Enova CFO reports tax-related share withholdings

Enova International, Inc.'s Chief Financial Officer Cornelis Scott reported several small share disposals that were tax withholdings, not open-market sales.

Rhea-AI Filing Summary

Enova International, Inc.'s Chief Financial Officer Cornelis Scott reported several small share disposals that were tax withholdings, not open-market sales. On multiple dates in early February 2026, the company withheld blocks of common stock to cover taxes tied to vested restricted stock units, as required by the award terms. After these automatic withholdings, Scott directly held 7,815 shares of Enova common stock.

Insider Trade Summary

Exercise Price or Tax Liability: 915 shares

Exercise Price or Tax Liability 4 txns

Insider Cornelis Scott

Role Chief Financial Officer

Type	Security	Shares	Price	Value
Exercise Price or Tax Liability	Common stock, par value $0.00001 per share	242	$161.10	$39K
Exercise Price or Tax Liability	Common stock, par value $0.00001 per share	246	$161.10	$40K
Exercise Price or Tax Liability	Common stock, par value $0.00001 per share	269	$161.10	$43K
Exercise Price or Tax Liability	Common stock, par value $0.00001 per share	158	$159.78	$25K

Holdings After Transaction: Common stock, par value $0.00001 per share — 7,815 shares (Direct)

Footnotes (1)

1. F1. This transaction represents the withholding by Enova International, Inc. ("Issuer") of Issuer's shares to pay taxes in connection with the vesting of restricted stock units on the Transaction Date. The timing and amount of the transaction were determined by the terms of the applicable restricted stock and were not within the control of the Reporting Person.

FAQ

What did Enova (ENVA) CFO Cornelis Scott report in this Form 4?

Enova CFO Cornelis Scott reported several small dispositions of common stock. These were company share withholdings to pay taxes on vested restricted stock units, not discretionary market sales, and left him directly holding 7,815 Enova common shares after the reported transactions.

Were the Enova (ENVA) insider transactions open-market sales?

No, the transactions were not open-market sales. The filing states Enova withheld shares to pay taxes owed when restricted stock units vested, with the timing and amounts dictated by the award terms rather than by the CFO’s personal trading decisions.

How many Enova (ENVA) shares were withheld for taxes in each transaction?

Enova withheld 158 shares on February 5, 269 shares on February 6, and 242 and 246 shares in two separate February 8 transactions. Each withholding covered tax obligations from restricted stock unit vesting on the applicable transaction dates, according to the Form 4 footnote.

What Enova (ENVA) share price was used for the tax withholdings?

The tax withholdings used share prices of $159.78 for the February 5 transaction and $161.10 for the February 6 and February 8 transactions. These prices determined the value of shares withheld to satisfy the CFO’s tax obligations tied to restricted stock unit vesting.

How many Enova (ENVA) shares does the CFO own after the reported transactions?

After the final reported transaction on February 8, 2026, CFO Cornelis Scott directly owned 7,815 shares of Enova common stock. This figure reflects his holdings following all the reported tax withholding events related to restricted stock unit vesting in this Form 4.

Does this Enova (ENVA) Form 4 involve any derivative securities?

No derivative securities transactions are reported. Table II, which would list options, warrants, or other derivatives, is empty. The filing only covers non-derivative common stock withheld by Enova to pay taxes on vested restricted stock units for the Chief Financial Officer.

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Accepted by SEC EDGAR 02/09/2026 - 06:00 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Cornelis Scott

(Last) (First) (Middle)

C/O ENOVA INTERNATIONAL, INC.

175 W. JACKSON BLVD., SUITE 600

(Street)

CHICAGO IL 60604

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Enova International, Inc. [ ENVA ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Financial Officer

3. Date of Earliest Transaction (Month/Day/Year)
02/05/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common stock, par value $0.00001 per share	02/05/2026		F		158(1)	D	$159.78	8,572	D
Common stock, par value $0.00001 per share	02/06/2026		F		269(1)	D	$161.1	8,303	D
Common stock, par value $0.00001 per share	02/08/2026		F		242(1)	D	$161.1	8,061	D
Common stock, par value $0.00001 per share	02/08/2026		F		246(1)	D	$161.1	7,815	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. This transaction represents the withholding by Enova International, Inc. ("Issuer") of Issuer's shares to pay taxes in connection with the vesting of restricted stock units on the Transaction Date. The timing and amount of the transaction were determined by the terms of the applicable restricted stock and were not within the control of the Reporting Person.

	/s/ Sean Rahilly, as attorney in fact	02/09/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
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