Essent director granted dividend equivalent units

SPIEGEL WILLIAM reported acquisition or exercise transactions in this Form 4 filing.

Accepted by SEC EDGAR 03/25/2026 - 04:52 PM EDT Learn about SEC filing dates

Rhea-AI Filing Summary

SPIEGEL WILLIAM reported acquisition or exercise transactions in this Form 4 filing.

Essent Group Ltd. director William Spiegel received a grant of 16 dividend equivalent units tied to existing equity awards. These units, which accrued on unvested restricted stock or restricted stock units, bring his total dividend equivalent units to 56. Each unit is the economic equivalent of one common share of Essent Group Ltd. and will vest proportionately with the underlying awards.

Insider Trade Summary

Grant/Award: 16 shares

Grant/Award 1 txn

Insider SPIEGEL WILLIAM

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Dividend equivalent units	16	$0.00	$0.00

Holdings After Transaction: Dividend equivalent units — 56 contracts (Direct)

Holdings Before and After: Dividend equivalent units, 40 to 56 contracts (Direct)

Footnotes (1)

1. F1. The dividend equivalent rights accrued on unvested restricted stock award(s) and/or unvested restricted stock unit award(s) and become vested proportionately with the award(s) to which they relate. Each dividend equivalent unit is the economic equivalent of one common share of Essent Group Ltd.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transaction did Essent Group (ESNT) director William Spiegel report?

William Spiegel reported receiving 16 dividend equivalent units as a grant. These units are linked to his unvested restricted stock or restricted stock unit awards and increase his total dividend equivalent units to 56, reflecting additional compensation rather than an open-market share purchase or sale.

What are dividend equivalent units in the Essent Group (ESNT) Form 4 filing?

Dividend equivalent units are rights that mirror dividends on unvested equity awards. For Essent Group, each dividend equivalent unit is the economic equivalent of one common share and vests proportionately with the related unvested restricted stock or restricted stock unit awards held by the reporting person.

How many Essent Group (ESNT) dividend equivalent units does William Spiegel hold after this transaction?

After receiving 16 additional dividend equivalent units, William Spiegel holds a total of 56 such units. These units correspond economically to 56 common shares of Essent Group Ltd. and will vest over time in line with the underlying unvested equity awards.

Was the Essent Group (ESNT) transaction a market buy or sell of shares?

No, the transaction was not a market buy or sell. It was an acquisition coded as "A" for a grant or award, reflecting 16 dividend equivalent units credited on existing unvested restricted stock or restricted stock unit awards, with no open-market trading involved.

How do Essent Group (ESNT) dividend equivalent units vest for William Spiegel?

The dividend equivalent units vest proportionately with the related unvested restricted stock or restricted stock unit awards. As those underlying awards for William Spiegel vest over time, the associated dividend equivalent units will also vest, maintaining economic equivalence to Essent Group common shares.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

SPIEGEL WILLIAM

(Last) (First) (Middle)

C/O ESSENT GROUP LTD.

CLARENDON HOUSE, 2 CHURCH STREET

(Street)

HAMILTON HM11

(City) (State) (Zip)

BERMUDA

(Country)

2. Issuer Name and Ticker or Trading Symbol
Essent Group Ltd. [ ESNT ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
03/23/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Dividend equivalent units	(1)	03/23/2026		A		16		(1)	(1)	Common shares, par value $0.015	56	$0	56	D

Explanation of Responses:

1. The dividend equivalent rights accrued on unvested restricted stock award(s) and/or unvested restricted stock unit award(s) and become vested proportionately with the award(s) to which they relate. Each dividend equivalent unit is the economic equivalent of one common share of Essent Group Ltd.

Remarks:

	/s/ David B. Weinstock, as attorney-in-fact	03/25/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)