Essent risk chief granted 323 dividend units

Essent Group’s Chief Risk Officer received additional dividend equivalent units tied to unvested equity awards, modestly increasing his derivative-based exposure to common shares.

Rhea-AI Filing Summary

Essent Group Ltd. (symbol: ESNT) is the issuer of record for a Form 4 filing submitted to the SEC. Bhasin Vijay reported acquisition or exercise transactions in this Form 4 filing.

Essent Group Ltd. (ESNT) reported that Vijay Bhasin, SVP and Chief Risk Officer, received an automatic grant of 323 dividend equivalent units on September 10, 2026. These units accrue on unvested restricted stock and restricted stock unit awards and vest proportionately with those awards, bringing his directly held dividend equivalent units to 2,300, each economically equivalent to one common share.

Insider Trade Summary

Grant/Award: 323 shares

Grant/Award 1 txn

Insider Bhasin Vijay

Role SVP and Chief Risk Officer

Type	Security	Shares	Price	Value
Grant/Award	Dividend equivalent units F1	323	$0.00	$0.00

Holdings After Transaction: Dividend equivalent units — 2,300 contracts (Direct)

Footnotes (1)

1. F1. The dividend equivalent rights accrued on unvested restricted stock award(s) and/or unvested restricted stock unit award(s) and become vested proportionately with the award(s) to which they relate. Each dividend equivalent unit is the economic equivalent of one common share of Essent Group Ltd.

Key Figures

Dividend equivalent units granted: 323 units Dividend equivalent units held after transaction: 2,300 units Transaction price per unit: $0.00 per unit +2 more

5 metrics

Dividend equivalent units granted 323 units Grant to SVP and Chief Risk Officer on September 10, 2026

Dividend equivalent units held after transaction 2,300 units Direct holdings of dividend equivalent units following the grant

Transaction price per unit $0.00 per unit Grant of dividend equivalent units on September 10, 2026

Underlying common shares 2,300 shares Each dividend equivalent unit is the economic equivalent of one common share

Transaction type Grant or other acquisition Code A derivative acquisition of dividend equivalent units

Key Terms

Dividend equivalent units, restricted stock unit award(s), economic equivalent

3 terms

Dividend equivalent units financial

"The reported security is Dividend equivalent units tied to equity awards"

Dividend equivalent units are bookkeeping credits that mirror cash dividends paid on actual shares, granted to holders of stock-based awards such as restricted stock units or deferred compensation. They matter to investors because they increase a company’s reported employee compensation cost and can lead to issuance of more shares or cash payouts over time, similar to extra pay linked to ownership that affects shareholder dilution and corporate cash flow.

restricted stock unit award(s) financial

"rights accrued on unvested restricted stock award(s) and/or unvested restricted stock unit award(s)"

economic equivalent financial

"Each dividend equivalent unit is the economic equivalent of one common share"

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transaction did ESNT report for Vijay Bhasin on September 10, 2026?

Essent Group Ltd. reported that SVP and Chief Risk Officer Vijay Bhasin was granted 323 dividend equivalent units on September 10, 2026, as an acquisition of derivative securities tied to his existing unvested equity awards.

How many dividend equivalent units does the Essent Group (ESNT) executive hold after this Form 4 transaction?

After the September 10, 2026 grant, Vijay Bhasin holds 2,300 dividend equivalent units directly. Each of these units is described as the economic equivalent of one common share of Essent Group Ltd.

What are dividend equivalent units in the Essent Group (ESNT) Form 4 filing?

The filing states that dividend equivalent rights accrue on unvested restricted stock and restricted stock unit awards and become vested proportionately with those awards. Each dividend equivalent unit is the economic equivalent of one common share of Essent Group Ltd.

Was the Essent Group (ESNT) insider transaction made under a Rule 10b5-1 plan?

The document-level Rule 10b5-1 checkbox is not affirmed; it is shown as unchecked. There is no footnote indicating that the September 10, 2026 grant of dividend equivalent units was made under a Rule 10b5-1 trading plan.

What type of security is reported in this Essent Group (ESNT) Form 4?

The reported security is dividend equivalent units, classified as a derivative security. The underlying security is identified as common shares, par value $0.015, with the units economically mirroring one common share each.

Does the Essent Group (ESNT) executive pay anything for the 323 dividend equivalent units?

No purchase price is indicated. The transaction shows 323 dividend equivalent units acquired at a reported price of $0.00 per unit, consistent with a grant or award rather than an open-market purchase.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Available on EDGAR 09/14/2026 - 05:15 PM Accepted by SEC EDGAR 09/14/2026 - 05:14 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Bhasin Vijay

(Last) (First) (Middle)

C/O ESSENT GROUP LTD.

CLARENDON HOUSE, 2 CHURCH STREET

(Street)

HAMILTON HM11

(City) (State) (Zip)

BERMUDA

(Country)

2. Issuer Name and Ticker or Trading Symbol
Essent Group Ltd. [ ESNT ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	SVP and Chief Risk Officer

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
09/10/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Dividend equivalent units	(1)	09/10/2026		A		323		(1)	(1)	Common shares, par value $0.015	2,300	$0	2,300	D

Explanation of Responses:

1. The dividend equivalent rights accrued on unvested restricted stock award(s) and/or unvested restricted stock unit award(s) and become vested proportionately with the award(s) to which they relate. Each dividend equivalent unit is the economic equivalent of one common share of Essent Group Ltd.

Remarks:

	/s/ David B. Weinstock, as attorney-in-fact	09/14/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)