EAGLE BANCORP (EGBN) SEC Filings

Eagle Bancorp Inc. (EGBN) EVP, Chief C&I Lending Officer Evelyn Lee reported 2,392 common shares withheld on October 15, 2026, at $28.08 per share to satisfy tax withholding obligations. The withholding occurred in connection with partial vesting of a restricted stock award granted on October 15, 2024. Lee reported direct common-stock holdings of 25,238 shares after the transaction.

Eagle Bancorp Inc. reported that Senior EVP, CFO Eric R. Newell transferred 7,833 common shares held directly to The Eric Newell Revocable Trust on October 6, 2026. The transfer changed the form of beneficial ownership from direct to indirect; Newell is the trust’s sole trustee. Afterward, reported holdings were 36,081 shares held directly and 7,833 shares held by the trust.

Eagle Bancorp, Inc. (EGBN) reports that its Board of Directors, following a recommendation from the Governance and Nominating Committee, appointed Stephen R. Curley to the boards of the company and its subsidiary EagleBank effective July 6, 2026, in connection with his role as President and Chief Executive Officer. On September 14, 2026, the Board also appointed Mr. Curley to its Risk Committee. He will not receive additional compensation for serving on the Board, and the company states there are no arrangements governing his selection as director beyond those described and no related party transactions requiring disclosure under Item 404(a) of Regulation S-K.

North Reef Capital Management LP, North Reef Capital Management GP LLC, and James Hanna III report beneficial ownership of Eagle Bancorp, Inc. common stock on an amended Schedule 13G.

They collectively report beneficial ownership of 1,713,535 shares of common stock, representing 5.62% of the class. All 1,713,535 shares are reported with shared voting and shared dispositive power and no sole voting or dispositive power for any of the reporting persons.

T. Rowe Price Investment Management, Inc., a Maryland corporation, reports beneficial ownership of common stock of Eagle Bancorp Inc. as of 06/30/2026. The firm reports beneficially owning 1,688,633 shares of common stock, representing 5.5% of the class.

The firm reports sole power to vote or direct the vote over 1,675,471 shares and sole power to dispose1,688,633 shares, with no shared voting or dispositive power. T. Rowe Price Investment Management states that its report should not be construed as an admission that it is the beneficial owner of these securities and expressly denies such beneficial ownership.

Eagle Bancorp Inc. reported that President and CEO Stephen Russell Curley received several equity-based compensation awards on August 10, 2026. He was granted 8,683 time-vested restricted stock units as sign-on "Inducement Awards" and 41,606 time-vested restricted stock units as "Make Whole Awards," both issued as inducement grants under Nasdaq listing rules and subject to the company’s 2025 Equity Incentive Plan. Curley also received 17,045 non-qualified stock options as part of the Inducement Awards and 59,565 non-qualified stock options as part of the Make Whole Awards, each with an exercise price of $27.64 per share and expiring on August 10, 2036. The RSU awards vest in three and four substantially equal annual installments, respectively, beginning on the first anniversary of grant, while the stock options vest in three and four equal annual installments, respectively, beginning on August 10, 2027.

Eagle Bancorp Inc director Trevor Montano reported an internal restructuring of indirect holdings in 3,000 shares of common stock. On May 30, 2026, 3,000 indirectly held shares were disposed of from a parent account under power of attorney and the same number were acquired by the 2014 Montano Family Trust. Montano serves as trustee and is a beneficiary of the trust, so the report reflects a change in the entity holding the shares rather than a market trade.

Eagle Bancorp, Inc. reported a return to profitability for the three and six months ended June 30, 2026. Net income was $6,918 thousand for the quarter and $21,636 thousand year-to-date, compared with net losses of $69,775 thousand and $68,100 thousand in the same 2025 periods. Basic and diluted earnings per share were $0.23 for the quarter and $0.71 year-to-date.

The improvement was driven mainly by a much smaller provision for credit losses of $21,448 thousand in the quarter and $34,830 thousand for six months, versus $138,159 thousand and $164,414 thousand a year earlier. Net interest income was $62,350 thousand for the quarter and $126,044 thousand year-to-date, modestly below 2025, while noninterest income increased, helped by $5,841 thousand of gains on loan sales and higher bank-owned life insurance income.

On June 30, 2026, total assets were 9,658,914 (dollars in thousands), down from 10,497,203 (dollars in thousands) at December 31, 2025, as loans held for investment declined to 6,622,435 (dollars in thousands) and deposits fell to 8,185,097 (dollars in thousands). The allowance for credit losses on loans decreased to $121,141 thousand amid $75,157 thousand of loan charge-offs in the first half, concentrated in commercial and income-producing commercial real estate. Nonaccrual held-for-investment loans totaled $111,124 thousand. Available-for-sale and held-to-maturity securities carried gross unrealized losses of $80,482 thousand and $84,343 thousand, respectively, while shareholders’ equity rose to 1,150,506 (dollars in thousands).

Eagle Bancorp reported unaudited second quarter 2026 net income of $6.9 million, or $0.23 per share, down from $14.7 million, or $0.48 per share, in the first quarter. The decline was mainly driven by a higher $21.4 million provision for credit losses and increased net charge-offs of $47.9 million, partially offset by lower noninterest expense. Net interest income was $62.4 million, while pre-provision net revenue rose to $29.1 million from $27.7 million, reflecting expense reductions. The company declared a $0.01 per share cash dividend payable August 17, 2026 to shareholders of record on August 6, 2026.

Total loans, including held for sale, were $6.7 billion, down 4.6% from March 31, 2026, and total deposits were $8.2 billion, down 4.7%, as brokered deposits declined. The net interest margin improved to 2.52% from 2.47%. The allowance for credit losses was 1.83% of loans held for investment, while non-performing assets fell to $113.1 million, or 1.17% of assets. Capital remained strong with a tangible common equity ratio of 11.91% and CET1 ratio of 14.58%; book and tangible book value per share were both $37.73. Liquidity totaled $4.2 billion, covering approximately 183% of $2.3 billion of uninsured deposits.