Eagle Bancorp (EGBN) refiles to correct loan data and CET1 slides

Rhea-AI Filing Summary

Eagle Bancorp, Inc. filed an amended report to update materials tied to its recent earnings communications. The company revised the slide presentation originally furnished with its January 21, 2026 earnings release and used on the January 22, 2026 conference call.

Slide 26 was corrected to show the proper listing of the bank’s top 25 loans as of December 31, 2025. A new Slide 27 was added summarizing the Commercial & Industrial loan portfolio, and several slides were updated to reflect the Common Equity Tier 1 (CET1) capital ratio that will appear in the FR Y‑9C regulatory report. No other changes were made to the original report.

0001050441☐00010504412026-01-212026-01-21

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

FORM 8-K/A

(Amendment No.1)

CURRENT REPORT

PURSUANT TO SECTION 13 OR 15(d) OF THE

SECURITIES EXCHANGE ACT OF 1934

Date of Report (Date of earliest event reported): January 21, 2026

EAGLE BANCORP, INC.

(Exact name of registrant as specified in its charter)

Maryland

0-25923

52-2061461

(State or Other Jurisdiction of Incorporation)

(Commission File Number)

(I.R.S. Employer Identification No.)

7500 Old Georgetown Road, Third Floor

Bethesda, Maryland 20814

(Address of Principal Executive Offices) (Zip Code)

(301) 986-1800

(Registrant's telephone number, including area code)

(Former name or former address, if changed since last report)

Securities registered pursuant to Section 12(b) of the Act:

Title of each class			Trading Symbol(s)			Name of each exchange on which registered
Common Stock, $0.01 par value			EGBN			The Nasdaq Stock Market LLC

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐			Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
☐			Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
☐			Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
☐			Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company,indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Explanatory Note

This Amendment No. 1 to the Current Report on Form 8-K filed on January 21, 2026 (the “Original Form 8-K”) is being furnished solely for the purpose of revising the slide presentation attached to the Original Form 8-K (the “Original Presentation”), which was used for the Company’s earnings conference call on January 22, 2026 and which also may be used in connection with potential meetings with investors and/or analysts. Slide 26 of the Original Presentation has been updated to reflect the correct listing of the Company’s top 25 loans as of December 31, 2025. Slide 27 has been added to provide a summary of the Company’s Commercial & Industrial portfolio. Slides 5, 7, 17, and 22 have been updated to reflect the Company’s CET1 ratio to be reported in the Company’s FR Y-9C report. No other changes have been made to the Original Form 8-K.

Item 9.01. Exhibits.

(d) Exhibits. 

Exhibit Number						Description
99.1						Press Release dated January 21, 2026*
99.2						Earnings Presentation (Updated version as of February 3, 2026)
104						Cover Page Interactive Data File (embedded within the Inline XBRL document)
* Previously filed

SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

			EAGLE BANCORP INC.
Date: February 03, 2026			By:			/s/ Eric R. Newell
						Eric R. Newell
						Senior Executive Vice President, Chief Financial Officer

FAQ

What does Eagle Bancorp (EGBN) change in this amended 8-K?

Eagle Bancorp updates only its previously furnished earnings slide deck. The amendment corrects the top 25 loans listing, adds a Commercial & Industrial portfolio summary slide, and aligns several slides with the CET1 ratio to be reported in the FR Y‑9C filing.

Why did Eagle Bancorp (EGBN) revise Slide 26 in its presentation?

Slide 26 was revised to show the correct listing of Eagle Bancorp’s top 25 loans as of December 31, 2025. This change ensures investors and analysts see an accurate breakout of the bank’s largest loan exposures in the updated earnings materials.

What new information does Slide 27 provide for Eagle Bancorp (EGBN)?

The amended presentation adds Slide 27 to summarize Eagle Bancorp’s Commercial & Industrial loan portfolio. This gives investors a focused view of the bank’s C&I lending segment alongside other credit and portfolio information already included in the earnings presentation.

How does the Eagle Bancorp (EGBN) amendment address its CET1 capital ratio?

Slides 5, 7, 17, and 22 were updated so Eagle Bancorp’s Common Equity Tier 1 (CET1) ratio matches what will be reported in its FR Y‑9C regulatory report. This aligns investor materials with forthcoming regulatory capital disclosures.

Does Eagle Bancorp’s amended filing change any other earnings details?

The company states that no other changes were made beyond the updated presentation slides. Earnings information and the previously filed January 21, 2026 press release remain the same, with only the supporting slide materials revised and refurnished in this amendment.