Essent Group (ESNT) insider now holds 3,259 dividend equivalent units

Rhea-AI Filing Summary

Essent Group Ltd.'s SVP and Chief Legal Officer reported acquiring 395 dividend equivalent units tied to unvested restricted stock and restricted stock unit awards. These dividend equivalent rights accrue on the unvested awards and vest proportionately with the underlying awards, with each unit being the economic equivalent of one common share of Essent Group Ltd.

The transaction occurred on 12/10/2025 and was reported as directly owned. Following this activity, the officer holds a total of 3,259 dividend equivalent units, economically corresponding to 3,259 common shares.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
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hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Gibbons Mary Lourdes

(Last) (First) (Middle)

C/O ESSENT GROUP LTD.

CLARENDON HOUSE, 2 CHURCH STREET

(Street)

HAMILTON D0 HM11

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Essent Group Ltd. [ ESNT ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	SVP and Chief Legal Officer

3. Date of Earliest Transaction (Month/Day/Year)
12/10/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Dividend equivalent units	(1)	12/10/2025		A		395		(1)	(1)	Common shares, par value $0.015	3,259	$0	3,259	D

Explanation of Responses:

1. The dividend equivalent rights accrued on unvested restricted stock award(s) and/or unvested restricted stock unit award(s) and become vested proportionately with the award(s) to which they relate. Each dividend equivalent unit is the economic equivalent of one common share of Essent Group Ltd.

Remarks:

	/s/ David B. Weinstock, as attorney-in-fact	12/12/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did Essent Group (ESNT) report for its SVP and Chief Legal Officer?

Essent Group reported that its SVP and Chief Legal Officer acquired 395 dividend equivalent units linked to unvested restricted stock and restricted stock unit awards.

When did the Essent Group (ESNT) dividend equivalent unit transaction occur?

The dividend equivalent unit transaction for Essent Group's officer occurred on 12/10/2025 and was reported as an acquisition.

How many dividend equivalent units does the Essent Group (ESNT) officer hold after this transaction?

After the reported transaction, the Essent Group officer directly holds 3,259 dividend equivalent units, as shown in the beneficial ownership column.

What are dividend equivalent units in the context of Essent Group (ESNT)?

For Essent Group, the filing explains that dividend equivalent rights accrue on unvested restricted stock and restricted stock unit awards and vest proportionately with those awards. Each dividend equivalent unit is the economic equivalent of one common share of Essent Group Ltd.

How are the Essent Group (ESNT) dividend equivalent units owned by the officer classified?

The filing lists the ownership form for the 3,259 dividend equivalent units as Direct (D), meaning they are held directly by the reporting person.

What type of security underlies the dividend equivalent units at Essent Group (ESNT)?

The dividend equivalent units are tied to common shares of Essent Group Ltd. with a par value of $0.015 per share, according to the table describing the underlying securities.