[Form 4] Essent Group Ltd. Insider Trading Activity

Rhea-AI Filing Summary

Essent Group Ltd. (ESNT) Form 4: Reporting person Vijay Bhasin, identified as SVP and Chief Risk Officer, reported a sale of 11,479 common shares on 09/18/2025 at a price of $65 per share. Following the reported transaction, Mr. Bhasin beneficially owned 196,922 shares. The filing indicates the transaction was made pursuant to a 10b5-1 plan. The Form 4 is signed by an attorney-in-fact on 09/22/2025. No derivative transactions or additional remarks are disclosed in the filing.

Positive

• Transaction executed under a 10b5-1 plan, indicating the sale was part of a pre-arranged trading plan
• Reporting person retains a substantial holding of 196,922 shares after the sale
• Form 4 properly signed by attorney-in-fact, indicating completion of filing formalities

Negative

• Disposition of 11,479 shares reduces insider stake and may be interpreted unfavorably by some market participants
• Filing provides no explanatory remarks about the reason for the sale or use of proceeds

Insights

Financial Analyst

TL;DR: Insider sold 11,479 shares under a 10b5-1 plan, retaining 196,922 shares; transaction appears routine, limited immediate company impact.

The sale of 11,479 common shares at $65 per share on 09/18/2025 reduces the reporting persons direct holding to 196,922 shares. The filing explicitly notes the sale was pursuant to a 10b5-1 plan, which typically indicates a pre-arranged, rule-compliant disposition rather than discretionary trading. No derivatives, option exercises, or additional cash/stock consideration items are reported. For investors, this is a clear, transparent insider sale with no additional information in the filing to suggest material change to issuer operations or governance.

Corporate Governance Expert

TL;DR: Form 4 documents a planned insider sale with attorney-in-fact signature; governance procedures appear followed but disclosure is limited to the transaction.

The report identifies Vijay Bhasin as SVP and Chief Risk Officer and checks the box indicating the trade was governed by a 10b5-1 plan. The attorney-in-fact signature dated 09/22/2025 shows procedural completion of the filing. The filing contains no commentary on board actions, officer changes, or related-party arrangements. From a governance perspective, the record is concise and compliant but provides no additional context on rationale or allocation of proceeds.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

X

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Bhasin Vijay

(Last) (First) (Middle)

C/O ESSENT GROUP LTD.

CLARENDON HOUSE, 2 CHURCH STREET

(Street)

HAMILTON D0 HM11

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Essent Group Ltd. [ ESNT ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	SVP and Chief Risk Officer

3. Date of Earliest Transaction (Month/Day/Year)
09/18/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common shares, par value $0.015	09/18/2025		S		11,479	D	$65	196,922	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

Remarks:

	/s/ David B. Weinstock, as attorney-in-fact	09/22/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What did Essent Group (ESNT) insider Vijay Bhasin report on Form 4?

The filing reports a sale of 11,479 common shares on 09/18/2025 at $65 per share; post-transaction holdings were 196,922 shares.

Was the sale by the ESNT insider part of a pre-arranged trading plan?

Yes. The Form 4 indicates the transaction was executed pursuant to a 10b5-1 plan.

What is Vijay Bhasins role at Essent Group as stated in the filing?

The filing lists Vijay Bhasin as SVP and Chief Risk Officer.

When was the Form 4 signed and filed for this ESNT transaction?

The form shows an attorney-in-fact signature dated 09/22/2025 and the transaction date is 09/18/2025.

Did the Form 4 report any derivative transactions or option exercises for ESNT?

No. Table II (derivative securities) contains no reported transactions in this filing.

How many shares did the insider own after the reported sale?

Following the reported sale, the insider beneficially owned 196,922 common shares.