Enb Fin Financials
This page shows Enb Fin (ENBP) financial statements, including the income statement, balance sheet, cash flow statement, and key financial ratios. View 17 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).
Returns are driven by a highly leveraged balance sheet, with cash generation improving as capital pressure eased into FY2025.
In FY2025, debt-to-equity fell to 13.0x from 15.9x, so the company improved returns while leaning a bit less on balance-sheet leverage. At the same time, operating cash flow rose to$25.1M from$15.8M and exceeded net income, which suggests the earnings rebound was supported by real cash movement rather than only accrual timing.
The gap between ROA of
FY2024 looked more balance-sheet hungry, with financing inflows of
Financial Health Signals
Based on FY2025 annual data, averaged across the last 3 years for performance metrics (most-recent year weighted highest). How this score is calculated →
Health score ≠ stock price. This rates the quality of Enb Fin's business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.
Enb Fin's revenue grew 14.3% year-over-year to $106.1M, a solid pace of expansion. This earns a growth score of 61/100.
Enb Fin has elevated debt relative to equity (D/E of 13.02), meaning the company relies heavily on borrowed funds. This high leverage results in a low score of 0/100, reflecting increased financial risk.
Enb Fin converts 18.1% of revenue into free cash flow ($19.2M). This strong cash generation earns a score of 75/100.
Enb Fin's ROE of 13.4% shows moderate profitability relative to equity, earning a score of 38/100. This is up from 11.7% the prior year.
Enb Fin passes 5 of 9 financial strength tests. All 4 profitability signals pass (positive income, cash flow, and earnings quality), no leverage/liquidity signals pass (rising debt, declining liquidity, or share dilution), both operating efficiency signals pass.
For every $1 of reported earnings, Enb Fin generates $1.16 in operating cash flow ($25.1M OCF vs $21.6M net income). This indicates profits are well-supported by actual cash generation, not accounting adjustments.
Key Financial Metrics
Earnings & Revenue
Enb Fin generated $106.1M in revenue in fiscal year 2025. This represents an increase of 14.3% from the prior year.
Enb Fin reported $21.6M in net income in fiscal year 2025. This represents an increase of 40.8% from the prior year.
Enb Fin earned $3.80 per diluted share (EPS) in fiscal year 2025. This represents an increase of 40.2% from the prior year.
Cash & Balance Sheet
Enb Fin generated $19.2M in free cash flow in fiscal year 2025, representing cash available after capex. This represents an increase of 66.6% from the prior year.
Enb Fin held $60.6M in cash against $0 in long-term debt as of fiscal year 2025.
Enb Fin paid $0.72 per share in dividends in fiscal year 2025. This represents an increase of 4.3% from the prior year.
Enb Fin had 6M shares outstanding in fiscal year 2025. This represents an increase of 0.7% from the prior year.
Margins & Returns
Enb Fin's net profit margin was 20.3% in fiscal year 2025, showing the share of revenue converted to profit. This is up 3.8 percentage points from the prior year.
Enb Fin's ROE was 13.4% in fiscal year 2025, measuring profit generated per dollar of shareholder equity. This is up 1.7 percentage points from the prior year.
Capital Allocation
Enb Fin spent $332K on share buybacks in fiscal year 2025, returning capital to shareholders by reducing shares outstanding. This represents a decrease of 74.8% from the prior year.
Enb Fin invested $5.9M in capex in fiscal year 2025, funding long-term assets and infrastructure. This represents an increase of 38.0% from the prior year.
ENBP Income Statement
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $27.8M+2.8% | $27.1M0.0% | $27.1M+2.5% | $26.4M+3.3% | $25.6M+0.8% | $25.4M+7.9% | $23.5M+4.8% | $22.4M |
| Cost of Revenue | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Gross Profit | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| R&D Expenses | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| SG&A Expenses | $9.5M+5.0% | $9.1M+1.4% | $9.0M+7.2% | $8.4M+0.9% | $8.3M-5.1% | $8.7M+0.9% | $8.6M+3.7% | $8.3M |
| Operating Income | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Interest Expense | $8.9M-8.6% | $9.7M+2.4% | $9.5M+0.8% | $9.4M+7.1% | $8.8M-13.5% | $10.2M+8.8% | $9.3M+10.7% | $8.4M |
| Income Tax | $1.0M-26.7% | $1.4M-1.7% | $1.4M+2.8% | $1.4M+40.5% | $982K+21.4% | $809K+7.6% | $752K-18.3% | $920K |
| Net Income | $4.0M-27.0% | $5.5M-6.8% | $5.9M+1.9% | $5.8M+34.6% | $4.3M+15.8% | $3.7M+11.7% | $3.3M-22.7% | $4.3M |
| EPS (Diluted) | $0.71 | N/A | N/A | N/A | $0.76 | N/A | N/A | N/A |
ENBP Balance Sheet
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 |
|---|---|---|---|---|---|---|---|---|
| Total Assets | $2.4B+7.4% | $2.3B+1.6% | $2.2B-0.1% | $2.2B+0.2% | $2.2B+0.1% | $2.2B+6.1% | $2.1B+3.4% | $2.0B |
| Current Assets | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Cash & Equivalents | $89.5M+47.8% | $60.6M+25.2% | $48.4M-25.8% | $65.3M-17.1% | $78.7M+14.2% | $68.9M+1.8% | $67.7M-36.5% | $106.6M |
| Inventory | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Accounts Receivable | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Goodwill | $6.7M | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Total Liabilities | $2.3B+7.8% | $2.1B+1.3% | $2.1B-0.8% | $2.1B0.0% | $2.1B-0.2% | $2.1B+6.7% | $2.0B+3.1% | $1.9B |
| Current Liabilities | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Long-Term Debt | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Total Equity | $163.4M+1.4% | $161.1M+6.0% | $152.0M+9.0% | $139.5M+3.0% | $135.4M+3.4% | $131.0M-3.1% | $135.2M+7.3% | $126.0M |
| Retained Earnings | $182.5M+1.7% | $179.5M+2.6% | $175.0M+2.9% | $170.1M+2.9% | $165.3M+2.0% | $162.0M+1.7% | $159.3M+1.5% | $156.9M |
ENBP Cash Flow Statement
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 |
|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $3.6M-23.7% | $4.7M-52.8% | $10.0M+60.4% | $6.2M+51.3% | $4.1M+39.2% | $3.0M-43.2% | $5.2M-16.0% | $6.2M |
| Capital Expenditures | $818K-38.5% | $1.3M-37.1% | $2.1M+41.7% | $1.5M+48.1% | $1.0M+401.0% | $201K-91.2% | $2.3M+2675.6% | $82K |
| Free Cash Flow | $2.8M-17.9% | $3.4M-57.0% | $7.9M+66.3% | $4.8M+52.3% | $3.1M+12.9% | $2.8M-6.1% | $2.9M-52.0% | $6.1M |
| Investing Cash Flow | $47.4M+355.4% | -$18.6M-99.3% | -$9.3M+49.6% | -$18.5M-332.3% | $7.9M+106.0% | -$132.0M-33.2% | -$99.0M-2186.6% | $4.7M |
| Financing Cash Flow | -$22.0M-184.8% | $26.0M+247.9% | -$17.6M-1304.9% | -$1.3M+44.5% | -$2.3M-101.7% | $130.2M+137.0% | $54.9M+97.6% | $27.8M |
| Dividends Paid | $1.0M+0.2% | $1.0M0.0% | $1.0M+0.3% | $1.0M+0.2% | $1.0M+0.2% | $1.0M+5.4% | $964K+0.1% | $963K |
| Share Buybacks | N/A | N/A | N/A | N/A | N/A | $0-100.0% | $867K+288.8% | $223K |
ENBP Financial Ratios
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 |
|---|---|---|---|---|---|---|---|---|
| Gross Margin | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Operating Margin | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Net Margin | 14.5%-5.9pp | 20.4%-1.5pp | 21.9%-0.1pp | 22.0%+5.1pp | 16.9%+2.2pp | 14.7%+0.5pp | 14.2%-5.0pp | 19.2% |
| Return on Equity | 2.5%-1.0pp | 3.4%-0.5pp | 3.9%-0.3pp | 4.2%+1.0pp | 3.2%+0.3pp | 2.8%+0.4pp | 2.5%-1.0pp | 3.4% |
| Return on Assets | 0.2%-0.1pp | 0.2%-0.0pp | 0.3%+0.0pp | 0.3%+0.1pp | 0.2%+0.0pp | 0.2%0.0pp | 0.2%-0.0pp | 0.2% |
| Current Ratio | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Debt-to-Equity | 13.84+0.8 | 13.02-0.6 | 13.62-1.3 | 14.96-0.4 | 15.41-0.5 | 15.95+1.5 | 14.48-0.6 | 15.07 |
| FCF Margin | 10.0%-2.5pp | 12.6%-16.6pp | 29.2%+11.2pp | 18.0%+5.8pp | 12.2%+1.3pp | 10.9%-1.6pp | 12.5%-14.8pp | 27.4% |
Frequently Asked Questions
What is Enb Fin's annual revenue?
Enb Fin (ENBP) reported $106.1M in total revenue for fiscal year 2025. This represents a 14.3% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.
How fast is Enb Fin's revenue growing?
Enb Fin (ENBP) revenue grew by 14.3% year-over-year, from $92.9M to $106.1M in fiscal year 2025.
Is Enb Fin profitable?
Yes, Enb Fin (ENBP) reported a net income of $21.6M in fiscal year 2025, with a net profit margin of 20.3%.
What is Enb Fin's net profit margin?
Enb Fin (ENBP) had a net profit margin of 20.3% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.
Does Enb Fin pay dividends?
Yes, Enb Fin (ENBP) paid $0.72 per share in dividends during fiscal year 2025.
What is Enb Fin's return on equity (ROE)?
Enb Fin (ENBP) has a return on equity of 13.4% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.
What is Enb Fin's free cash flow?
Enb Fin (ENBP) generated $19.2M in free cash flow during fiscal year 2025. This represents a 66.6% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.
What is Enb Fin's operating cash flow?
Enb Fin (ENBP) generated $25.1M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.
What are Enb Fin's total assets?
Enb Fin (ENBP) had $2.3B in total assets as of fiscal year 2025, including both current and long-term assets.
What are Enb Fin's capital expenditures?
Enb Fin (ENBP) invested $5.9M in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.
What is Enb Fin's debt-to-equity ratio?
Enb Fin (ENBP) had a debt-to-equity ratio of 13.02 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.
What is Enb Fin's return on assets (ROA)?
Enb Fin (ENBP) had a return on assets of 0.9% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.
What is Enb Fin's Piotroski F-Score?
Enb Fin (ENBP) has a Piotroski F-Score of 5 out of 9, indicating neutral financial health. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.
Are Enb Fin's earnings high quality?
Enb Fin (ENBP) has an earnings quality ratio of 1.16x, considered cash-backed (high quality). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.
How financially healthy is Enb Fin?
Enb Fin (ENBP) scores 29 out of 100 on our Financial Profile, indicating weak overall financial health. This composite score evaluates six dimensions: profitability (operating margin), revenue growth, leverage (debt-to-equity), liquidity (current ratio), cash flow quality (free cash flow margin), and shareholder returns (return on equity). Each dimension is normalized against standard financial benchmarks. Learn more in our complete guide to financial health indicators.