Enterprise Financial (EFSC) awards 1,140 RSUs to chief credit officer

Rhea-AI Filing Summary

ENTERPRISE FINANCIAL SERVICES CORP reported that Chief Credit Officer Kevin L. Handley acquired 1,140 Restricted Share Units on March 4, 2026 as an equity award. The RSUs were granted under the 2018 Stock Incentive Plan and each unit represents one share of common stock. Related footnotes describe RSUs that vest 100% in the first quarter of 2027 and later years, and stock options that become exercisable in future periods, all subject to Mr. Handley’s continued employment.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Handley Kevin L

(Last) (First) (Middle)

150 N MERAMEC

(Street)

ST LOUIS MO 63105

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
ENTERPRISE FINANCIAL SERVICES CORP [ EFSC ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Credit Officer

3. Date of Earliest Transaction (Month/Day/Year)
03/04/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock								6,180	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Non Qualified Stock Option (Right to Buy)	$43.81							02/06/2024	02/25/2031	Common Stock	1,612		1,612	D
Non Qualified Stock Option (Right to Buy)	$48.34							02/03/2025	02/24/2032	Common Stock	1,230		1,230	D
Non Qualified Stock Option (Right to Buy)	$54.46							02/10/2026	02/28/2033	Common Stock	1,684		1,684	D
Non Qualified Stock Option (Right to Buy)	$39.5							(1)	02/28/2034	Common Stock	2,576		2,576	D
Non Qualified Stock Option (Right to Buy)	$57.17							(2)	03/04/2035	Common Stock	1,791		1,791	D
Restricted Share Units	(3)							(4)	(4)	Common Stock	492		492	D
Restricted Share Units	(3)							(5)	(5)	Common Stock	599		599	D
Restricted Share Units	(3)							(6)	(6)	Common Stock	380		380	D
Restricted Share Units	(3)	03/04/2026		A		1,140		(7)	(7)	Common Stock	1,140	$0	1,140	D

Explanation of Responses:

1. This option becomes exercisable in the first quarter of 2027, subject to continued employment by the reporting person.

2. The option becomes exercisable in the first quarter of 2028, subject to continued employment by the reporting person.

3. The RSU's were granted pursuant to the Company's 2018 Stock Incentive Plan. Each RSU represents the right to receive one share of Common Stock, subject to adjustment as provided in the Grant Agreement.

4. The RSU's vest 100% in the first quarter of 2027, subject to continued employment by the reporting person.

5. The RSU's vest 100% in the first quarter of 2028, subject to continued employment by the reporting person.

6. The RSU vest 100% April 14, 2026, subject to continued employment by the reporting person.

7. The RSU's vest 100% in the first quarter of 2029, subject to continued employment by the reporting person.

	/s/ Kevin L Handley	03/06/2026
	** Signature of Reporting Person	Date
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FAQ

What insider transaction did EFSC report for Kevin L. Handley?

EFSC reported that Chief Credit Officer Kevin L. Handley received an equity award of 1,140 Restricted Share Units on March 4, 2026. The filing also updates his existing holdings of common stock, restricted share units, and non-qualified stock options in the company.

How many Restricted Share Units did EFSC grant in this Form 4 filing?

The Form 4 shows a grant of 1,140 Restricted Share Units to Kevin L. Handley. Each RSU represents the right to receive one share of EFSC common stock, as provided in the company’s 2018 Stock Incentive Plan and the related grant agreement.

When do the reported EFSC Restricted Share Units vest for Kevin Handley?

Footnotes state that certain EFSC Restricted Share Units vest 100% in the first quarter of 2027, and others in later years including April 14, 2026 and the first quarter of 2028 and 2029. All vesting is conditioned on Mr. Handley’s continued employment.

Does the EFSC Form 4 show any stock sales by Kevin L. Handley?

The data indicate no reported stock sales by Kevin L. Handley in this Form 4. The only transaction direction flagged is an acquisition of 1,140 Restricted Share Units; other lines simply update holdings in options, RSUs, and common stock.

What does the EFSC Form 4 say about Kevin Handley’s stock options?

The Form 4 lists several Non Qualified Stock Options (Right to Buy) with updated post-transaction balances. Footnotes explain that specific options become exercisable in the first quarter of 2027 and first quarter of 2028, contingent on Mr. Handley’s continued employment.

Under which plan were Kevin Handley’s EFSC RSUs granted?

A footnote explains that the Restricted Share Units were granted under EFSC’s 2018 Stock Incentive Plan. Each RSU entitles Mr. Handley to receive one share of common stock, subject to adjustment and the vesting and employment conditions in the applicable grant agreement.