What is Eagle Bancorp Inc's earnings per share (EPS)?

Eagle Bancorp Inc (EGBN) reported diluted earnings per share of -$4.55 for fiscal year 2025. This represents a -191.7% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

Eagle Bancorp Inc (EGBN) Financials

EGBN

Trailing 12 months to June 30, 2026

Revenue $300.7M -0.3% YoY

Net Income -$48.3M -55.9% YoY

EPS (Diluted) -$1.59 -57.4% YoY

Free Cash Flow $52.9M -33.1% YoY

Market Cap $836.8M as of Oct 15, 2026

Price / Sales 2.8x on $300.7M revenue, trailing 12 months to June 30, 2026

Price / Earnings n/m net loss, so no earnings multiple, trailing 12 months to June 30, 2026

Price / Book 0.7x on $1.2B equity, Q2 FY2026

A multiple compares the market's price with a filed figure; it says what the market pays, not how the business is doing. The market capitalization is the vendor's as of Oct 15, 2026; every other figure is from the SEC filings on this page. Not financial advice.

Source SEC Filings (10-K/10-Q) Latest period Q2 FY2026, ended Jun 30, 2026 Reported Aug 6, 2026 Currency USD FYE December

Newest figures come from the 10-Q for Q2 FY2026, filed Aug 6, 2026. Each column of the statement tables below links to the filing it was taken from, and every filing is listed on the EGBN SEC filings page.

Eagle Bancorp Inc (EGBN) reported $300.7M in revenue over the twelve months to Jun 30, 2026, down 0.3% from the prior twelve months. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 15 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Rhea AI EGBN FY2025 2026-10-04

Eagle Bancorp’s recent losses are widening while positive operating cash flow fades, leaving a bank with shrinking earnings power and equity.

Earnings quality is now split: FY2025 produced a net loss of $138M but operating cash flow of $28.5M, so the reported loss did not translate into an equal cash drain. Yet operating cash flow fell from $123.8M in FY2024 while the loss deepened from $47.0M, indicating that positive cash conversion is weakening as accounting results deteriorate.

The bank’s balance sheet is contracting with its earnings: FY2025 assets were $10.5B and equity was $1.1B. Both were lower than FY2024, while return on assets worsened from -0.4% to -1.3%, showing losses are occurring alongside a smaller base rather than being absorbed by expansion.

Reported long-term debt was only $76.4M against $9.4B of total liabilities, implying the balance sheet is funded primarily through other liabilities rather than long-term borrowings. Separately, investing cash flow of $570M and financing cash flow of -$536.7M were far larger than operating cash flow, so the period’s cash movement reflects balance-sheet financing and investment activity more than internally generated cash.

Financial Health Signals

Financial Health Score 18/100

Scored as: Banks peer group

Scored against banks for FY2025. Each of the six dimensions is a percentile rank within that peer group; the overall is their average, with missing dimensions counted as zero out of six. A high score means strong standing among peers, not absolute cross-industry strength. How this score is calculated →

Health score ≠ stock price. This rates the quality of Eagle Bancorp Inc's business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.

Earnings

Eagle Bancorp Inc earned a return on assets of -1.3% in fiscal year 2025, which is the profit it made on every dollar of assets on its books. This is down from -0.4% the prior year. Earnings ranks banks on that return over three years, and Eagle Bancorp Inc scores 11/100 among other banks.

Growth

Eagle Bancorp Inc reported revenue of $299.2M in fiscal year 2025, against $308.6M in fiscal year 2024. Growth ranks banks on the three-year path of their net revenue, which is interest income and fee income less the interest they pay out, and Eagle Bancorp Inc scores 12/100 among other banks.

Capital

Eagle Bancorp Inc funded 10.8% of its assets with shareholders' equity at the end of fiscal year 2025, holding $1.1B of equity against $10.5B of assets. Capital ranks banks on that cushion, and Eagle Bancorp Inc scores 41/100 among other banks.

Efficiency

Efficiency measures what a bank spends running itself against the revenue that spending brings in, so a lower ratio is the better one. Eagle Bancorp Inc scores 30/100 on it among other banks.

Credit Quality

Credit Quality measures the money a bank set aside for loans it expects to go bad, against the size of the loan book it set that money aside for. Eagle Bancorp Inc scores 4/100 on it among other banks.

Stability

Eagle Bancorp Inc reported a net loss of $138.1M in fiscal year 2025, against a loss of $47.0M in fiscal year 2024. Stability ranks banks on how steady net income has been across five years, and Eagle Bancorp Inc scores 7/100 among other banks.

Piotroski F-Score Partial

3/7

Eagle Bancorp Inc passes 3 of 7 computable financial strength tests (2 of the nine could not be computed from available data). 2 of 4 profitability signals pass, no leverage/liquidity signals pass (rising debt, declining liquidity, or share dilution), both operating efficiency signals pass.

Earnings Quality Mixed

N/A

Eagle Bancorp Inc reported a net loss of $138.1M while generating $28.5M in operating cash flow. Operations generated cash despite the loss, but with no positive earnings behind it, the ratio between the two carries no quality signal.

Key Financial Metrics

Export CSV

Earnings & Revenue

Revenue

$73.1M

YoY-1.5%

QoQ-4.3%

5Y CAGR-5.2%

10Y CAGR+0.2%

Eagle Bancorp Inc generated $73.1M in revenue in Q2 2026. This represents a decrease of 1.5% from the same quarter a year earlier. Against the prior quarter it is down 4.3%.

Net Income

$6.9M

YoY+109.9%

QoQ-53.0%

5Y CAGR-32.1%

10Y CAGR-11.7%

Eagle Bancorp Inc reported $6.9M in net income in Q2 2026. This represents an increase of 109.9% from the same quarter a year earlier. Against the prior quarter it is down 53.0%.

EPS (Diluted)

$0.23

YoY+110.0%

QoQ-52.1%

5Y CAGR-31.3%

10Y CAGR-10.7%

Eagle Bancorp Inc earned $0.23 per diluted share (EPS) in Q2 2026. This represents an increase of 110.0% from the same quarter a year earlier. Against the prior quarter it is down 52.1%.

EBITDA

Not reported for Q2 2026.

Cash & Balance Sheet

Free Cash Flow

$31.5M

YoY+207.4%

QoQ+120.6%

Eagle Bancorp Inc generated $31.5M in free cash flow in Q2 2026, representing cash available after capex. This represents an increase of 207.4% from the same quarter a year earlier. Against the prior quarter it is up 120.6%.

Cash & Debt

$625.7M

YoY+143.2%

QoQ+8.0%

5Y CAGR-17.1%

10Y CAGR+9.8%

Eagle Bancorp Inc held $625.7M in cash against $76.6M in long-term debt as of Q2 2026.

Dividends Per Share

$0.01

YoY-93.9%

QoQ0.0%

5Y CAGR-50.9%

Eagle Bancorp Inc paid $0.01 per share in dividends in Q2 2026. This represents a decrease of 93.9% from the same quarter a year earlier. It is unchanged from the prior quarter.

Shares Outstanding

30M

YoY+0.4%

QoQ0.0%

5Y CAGR-0.9%

10Y CAGR-1.0%

Eagle Bancorp Inc had 30M shares outstanding in Q2 2026. This represents an increase of 0.4% from the same quarter a year earlier. It is unchanged from the prior quarter.

Margins & Returns

Net Margin

9.5%

YoY+103.5pp

QoQ-9.8pp

5Y change-40.8pp

10Y change-24.4pp

Eagle Bancorp Inc's net profit margin was 9.5% in Q2 2026, showing the share of revenue converted to profit. This is up 103.5 percentage points from the same quarter a year earlier. Against the prior quarter it is down 9.8 percentage points.

Return on Equity

0.6%

YoY+6.5pp

QoQ-0.7pp

5Y change-3.1pp

10Y change-2.5pp

Eagle Bancorp Inc's ROE was 0.6% in Q2 2026, measuring profit generated per dollar of shareholder equity. This is up 6.5 percentage points from the same quarter a year earlier. Against the prior quarter it is down 0.7 percentage points.

Gross Margin

Not reported for Q2 2026.

Operating Margin

Not reported for Q2 2026.

Capital Allocation

Capital Expenditures

$857K

YoY+18.0%

QoQ+46.0%

Eagle Bancorp Inc invested $857K in capex in Q2 2026, funding long-term assets and infrastructure. This represents an increase of 18.0% from the same quarter a year earlier. Against the prior quarter it is up 46.0%.

R&D Spending

Not reported for Q2 2026.

Share Buybacks

Not reported for Q2 2026.

EGBN Income Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

EGBN quarterly income statement

Metric	TTM	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Revenue	$300.7M	$299.2M-3.1%	$308.6M-1.1%	$312.1M-12.5%	$356.5M-2.3%	$364.9M-0.6%	$367.3M+5.0%	$349.7M+3.0%	$339.6M+8.4%	$313.3M+9.7%	$285.4M+9.5%	$260.6M+32.4%	$196.8M+16.1%	$169.5M+13.8%	$148.9M+32.3%	$112.5M
SG&A Expenses	$90.6M	$87.9M+0.1%	$87.8M+1.9%	$86.1M+2.4%	$84.1M-4.9%	$88.4M+18.8%	$74.4M-6.8%	$79.8M+17.9%	$67.7M+0.9%	$67.1M+0.2%	$67.0M+8.5%	$61.7M+7.8%	$57.3M+20.6%	$47.5M+8.7%	$43.7M+26.6%	$34.5M
Interest Expense	$295.1M	$334.6M-16.1%	$398.9M+19.1%	$334.8M+264.9%	$91.7M+129.5%	$40.0M-41.6%	$68.4M-35.2%	$105.6M+38.4%	$76.3M+90.0%	$40.1M+45.2%	$27.6M+43.7%	$19.2M+46.9%	$13.1M+4.7%	$12.5M-13.3%	$14.4M-28.2%	$20.1M
Income Tax	-$17.4M	-$58.1M-446.1%	$16.8M-37.8%	$27.0M-44.6%	$48.8M-20.1%	$61.0M+38.8%	$43.9M-18.4%	$53.8M+3.7%	$51.9M-39.3%	$85.5M+39.3%	$61.4M+20.3%	$51.0M+59.7%	$32.0M+12.9%	$28.3M+35.6%	$20.9M+52.1%	$13.7M
Net Income	-$48.3M	-$138.1M-193.5%	-$47.0M-146.8%	$100.5M-28.7%	$140.9M-20.2%	$176.7M+33.6%	$132.2M-7.5%	$142.9M-6.1%	$152.3M+51.9%	$100.2M+2.6%	$97.7M+16.1%	$84.2M+55.1%	$54.3M+15.4%	$47.0M+33.2%	$35.3M+43.7%	$24.6M
EPS (Basic)	N/A	-$4.55-191.7%	-$1.56-147.1%	$3.31-24.8%	$4.40-20.4%	$5.53+35.2%	$4.09-2.2%	$4.18-5.9%	$4.44+51.0%	$2.94+1.0%	$2.91+14.6%	$2.54+26.4%	$2.01+11.0%	$1.81+20.7%	$1.50+42.9%	$1.05
EPS (Diluted)	-$1.59	-$4.55-191.7%	-$1.56-147.1%	$3.31-24.6%	$4.39-20.5%	$5.52+35.0%	$4.09-2.2%	$4.18-5.4%	$4.42+51.4%	$2.92+2.1%	$2.86+14.4%	$2.50+28.2%	$1.95+10.8%	$1.76+20.5%	$1.46+40.4%	$1.04
Diluted Shares (Avg)	N/A	30M+0.6%	30M-0.8%	30M-5.3%	32M+0.2%	32M-1.1%	32M-5.4%	34M-0.7%	34M+0.4%	34M+0.4%	34M+2.1%	33M+21.5%	28M+4.5%	26M+11.0%	24M+6.4%	22M

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Revenue	$73.1M-1.5%	$76.4M+3.4%	$80.5M+7.5%	$70.7M-10.3%	$74.2M-3.3%	$73.9M-5.7%	$74.9M-1.4%	$78.8M+2.2%
SG&A Expenses	$23.4M+6.5%	$23.2M+5.8%	$22.7M+0.3%	$21.3M-1.8%	$21.9M+0.8%	$22.0M+1.1%	$22.6M+22.7%	$21.7M+0.6%
Interest Expense	$64.2M-23.2%	$68.2M-22.7%	$80.8M-17.3%	$81.9M-19.6%	$83.7M-15.0%	$88.2M-12.6%	$97.6M+3.4%	$102.0M+12.8%
Income Tax	$707K+101.8%	$1.3M+73.7%	-$2.6M-157.1%	-$16.9M-447.6%	-$39.4M-990.1%	$772K-74.2%	$4.5M-3.5%	$4.9M-32.9%
Net Income	$6.9M+109.9%	$14.7M+778.7%	-$2.4M-116.0%	-$67.5M-409.5%	-$69.8M+16.7%	$1.7M+595.6%	$15.3M-24.4%	$21.8M-20.3%
EPS (Basic)	$0.23+110.0%	$0.48+700.0%	-$0.08-115.7%	-$2.22-408.3%	-$2.30+17.3%	$0.06+700.0%	$0.51-25.0%	$0.72-20.9%
EPS (Diluted)	$0.23+110.0%	$0.48+700.0%	-$0.08-115.7%	-$2.22-408.3%	-$2.30+17.3%	$0.06+700.0%	$0.51-25.0%	$0.72-20.9%
Diluted Shares (Avg)	31M+0.6%	31M+0.4%	N/A	30M+0.4%	30M+0.6%	30M+1.1%	N/A	30M+1.0%

Not reported in any period shown, so not listed: Cost of Revenue, Gross Profit, R&D Expenses, Operating Income, EBITDA.

EGBN Balance Sheet

EGBN quarterly balance sheet

Metric	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Total Assets	$10.5B-5.7%	$11.1B-4.6%	$11.7B+4.6%	$11.2B-5.9%	$11.8B+6.6%	$11.1B+23.7%	$9.0B+7.1%	$8.4B+12.2%	$7.5B+8.5%	$6.9B+13.4%	$6.1B+15.8%	$5.2B+39.1%	$3.8B+10.6%	$3.4B+20.4%	$2.8B
Cash & Equivalents	$695.7M+9.8%	$633.5M-12.3%	$722.7M+131.7%	$311.9M-81.8%	$1.7B-4.2%	$1.8B+639.4%	$242.0M-24.8%	$321.9M+69.0%	$190.5M-48.3%	$368.2M+23.4%	$298.4M+16.5%	$256.0M-16.6%	$307.0M-9.5%	$339.3M+46.0%	$232.4M
Short-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Long-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Goodwill	N/A	$0-100.0%	$104.2M0.0%	$104.2M0.0%	$104.2M0.0%	$104.2M0.0%	$104.2M0.0%	$104.2M0.0%	$104.2M0.0%	$104.2M0.0%	$104.2M	N/A	N/A	N/A	N/A
Total Liabilities	$9.4B-5.4%	$9.9B-4.7%	$10.4B+4.7%	$9.9B-5.5%	$10.5B+6.3%	$9.9B+26.7%	$7.8B+7.1%	$7.3B+11.5%	$6.5B+8.0%	$6.0B+13.3%	$5.3B+15.3%	$4.6B+37.0%	$3.4B+10.4%	$3.1B+19.3%	$2.6B
Long-Term Debt	$76.4M+0.4%	$76.1M	N/A	$69.8M+0.2%	$69.7M-74.0%	$268.1M+23.1%	$217.7M+0.2%	$217.3M+0.2%	$216.9M+0.2%	$216.5M+209.3%	$70.0M-41.3%	$119.3M+203.6%	$39.3M0.0%	$39.3M-20.3%	$49.3M
Total Equity	$1.1B-7.7%	$1.2B-3.8%	$1.3B+3.7%	$1.2B-9.1%	$1.4B+8.9%	$1.2B+4.2%	$1.2B+7.4%	$1.1B+16.7%	$950.4M+12.8%	$842.8M+14.1%	$738.6M+19.0%	$620.8M+57.6%	$393.9M+12.5%	$350.0M+31.2%	$266.7M
Retained Earnings	$837.6M-14.7%	$982.3M-7.5%	$1.1B+4.6%	$1.0B+9.2%	$930.1M+16.5%	$798.1M+13.2%	$705.1M+20.6%	$584.5M+35.4%	$431.5M+30.3%	$331.3M+41.8%	$233.6M+55.7%	$150.0M+55.7%	$96.4M-9.2%	$106.1M+48.6%	$71.4M

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Total Assets	$9.7B-8.9%	$10.0B-12.0%	$10.5B-5.7%	$10.8B-4.2%	$10.6B-6.2%	$11.3B-2.5%	$11.1B-4.6%	$11.3B+1.1%
Cash & Equivalents	$625.7M+143.2%	$579.4M-14.4%	$695.7M+9.8%	$850.8M+39.4%	$257.3M-52.6%	$676.7M-5.7%	$633.5M-12.3%	$610.5M+136.6%
Short-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0
Long-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0
Goodwill	N/A	N/A	N/A	N/A	$0	N/A	$0-100.0%	$0
Total Liabilities	$8.5B-9.6%	$8.8B-12.5%	$9.4B-5.4%	$9.7B-3.7%	$9.4B-7.1%	$10.1B-2.7%	$9.9B-4.7%	$10.1B+1.1%
Long-Term Debt	$76.6M+0.4%	$76.5M+0.4%	$76.4M+0.4%	$76.3M+0.7%	$76.3M	$76.2M	$76.1M	$75.8M+8.5%
Total Equity	$1.2B-2.9%	$1.1B-8.0%	$1.1B-7.7%	$1.1B-8.3%	$1.2B+1.3%	$1.2B-1.2%	$1.2B-3.8%	$1.2B+0.8%
Retained Earnings	$858.6M-5.0%	$852.0M-13.0%	$837.6M-14.7%	$831.7M-14.0%	$904.2M-4.8%	$979.0M-6.5%	$982.3M-7.5%	$967.0M-8.3%

Not reported in any period shown, so not listed: Current Assets, Inventory, Accounts Receivable, Current Liabilities, Non-Current Liabilities.

EGBN Cash Flow Statement

EGBN quarterly cash flow statement

Metric	TTM	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Operating Cash Flow	$61.2M	$28.5M-77.0%	$123.8M-36.7%	$195.6M+0.4%	$194.9M-18.3%	$238.4M+79.1%	$133.1M+0.3%	$132.7M-19.8%	$165.5M+2.8%	$160.9M+37.8%	$116.8M+18.5%	$98.6M+65.7%	$59.5M-77.0%	$258.7M+1535.1%	$15.8M+128.2%	-$56.1M
Depreciation & Amortization	N/A	$2.9M-7.8%	$3.2M-8.1%	$3.5M+4.9%	$3.3M-43.5%	$5.9M+25.1%	$4.7M-23.9%	$6.2M-11.4%	$7.0M+1.2%	$6.9M+10.6%	$6.2M-20.0%	$7.8M-13.8%	$9.0M+113.6%	$4.2M+24.7%	$3.4M+31.9%	$2.6M
Stock-Based Compensation	N/A	$7.0M-26.3%	$9.6M-4.6%	$10.0M+1.2%	$9.9M+26.7%	$7.8M+46.7%	$5.3M-30.7%	$7.7M+18.3%	$6.5M+16.6%	$5.6M-19.4%	$6.9M+36.2%	$5.1M+27.4%	$4.0M+20.5%	$3.3M+32.4%	$2.5M+131.7%	$1.1M
Capital Expenditures	$8.3M	$7.7M+2272.1%	$326K+365.7%	$70K-96.7%	$2.1M-60.0%	$5.3M+79.5%	$2.9M+3.7%	$2.8M+91.6%	$1.5M-74.3%	$5.8M-22.5%	$7.4M+59.4%	$4.7M-10.8%	$5.2M-2.1%	$5.3M-11.2%	$6.0M+8.7%	$5.5M
Free Cash Flow	$52.9M	$20.8M-83.2%	$123.4M-36.9%	$195.6M+1.4%	$192.8M-17.3%	$233.2M+79.1%	$130.2M+0.3%	$129.8M-20.8%	$164.0M+5.7%	$155.2M+41.8%	$109.4M+16.5%	$93.9M+73.0%	$54.3M-78.6%	$253.3M+2481.7%	$9.8M+115.9%	-$61.7M
Investing Cash Flow	$1.2B	$570.4M+83.6%	$310.7M+418.1%	-$97.7M+89.5%	-$927.1M-8.1%	-$857.9M-53.8%	-$557.7M+12.5%	-$637.1M+18.8%	-$784.8M+3.2%	-$810.4M-7.9%	-$751.0M+5.8%	-$796.9M-9.8%	-$725.7M-20.8%	-$600.7M-34.5%	-$446.6M+3.5%	-$462.5M
Financing Cash Flow	-$915.8M	-$536.7M-2.5%	-$523.7M-267.4%	$312.9M+146.7%	-$670.2M-223.0%	$544.7M-72.4%	$2.0B+364.4%	$424.6M-43.4%	$750.7M+59.1%	$471.8M-33.0%	$703.9M-5.0%	$740.7M+20.4%	$615.3M+98.7%	$309.7M-42.4%	$537.7M-23.7%	$704.6M
Dividends Paid	$5.9M	$15.3M-66.4%	$45.6M-17.0%	$55.0M-1.4%	$55.8M+24.8%	$44.7M+57.8%	$28.3M+26.9%	$22.3M	$0	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Share Buybacks	N/A	$0	$0-100.0%	$48.0M+45.2%	$33.1M+4751.5%	$682K-98.9%	$61.4M+11.9%	$54.9M	$0	N/A	N/A	N/A	N/A	N/A	N/A	N/A

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Operating Cash Flow	$32.4M+213.1%	$14.9M-65.6%	-$5.9M-158.6%	$19.8M-64.3%	-$28.6M-151.8%	$43.2M+1417.4%	$10.1M-82.2%	$55.6M+17.2%
Depreciation & Amortization	$564K-28.2%	$606K-26.6%	$636K-38.6%	$700K+4.5%	$785K+11.2%	$826K+5.1%	$1.0M+24.7%	$670K-23.1%
Stock-Based Compensation	N/A	$1.5M-0.9%	N/A	N/A	N/A	$1.5M-35.6%	N/A	N/A
Capital Expenditures	$857K+18.0%	$587K+325.4%	$2.9M+1893.7%	$4.0M+2526.1%	$726K+1670.7%	$138K+94.4%	$143K	$153K
Free Cash Flow	$31.5M+207.4%	$14.3M-66.8%	-$8.8M-188.2%	$15.8M-71.4%	-$29.3M-153.2%	$43.0M+1451.2%	$9.9M	$55.4M
Investing Cash Flow	$320.6M+45.2%	$412.2M+393.4%	$194.7M+10.4%	$295.4M+185.7%	$220.8M+780.1%	-$140.5M-2497.9%	$176.4M+1306.7%	$103.4M+239.6%
Financing Cash Flow	-$306.6M+49.9%	-$543.4M-486.8%	-$343.9M-110.3%	$278.2M+404.6%	-$611.5M-139.4%	$140.5M+1139.3%	-$163.5M-138.7%	-$91.3M-194.4%
Dividends Paid	$305K-93.9%	$303K-93.9%	$308K-93.8%	$5.0M-63.1%	$5.0M-63.1%	$5.0M-63.0%	$5.0M-64.8%	$13.6M+0.9%
Share Buybacks	N/A	N/A	N/A	N/A	N/A	N/A	$0-100.0%	$0-100.0%

EGBN Financial Ratios

Margins and returns are percentages; the remaining ratios are unitless multiples. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

EGBN quarterly financial ratios

Metric	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Net Margin	-46.1%-30.9pp	-15.2%-47.5pp	32.2%-7.3pp	39.5%-8.9pp	48.4%+12.4pp	36.0%-4.9pp	40.9%-4.0pp	44.8%+12.8pp	32.0%-2.2pp	34.2%+1.9pp	32.3%+4.7pp	27.6%-0.2pp	27.7%+4.0pp	23.7%+1.9pp	21.8%
Return on Equity	-12.2%-8.4pp	-3.8%-11.7pp	7.9%-3.6pp	11.5%-1.6pp	13.1%+2.4pp	10.7%-1.4pp	12.0%-1.7pp	13.7%+3.2pp	10.5%-1.0pp	11.6%+0.2pp	11.4%+2.7pp	8.7%-3.2pp	11.9%+1.9pp	10.1%+0.9pp	9.2%
Return on Assets	-1.3%-0.9pp	-0.4%-1.3pp	0.9%-0.4pp	1.3%-0.2pp	1.5%+0.3pp	1.2%-0.4pp	1.6%-0.2pp	1.8%+0.5pp	1.3%-0.1pp	1.4%0.0pp	1.4%+0.4pp	1.0%-0.2pp	1.3%+0.2pp	1.0%+0.2pp	0.9%
Debt-to-Equity	0.070.0x	0.06-8.1x	8.15+8.1x	0.060.0x	0.05-0.2x	0.220.0x	0.180.0x	0.200.0x	0.230.0x	0.26+0.2x	0.09-0.1x	0.19+0.1x	0.100.0x	0.11-0.1x	0.18
Asset Turnover	0.030.0x	0.030.0x	0.030.0x	0.030.0x	0.030.0x	0.030.0x	0.040.0x	0.040.0x	0.040.0x	0.040.0x	0.040.0x	0.040.0x	0.040.0x	0.040.0x	0.04
FCF Margin	6.9%-33.1pp	40.0%-22.7pp	62.7%+8.6pp	54.1%-9.8pp	63.9%+28.4pp	35.4%-1.7pp	37.1%-11.2pp	48.3%-1.2pp	49.5%+11.2pp	38.3%+2.3pp	36.0%+8.5pp	27.6%	149.5%	6.6%+61.4pp	-54.8%

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Net Margin	9.5%+103.5pp	19.3%+17.0pp	-3.0%-23.4pp	-95.5%-123.2pp	-94.0%	2.3%+2.7pp	20.4%-6.2pp	27.7%-7.8pp
Return on Equity	0.6%+6.5pp	1.3%+1.2pp	-0.2%-1.5pp	-6.0%-7.8pp	-5.9%+1.3pp	0.1%+0.2pp	1.3%-0.3pp	1.8%-0.5pp
Return on Assets	0.1%+0.7pp	0.1%+0.1pp	0.0%-0.2pp	-0.6%-0.8pp	-0.7%+0.1pp	0.0%0.0pp	0.1%0.0pp	0.2%-0.1pp
Debt-to-Equity	0.070.0x	0.070.0x	0.070.0x	0.070.0x	0.06-8.6x	0.06-8.2x	0.06+0.1x	0.060.0x
Asset Turnover	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x
FCF Margin	43.1%+82.7pp	18.7%-39.6pp	-10.9%-24.2pp	22.4%-48.0pp	-39.6%-111.5pp	58.3%+54.8pp	13.3%	70.4%

Not reported in any period shown, so not listed: Gross Margin, Operating Margin, Current Ratio.

Similar Companies

Newest fiscal year on record for each company. The health score is the peer-relative Financial Health Score for that year; a dash means no score is published for it.

Company	Fiscal year	Revenue	Net income	Net margin	Market cap	Health score
Eagle Bancorp Inc EGBN	FY2025	$299.2M	-$138.1M	-46.1%	$836.8M	18/100
South Plains Financial, Inc. SPFI	FY2025	$211.9M	$58.5M	27.6%	$804.8M	47/100
MidWestOne Financial Group MOFG	FY2024	$69.3M	-$60.3M	-87.0%	$1.0B	8/100
Independent Bank Corp. IBCP	FY2025	$225.7M	$68.5M	30.4%	$780.7M	48/100
Heritage Commerce Corp HTBK	FY2025	$197.5M	$47.8M	24.2%	$828.4M	41/100

Where Eagle Bancorp Inc Ranks

Frequently Asked Questions

What is Eagle Bancorp Inc's annual revenue?

Eagle Bancorp Inc (EGBN) reported $299.2M in total revenue for fiscal year 2025. This represents a -3.1% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is Eagle Bancorp Inc's revenue growing?

Eagle Bancorp Inc (EGBN) revenue declined by 3.1% year-over-year, from $308.6M to $299.2M in fiscal year 2025.

Is Eagle Bancorp Inc profitable?

No, Eagle Bancorp Inc (EGBN) reported a net income of -$138.1M in fiscal year 2025, with a net profit margin of -46.1%.

How much debt does Eagle Bancorp Inc have?

As of fiscal year 2025, Eagle Bancorp Inc (EGBN) had $695.7M in cash and equivalents against $76.4M in long-term debt.

What is Eagle Bancorp Inc's net profit margin?

Eagle Bancorp Inc (EGBN) had a net profit margin of -46.1% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.

Does Eagle Bancorp Inc pay dividends?

Yes, Eagle Bancorp Inc (EGBN) paid $0.51 per share in dividends during fiscal year 2025.

What is Eagle Bancorp Inc's return on equity (ROE)?

Eagle Bancorp Inc (EGBN) has a return on equity of -12.2% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

What is Eagle Bancorp Inc's free cash flow?

Eagle Bancorp Inc (EGBN) generated $20.8M in free cash flow during fiscal year 2025. This represents a -83.2% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.

What is Eagle Bancorp Inc's operating cash flow?

Eagle Bancorp Inc (EGBN) generated $28.5M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.

What are Eagle Bancorp Inc's total assets?

Eagle Bancorp Inc (EGBN) had $10.5B in total assets as of fiscal year 2025, including both current and long-term assets.

What are Eagle Bancorp Inc's capital expenditures?

Eagle Bancorp Inc (EGBN) invested $7.7M in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.

How many shares does Eagle Bancorp Inc have outstanding?

Eagle Bancorp Inc (EGBN) had 30M shares outstanding as of fiscal year 2025.

What is Eagle Bancorp Inc's debt-to-equity ratio?

Eagle Bancorp Inc (EGBN) had a debt-to-equity ratio of 0.07 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.

What is Eagle Bancorp Inc's return on assets (ROA)?

Eagle Bancorp Inc (EGBN) had a return on assets of -1.3% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

What is Eagle Bancorp Inc's P/E ratio?

Eagle Bancorp Inc (EGBN) has no price-to-earnings ratio at the moment: net loss, so no earnings multiple (trailing 12 months to June 30, 2026). The market capitalization is $836.8M as of Oct 15, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.

What is Eagle Bancorp Inc's price-to-sales ratio?

Eagle Bancorp Inc (EGBN) trades at 2.8x sales, its market capitalization divided by revenue of $300.7M revenue, trailing 12 months to June 30, 2026. The market capitalization is $836.8M as of Oct 15, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.

What is Eagle Bancorp Inc's Piotroski F-Score?

Eagle Bancorp Inc (EGBN) has a Piotroski F-Score of 3 out of 7 computable signals; 2 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Are Eagle Bancorp Inc's earnings high quality?

Eagle Bancorp Inc (EGBN) reported a net loss of $138.1M while generating $28.5M in operating cash flow. Operations generated cash despite the loss, but with no positive earnings behind it, the ratio between the two carries no quality signal. This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.

How financially healthy is Eagle Bancorp Inc?

Eagle Bancorp Inc (EGBN) scores 18 out of 100 on our Financial Health Score, indicating weak standing within its banks peer group. The score is a 0-100 composite of six dimensions (Earnings, Growth, Capital, Efficiency, Credit Quality, Stability), each ranked as a percentile relative to companies in the same scoring family (banks against banks, REITs against REITs, and so on) rather than across all industries. It rates the quality of the business, not whether the stock is fairly priced, and is not financial advice. Learn more in our complete guide to financial health indicators.