaction code description: Grant, award, or other acquisition"

Common Stock financial

"security_title: Common Stock"

Common stock represents ownership shares in a company, giving investors a stake in its success and a say in important decisions through voting rights. It is the most common type of stock traded on markets and can provide income through dividends, as well as potential for value growth. For investors, holding common stock means sharing in the company’s profits and risks.

Form 4 regulatory

"INSIDER FILING DATA (Form 4)"

Form 4 is a official document that company insiders, such as executives or major shareholders, file with regulators whenever they buy or sell company shares. It provides transparency about how those with inside knowledge are trading, helping investors see if insiders are confident in the company's prospects or may be selling for personal reasons. This information can influence investor decisions by revealing insiders' perspectives on the company's value.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transaction did Encore Capital Group (ECPG) report for Laura Olle?

Encore Capital Group reported that director Laura Olle received a grant of 2,144 shares of common stock. The award was made as compensation for her service on the Board under the company’s 2017 Incentive Award Plan.

How many Encore Capital Group (ECPG) shares did Laura Olle acquire and at what price?

Laura Olle acquired 2,144 shares of Encore Capital Group common stock at a reported price of $0.00 per share. This reflects a stock-based compensation grant rather than an open-market purchase or sale of shares.

What are Laura Olle’s total Encore Capital Group (ECPG) holdings after this Form 4 grant?

After the reported grant, Laura Olle directly holds 37,168 shares of Encore Capital Group common stock. This total includes the newly awarded 2,144 shares disclosed in the Form 4 insider transaction filing for June 22, 2026.

Was the Encore Capital Group (ECPG) Form 4 transaction an open-market trade?

No. The Form 4 shows a grant or award acquisition coded as “A,” not an open-market buy or sell. The 2,144 shares were issued as board compensation under Encore Capital Group’s 2017 Incentive Award Plan.

Under which plan did Encore Capital Group (ECPG) grant shares to Laura Olle?

The shares were granted to Laura Olle under Encore Capital Group’s 2017 Incentive Award Plan. The footnote explains that the award compensates her for service on the company’s Board of Directors, rather than reflecting a market transaction.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 06/23/2026 - 05:51 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

OLLE LAURA

(Last) (First) (Middle)

350 CAMINO DE LA REINA

SUITE 100

(Street)

SAN DIEGO CALIFORNIA 92108

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
ENCORE CAPITAL GROUP INC [ ECPG ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
06/22/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	06/22/2026		A		2,144(1)	A	$0	37,168	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Grant to the reporting person under the 2017 Incentive Award Plan for service on the Board of Directors of Encore Capital Group, Inc.

Remarks:

	/s/ Michael Chin, Attorney-in-Fact for Laura Olle	06/23/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)