Welcome to our dedicated page for Enb Fin SEC filings (Ticker: ENBP), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
ENB Financial Corp (ENBP) is an SEC-reporting Pennsylvania corporation, and its regulatory filings offer detailed insight into its capital structure, governance, and corporate actions. Through Forms 8-K and other reports, the company discloses material agreements, financing transactions, leadership changes, dividends, earnings communications, and acquisition milestones involving its wholly owned subsidiary, The Ephrata National Bank.
In its filings, ENB Financial Corp describes entering into Subordinated Note Purchase Agreements with institutional accredited investors and qualified institutional buyers, issuing fixed-to-floating rate subordinated notes. The company states that these notes are unsecured, subordinated obligations intended to qualify as Tier 2 capital for regulatory capital purposes. It also reports the planned redemption of outstanding fixed-to-floating rate notes, funded with excess cash on hand resulting from the new subordinated debt. These disclosures appear under items such as Item 1.01 and Item 2.03, which address material definitive agreements and direct financial obligations.
ENB Financial Corp’s Forms 8-K also cover governance and executive arrangements. Under Item 5.02, the company details the appointment of an Executive Vice President/Chief Financial Officer and Treasurer and describes an employment agreement that includes an initial term, compensation elements, severance and change-in-control protections, and confidentiality and non-competition provisions. The filings further describe the appointment of a President and Chief Executive Officer Elect as a director of both ENB Financial Corp and The Ephrata National Bank.
Other filings report the declaration of a fourth quarter cash dividend, earnings press releases for specific quarters, and the receipt of all required stockholder and regulatory approvals or waivers for a proposed acquisition of Cecil Bancorp, Inc. and Cecil Bank. On this page, users can review ENB Financial Corp’s 8-Ks and related exhibits, including press releases, forms of notes and purchase agreements, employment agreements, and slide decks. AI-powered summaries can help explain the significance of each filing, highlight key terms and items, and make lengthy documents—such as detailed agreements or multi-part disclosures—easier to understand.
ENB Financial Corp's CFO and Treasurer reported his beneficial holdings as of 12/15/2025. He directly owns 1,000 shares of common stock and has a grant of 898 restricted stock units tied to common stock. The restricted stock units vest in three equal annual installments of 33 1/3% each, beginning on the first anniversary of the grant date.
ENB Financial Corp appointed Douglas P. Barton, CPA as Executive Vice President, Chief Financial Officer and Treasurer of both the Corporation and its wholly owned subsidiary, The Ephrata National Bank. Barton, age 61, previously served as Senior Vice President Director of Financial Planning and Analysis at Orrstown Financial Services, Inc. from 2010 to 2024. The company notes he has no relationships or interests requiring disclosure under specified SEC related-party rules. It also discloses that in 2016 he consented, without admitting or denying the findings, to an SEC cease-and-desist order and a $25,000 civil penalty related to Rule 13b2-1 and certain Exchange Act reporting provisions concerning alleged GAAP disclosure issues at Orrstown.
The parties entered into a three-year Employment Agreement starting December 15, 2025, automatically renewing for additional three-year terms unless timely non-renewal notice is given. Barton will receive an annual base salary of $258,000, eligibility for discretionary bonuses, standard employee benefits, paid time off, and expense reimbursement. He was granted 898 restricted stock units, each for one share of common stock, vesting at 33 1/3% on each anniversary over three years. If he resigns for good reason or is terminated without cause, he generally receives remaining base salary for the term, subject in some cases to a range from 2.00 to 2.99 times base salary and, if separated without cause within two years after a change in control, a lump sum equal to 2.5 times base salary, plus up to two years of continued health and welfare benefits, with payments limited to avoid excise tax and deduction issues under Sections 4999 and 280G of the Internal Revenue Code.
ENB Financial Corp (ENBP) director reported a small open-market purchase of company stock. On 11/14/2025, the reporting person bought 400 shares of common stock at a price of $22.32 per share, coded as a purchase transaction. Following this trade, the director beneficially owns 4,564 shares of ENB Financial common stock held directly. This filing reflects routine insider ownership reporting for a board member rather than a major corporate event.
ENB Financial Corp reported stronger results for Q3 2025. Net income was $5.9 million for the three months ended September 30, 2025, up from $3.3 million a year ago, as net interest income rose to $17.6 million from $14.2 million. Earnings per share were $1.04 versus $0.59. For the nine months, net income reached $16.0 million compared to $11.6 million in 2024.
Total assets were $2.22 billion at September 30, 2025, with loans at $1.48 billion and deposits at $1.88 billion. Stockholders’ equity increased to $152.0 million, aided by an improvement in accumulated other comprehensive loss to $(26.8) million. The available‑for‑sale securities portfolio had unrealized losses of $33.6 million, improved from year‑end levels, and no allowance for credit losses on securities was recorded.
Credit metrics were stable: the allowance for credit losses was $16.6 million, and nonperforming loans were $9.9 million. The quarter included a $20 thousand net provision for credit losses and cash dividends of $0.18 per share.
ENB Financial Corp (ENBP) filed a Form 4 reporting that its Chief Risk Officer acquired 349 shares of common stock on 10/31/2025, following the vesting of restricted stock units. The filing lists a share price of $23 for the common stock entry. After the transaction, the officer directly owned 7,374.6285 shares.
The derivative line shows 349 restricted stock units converted into common stock at a stated price of $0, leaving 0 derivative units afterward. The footnotes state this was the third and final year of vesting for a 2022 grant that vests at 33 1/3% annually beginning on the first anniversary.
ENB Financial Corp (ENBP) reported an insider equity change on a Form 4 by its Chairman, President, and CEO, who is also a director. On 10/31/2025, a restricted stock unit vested and was reported with code M, resulting in the acquisition of 859 shares of common stock at a reported price of $23. Following this transaction, the reporting person beneficially owned 19,983.9857 shares, held directly.
The derivative entry shows 859 units converted into common stock at a stated derivative price of $0. The footnotes state this reflects the third and final year of vesting from a 2022 restricted stock award and reference an RSU award that vests annually at 33 1/3% over three years beginning on the first anniversary date.
ENB Financial Corp (ENBP) reported an insider equity transaction by its Chief Human Resources Officer. On 10/31/2025, 403 shares of common stock were acquired following the conversion of a restricted stock unit award (transaction code M). The filing lists a price of $23 for the common stock entry.
After the transaction, the officer directly owns 1,707.1017 common shares. A related derivative line shows 403 restricted stock units converted into common stock at a listed derivative price of $0, leaving 0 derivative securities outstanding. The filing notes this was the third and final vesting year of a 2022 restricted stock award, and a separate RSU grant that vests 33 1/3% annually over three years.
ENB Financial Corp (ENBP) reported an insider equity transaction by its General Counsel and Corporate Secretary. On 10/31/2025, 253 restricted stock units converted to 253 shares of common stock at a reported share price of $23 (Transaction Code M).
Following the conversion, direct beneficial ownership stands at 5,760.8258 common shares. The filing notes this was the third and final vesting year of a 2022 restricted stock award and that the applicable RSU award vests at 33 1/3% annually over three years, beginning on the first anniversary date.
ENB Financial Corp (ENBP) reported an insider equity transaction by its Chief Financial Officer and Treasurer. A restricted stock award vested and settled into 402 shares of common stock on 10/31/2025, listed at $23 per share under transaction code M.
Following the transaction, total beneficial ownership is 10,406.4897 shares held directly. The filing notes this was the third and final vesting year of a 2022 restricted stock award, and references an award structure that vests annually at 33 1/3% over three years beginning on the first anniversary.
ENB Financial Corp (ENBP) disclosed an insider transaction by an officer. The Chief Risk Officer reported a sale of common stock on 10/30/2025.
The filing shows a Code S transaction of 348 shares at a price of $22.45. Following the sale, the officer beneficially owns 7,025.6285 shares, held directly. An accompanying note states the amount is commensurate with restricted stock units vesting on 10/31/2025.