[144] Enova International, Inc. SEC Filing

Rhea-AI Filing Summary

Form 144 filed for Enova International, Inc. (ENVA) discloses a planned insider sale of common stock.

• Securities for sale: 26,310 common shares, valued at approximately $2.78 million (based on Form 144 market value), to be executed through Morgan Stanley Smith Barney LLC on or after 07/29/2025 on the NYSE.
• Ownership context: ENVA reports 25,012,613 shares outstanding; the proposed sale represents roughly 0.1 % of shares outstanding.
• Acquisition source: Shares derive from a 07/29/2025 stock-option exercise (22,872 shares, cash paid) and a 02/08/2025 restricted-stock grant (3,438 shares).
• Recent activity: The filer (identified in the filing as Steven E Cunningham) previously sold 29,750 shares on 05/02/2025 for gross proceeds of $2.79 million.

The signer affirms no undisclosed material adverse information. Form 144 is a notice only; actual sales may differ in timing, amount, or execution.

Insights

Securities Analyst

TL;DR: Insider plans to sell ~$2.8 M in ENVA stock, adding to earlier $2.8 M sale; modest at 0.1 % of shares.

The filing signals continued insider selling, totalling ~56 k shares over three months. While the absolute percentage of float is small, the transactions exceed $5 million in aggregate value, and cluster sales can be interpreted as management diversifying or signaling limited near-term upside. There is no reference to material non-public information, and the sales are scheduled through a broker on the open market, suggesting standard liquidity management rather than distress. Impact on share price should be limited given ENVA’s typical daily volume, but investors may monitor for pattern continuation or larger dispositions.

Form 144 Filer Information	UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 144 NOTICE OF PROPOSED SALE OF SECURITIES PURSUANT TO RULE 144 UNDER THE SECURITIES ACT OF 1933
FORM 144

144: Filer Information

Filer CIK
Filer CCC
Is this a LIVE or TEST Filing?	LIVE TEST
Submission Contact Information
Name
Phone
E-Mail Address

144: Issuer Information

Name of Issuer

SEC File Number

Address of Issuer

Phone

Name of Person for Whose Account the Securities are To Be Sold

See the definition of "person" in paragraph (a) of Rule 144. Information is to be given not only as to the person for whose account the securities are to be sold but also as to all other persons included in that definition. In addition, information shall be given as to sales by all persons whose sales are required by paragraph (e) of Rule 144 to be aggregated with sales for the account of the person filing this notice.

Relationship to Issuer

144: Securities Information

Title of the Class of Securities To Be Sold	Name and Address of the Broker	Number of Shares or Other Units To Be Sold	Aggregate Market Value	Number of Shares or Other Units Outstanding	Approximate Date of Sale	Name the Securities Exchange
Common	Morgan Stanley Smith Barney LLC Executive Financial Services 1 New York Plaza 8th Floor New York NY 10004	26310	2781423.00	25012613	07/29/2025	NYSE

Furnish the following information with respect to the acquisition of the securities to be sold and with respect to the payment of all or any part of the purchase price or other consideration therefor:

144: Securities To Be Sold

Title of the Class	Date you Acquired	Nature of Acquisition Transaction	Name of Person from Whom Acquired	Is this a Gift?	Date Donor Acquired	Amount of Securities Acquired	Date of Payment	Nature of Payment *
Common	07/29/2025	Stock Option Exercise	Issuer			22872	07/29/2025	Cash
Common	02/08/2025	Restricted Stock	Issuer			3438	02/08/2025	Not Applicable

* If the securities were purchased and full payment therefor was not made in cash at the time of purchase, explain in the table or in a note thereto the nature of the consideration given. If the consideration consisted of any note or other obligation, or if payment was made in installments describe the arrangement and state when the note or other obligation was discharged in full or the last installment paid.

Furnish the following information as to all securities of the issuer sold during the past 3 months by the person for whose account the securities are to be sold.

144: Securities Sold During The Past 3 Months

Name and Address of Seller	Title of Securities Sold	Date of Sale	Amount of Securities Sold	Gross Proceeds
Steven E Cunningham 175 West Jackson Blvd. Chicago, IL 60604	Common	05/02/2025	29750	2791998.95

144: Remarks and Signature

Remarks

Date of Notice

ATTENTION:

The person for whose account the securities to which this notice relates are to be sold hereby represents by signing this notice that he does not know any material adverse information in regard to the current and prospective operations of the Issuer of the securities to be sold which has not been publicly disclosed. If such person has adopted a written trading plan or given trading instructions to satisfy Rule 10b5-1 under the Exchange Act, by signing the form and indicating the date that the plan was adopted or the instruction given, that person makes such representation as of the plan adoption or instruction date.

Signature

ATTENTION: Intentional misstatements or omission of facts constitute Federal Criminal Violations (See 18 U.S.C. 1001)

FAQ

How many ENVA shares are being sold under this Form 144?

26,310 common shares are scheduled for sale.

What is the estimated market value of the proposed ENVA sale?

The filing lists an aggregate market value of $2,781,423 for the shares.

When is the ENVA insider sale expected to occur?

The approximate sale date disclosed is 07/29/2025.

How many ENVA shares has the filer sold recently?

The filer sold 29,750 shares on 05/02/2025 for gross proceeds of $2.79 million.

What percentage of ENVA’s outstanding shares does the planned sale represent?

About 0.1 % of the 25,012,613 shares outstanding.

Which broker is handling the ENVA share sale?

Morgan Stanley Smith Barney LLC, Executive Financial Services is listed as the broker.