Essent Group (NYSE: ESNT) director awarded dividend equivalent units

Rhea-AI Filing Summary

Galda April Joyce reported acquisition or exercise transactions in this Form 4 filing.

Essent Group Ltd. director April Joyce Galda received a grant of 16 dividend equivalent units on March 23, 2026. These units accrued on her unvested restricted stock and restricted stock unit awards and vest in proportion to those awards. After this grant, she holds 56 dividend equivalent units, each economically equivalent to one Essent Group common share. This is a compensation-related accrual rather than an open-market share purchase or sale.

Insider Trade Summary

1 transaction reported

Mixed 1 txn

Insider Galda April Joyce

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Dividend equivalent units	16	$0.00	--

Holdings After Transaction: Dividend equivalent units — 56 shares (Direct)

Footnotes (1)

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Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Galda April Joyce

(Last) (First) (Middle)

C/O ESSENT GROUP LTD.

CLARENDON HOUSE, 2 CHURCH STREET

(Street)

HAMILTON HM11

(City) (State) (Zip)

BERMUDA

(Country)

2. Issuer Name and Ticker or Trading Symbol
Essent Group Ltd. [ ESNT ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
03/23/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Dividend equivalent units	(1)	03/23/2026		A		16		(1)	(1)	Common shares, par value $0.015	56	$0	56	D

Explanation of Responses:

1. The dividend equivalent rights accrued on unvested restricted stock award(s) and/or unvested restricted stock unit award(s) and become vested proportionately with the award(s) to which they relate. Each dividend equivalent unit is the economic equivalent of one common share of Essent Group Ltd.

Remarks:

	/s/ David B. Weinstock, as attorney-in-fact	03/25/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transaction did Essent Group (ESNT) report for April Joyce Galda?

Essent Group reported that director April Joyce Galda received 16 dividend equivalent units as a compensation-related grant. These units accrued on her unvested restricted stock and restricted stock unit awards and are economically equivalent to Essent Group common shares, vesting proportionately with those awards.

How many Essent Group dividend equivalent units does April Joyce Galda hold after this Form 4?

After the reported transaction, April Joyce Galda holds 56 dividend equivalent units. The filing shows a grant of 16 new units, increasing her total to 56. Each unit is the economic equivalent of one Essent Group common share under the company’s equity compensation structure.

Are the Essent Group (ESNT) dividend equivalent units a stock purchase by April Joyce Galda?

No, the 16 dividend equivalent units reflect a grant, not a stock purchase. They accrued on unvested restricted stock and restricted stock unit awards as part of her compensation, with no price paid per unit and vesting aligned to the underlying awards’ schedule.

What does a dividend equivalent unit mean for Essent Group shareholders?

A dividend equivalent unit is economically equal to one Essent Group common share for the holder. It generally mirrors dividends on the underlying stock and, in this case, accrues on unvested equity awards and vests proportionately, aligning director compensation with the company’s share performance over time.

Does this Essent Group Form 4 show any insider share sales or buys in the market?

The Form 4 does not show any open-market buys or sales. It reports one acquisition transaction coded as a grant of 16 dividend equivalent units at a price of $0.0000, tied to existing unvested restricted stock and restricted stock unit awards held by director April Joyce Galda.