Every 10-Q that Essent Group LTD (ESNT) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 10-Q covers the quarterly report filed between annual reports, so if you follow ESNT and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full ESNT filings page.
Essent Group Ltd. reported solid Q2 2026 results driven by growth in mortgage insurance and new reinsurance business. Total revenues were $362.7 million, up from $319.1 million a year earlier, as net premiums earned increased to $276.8 million and net investment income to $61.6 million.
Net income was $189.7 million versus $195.3 million in Q2 2025, as the provision for losses and LAE rose to $49.0 million from $17.1 million, though the consolidated loss ratio remained low. Diluted EPS increased to $2.08 from $1.93, reflecting share repurchases that reduced diluted weighted-average shares outstanding to 91.4 million.
At June 30, 2026, total assets were $7.6 billion, including $6.5 billion of investments, and stockholders’ equity was $5.7 billion. The reserve for losses and LAE increased to $518.8 million, while favorable prior-year reserve development totaled $54.4 million for the first half. The company continued to actively use quota share and excess-of-loss reinsurance, with $11.0 billion of risk in force ceded and $1.0 billion of assets held in reinsurance trusts supporting capital relief under PMIERs. Essent also returned capital via $348.4 million of share repurchases and $0.70 per share in dividends during the first half of 2026.
Essent Group Ltd. reported solid first‑quarter 2026 results driven by growth in mortgage and reinsurance activity. Total revenues were $336.1 million, up from $317.6 million a year earlier, as net premiums earned increased to $260.1 million.
Net income was $171.8 million versus $175.4 million in 2025, with diluted EPS of $1.82 compared to $1.69. Operating cash flow remained strong at $192.0 million. The balance sheet showed total assets of $7.57 billion and stockholders’ equity of $5.70 billion as of March 31, 2026.
The company continued capital management actions, paying a quarterly dividend of $0.35 per share and repurchasing 2.6 million shares for $157.0 million. Mortgage insurance new insurance written reached approximately $11.1 billion, and Essent Re expanded into certain property and casualty reinsurance from January 1, 2026.
Essent Group Ltd. reported Q3 2025 net income of $164.2 million, with diluted EPS of $1.67. Total revenues were $311.8 million, as net premiums earned of $246.3 million and net investment income of $59.8 million offset modest realized losses. The provision for losses and LAE rose to $44.9 million, and other underwriting and operating expenses were $59.5 million.
For the first nine months of 2025, net income was $535.0 million (diluted EPS $5.29) on revenues of $948.5 million. Stockholders’ equity increased to $5.74 billion, aided by an improvement in accumulated other comprehensive loss to $(165.4) million. Investments available for sale stood at $6.09 billion (fair value). The company repurchased $461.5 million of shares and paid $92.6 million in dividends year‑to‑date, generating $627.0 million in operating cash flow. Reinsurance programs remained active, including quota share cessions and Radnor Re insurance‑linked note structures. Common shares outstanding were 96,665,101 as of October 31, 2025.
Essent Group Ltd. reported continued profitability with consolidated assets of $7.22 billion and total investments of $6.33 billion. Net income was $195.3 million for the quarter and $370.8 million for the six months, with basic EPS of $1.95 and $3.65, respectively. Net premiums earned were $248.8 million for the quarter. Net investment income rose to $59.3 million for the quarter and $117.5 million for six months, helping drive total revenues of $319.1 million for the quarter. Reserve for losses and LAE increased to $364.7 million with $48.1 million of favorable prior-year development recorded in the six months. The company completed significant share repurchases in 2025, acquiring 5.76 million shares at a cost of $328.5 million and authorized an additional $500 million buyback program. Other notable items: issuance of $500 million 6.25% Senior Notes due 2029 (net proceeds ~$495.3M), unrealized investment losses on AFS securities totaling $270.2 million, and compliance with PMIERs and statutory capital requirements.