Every 8-K that Equifax Inc (EFX) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 8-K covers material events a company has to report between its quarterly reports, so if you follow EFX and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full EFX filings page.
Equifax Inc. issued $500,000,000 of 5.000% Senior Notes due 2029 and $500,000,000 of 5.650% Senior Notes due 2033 under an Indenture dated July 29, 2026. Both series pay interest semi-annually on February 15 and August 15, beginning February 15, 2027.
The 2029 Notes mature on August 15, 2029 and the 2033 Notes on August 15, 2033. Each series is redeemable at the company’s option at a make-whole redemption price based on the Treasury Rate plus a small spread, with the 2033 Notes callable at par on or after June 15, 2033. Net proceeds of approximately $990.5 million are intended for repayment of borrowings under the company’s commercial paper program.
Equifax Inc. reported second quarter 2026 revenue of $1.700 billion, up 11% year over year with 10% local currency growth, driven by 7% growth in Workforce Solutions, 17% in U.S. Information Solutions and 8% in International.
Net income attributable to Equifax was $183.9 million, down 4%, while diluted EPS inched up to $1.54 from $1.53. Adjusted net income was $268.6 million and adjusted diluted EPS rose 13% to $2.25, with adjusted EBITDA of $552.1 million and a 32.5% margin, flat versus 2025. Results include a $40.0 million pre‑tax charge for a legal settlement associated with a previously disclosed coding issue.
The company agreed to acquire Mexican credit bureau Círculo de Crédito for an enterprise value of $750 million, targeting closing in the fourth quarter of 2026, and doubled its 2026–2028 AI‑driven cost reduction goal to $150 million. Equifax returned $366 million to shareholders through repurchasing 1.8 million shares for $300 million and paying $66 million in dividends. Full‑year 2026 guidance calls for $6.710–$6.780 billion of revenue, 10.5–11.6% growth, and adjusted EPS of $8.39–$8.69.
Equifax Inc. updated its corporate bylaws to change how shareholders can request a special meeting. Effective June 16, 2026, one or more shareholders must collectively own at least 25% of the voting power of all outstanding shares and have held them for at least one year to request a special meeting, subject to detailed procedural requirements in the amended bylaws. The company also made ministerial clarifications and updates, and the full Amended and Restated Bylaws are filed as an exhibit to this Form 8-K.
Equifax Inc. reported the results of its 2026 Annual Meeting of Shareholders. A total of 112,862,429 shares were represented in person or by proxy. Shareholders elected ten directors, each receiving over 99.8 million shares voted in favor and facing several million shares voted against or abstaining.
Shareholders approved, on a non-binding advisory basis, compensation for named executive officers with 90,426,432 shares for and 16,817,915 against. They also ratified Ernst & Young LLP as independent registered public accounting firm for fiscal year 2026, with 107,056,475 shares for and 5,741,059 against.
On governance matters, shareholders supported, on a non-binding advisory basis, amending the Bylaws to allow holders of at least 25% of outstanding common stock to request a special meeting, with 98,693,741 shares for. A separate shareholder proposal to reduce this threshold to 10% was not approved, receiving 38,908,801 shares for and 68,336,404 against.
Equifax Inc. amended its main revolving credit agreement to increase available liquidity and extend maturities. The unsecured revolving credit facility commitments rose from $1.5 billion to $2 billion, and swingline loan capacity increased from $150 million to $200 million.
The amendment also removes a 10 basis point credit spread adjustment on Term SOFR borrowings. The termination date for $1.9 billion of the facility is extended by one year from August 25, 2028 to August 25, 2029, while $100 million still terminates on August 25, 2028. All other terms of the credit agreement remain in effect.
Equifax Inc. reported record first-quarter 2026 results, with revenue of $1,648.9 million, up 14% year over year and 13% in local currency, exceeding the midpoint of its February guidance by $37 million.
Net income attributable to Equifax rose 29% to $171.5 million, while diluted EPS increased 34% to $1.42. Adjusted EPS was $1.86, up 22%. Workforce Solutions revenue grew 10% to $683.1 million, USIS revenue grew 21% to $605.6 million, and International revenue grew 11% to $360.2 million. The company highlighted strong U.S. mortgage activity, a record 17% new product Vitality Index, and returned $327 million to shareholders through $260 million of share repurchases and $67.1 million in dividends.
For 2026, Equifax reiterated its constant currency revenue growth outlook of about 10%, guiding reported revenue between $6.685 billion and $6.805 billion and adjusted EPS between $8.34 and $8.74, while slightly lifting full-year reported revenue and adjusted EPS for foreign exchange impacts.
Equifax Inc. filed a current report to note that it has released its financial results for the three- and twelve-month periods ended December 31, 2025. The company issued a press release on February 4, 2026, and attached the full text as an exhibit to this report.
The press release, included as Exhibit 99.1, is designated as “furnished” rather than “filed” under securities law, which affects how it is treated for certain liability and incorporation-by-reference purposes. No specific revenue, profit, or other financial figures are detailed in this report itself.
Equifax Inc. (EFX) furnished its quarterly results press release for the three months ended September 30, 2025. The company issued the release on October 21, 2025, and attached it as Exhibit 99.1. The press release is being furnished and is not deemed filed for purposes of Section 18 of the Exchange Act, nor incorporated by reference into Securities Act filings unless specifically referenced.