What is ENB FINANCIAL CORP PA's earnings per share (EPS)?

ENB FINANCIAL CORP PA (ENBP) reported diluted earnings per share of $3.80 for fiscal year 2025. This represents a 40.2% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

ENB FINANCIAL CORP PA (ENBP) Financials

ENBP

Trailing 12 months to June 30, 2026

Revenue $93.6M +16.8% YoY

Net Income $21.2M +23.1% YoY

EPS (Diluted) $3.80 FY2025 annual

Free Cash Flow $19.7M +44.7% YoY

Market Cap $170.6M as of Sep 14, 2026

Price / Sales 1.8x on $93.6M revenue, trailing 12 months to June 30, 2026

Price / Earnings 8.1x on $21.2M net income, trailing 12 months to June 30, 2026

Price / Book 1.0x on $171.5M equity, Q2 FY2026

A multiple compares the market's price with a filed figure; it says what the market pays, not how the business is doing. The market capitalization is the vendor's as of Sep 14, 2026; every other figure is from the SEC filings on this page. Not financial advice.

Source SEC Filings (10-K/10-Q) Latest period Q2 FY2026, ended Jun 30, 2026 Reported Aug 14, 2026 Currency USD FYE December

Newest figures come from the 10-Q for Q2 FY2026, filed Aug 14, 2026. Each column of the statement tables below links to the filing it was taken from, and every filing is listed on the ENBP SEC filings page.

ENB FINANCIAL CORP PA (ENBP) reported $93.6M in revenue over the twelve months to Jun 30, 2026, up 16.8% from the prior twelve months. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 15 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Rhea AI ENBP FY2025 2026-09-05

A balance-sheet-heavy financial business converts improving revenue into stronger earnings while elevated leverage keeps financing costs central to results

From FY2023 to FY2025, net profit margin recovered from 18.5% to 24.9%, indicating a meaningful improvement in profit captured from each revenue dollar rather than a simple continuation of the earlier slowdown. FY2025 interest expense of $37.4M exceeded $21.6M of net income, showing that financing costs absorb more than the final profit line and remain central to how results are produced.

Leverage eased: liabilities stood at 13.0x equity in FY2025, down from 15.9x in FY2024, but the balance sheet still relies heavily on obligations rather than shareholder capital. That structure can magnify changes in asset returns into larger swings in equity profitability without a proportional change in the underlying business.

Operating cash flow reached $25.1M against net income of $21.6M, so reported earnings were accompanied by cash generation rather than relying mainly on accruals. Free cash flow remained positive at $19.2M after $5.9M of capital spending, indicating reinvestment consumed only part of operating inflows.

Financial Health Signals

Financial health score not available

ENB FINANCIAL CORP PA does not currently provide enough eligible data for a peer-relative financial health score, so none is published. The signals and metrics below are current.

Piotroski F-Score Partial

5/6

ENB FINANCIAL CORP PA passes 5 of 6 computable financial strength tests (3 of the nine could not be computed from available data). All 4 profitability signals pass (positive income, cash flow, and earnings quality), no leverage/liquidity signals pass (rising debt, declining liquidity, or share dilution), both operating efficiency signals pass.

Earnings Quality Cash-Backed

1.16x

For every $1 of reported earnings, ENB FINANCIAL CORP PA generates $1.16 in operating cash flow ($25.1M OCF vs $21.6M net income). This indicates profits are well-supported by actual cash generation, not accounting adjustments.

Key Financial Metrics

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Earnings & Revenue

Revenue

$24.8M

YoY+17.0%

QoQ+6.6%

5Y CAGR+12.5%

10Y CAGR+11.2%

ENB FINANCIAL CORP PA generated $24.8M in revenue in Q2 2026. This represents an increase of 17.0% from the same quarter a year earlier. Against the prior quarter it is up 6.6%.

Net Income

$5.7M

YoY-1.8%

QoQ+41.7%

5Y CAGR+9.9%

10Y CAGR+13.2%

ENB FINANCIAL CORP PA reported $5.7M in net income in Q2 2026. This represents a decrease of 1.8% from the same quarter a year earlier. Against the prior quarter it is up 41.7%.

EPS (Diluted)

$1.00

YoY-2.0%

QoQ+40.8%

ENB FINANCIAL CORP PA earned $1.00 per diluted share (EPS) in Q2 2026. This represents a decrease of 2.0% from the same quarter a year earlier. Against the prior quarter it is up 40.8%.

EBITDA

Not reported for Q2 2026.

Cash & Balance Sheet

Free Cash Flow

$5.6M

YoY+17.1%

QoQ+99.4%

5Y CAGR+12.9%

10Y CAGR+36.7%

ENB FINANCIAL CORP PA generated $5.6M in free cash flow in Q2 2026, representing cash available after capex. This represents an increase of 17.1% from the same quarter a year earlier. Against the prior quarter it is up 99.4%.

Cash & Debt

$37.1M

YoY-43.1%

QoQ-58.5%

5Y CAGR-7.7%

10Y CAGR-3.1%

ENB FINANCIAL CORP PA held $37.1M in cash as of Q2 2026; long-term debt is not reported for that period.

Dividends Per Share

$0.18

YoY0.0%

QoQ0.0%

5Y CAGR+1.1%

10Y CAGR-4.0%

ENB FINANCIAL CORP PA paid $0.18 per share in dividends in Q2 2026. That is unchanged from the same quarter a year earlier. It is unchanged from the prior quarter.

Shares Outstanding

YoY+0.5%

QoQ+0.2%

5Y CAGR+0.5%

10Y CAGR+7.2%

ENB FINANCIAL CORP PA had 6M shares outstanding in Q2 2026. This represents an increase of 0.5% from the same quarter a year earlier. Against the prior quarter it is up 0.2%.

Margins & Returns

Net Margin

23.0%

YoY-4.4pp

QoQ+5.7pp

5Y change-2.8pp

10Y change+3.9pp

ENB FINANCIAL CORP PA's net profit margin was 23.0% in Q2 2026, showing the share of revenue converted to profit. This is down 4.4 percentage points from the same quarter a year earlier. Against the prior quarter it is up 5.7 percentage points.

Return on Equity

3.3%

YoY-0.8pp

QoQ+0.9pp

5Y change+0.7pp

10Y change+1.7pp

ENB FINANCIAL CORP PA's ROE was 3.3% in Q2 2026, measuring profit generated per dollar of shareholder equity. This is down 0.8 percentage points from the same quarter a year earlier. Against the prior quarter it is up 0.9 percentage points.

Gross Margin

Not reported for Q2 2026.

Operating Margin

Not reported for Q2 2026.

Capital Allocation

Capital Expenditures

$884K

YoY-40.7%

QoQ+8.1%

5Y CAGR+21.9%

10Y CAGR-2.2%

ENB FINANCIAL CORP PA invested $884K in capex in Q2 2026, funding long-term assets and infrastructure. This represents a decrease of 40.7% from the same quarter a year earlier. Against the prior quarter it is up 8.1%.

R&D Spending

Not reported for Q2 2026.

Share Buybacks

Not reported for Q2 2026.

ENBP Income Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

ENBP quarterly income statement

Metric	TTM	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Revenue	$93.6M	$86.7M+15.9%	$74.9M+12.2%	$66.7M+4.0%	$64.1M+9.7%	$58.5M+9.0%	$53.6M+11.9%	$47.9M+8.5%	$44.2M+9.0%	$40.5M+11.2%	$36.4M+9.9%	$33.2M+3.6%	$32.0M+3.5%	$30.9M+6.1%	$29.1M-3.1%	$30.1M
SG&A Expenses	$36.8M	$34.7M+1.8%	$34.0M+12.9%	$30.2M+10.3%	$27.3M+11.7%	$24.5M+10.9%	$22.1M+4.9%	$21.0M+3.9%	$20.2M+4.7%	$19.3M+15.3%	$16.8M+13.3%	$14.8M+6.1%	$13.9M+8.0%	$12.9M+3.3%	$12.5M+8.7%	$11.5M
Interest Expense	$37.7M	$37.4M+3.5%	$36.1M+51.6%	$23.8M+343.4%	$5.4M+78.0%	$3.0M-21.5%	$3.8M-24.9%	$5.1M+51.7%	$3.4M+14.8%	$2.9M-3.8%	$3.1M-18.4%	$3.7M-19.9%	$4.7M-13.1%	$5.4M-16.1%	$6.4M-22.2%	$8.2M
Income Tax	$5.2M	$5.2M+56.5%	$3.3M+35.8%	$2.4M+6.5%	$2.3M-12.7%	$2.6M+14.7%	$2.3M+7.5%	$2.1M+62.8%	$1.3M-44.1%	$2.3M+72.8%	$1.4M-0.4%	$1.4M-12.2%	$1.5M+3.0%	$1.5M+15.9%	$1.3M+9.2%	$1.2M
Net Income	$21.2M	$21.6M+40.8%	$15.3M+23.8%	$12.4M-15.4%	$14.6M-1.9%	$14.9M+21.3%	$12.3M+7.9%	$11.4M+16.9%	$9.7M+53.7%	$6.3M-16.0%	$7.6M+9.3%	$6.9M-2.6%	$7.1M-8.0%	$7.7M+0.9%	$7.6M+6.9%	$7.1M
EPS (Basic)	N/A	$3.80+40.2%	$2.71+23.7%	$2.19-16.4%	$2.62-2.2%	$2.68+21.8%	$2.20+9.5%	$2.01+17.5%	$1.71-23.3%	$2.23-15.8%	$2.65+9.5%	$2.42-2.4%	$2.48-8.1%	$2.70+0.7%	$2.68+7.2%	$2.50
EPS (Diluted)	—	$3.80+40.2%	$2.71+23.7%	$2.19-16.4%	$2.62	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Diluted Shares (Avg)	N/A	6M+0.3%	6M	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Revenue	$24.8M+17.0%	$23.3M+15.9%	$22.9M+14.0%	$22.5M+20.5%	$21.2M+15.5%	$20.1M+13.5%	$20.0M+16.0%	$18.7M+10.6%
SG&A Expenses	$9.2M+9.9%	$9.5M+15.2%	$9.1M+4.1%	$9.0M+3.6%	$8.4M+0.2%	$8.3M-0.7%	$8.7M+17.2%	$8.6M+17.6%
Interest Expense	$9.0M+2.2%	$8.9M+1.0%	$10.4M+2.1%	$9.5M+1.6%	$8.8M+3.8%	$8.8M+7.2%	$10.2M+29.9%	$9.3M+39.8%
Income Tax	$1.3M-3.3%	$1.0M+4.1%	$1.4M+72.4%	$1.4M+88.7%	$1.4M+50.0%	$982K+18.7%	$809K-19.4%	$752K-2.5%
Net Income	$5.7M-1.8%	$4.0M-6.8%	$5.5M+48.0%	$5.9M+77.4%	$5.8M+34.7%	$4.3M+9.5%	$3.7M-17.6%	$3.3M-7.7%
EPS (Basic)	$1.00-2.0%	$0.71-6.6%	$0.97+47.0%	$1.04+76.3%	$1.02+34.2%	$0.76+8.6%	$0.66-17.5%	$0.59-7.8%
EPS (Diluted)	$1.00-2.0%	$0.71-6.6%	N/A	N/A	$1.02	$0.76	N/A	N/A
Diluted Shares (Avg)	6M+0.6%	6M+0.7%	N/A	N/A	6M	6M	N/A	N/A

Not reported in any period shown, so not listed: Cost of Revenue, Gross Profit, R&D Expenses, Operating Income, EBITDA.

ENBP Balance Sheet

ENBP quarterly balance sheet

Metric	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Total Assets	$2.3B+1.7%	$2.2B+10.9%	$2.0B+7.6%	$1.9B+8.2%	$1.7B+17.4%	$1.5B+24.8%	$1.2B+6.7%	$1.1B+6.2%	$1.0B+5.0%	$984.3M+8.7%	$905.6M+5.6%	$857.2M+5.5%	$812.3M+1.6%	$799.2M+3.6%	$771.1M
Cash & Equivalents	$60.6M-12.1%	$68.9M-22.6%	$89.0M+136.9%	$37.6M-76.3%	$158.4M+66.9%	$94.9M+131.3%	$41.1M-0.8%	$41.4M-22.1%	$53.1M+16.3%	$45.6M+3.2%	$44.2M+1.9%	$43.4M+76.6%	$24.6M-31.1%	$35.7M+11.8%	$31.9M
Short-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Accounts Receivable	N/A	N/A	$64K	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Long-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Total Liabilities	$2.1B+0.4%	$2.1B+11.0%	$1.9B+6.8%	$1.8B+11.5%	$1.6B+18.6%	$1.3B+26.3%	$1.1B+6.0%	$995.0M+6.6%	$933.9M+5.0%	$889.3M+9.7%	$810.5M+6.0%	$764.4M+4.9%	$728.5M+2.7%	$709.7M+3.0%	$688.7M
Long-Term Debt	N/A	N/A	N/A	N/A	N/A	$54.8M-29.6%	$77.9M+19.1%	$65.4M-0.7%	$65.8M+7.5%	$61.3M+2.8%	$59.6M-4.3%	$62.3M-4.2%	$65.0M-11.0%	$73.0M0.0%	$73.0M
Total Equity	$161.1M+23.0%	$131.0M+9.5%	$119.7M+22.9%	$97.3M-29.1%	$137.3M+5.4%	$130.2M+11.6%	$116.7M+13.5%	$102.8M+3.1%	$99.8M+5.1%	$94.9M-0.2%	$95.1M+2.5%	$92.8M+10.7%	$83.8M-6.4%	$89.5M+8.5%	$82.5M
Retained Earnings	$179.5M+10.8%	$162.0M+7.6%	$150.6M+5.6%	$142.7M+8.2%	$131.9M+9.3%	$120.7M+7.8%	$111.9M+7.6%	$104.1M+5.5%	$98.6M+3.3%	$95.5M+4.9%	$91.0M+4.4%	$87.2M+4.9%	$83.2M+6.0%	$78.4M+6.5%	$73.6M

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Total Assets	$2.4B+7.4%	$2.4B+9.2%	$2.3B+1.7%	$2.2B+6.2%	$2.2B+9.9%	$2.2B+11.5%	$2.2B+10.9%	$2.1B+9.6%
Cash & Equivalents	$37.1M-43.1%	$89.5M+13.7%	$60.6M-12.1%	$48.4M-28.5%	$65.3M-38.8%	$78.7M+16.0%	$68.9M-22.6%	$67.7M+74.7%
Short-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0
Long-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0
Goodwill	$6.7M	$6.7M	N/A	N/A	N/A	N/A	N/A	N/A
Total Liabilities	$2.2B+6.4%	$2.3B+8.4%	$2.1B+0.4%	$2.1B+5.8%	$2.1B+9.9%	$2.1B+11.5%	$2.1B+11.0%	$2.0B+8.1%
Total Equity	$171.5M+23.0%	$163.4M+20.7%	$161.1M+23.0%	$152.0M+12.5%	$139.5M+10.7%	$135.4M+11.0%	$131.0M+9.5%	$135.2M+38.6%
Retained Earnings	$187.2M+10.0%	$182.5M+10.4%	$179.5M+10.8%	$175.0M+9.9%	$170.1M+8.4%	$165.3M+7.6%	$162.0M+7.6%	$159.3M+8.3%

Not reported in any period shown, so not listed: Current Assets, Inventory, Accounts Receivable, Current Liabilities, Non-Current Liabilities, Long-Term Debt.

ENBP Cash Flow Statement

ENBP quarterly cash flow statement

Metric	TTM	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Operating Cash Flow	$24.8M	$25.1M+58.8%	$15.8M-47.5%	$30.1M+39.5%	$21.6M+63.1%	$13.3M-19.4%	$16.4M+6.4%	$15.5M-7.7%	$16.8M+47.6%	$11.3M+8.7%	$10.4M+0.3%	$10.4M+13.9%	$9.1M-14.3%	$10.7M+141.2%	$4.4M-49.8%	$8.8M
Depreciation & Amortization	N/A	$1.9M+9.4%	$1.7M+5.7%	$1.6M+19.9%	$1.3M+1.1%	$1.3M-4.1%	$1.4M-4.8%	$1.4M-0.7%	$1.5M+4.7%	$1.4M-1.2%	$1.4M-2.2%	$1.4M+6.2%	$1.4M+12.5%	$1.2M+7.9%	$1.1M+3.9%	$1.1M
Stock-Based Compensation	N/A	$55K-9.8%	$61K-1.6%	$62K+463.6%	$11K	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Capital Expenditures	$5.1M	$5.9M+38.0%	$4.3M+177.4%	$1.6M-29.2%	$2.2M+111.6%	$1.0M-6.2%	$1.1M+19.0%	$928K-29.7%	$1.3M-70.7%	$4.5M+97.8%	$2.3M+230.9%	$689K-12.9%	$791K-76.4%	$3.4M+447.3%	$613K-62.0%	$1.6M
Free Cash Flow	$19.7M	$19.2M+66.6%	$11.5M-59.7%	$28.6M+47.2%	$19.4M+59.0%	$12.2M-20.3%	$15.3M+5.6%	$14.5M-5.9%	$15.4M+125.7%	$6.8M-16.2%	$8.2M-16.0%	$9.7M+16.4%	$8.3M+14.3%	$7.3M+91.9%	$3.8M-47.1%	$7.2M
Investing Cash Flow	$1.9M	-$38.4M+83.9%	-$237.9M-163.4%	-$90.3M+71.4%	-$315.8M-61.8%	-$195.2M+16.0%	-$232.5M-231.4%	-$70.2M+18.4%	-$85.9M-87.0%	-$45.9M+45.7%	-$84.6M-60.6%	-$52.7M-122.5%	-$23.7M+38.1%	-$38.3M-52.5%	-$25.1M-108.4%	-$12.0M
Financing Cash Flow	-$54.9M	$4.9M-97.6%	$202.0M+81.0%	$111.6M-35.6%	$173.3M-29.4%	$245.5M-9.0%	$269.9M+396.3%	$54.4M-5.4%	$57.5M+36.7%	$42.0M-44.4%	$75.6M+75.3%	$43.1M+29.2%	$33.4M+102.1%	$16.5M-32.4%	$24.4M+314.6%	$5.9M
Dividends Paid	$4.1M	$4.1M+4.5%	$3.9M+1.8%	$3.8M+0.7%	$3.8M+2.1%	$3.7M+4.4%	$3.6M+1.6%	$3.5M+7.2%	$3.3M+2.9%	$3.2M+2.7%	$3.1M+0.8%	$3.1M+0.8%	$3.1M+3.1%	$3.0M+4.0%	$2.9M+4.0%	$2.7M
Share Buybacks	N/A	$332K-74.8%	$1.3M+130.4%	$572K+393.1%	$116K-75.9%	$482K-78.2%	$2.2M+16.8%	$1.9M+309.7%	$463K-18.5%	$568K+22.2%	$465K-38.2%	$752K+55.1%	$485K+35.9%	$357K-42.3%	$619K+60.8%	$385K

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Operating Cash Flow	$6.5M+3.3%	$3.6M-12.5%	$4.7M+59.4%	$10.0M+91.8%	$6.2M+0.4%	$4.1M+192.8%	$3.0M-59.3%	$5.2M+11.8%
Stock-Based Compensation	N/A	$7K-53.3%	N/A	N/A	N/A	$15K-11.8%	N/A	N/A
Capital Expenditures	$884K-40.7%	$818K-18.8%	$1.3M+561.7%	$2.1M-7.2%	$1.5M+1718.3%	$1.0M-42.3%	$201K-44.3%	$2.3M+523.6%
Free Cash Flow	$5.6M+17.1%	$2.8M-10.5%	$3.4M+22.9%	$7.9M+168.2%	$4.8M-22.5%	$3.1M+1028.9%	$2.8M-60.1%	$2.9M-31.6%
Investing Cash Flow	-$17.6M+4.7%	$47.4M+496.3%	-$18.6M+85.9%	-$9.3M+90.6%	-$18.5M-488.7%	$7.9M+168.5%	-$132.0M-432.2%	-$99.0M-161.6%
Financing Cash Flow	-$41.2M-3197.0%	-$22.0M-878.0%	$26.0M-80.0%	-$17.6M-132.0%	-$1.3M-104.5%	-$2.3M+79.4%	$130.2M+92.2%	$54.9M+405.6%
Dividends Paid	$1.0M+0.6%	$1.0M+0.7%	$1.0M+0.7%	$1.0M+6.1%	$1.0M+5.9%	$1.0M+5.6%	$1.0M+5.7%	$964K+0.4%
Share Buybacks	N/A	N/A	N/A	N/A	N/A	N/A	$0-100.0%	$867K+593.6%

Not reported in any period shown, so not listed: Depreciation & Amortization.

ENBP Financial Ratios

Margins and returns are percentages; the remaining ratios are unitless multiples. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

ENBP quarterly financial ratios

Metric	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Net Margin	24.9%+4.4pp	20.5%+1.9pp	18.5%-4.3pp	22.8%-2.7pp	25.5%+2.6pp	22.9%-0.8pp	23.8%+1.7pp	22.1%+6.4pp	15.7%-5.1pp	20.7%-0.1pp	20.8%-1.3pp	22.2%-2.8pp	24.9%-1.3pp	26.2%+2.5pp	23.8%
Return on Equity	13.4%+1.7pp	11.7%+1.3pp	10.3%-4.7pp	15.0%+4.2pp	10.9%+1.4pp	9.4%-0.3pp	9.8%+0.3pp	9.5%+3.1pp	6.4%-1.6pp	8.0%+0.7pp	7.3%-0.4pp	7.6%-1.6pp	9.2%+0.7pp	8.5%-0.1pp	8.7%
Return on Assets	0.9%+0.3pp	0.7%+0.1pp	0.6%-0.2pp	0.8%-0.1pp	0.9%0.0pp	0.8%-0.1pp	1.0%+0.1pp	0.9%+0.3pp	0.6%-0.2pp	0.8%0.0pp	0.8%-0.1pp	0.8%-0.1pp	0.9%0.0pp	1.0%0.0pp	0.9%
Debt-to-Equity	13.02-2.9x	15.95+0.2x	15.72-2.4x	18.10+6.6x	11.51+11.1x	0.42-0.2x	0.670.0x	0.640.0x	0.660.0x	0.650.0x	0.630.0x	0.67-0.1x	0.780.0x	0.82-0.1x	0.89
Asset Turnover	0.040.0x	0.030.0x	0.030.0x	0.030.0x	0.030.0x	0.040.0x	0.040.0x	0.040.0x	0.040.0x	0.040.0x	0.040.0x	0.040.0x	0.040.0x	0.040.0x	0.04
FCF Margin	22.1%+6.7pp	15.4%-27.5pp	42.9%+12.6pp	30.3%+9.4pp	20.9%-7.7pp	28.6%-1.7pp	30.3%-4.6pp	35.0%+18.1pp	16.9%-5.5pp	22.4%-6.9pp	29.3%+3.2pp	26.1%+2.5pp	23.6%+10.5pp	13.1%-10.8pp	23.9%

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Net Margin	23.0%-4.4pp	17.3%-4.2pp	24.1%+5.5pp	26.3%+8.4pp	27.4%+3.9pp	21.5%-0.8pp	18.6%-7.6pp	17.8%-3.5pp
Return on Equity	3.3%-0.8pp	2.5%-0.7pp	3.4%+0.6pp	3.9%+1.4pp	4.2%+0.8pp	3.2%0.0pp	2.8%-0.9pp	2.5%-1.2pp
Return on Assets	0.2%0.0pp	0.2%0.0pp	0.2%+0.1pp	0.3%+0.1pp	0.3%+0.1pp	0.2%0.0pp	0.2%-0.1pp	0.2%0.0pp
Debt-to-Equity	12.94-2.0x	13.84-1.6x	13.02-2.9x	13.62-0.9x	14.96-0.1x	15.41+0.1x	15.95+0.2x	14.48-4.1x
Asset Turnover	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x
FCF Margin	22.4%0.0pp	12.0%-3.5pp	14.9%+1.1pp	35.1%+19.3pp	22.4%-11.0pp	15.5%+17.4pp	13.8%-26.3pp	15.8%-9.7pp

Not reported in any period shown, so not listed: Gross Margin, Operating Margin, Current Ratio.

Where ENB FINANCIAL CORP PA Ranks

Frequently Asked Questions

What is ENB FINANCIAL CORP PA's annual revenue?

ENB FINANCIAL CORP PA (ENBP) reported $86.7M in total revenue for fiscal year 2025. This represents a 15.9% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is ENB FINANCIAL CORP PA's revenue growing?

ENB FINANCIAL CORP PA (ENBP) revenue grew by 15.9% year-over-year, from $74.9M to $86.7M in fiscal year 2025.

Is ENB FINANCIAL CORP PA profitable?

Yes, ENB FINANCIAL CORP PA (ENBP) reported a net income of $21.6M in fiscal year 2025, with a net profit margin of 24.9%.

What is ENB FINANCIAL CORP PA's net profit margin?

ENB FINANCIAL CORP PA (ENBP) had a net profit margin of 24.9% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.

Does ENB FINANCIAL CORP PA pay dividends?

Yes, ENB FINANCIAL CORP PA (ENBP) paid $0.72 per share in dividends during fiscal year 2025.

What is ENB FINANCIAL CORP PA's return on equity (ROE)?

ENB FINANCIAL CORP PA (ENBP) has a return on equity of 13.4% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

What is ENB FINANCIAL CORP PA's free cash flow?

ENB FINANCIAL CORP PA (ENBP) generated $19.2M in free cash flow during fiscal year 2025. This represents a 66.6% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.

What is ENB FINANCIAL CORP PA's operating cash flow?

ENB FINANCIAL CORP PA (ENBP) generated $25.1M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.

What are ENB FINANCIAL CORP PA's total assets?

ENB FINANCIAL CORP PA (ENBP) had $2.3B in total assets as of fiscal year 2025, including both current and long-term assets.

What are ENB FINANCIAL CORP PA's capital expenditures?

ENB FINANCIAL CORP PA (ENBP) invested $5.9M in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.

Does ENB FINANCIAL CORP PA buy back shares?

Yes, ENB FINANCIAL CORP PA (ENBP) spent $332K on share buybacks during fiscal year 2025, returning capital to shareholders by reducing shares outstanding.

How many shares does ENB FINANCIAL CORP PA have outstanding?

ENB FINANCIAL CORP PA (ENBP) had 6M shares outstanding as of fiscal year 2025.

What is ENB FINANCIAL CORP PA's debt-to-equity ratio?

ENB FINANCIAL CORP PA (ENBP) had a debt-to-equity ratio of 13.02 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.

What is ENB FINANCIAL CORP PA's return on assets (ROA)?

ENB FINANCIAL CORP PA (ENBP) had a return on assets of 0.9% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

What is ENB FINANCIAL CORP PA's P/E ratio?

ENB FINANCIAL CORP PA (ENBP) trades at 8.1x earnings, its market capitalization divided by net income of $21.2M net income, trailing 12 months to June 30, 2026. The market capitalization is $170.6M as of Sep 14, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.

What is ENB FINANCIAL CORP PA's price-to-sales ratio?

ENB FINANCIAL CORP PA (ENBP) trades at 1.8x sales, its market capitalization divided by revenue of $93.6M revenue, trailing 12 months to June 30, 2026. The market capitalization is $170.6M as of Sep 14, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.

What is ENB FINANCIAL CORP PA's Piotroski F-Score?

ENB FINANCIAL CORP PA (ENBP) has a Piotroski F-Score of 5 out of 6 computable signals; 3 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Are ENB FINANCIAL CORP PA's earnings high quality?

ENB FINANCIAL CORP PA (ENBP) has an earnings quality ratio of 1.16x, considered cash-backed (high quality). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.