Essent (ESNT) Form 4: Officer disposes 4,000 shares at $65 avg

Rhea-AI Filing Summary

Essent Group Ltd. insider sale by SVP & Chief Legal Officer. The Form 4 shows Mary Lourdes Gibbons, an officer of Essent Group Ltd. (ESNT), sold 4,000 common shares on 09/18/2025 at a weighted average price of $65.00–$65.01. After the reported sale, the filing shows she beneficially owned 243,023 shares. The filing was executed on behalf of the reporting person by attorney-in-fact David B. Weinstock and dated 09/22/2025. The filer notes the reported sale price is a weighted average across multiple transactions.

Insights

Securities Analyst

TL;DR: Officer sold a small block of shares; holdings remain substantial at 243,023 shares.

The Form 4 documents a straightforward open-market disposition of 4,000 common shares by Mary Lourdes Gibbons on 09/18/2025 at an aggregate weighted average price between $65.00 and $65.01. The filing reports post-transaction beneficial ownership of 243,023 shares, indicating the sale reduced but did not eliminate her position. The submission includes the required weighted-average price disclosure and was signed by an attorney-in-fact, consistent with procedural norms for Section 16 reporting.

Corporate Governance Expert

TL;DR: Routine insider sale disclosed correctly; documentation and price-range disclosure provided.

The Form 4 appears to follow reporting requirements: it identifies the reporting person, role as SVP and Chief Legal Officer, specifies the transaction date, transaction code 'S' for sale, number of shares sold, and post-sale beneficial ownership. The explanatory note clarifies the weighted-average price range and offers to provide detailed price-by-price data on request. The filing bears a dated signature by an attorney-in-fact, which is a standard execution practice.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

X

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Gibbons Mary Lourdes

(Last) (First) (Middle)

C/O ESSENT GROUP LTD.

CLARENDON HOUSE, 2 CHURCH STREET

(Street)

HAMILTON D0 HM11

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Essent Group Ltd. [ ESNT ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	SVP and Chief Legal Officer

3. Date of Earliest Transaction (Month/Day/Year)
09/18/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common shares, par value $0.015	09/18/2025		S		4,000	D	$65(1)	243,023	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $65.00 to $65.01, inclusive. The reporting person undertakes to provide to Essent Group Ltd., any security holder of Essent Group Ltd., or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth above.

Remarks:

	/s/ David B. Weinstock, as attorney-in-fact	09/22/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What transaction did Mary Lourdes Gibbons report on Form 4 for ESNT?

The filing reports a sale of 4,000 common shares on 09/18/2025 using transaction code S.

At what price were the ESNT shares sold according to the Form 4?

The reported sale price is a weighted average of $65.00 to $65.01, with the filer offering to provide per-price details on request.

How many ESNT shares does the reporting person own after the sale?

The Form 4 shows 243,023 shares beneficially owned following the reported transaction.

What is the reporting person’s role at Essent Group Ltd.?

The reporting person is listed as an Officer, specifically SVP and Chief Legal Officer.

When was the Form 4 signed and by whom?

The filing was signed by David B. Weinstock, as attorney-in-fact and dated 09/22/2025.