Enova (NYSE: ENVA) chair Fisher exercises options and sells 9,573 shares

Rhea-AI Filing Summary

Enova International Executive Chairman David Fisher reported an option exercise and share sale. On January 26, 2026, he exercised a non-qualified stock option for 9,573 shares of common stock at an exercise price of $23.96 per share. The same day, he sold 9,573 shares of common stock at a weighted average price of $157.805 per share under a pre-arranged Rule 10b5-1 trading plan. Following these transactions, Fisher directly held 348,223 shares of Enova common stock and 37,989 derivative securities (stock options) linked to common shares.

Insider Trade Summary

Net Seller: 9,573 shares ($1,510,667)

Net Sell 3 txns

Insider Fisher David

Role Executive Chairman

Sold 9,573 shs ($1.51M)

Type	Security	Shares	Price	Value
Exercise	Non-Qualified Stock Option (right to buy) with limited SAR	9,573	$0.00	--
Exercise	Common stock, par value $0.00001 per share	9,573	$23.96	$229K
Sale	Common stock, par value $0.00001 per share	9,573	$157.805	$1.51M

Holdings After Transaction: Non-Qualified Stock Option (right to buy) with limited SAR — 37,989 shares (Direct); Common stock, par value $0.00001 per share — 357,796 shares (Direct)

Footnotes (1)

1. The sale reported in this Form 4 was effected pursuant to Mr. Fisher's Rule 10b5-1 trading plan. This transaction was executed in multiple trades at prices ranging from $156.28 to $158.8925. The price reported above reflects the weighted average sale price. The Reporting Person hereby undertakes to provide upon request to the SEC staff, the Issuer, or a stockholder of the Issuer full information regarding the number of shares and the prices at which the transaction was effected. The limited stock appreciation right ("SAR") and employee stock option were granted in tandem. Accordingly, the exercise of one results in the expiration of the other. The SAR may be exercised only during the period beginning on the first day following the date that a "Change in Control" of Issuer occurs (as defined in the related grant agreement) and ending on the thirtieth day following such date. Upon exercise, the grantee shall be able to receive an amount equal to the product computed by multiplying (i) the excess of the "Offer Value Per Share" over the exercise price of the underlying option by (ii) the number of shares with respect to which the SAR is being exercised; provided, that such amount shall only be payable in the event an "Offer" is made. The "Offer Value Per Share" means the average selling price of Issuer's common stock during the period of 30 days ending on the date on which the SAR is exercised. "Offer" means any tender offer or exchange offer for outstanding shares of Issuer representing at least 30% of the total voting power of the stock of Issuer, or an offer to purchase assets from Issuer that have a total gross fair market value equal to or more than 40% of the total gross fair market value of all of the assets of Issuer, other than an offer made by Issuer. The options vested in substantially equal one-third increments on each of the following dates: February 12, 2020, February 12, 2021, and February 12, 2022.

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

X

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Fisher David

(Last) (First) (Middle)

C/O ENOVA INTERNATIONAL, INC.

175 W. JACKSON BOULEVARD, SUITE 600

(Street)

CHICAGO IL 60604

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Enova International, Inc. [ ENVA ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Executive Chairman

3. Date of Earliest Transaction (Month/Day/Year)
01/26/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common stock, par value $0.00001 per share	01/26/2026		M		9,573	A	$23.96	357,796	D
Common stock, par value $0.00001 per share	01/26/2026		S(1)		9,573	D	$157.805(2)	348,223	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Non-Qualified Stock Option (right to buy) with limited SAR(3)(4)	$23.96	01/26/2026		M			9,573	(5)	02/12/2026	Common stock; par value $0.00001 per share	9,573	$0	37,989	D

Explanation of Responses:

1. The sale reported in this Form 4 was effected pursuant to Mr. Fisher's Rule 10b5-1 trading plan.

2. This transaction was executed in multiple trades at prices ranging from $156.28 to $158.8925. The price reported above reflects the weighted average sale price. The Reporting Person hereby undertakes to provide upon request to the SEC staff, the Issuer, or a stockholder of the Issuer full information regarding the number of shares and the prices at which the transaction was effected.

3. The limited stock appreciation right ("SAR") and employee stock option were granted in tandem. Accordingly, the exercise of one results in the expiration of the other. The SAR may be exercised only during the period beginning on the first day following the date that a "Change in Control" of Issuer occurs (as defined in the related grant agreement) and ending on the thirtieth day following such date. Upon exercise, the grantee shall be able to receive an amount equal to the product computed by multiplying (i) the excess of the "Offer Value Per Share" over the exercise price of the underlying option by (ii) the number of shares with respect to which the SAR is being exercised; provided, that such amount shall only be payable in the event an "Offer" is made.

4. The "Offer Value Per Share" means the average selling price of Issuer's common stock during the period of 30 days ending on the date on which the SAR is exercised. "Offer" means any tender offer or exchange offer for outstanding shares of Issuer representing at least 30% of the total voting power of the stock of Issuer, or an offer to purchase assets from Issuer that have a total gross fair market value equal to or more than 40% of the total gross fair market value of all of the assets of Issuer, other than an offer made by Issuer.

5. The options vested in substantially equal one-third increments on each of the following dates: February 12, 2020, February 12, 2021, and February 12, 2022.

	/s/ Sean Rahilly, as attorney in fact	01/28/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
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FAQ

What insider transactions did Enova (ENVA) Executive Chairman David Fisher report?

David Fisher reported exercising stock options for 9,573 Enova shares and selling 9,573 common shares. The exercise price was $23.96 per share, and the sale used a weighted average price of $157.805 per share on January 26, 2026.

How many Enova (ENVA) shares does David Fisher own after this Form 4 filing?

After the reported transactions, David Fisher directly owns 348,223 shares of Enova common stock. He also holds 37,989 derivative securities in the form of stock options, each tied to Enova common shares, according to the Form 4 disclosure.

At what prices did David Fisher exercise and sell Enova (ENVA) shares?

David Fisher exercised stock options at an exercise price of $23.96 per Enova share. He sold 9,573 common shares at a weighted average sale price of $157.805 per share, based on multiple trades executed within a stated price range.

Was David Fisher’s Enova (ENVA) share sale under a Rule 10b5-1 plan?

Yes. The Form 4 states that David Fisher’s sale of 9,573 Enova common shares was effected under his Rule 10b5-1 trading plan. These pre-arranged plans allow insiders to sell shares according to predetermined instructions.

What Enova (ENVA) derivative securities are reported in David Fisher’s Form 4?

The filing reports a non-qualified stock option with a limited stock appreciation right covering 9,573 Enova shares. After exercising 9,573 options on January 26, 2026, Fisher held 37,989 remaining derivative securities directly, all linked to Enova common stock.