Equifax reports news on its work as a global data, analytics, and technology company serving financial institutions, companies, employers, and government agencies. Recurring updates cover consumer credit data, income and employment verification through The Work Number, portfolio analytics for lenders, and consumer financial health measures such as the Market Pulse Index.
Company announcements also address quarterly earnings, dividend declarations, investor conference participation, cybersecurity reporting, cloud technology, and EFX.AI capabilities. Product news often centers on combining credit, employment, income, and trended data to support lending decisions and customer lifecycle analytics.
Equifax (EFX) declared a quarterly dividend of $0.56 per share, payable to shareholders on December 15, 2026. Shareholders must be on record as of the close of business on November 25, 2026. Equifax has paid cash dividends for more than 100 consecutive years.
Equifax (NYSE: EFX) will participate in the J.P. Morgan Ultimate Services Investor Conference in New York on November 17, 2026. CEO Mark W. Begor and CFO John Gamble will join a fireside chat at 11:00 a.m. Eastern Time, with a live webcast and a replay available within 24 hours. Trevor Burns, Senior Vice President of Corporate Investor Relations, will attend the RBC Global TIMT Conference on November 18, 2026.
Equifax (NYSE: EFX) reported third-quarter 2026 revenue of $1.693 billion, up 10% from the same quarter a year earlier. Net income attributable to Equifax rose 32% to $211.7 million, while diluted earnings per share increased 39% to $1.79. Diversified Markets revenue grew 8%, and U.S. Mortgage revenue increased 15%. Workforce Solutions, USIS and International revenue rose 7%, 13% and 9%, respectively.
Equifax lowered its full-year revenue guidance midpoint to $6.661 billion, citing a weaker U.S. mortgage market expected to persist through year-end. Its adjusted EPS midpoint fell $0.04 to $8.50; Diversified Markets growth guidance remained high single-digit percent. The company repurchased 0.5 million shares for $92 million and paid $66 million in dividends during the quarter. Equifax expects its Círculo de Crédito acquisition to close in the fourth quarter.
Equifax (NYSE: EFX) has expanded its open banking offerings by adding consumer-permissioned financial insights through Mastercard Open Finance for lenders and fintechs.
Cashflow Analytics, Payment Risk Insights and Transaction Report are now available to Equifax customers for use alongside consumer credit files. The offerings provide bank transaction attributes, repayment-risk scores and categorized transaction data for lending decisions. Cashflow Analytics analyzes up to 24 months of credits, debits and balances, while Transaction Report provides six or more months of transaction data. Mastercard Open Finance solutions are provided by Finicity, a Mastercard company.
Equifax (EFX) announced Mortgage Ultimate with adaptive automation, a mortgage income and employment verification solution expected to be available in early 2027.
The solution combines automated verifications from The Work Number with Network Verification Services for additional coverage. Equifax reports a 95% fulfillment rate on initial income verification requests, with 72% of mortgage requests fulfilled instantly and a total of 90% fulfilled within 48 hours or less after orders transition to Network Verification Services. Pricing includes an initial income verification and up to three additional income or employment verifications over a 90-day window.
Equifax (EFX) has released Mortgage Score Select, allowing mortgage lenders and brokers to choose a credit score or request an unscored file. A mortgage credit file can be pulled again within 24 hours for $1, plus the cost of any selected score. Options include VantageScore 4.0, Classic FICO and FICO Score 10T when approved. The offering precedes Federal Housing Administration acceptance of VantageScore 4.0 for eligible mortgage loans, effective January 1, 2027.
Equifax (EFX) reported that nearly 2,000 mortgage lenders used its free VantageScore 4.0 credit score offer with paid legacy scores. Participation covered April through September 2026, while VantageScore 4.0 mortgage scores pulled increased 230% between April and August 2026. Adoption follows Federal Housing Finance Agency approval for use in Fannie Mae and Freddie Mac mortgages.
Equifax is maintaining $1 mortgage credit score pricing through the end of 2028. The company sees potential savings of $1 billion for the industry and consumers from differences among score providers. More than 165 lenders exclusively use VantageScore 4.0 for certain loan types at that price. Equifax also supplies telephone, pay TV and utility payment data and an indicator of employment-data availability alongside mortgage credit reports at no additional cost.
Equifax (NYSE: EFX) will release its third-quarter 2026 financial results on October 20, followed by a senior-management conference call. The results cover the quarter ended September 30, 2026, and will be published at 6:30 a.m. ET, alongside presentation materials on investor.equifax.com. The call begins at 8:30 a.m. ET; an audio replay will be available on the investor website beginning October 21.
Equifax (EFX) released its second-quarter 2026 Market Pulse Index, showing a modest improvement in U.S. consumer financial health. The index rose to 61.3 from 60.9 in the prior quarter but remained just below its year-earlier level. The three-year pattern of a widening gap between consumer groups paused: Thrivers grew 3.2%, the Middle grew 0.9%, and Strivers shrank 4.2%. Equifax cautioned that one quarter does not establish a trend.
Index values rose across all four age groups for the first time since the third quarter of 2025. Millennials gained 1.0% to 58.7; Generation Z rose 0.6% to 59.3, and Generation X rose 0.8% to 60.8. Boomers+ averaged 64.5. Late debt payments fell from 2.1% to 1.9%, while consumer sentiment fell to 49.5, its lowest reading since tracking began. Assets remained a dividing line: nearly 78% of Thrivers held more than $1 million, while over 97% of Strivers held less than $100,000.
Equifax (EFX) launched two new fraud intelligence solutions, Signal Score for Email and Signal Score for Device, to help businesses mitigate automated and sophisticated digital fraud.
The tools are designed for e-commerce, financial institutions and telecommunications providers to evaluate risk in real time at key points such as online checkout and new account sign-ups. Using non-public, first-party Equifax data and identity linkages, the solutions generate immediate trust scores by assessing email account age, history and risk, as well as device details, location and network information. Both products connect to existing fraud prevention or case management systems via APIs and can be deployed together or separately to address specific data intelligence gaps.