Welcome to our dedicated page for Eagle Finl Svcs SEC filings (Ticker: EFSI), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Eagle Financial Services, Inc. (EFSI) SEC filings page on Stock Titan provides access to the company’s regulatory disclosures as a bank holding company for Bank of Clarke. Incorporated in Virginia and headquartered in Berryville, Eagle Financial Services files reports with the U.S. Securities and Exchange Commission that describe its commercial banking, wealth management, and related activities.
Through this page, users can review Forms 10-K and 10-Q, which present detailed information on net interest income, noninterest income, loan and deposit composition, nonperforming assets, and the allowance for credit losses. These filings also explain how management evaluates credit quality, including the treatment of nonaccrual loans, charge-offs, and collateral-dependent exposures.
Eagle Financial Services also files Form 8-K reports to announce material events, such as quarterly earnings releases, investor presentations, and capital markets transactions. Recent 8-K filings have furnished press releases covering quarterly financial results and associated earnings presentations, giving additional context to the company’s performance and strategic initiatives.
Investors interested in capital structure and funding can use this page to locate filings related to public offerings of common stock conducted under the company’s shelf registration statement on Form S-3, as well as disclosures about subordinated notes issued under Subordinated Note Purchase Agreements. These documents outline the terms of securities, use of proceeds, and related risk factors.
Stock Titan enhances these filings with AI-powered summaries that highlight key points from lengthy documents, helping users quickly identify trends in net interest margin, asset quality, and segment performance. Real-time updates from the SEC’s EDGAR system, combined with structured access to insider and governance-related filings, make this page a practical starting point for analyzing Eagle Financial Services’ regulatory reporting history.
Eagle Financial Services reports 2025 results with lower earnings but a stronger capital base. Net income was $8.2 million, down from $15.3 million, as the company sold $99.2 million of securities and realized a $12.4 million pre-tax loss to reposition its portfolio.
Total assets reached $1.89 billion, with net loans of $1.46 billion and deposits of $1.61 billion. Shareholders’ equity rose to $188.8 million, helped by an underwritten public offering of 1,796,875 shares at $32.00 per share, generating $53.5 million in net proceeds.
Return on average assets was 0.42% and return on average equity 4.81%. The company paid $6.1 million in dividends and maintained quarterly payouts, while opening a new full-service branch in McLean, Virginia and uplisting its stock to Nasdaq.
EAGLE FINANCIAL SERVICES INC director Brian Thomas Strosser filed an initial ownership report showing he directly holds 12,500 shares of Common Stock, $2.50 par value. This Form 3 does not report any recent purchases or sales, only his existing beneficial ownership position.
EAGLE FINANCIAL SERVICES INC director Scott M. Hamberger bought 909 shares of common stock in an open-market purchase at
Eagle Financial Services Inc. director Edward Hill III bought more company stock. On this open-market purchase, he acquired 939 shares of common stock at a price of $34.62 per share on March 5, 2026. After this transaction, he directly owns 5,600 shares.
EAGLE FINANCIAL SERVICES INC director Susan Dorrance Davies filed an initial ownership report. The Form 3 shows she directly holds 150 shares of the company’s common stock, $2.50 par value, establishing her baseline equity position as a company insider.
EAGLE FINANCIAL SERVICES INC director Scott M. Hamberger reported an open-market purchase of common stock made through the Megan McMullen Hamberger Revocable Living Trust. The trust bought 945 shares of common stock at $36.00 per share, an indirect holding for the director.
After this transaction, the trust held 11,009 shares of Eagle Financial common stock. Separately, Hamberger also reported 1,640.508 shares held directly. Some of these shares have been acquired through the company’s Dividend Investment Plan.
EAGLE FINANCIAL SERVICES INC executive buys additional shares. Director and executive officer Brandon Craig Lorey purchased 350 shares of common stock in an open-market transaction at a price of $34.53 per share. Following this buy, his directly owned stake increased to 44,204 common shares.
Fourthstone LLC and related funds report a significant stake in Eagle Financial Services Inc. They beneficially own 453,918 shares of common stock, representing 8.44% of the company’s outstanding shares, based on 5,376,346 shares outstanding as of November 7, 2025.
Fourthstone holds the shares in the ordinary course of business as a registered investment adviser on behalf of advisory clients. The reporting persons state that the securities were not acquired and are not held for the purpose of changing or influencing control of Eagle Financial Services.
Eagle Financial Services executive Yasaman Yamini reported stock transactions involving company common shares. On January 2, 2026, she acquired 1,363 shares of common stock, $2.50 par value, as a grant or other award at a stated price of $0 per share.
Also on January 2, 2026, 95 shares were disposed of at $39.44 per share to cover tax obligations, followed by a further 36-share tax-withholding disposition on January 5, 2026 at $39.35 per share. After these transactions, she directly owned 2,427 common shares.
Eagle Financial Services Inc. executive officer Yasaman Yamini filed an initial ownership report showing 1,195 shares of common stock held directly. This Form 3 does not describe a new purchase or sale, but simply establishes Yamini’s existing beneficial ownership position in the company’s $2.50 par value common shares.