Essent Group (NYSE: ESNT) CRO awarded 378 dividend equivalent units

Rhea-AI Filing Summary

Bhasin Vijay reported acquisition or exercise transactions in this Form 4 filing.

Essent Group Ltd. SVP and Chief Risk Officer Vijay Bhasin received a routine equity-based compensation grant. On March 23, 2026, he was awarded 378 dividend equivalent units linked to unvested restricted stock and restricted stock units, at a grant price of $0.00 per unit.

After this award, Bhasin holds 1,604 dividend equivalent units, each economically equivalent to one common share of Essent Group Ltd. These units vest proportionately with the underlying equity awards and represent additional non-cash compensation rather than an open-market share purchase or sale.

Insider Trade Summary

1 transaction reported

Mixed 1 txn

Insider Bhasin Vijay

Role SVP and Chief Risk Officer

Type	Security	Shares	Price	Value
Grant/Award	Dividend equivalent units	378	$0.00	--

Holdings After Transaction: Dividend equivalent units — 1,604 shares (Direct)

Footnotes (1)

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Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Bhasin Vijay

(Last) (First) (Middle)

C/O ESSENT GROUP LTD.

CLARENDON HOUSE, 2 CHURCH STREET

(Street)

HAMILTON HM11

(City) (State) (Zip)

BERMUDA

(Country)

2. Issuer Name and Ticker or Trading Symbol
Essent Group Ltd. [ ESNT ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	SVP and Chief Risk Officer

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
03/23/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Dividend equivalent units	(1)	03/23/2026		A		378		(1)	(1)	Common shares, par value $0.015	1,604	$0	1,604	D

Explanation of Responses:

1. The dividend equivalent rights accrued on unvested restricted stock award(s) and/or unvested restricted stock unit award(s) and become vested proportionately with the award(s) to which they relate. Each dividend equivalent unit is the economic equivalent of one common share of Essent Group Ltd.

Remarks:

	/s/ David B. Weinstock, as attorney-in-fact	03/25/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What did Essent Group (ESNT) insider Vijay Bhasin report in this Form 4?

Vijay Bhasin reported receiving 378 dividend equivalent units as equity-based compensation. These units relate to his unvested restricted stock and restricted stock units and carry a grant price of zero, reflecting a non-cash award rather than any market purchase or sale of Essent shares.

How many Essent Group (ESNT) dividend equivalent units does Vijay Bhasin now hold?

Following this grant, Vijay Bhasin holds 1,604 dividend equivalent units. Each unit is economically equivalent to one Essent Group common share and vests over time in line with the related unvested restricted stock and restricted stock unit awards granted to him as part of compensation.

Were Essent Group (ESNT) shares bought or sold in this Vijay Bhasin Form 4?

No open-market buy or sell occurred; this filing reports a grant of 378 dividend equivalent units to Vijay Bhasin. The award was made at a price of zero and is tied to existing unvested restricted stock and restricted stock unit awards rather than a discretionary stock trade.

What are Essent Group (ESNT) dividend equivalent units reported in this filing?

Dividend equivalent units are rights that accrue on unvested restricted stock and restricted stock units, mirroring cash dividends on Essent common shares. Each unit in this filing is economically equivalent to one Essent share and becomes vested proportionately as the related underlying equity awards vest over time.

Why did Essent Group (ESNT) grant dividend equivalent units to Vijay Bhasin?

The 378 dividend equivalent units granted to Vijay Bhasin represent routine compensation linked to his unvested restricted stock and restricted stock units. These awards track Essent’s dividends during the vesting period, aligning his incentives with shareholders without requiring any cash outlay or market transaction.