EG Form 4: Director Took Quarterly Retainer as 88 Shares

Rhea-AI Filing Summary

Howard John M, a director of EVEREST GROUP, LTD. (EG), elected to receive his quarterly non-employee director retainer in common shares under the 2003 Non-Employee Director Plan. On 10/01/2025 he was issued 88 common shares with a stated fair market value of $352.3. Following that issuance the reporting person beneficially owned 1,109 common shares. The Form 4 reports this as a compensation transaction completed under Rule 16b-3 and notes the election to receive the retainer in shares rather than cash.

Positive

• 88 shares issued as part of director compensation under the 2003 Non-Employee Director Plan
• Reporting person elected share-based retainer instead of cash, showing alignment with issuer equity

Negative

• None.

Insider Trade Summary

1 transaction reported

Mixed 1 txn

Insider Howard John M

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Common Shares	88	$352.30	$31K

Holdings After Transaction: Common Shares — 1,109 shares (Direct)

Footnotes (1)

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Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

1. Name and Address of Reporting Person^*

Howard John M

(Last) (First) (Middle)

3725 ARBORWAY

(Street)

CHARLOTTE NC 28211

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
EVEREST GROUP, LTD. [ EG ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
10/01/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Shares(1)	10/01/2025	10/01/2025	A		88	A	$352.3	1,109	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Shares paid as compensation under the 2003 Non-Employee Director Plan to non-employee director in a transaction completed under Rule 16b-3. The reporting person elected to receive the quarterly retainer fee in the form of Common Shares having a fair market value equal to the retainer fee that would otherwise be paid in cash.

Remarks:

	/s/ MARK KOCIANCIC	10/03/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What transaction did EVEREST GROUP (EG) report on this Form 4?

The Form 4 reports a director compensation transaction in which 88 common shares were issued as the quarterly retainer under the 2003 Non-Employee Director Plan.

How many shares does the reporting person beneficially own after the transaction?

The reporting person beneficially owned 1,109 common shares following the reported issuance.

What was the fair market value reported for the shares issued?

The issued shares had a stated fair market value of $352.3.

Was this issuance a purchase or compensation?

This was a compensation issuance: the director elected to receive the quarterly retainer fee in the form of common shares rather than cash.

Under what rule was the transaction completed?

The transaction was completed under Rule 16b-3, which governs certain insider transactions for beneficial owners and officers/directors.