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Equifax Inc SEC Filings

EFX NYSE

Welcome to our dedicated page for Equifax SEC filings (Ticker: EFX), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.

Equifax Inc. (NYSE: EFX) is a global data, analytics, and technology company whose SEC filings provide detailed insight into its credit reporting, workforce solutions, and compliance businesses. Through its periodic reports and current reports, Equifax discloses information about its financial condition, results of operations, risk factors, and significant corporate events.

On this page, you can review Equifax’s U.S. Securities and Exchange Commission filings, including annual reports on Form 10-K and quarterly reports on Form 10-Q, which describe its data, analytics, and cloud technology strategy, global operations across 24 countries, and the performance of areas such as consumer credit information and workforce solutions. Current reports on Form 8-K, such as those filed to announce quarterly financial results, provide timely updates on material events affecting the company.

Investors and analysts can also use this page to access other key documents, including proxy materials related to governance and executive compensation and, where applicable, insider transaction reports on Form 4 that show purchases and sales of Equifax securities by directors and officers. These filings help explain how Equifax manages its role as one of the major U.S. credit bureaus and as a provider of employment verification, AML compliance, and cloud-based analytics solutions.

Stock Titan enhances these filings with AI-powered summaries that highlight important sections and clarify complex disclosures. Real-time updates from the SEC’s EDGAR system ensure that new Equifax filings, including 10-Ks, 10-Qs, 8-Ks, and Forms 3 and 4, are available quickly, while AI-generated insights help readers understand the implications of changes in strategy, risk disclosures, and capital allocation for EFX shareholders.

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MARCUS ROBERT D reported acquisition or exercise transactions in this Form 4 filing.

Equifax Inc. director Robert D. Marcus received 194 Phantom Stock Units as a compensation award. The grant, valued at $180.07 per unit, is part of the company’s Board of Directors Deferred Compensation Plan, where he elected to take units instead of annual cash retainer fees.

Each phantom stock unit is economically equivalent to one share of Equifax common stock and becomes payable, at his election, after his service as a director ends. Following this award, Marcus holds a total of 2,483 Phantom Stock Units directly.

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Equifax Inc. is asking shareholders to elect ten directors and approve several advisory items at its 2026 annual meeting, while highlighting a year of AI-driven growth. In 2025, revenue reached $6.075 billion, up 7% over 2024, with about 90% generated from proprietary data products. Free Cash Flow was $1.13 billion, supporting a $3 billion repurchase program and total cash returns of $1.2 billion, including $927 million via buybacks and $233 million in dividends. The company launched more than 180 new products, achieving a Vitality Index of 15%, and reports that 100% of new models and scores are powered by its EFX.AI platform, delivering nearly 30% performance lifts over legacy models. For 2026, Equifax targets constant-currency revenue growth above 7% (excluding FICO mortgage score royalties), Adjusted EBITDA margin expansion of 75 basis points, and over $1 billion of Free Cash Flow with at least 100% cash conversion. The proxy also describes extensive cloud migration, security improvements, and a management-backed advisory proposal to lower the ownership threshold to call a special meeting to 25%, alongside a shareholder proposal to lower it to 10% that the Board opposes.

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Equifax Inc: The Vanguard Group filed Amendment No. 15 to its Schedule 13G/A stating that, after an internal realignment effective January 12, 2026, certain Vanguard subsidiaries will report beneficial ownership separately. The filing reports 0 shares and 0 % beneficial ownership of Equifax common stock.

The form is signed by Ashley Grim, Head of Global Fund Administration, dated 03/26/2026.

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Smith David John reported acquisition or exercise transactions in this Form 4 filing.

Equifax Inc. executive David John Smith, EVP and President of USIS, reported receiving two equity awards in the form of common stock on March 2, 2026 as part of the company’s long‑term incentive plan.

The first award covers 12,979 shares at a price of $0.00 per share, described in a footnote as a new hire grant of restricted stock units that vests in three equal annual increments beginning March 2, 2027. The second award covers 9,979 shares, noted as an annual equity grant of restricted stock units that vests 100% on March 2, 2029.

After these awards, Smith directly owns 22,958 shares of Equifax common stock, reflecting equity-based compensation rather than open‑market purchases or sales.

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Equifax Inc. executive David John Smith, listed as EVP and President of USIS, submitted an initial Form 3 statement of beneficial ownership. The filing does not report any buy, sell, or other insider transactions and shows no derivative positions or holding entries at this time.

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Equifax Inc. reported record 2025 revenue of $6.075 billion, driven by proprietary data and its patented EFX.AI technology. Approximately 90% of 2025 revenue came from products sold or generated from unique Equifax data, and the company launched more than 180 new products with a 2025 Vitality Index of 15%.

Equifax generated $1.13 billion of free cash flow in 2025, returned $1.2 billion to shareholders (including $927 million in repurchases and $233 million in dividends), repurchasing over 4 million shares. Management expects >7% constant-currency revenue growth (ex-FICO mortgage royalties), >$1 billion free cash flow in 2026, Adjusted EBITDA margin expansion of 75 basis points, and cash conversion of at least 100%. The proxy solicits votes on director elections, say-on-pay, auditor ratification, and a proposal to lower the special-meeting ownership threshold.

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Schneider Harald reported acquisition or exercise transactions in this Form 4 filing.

Equifax Inc. executive Harald Schneider, EVP and Chief Data & Analytics Officer, received a grant of 2,994 shares of common stock as an annual equity award under the long-term incentive plan. These restricted stock units vest 100% on February 25, 2029. After this grant, he directly owns 9,220 shares, which include dividend-equivalent units tied to prior restricted stock awards.

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Walker Kathryn Q reported acquisition or exercise transactions in this Form 4 filing.

Equifax Inc. executive Kathryn Q. Walker received an equity grant of 1,497 shares of common stock-equivalent units under the company’s long-term incentive plan on February 25, 2026, at a stated price of $0.00 per share as a grant/award, not an open-market purchase.

The award consists of restricted stock units that vest 100% on February 25, 2029, aligning compensation with longer-term company performance. After this award, Walker directly holds a total of 3,273 shares or units, which includes accrued dividend equivalent units reinvested in corresponding restricted stock units through the company’s last dividend payment date.

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Remon Patricio reported acquisition or exercise transactions in this Form 4 filing.

EQUIFAX INC executive Remon Patricio received an equity award of 5,389 shares of common stock as a grant under the company’s long-term incentive plan. The award is in the form of restricted stock units that vest 100% on February 25, 2029, encouraging long-term alignment with shareholders.

After this grant, Patricio directly holds a total of 8,480 common shares, which includes dividend equivalent units credited for reinvested dividends on corresponding restricted stock units.

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FAQ

How many Equifax (EFX) SEC filings are available on StockTitan?

StockTitan tracks 68 SEC filings for Equifax (EFX), including 10-K annual reports, 10-Q quarterly reports, 8-K current reports, and Form 4 insider trading disclosures. Each filing includes AI-generated summaries, impact scoring, and sentiment analysis.

When was the most recent SEC filing for Equifax (EFX)?

The most recent SEC filing for Equifax (EFX) was filed on April 2, 2026.

EFX Rankings

EFX Stock Data

21.72B
119.36M
Consulting Services
Services-consumer Credit Reporting, Collection Agencies
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United States
ATLANTA

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