Encore Capital director granted 2,144 stock units

Encore Capital Group director Angela A. Knight received a grant of 2,144 shares of Common Stock in the form of deferred stock units for her service on the Board of Directors.

Rhea-AI Filing Summary

Encore Capital Group director Angela A. Knight received a grant of 2,144 shares of Common Stock in the form of deferred stock units for her service on the Board of Directors. These units were valued at $83.95 per share on the grant date.

The deferred stock units will convert into Encore common shares on a one-for-one basis and be distributed within 10 business days after she is no longer a board member. Following this award, Knight directly holds 26,475 shares of Encore Capital Group common stock.

Insider Trade Summary

Grant/Award: 2,144 shares

Grant/Award 1 txn

Insider Angela A. Knight

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	2,144	$83.95	$180K

Holdings After Transaction: Common Stock — 26,475 shares (Direct)

Footnotes (1)

1. F1. Grant to the reporting person, for service on the Board of Directors of Encore Capital Group, Inc. ("Encore"), of deferred stock units under the terms of a non-employee director deferred compensation plan established under the 2017 Incentive Award Plan. Deferred stock units will be converted into shares of Encore common stock on a one-for-one basis upon distribution. The distribution of shares of common stock will occur within 10 business days following the date the reporting person is no longer a member of the Board of Directors.

Key Figures

Deferred stock units granted: 2,144 shares Grant value per share: $83.95 per share Total shares after transaction: 26,475 shares +1 more

4 metrics

Deferred stock units granted 2,144 shares Grant to Angela A. Knight for Board service

Grant value per share $83.95 per share Valuation used for deferred stock unit award

Total shares after transaction 26,475 shares Angela A. Knight direct ownership following grant

Transaction date 2026-06-22 Date of deferred stock unit grant

Key Terms

deferred stock units, non-employee director deferred compensation plan, 2017 Incentive Award Plan, Board of Directors

4 terms

deferred stock units financial

"Grant to the reporting person ... of deferred stock units under the terms of a non-employee director deferred compensation plan"

Deferred stock units are promises from a company to give an employee shares of stock at a future date, often after certain conditions are met or after leaving the company. They function like a form of delayed compensation, allowing employees to earn shares over time. For investors, they represent potential future ownership in the company, but do not provide immediate voting rights or dividends until the shares are actually received.

non-employee director deferred compensation plan financial

"under the terms of a non-employee director deferred compensation plan established under the 2017 Incentive Award Plan"

2017 Incentive Award Plan financial

"deferred compensation plan established under the 2017 Incentive Award Plan"

Board of Directors financial

"for service on the Board of Directors of Encore Capital Group, Inc."

The Board of Directors is a group of people chosen by a company's owners to help make big decisions and oversee how the company is run. They act like a team of advisors or managers, making sure the company stays on track and meets its goals. Their choices can influence the company's success and how it grows.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transaction did Encore Capital Group (ECPG) report for Angela A. Knight?

Encore Capital Group reported that director Angela A. Knight received 2,144 shares of Common Stock in the form of deferred stock units. The grant was made as compensation for her service on the Board of Directors, rather than as an open-market purchase of shares.

How many Encore Capital Group (ECPG) shares does Angela A. Knight hold after this grant?

After the grant, Angela A. Knight directly holds 26,475 shares of Encore Capital Group common stock. This total includes the newly awarded 2,144 deferred stock units, which are structured to convert into common shares on a one-for-one basis at a future distribution date.

What are the terms of Angela A. Knight’s deferred stock unit grant at Encore Capital (ECPG)?

Angela A. Knight’s award consists of deferred stock units granted under a non-employee director deferred compensation plan. Each unit will convert into one share of Encore common stock, with distribution occurring within 10 business days after she ceases serving on the Board of Directors.

At what price were Angela A. Knight’s Encore (ECPG) deferred stock units valued?

The 2,144 deferred stock units granted to Angela A. Knight were valued at $83.95 per share on the transaction date. This value reflects the price used in the Form 4 disclosure and helps quantify the size of the equity-based compensation she received for board service.

Is Angela A. Knight’s Encore (ECPG) transaction a market purchase or a compensation grant?

Angela A. Knight’s transaction is a compensation-related grant, not an open-market purchase. The Form 4 classifies it as a grant or award of deferred stock units under a non-employee director deferred compensation plan established pursuant to the company’s 2017 Incentive Award Plan.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 06/23/2026 - 05:50 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Angela A. Knight

(Last) (First) (Middle)

350 CAMINO DE LA REINA

SUITE 100

(Street)

SAN DIEGO CALIFORNIA 92108

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
ENCORE CAPITAL GROUP INC [ ECPG ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
06/22/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	06/22/2026		A		2,144(1)	A	$83.95	26,475	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Grant to the reporting person, for service on the Board of Directors of Encore Capital Group, Inc. ("Encore"), of deferred stock units under the terms of a non-employee director deferred compensation plan established under the 2017 Incentive Award Plan. Deferred stock units will be converted into shares of Encore common stock on a one-for-one basis upon distribution. The distribution of shares of common stock will occur within 10 business days following the date the reporting person is no longer a member of the Board of Directors.

Remarks:

	/s/ Michael Chin, Attorney-in-Fact for Angela A. Knight	06/23/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)