Welcome to our dedicated page for Equifax news (Ticker: EFX), a resource for investors and traders seeking the latest updates and insights on Equifax stock.
Equifax reports news on its work as a global data, analytics, and technology company serving financial institutions, companies, employers, and government agencies. Recurring updates cover consumer credit data, income and employment verification through The Work Number, portfolio analytics for lenders, and consumer financial health measures such as the Market Pulse Index.
Company announcements also address quarterly earnings, dividend declarations, investor conference participation, cybersecurity reporting, cloud technology, and EFX.AI capabilities. Product news often centers on combining credit, employment, income, and trended data to support lending decisions and customer lifecycle analytics.
Equifax (NYSE: EFX) released its Market Pulse Second Quarter U.S. Consumer Credit Trends report, showing total U.S. consumer debt at $18.25 trillion in June 2026. This represents a 2.1% year-over-year increase and only a 0.32% rise from Q1 2026, indicating moderating growth.
According to Equifax, about 74% of consumer debt is mortgage-related. First mortgage balances were $12.845 trillion in June, up 1.9% YoY, while HELOC balances rose 12.5% YoY to $444.8 billion. Non-mortgage portfolios are shifting as bankcard balances climbed to $1.1085 trillion (up 8.2% from June 2024) and auto loans to $1.626 trillion, while student loan balances declined to $1.287 trillion (down 3.1% YoY).
Equifax reports that delinquencies across auto, bankcard, unsecured personal loans, and mortgages showed broad month-over-month and year-over-year improvement. First mortgage 90+ day delinquencies remain above historic mid-2025 lows but fell 3.6% between May and June 2026, suggesting ongoing normalization.
Equifax (NYSE: EFX) released results from its second annual HR Trends Survey of 353 HR professionals conducted at the SHRM 2026 Annual Conference, highlighting widespread challenges with fabricated and misleading job candidate information and the growing, mixed impact of artificial intelligence on hiring.
According to Equifax, 73% of respondents report challenges with fabricated or misleading candidate data, with 50% citing employment history and 35% citing education, credentials or licenses. While 36% say AI-generated candidate content has reduced confidence in hiring decisions, 78% report AI is improving hiring and onboarding efficiency.
The survey shows 63% view improving employee experience as a top workforce challenge versus 45% for attracting and retaining talent. Confidence in detecting fabricated information rose to 69% from 63% year over year, though only 24% feel very confident. HR compliance concerns also increased, with 27% citing maintaining compliance as a key challenge, up from 23% in 2025.
Equifax (NYSE: EFX) reported second quarter 2026 revenue of $1.700 billion, up 11% reported and 10% in local currency versus 2025, driven by 7% Workforce Solutions growth, 17% USIS growth and 8% International growth. U.S. mortgage revenue rose 25%, while new products delivered a 16% Vitality Index, above the 10% long-term goal.
Net income attributable to Equifax was $183.9 million, down 4%, with diluted EPS of $1.54, up 1%; adjusted EPS rose 13% to $2.25 and adjusted EBITDA margin was flat at 32.5%. Equifax doubled its 2026–2028 AI-driven cost reduction target to $150 million, returned $366 million to shareholders via $300 million in buybacks and $66 million in dividends, and signed a definitive agreement to acquire Círculo de Crédito in Mexico for an enterprise value of $750 million, expected to close in Q4 2026. 2026 revenue guidance is $6.71–$6.78 billion with 10.5–11.6% reported growth and adjusted EPS of $8.39–$8.69.
Equifax (NYSE:EFX) released its Q1 2026 Market Pulse Index, a 1–100 scale of U.S. consumer financial health. The index slipped from 61.6 to 60.9, its second straight quarterly decline, with drops across all generations.
The data show a K-shaped economy and middle-class pressure: the top-tier Thrivers segment shrank 5%, Strivers grew 2%, while the “Pivoting Middle” held steady in size. Many leaving the middle move into Strivers, 97% of them holding under $100,000 in assets. Over two-thirds moving from Middle to Thrivers are Affluent with over $1 million in assets.
Equifax (NYSE:EFX) will release its second quarter 2026 financial results on Tuesday, July 21, 2026, at 6:30 a.m. ET. Senior management will discuss the quarter’s financial and business results on a conference call at 8:30 a.m. ET the same day.
Related presentation materials and a webcast will be available on investor.equifax.com, with an audio replay accessible beginning July 22.
Equifax (NYSE:EFX) agreed to acquire Mexico-based credit bureau Círculo de Crédito for an enterprise value of $750 million (purchase price $825 million). The deal adds consumer and commercial bureau services with 1,700+ customers, 2 billion tradelines and 80 million validated identities.
Círculo de Crédito’s estimated last‑twelve‑months revenue to June 30, 2026 is $134 million, up 31%, with $62 million Adjusted EBITDA. Equifax expects continued high double‑digit revenue growth in 2026 and accretion to Adjusted EPS in the first full year after closing, targeted for Q4 2026.
Equifax (NYSE: EFX) obtained 39 new patents in the first half of 2026, expanding its global portfolio to more than 750 issued or pending patents. The company highlights three focus areas: explainable AI, identity verification and fraud detection, and multi-system data orchestration supporting its more than $3 billion cloud transformation.
New patents include methods for transparent credit scoring, risk assessment in card-not-present transactions, and event data transformation across complex computing environments.
Equifax (NYSE:EFX) reports U.S. consumer debt reached an all‑time high of $18.19 trillion in March 2026. Growth is driven by subprime consumers, with new bankcard accounts up 8.1% YoY and subprime originations up 18.6%. Student loan 90+ day delinquencies rose to 17.01%, while most other credit categories showed modestly improving delinquency rates but higher write-offs, suggesting portfolio normalization.
Equifax (NYSE: EFX) and GBG (LSE: GBG) are expanding their long‑standing identity and fraud partnership into the United States and enhancing global coverage. Equifax Identity and Fraud solutions will be integrated into GBG's GBG Go platform, while Equifax will add GBG data verification in the U.S. in 2026 and globally in 2027.
Equifax (NYSE: EFX) declared a quarterly cash dividend of $0.56 per share, payable June 15, 2026, to shareholders of record at the close of business on May 22, 2026. Equifax has paid cash dividends for more than 100 consecutive years.