Enova International, Inc.'s SEC filings document its online financial services business, public-company governance and financing arrangements used by lending subsidiaries. Recent 8-K reports cover operating results and amendments to receivables-backed facilities associated with OnDeck and NetCredit entities, including revolving loan commitments, note issuance arrangements and securitization facility terms.
Proxy materials describe board matters, shareholder voting items, executive compensation, equity awards and incentive-plan disclosures. Other material-event filings record management-transition compensation arrangements, capital-structure disclosures and obligations arising from amended credit facilities.
Enova International, Inc. furnished a current report outlining that it has released its latest financial results. On January 27, 2026, the company issued a press release announcing its consolidated financial results for the three months ended December 31, 2025. The press release is attached to the report as Exhibit 99.1 and is incorporated by reference. Enova specifies that the information under this results-of-operations section is being furnished, not filed, which limits how it is treated under securities law.
Enova International shareholder plans a modest insider sale under Rule 144. A person identified as David Fisher has filed a notice to sell 9,573 shares of Enova common stock through Merrill Lynch at 110 N Wacker Dr, Suite 1900, Chicago, with trading on the NYSE. The filing lists an approximate sale date of 01/26/2026. Enova had 24,801,579 common shares outstanding at the time referenced.
The 9,573 shares to be sold were acquired on 02/12/2019 via a stock option from Enova International, with payment also dated 02/12/2019. Over the past three months, the same seller reported additional Enova common stock sales: 6,000 shares on 10/27/2025 for gross proceeds of 735,426.57, 6,000 shares on 11/21/2025 for 745,289.01, and 15,000 shares on 12/16/2025 for 2,403,060.39. By signing, the seller represents they are not aware of undisclosed material adverse information about Enova.
Enova International, Inc. disclosed the initial share holdings of its Chief Financial Officer, Cornelis Scott, as of January 1, 2026. Scott beneficially owns 8,730 shares of Enova common stock, including several grants of restricted stock units (RSUs) that vest over time.
The total includes 823 RSUs awarded on February 8, 2022 that vest on February 8, 2026; 1,854 RSUs awarded on May 10, 2022 that vest on May 10, 2026; and 1,678 RSUs awarded on February 8, 2023 that vest in substantially equal increments on February 8, 2026 and February 8, 2027. It also includes 2,562 RSUs awarded on February 6, 2024 vesting in substantially equal one-third increments on February 6, 2026, 2027, and 2028, and 1,813 RSUs awarded on February 5, 2025 vesting in substantially equal one-fourth increments on February 5, 2026, 2027, 2028, and 2029.
Enova International, Inc. has amended a prior report to spell out 2026 pay packages tied to its previously announced leadership changes effective January 1, 2026. Incoming Chief Executive Officer Steve Cunningham will receive an $850,000 base salary, a 2026 bonus target of 135% of salary ($1,147,500), and equity awards equal to 600% of salary ($5,100,000) split equally between restricted stock units and stock options with multi‑year vesting schedules. New Chief Financial Officer Scott Cornelis will have a $520,000 base salary, an 85% bonus target ($442,000), and 200% of salary in equity awards ($1,040,000). Executive Chairman David Fisher will receive an $825,000 base salary, a 130% bonus target ($1,072,000), and equity awards equal to 520% of salary ($4,290,000), also split between restricted stock units and stock options.
Enova International and Grasshopper Bancorp have agreed to merge, with Grasshopper combining into Enova and Grasshopper Bank remaining as the surviving bank after a follow-on bank merger. Each share of Grasshopper common stock will be converted into the right to receive approximately 0.038185 share of Enova common stock plus $4.845 in cash, subject to an overall cap that keeps total stockholder consideration at about $350 million, excluding payments for options and warrants. Based on shares outstanding on December 26, 2025, Enova expects to issue about 1,551,801 new shares. A virtual special meeting of Grasshopper stockholders to vote on the merger and a possible adjournment will be held on February 2, 2026, with a record date of December 26, 2025, when 28,127,639 voting shares were outstanding. The boards of both companies have approved the merger and Grasshopper’s board recommends voting “FOR” the proposals. The transaction requires regulatory approvals, and Grasshopper stockholders who do not vote in favor and follow specific steps may have appraisal rights under Delaware law.
Enova International director reports share transfer. A director of Enova International, Inc. reported a transaction involving the company’s common stock on 12/22/2025. The filing shows a disposition of 2,558 shares of common stock with a reported price of $0, consistent with a non-cash transfer such as a gift. Following this transaction, the reporting person holds 73,651 shares of Enova common stock in direct ownership.
Enova International plans to issue approximately 1,551,801 shares of Enova common stock to Grasshopper Bancorp stockholders in a stock-and-cash merger capped at about $350 million of total consideration (excluding options and warrants).
Each Grasshopper share will be converted into roughly 0.038185 of a share of Enova common stock plus $4.845 in cash, with cash paid instead of fractional Enova shares. Based on Enova’s share price, the implied value per Grasshopper share was $10.24 on December 10, 2025 and $11.14 on December 26, 2025, so the final value will move with Enova’s stock price.
Grasshopper stockholders will vote on the merger and an adjournment proposal at a virtual special meeting on February 2, 2026, and certain stockholders have signed voting agreements to support the deal. Regulatory approvals from the Federal Reserve and OCC are required, the transaction is intended to qualify as a tax-free reorganization, and the combined company will be regulated as a bank holding company with Grasshopper Bank continuing as the bank subsidiary.
Enova International, Inc. is proposing an all-stock-and-cash merger with Grasshopper Bancorp, Inc. Grasshopper will merge into Enova, followed by a separate merger of an Enova interim bank into Grasshopper Bank, with Grasshopper Bank surviving as Enova’s bank subsidiary.
For each share of Grasshopper common stock (other than excluded and appraisal shares), Grasshopper stockholders will receive approximately 0.038185 shares of Enova common stock plus $4.845 in cash, with cash paid instead of fractional Enova shares. The total merger consideration for Grasshopper common stock is capped at approximately $350 million, excluding cash paid for Grasshopper options and warrants. Based on Enova’s $141.40 closing price on December 10, 2025, the implied per-share merger value was $10.24.
Grasshopper will hold a special meeting where a majority of outstanding Grasshopper common stock must vote in favor of the merger. Certain large Grasshopper stockholders have entered voting agreements to support the deal, and Grasshopper stockholders who do not vote for the merger may have appraisal rights under Delaware law. The transaction requires multiple bank regulatory approvals, will be accounted for as a business combination by Enova, and is intended to qualify as a tax-free reorganization for U.S. federal income tax purposes.
Enova International entered into an amendment to its merger agreement with Grasshopper Bancorp to change how Grasshopper stockholders are paid in the planned merger. Previously, each Grasshopper stockholder could elect to receive either cash or Enova stock, subject to limits and adjustment procedures tied to a cap that restricted cash to 50% of the total merger consideration.
Under the amended terms, Grasshopper stockholders will no longer make an election. Instead, each stockholder will automatically receive a mix of 50% cash and 50% Enova stock in the merger. The total aggregate consideration Enova will pay in the transaction remains the same; only the mechanics and mix per stockholder have been simplified. All other material terms of the mergers, including the follow-on bank merger structure, remain as previously described.