Enova International officer proposes $4.8M share sale

Rhea-AI Filing Summary

Kirk L. Chartier, an officer of Enova International, Inc. (ENVA), gave notice of a proposed sale of 27,977 shares of restricted stock through Merrill Lynch & Co., Inc. The notice lists an aggregate market value of $4,795,388.04 and October 27, 2026, as the approximate sale date.

The securities history lists common-stock transactions identified as stock-option exercises on dates from February 8, 2024, through February 9, 2026.

Key Figures

Shares proposed for sale: 27,977 shares Aggregate market value: $4,795,388.04 Shares outstanding: 24,898,371 shares

3 metrics

Shares proposed for sale 27,977 shares Restricted stock

Aggregate market value $4,795,388.04 Securities proposed for sale

Shares outstanding 24,898,371 shares Share count stated in the sale notice

Key Terms

Restricted Stock, Aggregate market value, Stock option exercise

3 terms

Restricted Stock financial

"Restricted Stock"

Shares granted to an individual that carry limits on transfer or sale until certain conditions are met, such as staying with the company for a set time or hitting performance targets. Think of them as a locked gift that gradually opens; for investors they matter because they affect how many shares may enter the market later, signal management incentives and potential dilution, and reveal confidence in future company performance.

Aggregate market value financial

"Aggregate market value"

Aggregate market value is the combined price you would pay to buy all outstanding shares of a company or all companies in a group at current market prices — essentially the sum of each stock’s market capitalization. It matters to investors because it shows the overall size and weight of an investment or sector (like the total cost to buy every piece of a puzzle), helps compare scale across companies or markets, and influences index composition and risk exposure.

Stock option exercise financial

"STOCK OPTION EXERCISE"

A stock option exercise is the act of using a previously granted right to buy shares of a company's stock at a specific, predetermined price by paying that price and receiving the shares. It matters to investors because exercising changes who owns the shares (which can dilute existing ownership), can trigger taxable events and shift potential gains or losses, and affects voting power and the company’s outstanding share count—like turning a voucher into an actual product that becomes part of circulating supply.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

How many ENVA shares did officer Kirk L. Chartier propose to sell?

Kirk L. Chartier's proposed sale covers 27,977 shares of restricted stock.

What is the reported value and approximate sale date for Kirk L. Chartier's ENVA share sale?

The proposed sale has an aggregate market value of $4,795,388.04, with an approximate sale date of October 27, 2026.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Available on EDGAR 10/27/2026 - 03:01 PM EDT Accepted by SEC EDGAR 10/27/2026 - 03:01 PM EDT Learn about SEC filing dates

Form 144 Filer Information	UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 144 NOTICE OF PROPOSED SALE OF SECURITIES PURSUANT TO RULE 144 UNDER THE SECURITIES ACT OF 1933
FORM 144

144: Filer Information

Filer CIK	0001483333
Filer CCC	XXXXXXXX
Is this a LIVE or TEST Filing?	LIVE TEST
Submission Contact Information
Name
Phone
E-Mail Address

144: Issuer Information

Name of Issuer	Enova International, Inc.
SEC File Number	001-35503
Address of Issuer	175 WEST JACKSON BLVD CHICAGO ILLINOIS 60604
Phone	3125684200
Name of Person for Whose Account the Securities are To Be Sold	KIRK L CHARTIER
See the definition of "person" in paragraph (a) of Rule 144. Information is to be given not only as to the person for whose account the securities are to be sold but also as to all other persons included in that definition. In addition, information shall be given as to sales by all persons whose sales are required by paragraph (e) of Rule 144 to be aggregated with sales for the account of the person filing this notice.
Relationship to Issuer	OFFICER

144: Securities Information

Title of the Class of Securities To Be Sold	Name and Address of the Broker	Number of Shares or Other Units To Be Sold	Aggregate Market Value	Number of Shares or Other Units Outstanding	Approximate Date of Sale	Name the Securities Exchange
Restricted Stock	MERRILL LYNCH & CO., INC. 4 WORLD FINANCIAL CTR NEW YORK NY 10080	27977	4795388.04	24898371	10/27/2026	NYSE

Furnish the following information with respect to the acquisition of the securities to be sold and with respect to the payment of all or any part of the purchase price or other consideration therefor:

144: Securities To Be Sold

Title of the Class	Date you Acquired	Nature of Acquisition Transaction	Name of Person from Whom Acquired	Is this a Gift?	Date Donor Acquired	Amount of Securities Acquired	Date of Payment	Nature of Payment *
COMMON	02/08/2026	STOCK OPTION	ENOVA INTERNATIONAL, INC.			6145	02/08/2026	STOCK OPTION EXERCISE
COMMON	02/06/2026	STOCK OPTION	ENOVA INTERNATIONAL, INC.			1785	02/06/2026	STOCK OPTION EXERCISE
COMMON	02/05/2026	STOCK OPTION	ENOVA INTERNATIONAL, INC.			907	02/05/2026	STOCK OPTION EXERCISE
COMMON	02/09/2025	STOCK OPTION	ENOVA INTERNATIONAL, INC.			6940	02/09/2025	STOCK OPTION EXERCISE
COMMON	02/08/2025	STOCK OPTION	ENOVA INTERNATIONAL, INC.			6145	02/08/2025	STOCK OPTION EXERCISE
COMMON	02/06/2025	STOCK OPTION	ENOVA INTERNATIONAL, INC.			1733	02/06/2025	STOCK OPTION EXERCISE
COMMON	02/08/2024	STOCK OPTION	ENOVA INTERNATIONAL, INC.			4322	02/08/2024	STOCK OPTION EXERCISE

* If the securities were purchased and full payment therefor was not made in cash at the time of purchase, explain in the table or in a note thereto the nature of the consideration given. If the consideration consisted of any note or other obligation, or if payment was made in installments describe the arrangement and state when the note or other obligation was discharged in full or the last installment paid.

Furnish the following information as to all securities of the issuer sold during the past 3 months by the person for whose account the securities are to be sold.

144: Securities Sold During The Past 3 Months

Nothing to Report

144: Remarks and Signature

Remarks
Date of Notice	10/27/2026
ATTENTION:
The person for whose account the securities to which this notice relates are to be sold hereby represents by signing this notice that he does not know any material adverse information in regard to the current and prospective operations of the Issuer of the securities to be sold which has not been publicly disclosed. If such person has adopted a written trading plan or given trading instructions to satisfy Rule 10b5-1 under the Exchange Act, by signing the form and indicating the date that the plan was adopted or the instruction given, that person makes such representation as of the plan adoption or instruction date.
Signature	KIRK L CHARTIER
ATTENTION: Intentional misstatements or omission of facts constitute Federal Criminal Violations (See 18 U.S.C. 1001)