Every 10-Q that ENB FINANCIAL CORP PA (ENBP) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 10-Q covers the quarterly report filed between annual reports, so if you follow ENBP and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full ENBP filings page.
ENB Financial Corp reported stable profitability for the quarter ended June 30, 2026 while integrating a significant acquisition. Quarterly net income was $5.7 million, slightly below $5.8 million a year earlier, and basic and diluted EPS were $1.00 versus $1.02. For the first six months, net income was $9.7 million compared with $10.1 million, with EPS of $1.71 versus $1.79.
Core performance strengthened: quarterly net interest income rose to $20.8 million from $17.7 million, aided by loan growth to $1.67 billion from $1.52 billion at year-end, and the company recorded a $0.5 million release of credit loss provisions for the quarter. Total assets increased to $2.39 billion, and deposits to $2.02 billion.
On February 1, 2026, ENB completed the $31.3 million cash acquisition of Cecil Bancorp, Inc., adding $211.7 million of identifiable assets and resulting in $6.7 million of goodwill and a $2.7 million core deposit intangible. Integration costs weighed on expenses: total operating expenses rose to $18.3 million from $13.9 million in the quarter, including $1.6 million in merger and conversion-related charges. Asset quality metrics remained stable with nonperforming loans of $9.0 million, and the allowance for credit losses increased to $18.5 million.
ENB Financial Corp reported Q1 2026 results with stable profitability while integrating its Cecil Bancorp acquisition. Net income was $4,024 thousand versus $4,316 thousand a year earlier, and basic and diluted EPS were $0.71 compared with $0.76.
Total assets rose to $2,424,338 thousand as of March 31, 2026, driven by loan growth to $1,647,855 thousand and securities of $564,075 thousand. Deposits increased to $2,066,348 thousand. The Cecil transaction, valued at $31,329 thousand, added net loans of $145,402 thousand, a core deposit intangible of $2,746 thousand and goodwill of $6,712 thousand.
Credit quality remained controlled: nonperforming loans were $13,823 thousand and the allowance for credit losses increased to $18,981 thousand. Operating expenses rose to $18,284 thousand, including $2,157 thousand of merger and conversion related expenses, while net interest income improved to $18,929 thousand.
ENB Financial Corp reported stronger results for Q3 2025. Net income was $5.9 million for the three months ended September 30, 2025, up from $3.3 million a year ago, as net interest income rose to $17.6 million from $14.2 million. Earnings per share were $1.04 versus $0.59. For the nine months, net income reached $16.0 million compared to $11.6 million in 2024.
Total assets were $2.22 billion at September 30, 2025, with loans at $1.48 billion and deposits at $1.88 billion. Stockholders’ equity increased to $152.0 million, aided by an improvement in accumulated other comprehensive loss to $(26.8) million. The available‑for‑sale securities portfolio had unrealized losses of $33.6 million, improved from year‑end levels, and no allowance for credit losses on securities was recorded.
Credit metrics were stable: the allowance for credit losses was $16.6 million, and nonperforming loans were $9.9 million. The quarter included a $20 thousand net provision for credit losses and cash dividends of $0.18 per share.