Essent Group Ltd. (ESNT) SVP and CRO reports 355 dividend units

Rhea-AI Filing Summary

Essent Group Ltd.'s SVP and Chief Risk Officer reported an insider transaction involving derivative securities. On 12/10/2025, the reporting person acquired 355 dividend equivalent units at a price of $0.

These units accrued on unvested restricted stock award(s) and/or restricted stock unit award(s) and will vest in proportion to the related awards. Each dividend equivalent unit is the economic equivalent of one Essent Group Ltd. common share, and following this transaction the reporting person directly beneficially owned 2,933 derivative securities tied to common shares.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Bhasin Vijay

(Last) (First) (Middle)

C/O ESSENT GROUP LTD.

CLARENDON HOUSE, 2 CHURCH STREET

(Street)

HAMILTON D0 HM11

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Essent Group Ltd. [ ESNT ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	SVP and Chief Risk Officer

3. Date of Earliest Transaction (Month/Day/Year)
12/10/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Dividend equivalent units	(1)	12/10/2025		A		355		(1)	(1)	Common shares, par value $0.015	2,933	$0	2,933	D

Explanation of Responses:

1. The dividend equivalent rights accrued on unvested restricted stock award(s) and/or unvested restricted stock unit award(s) and become vested proportionately with the award(s) to which they relate. Each dividend equivalent unit is the economic equivalent of one common share of Essent Group Ltd.

Remarks:

	/s/ David B. Weinstock, as attorney-in-fact	12/12/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did Essent Group Ltd. (ESNT) report in this Form 4?

The filing shows that Essent Group Ltd.'s SVP and Chief Risk Officer acquired 355 dividend equivalent units on 12/10/2025 at a price of $0 per unit.

What is the reporting person2s relationship to Essent Group Ltd. (ESNT)?

The reporting person is an officer of Essent Group Ltd., serving as SVP and Chief Risk Officer, and the form is filed by one reporting person.

How many derivative securities did the Essent Group Ltd. insider own after the transaction?

After acquiring 355 dividend equivalent units, the reporting person directly beneficially owned 2,933 derivative securities tied to Essent Group Ltd. common shares.

What are dividend equivalent units for Essent Group Ltd. (ESNT)?

Dividend equivalent units are rights that accrue on unvested restricted stock and/or restricted stock unit awards and vest proportionately with those awards. Each dividend equivalent unit is the economic equivalent of one common share of Essent Group Ltd.

How many Essent Group Ltd. common shares underlie the reported derivative securities?

The reported derivative position is tied to 2,933 Essent Group Ltd. common shares, each with a par value of $0.015, as the underlying securities for the dividend equivalent units.

Was the Essent Group Ltd. insider2s ownership of these derivative securities direct or indirect?

The Form 4 reports the ownership of the 2,933 dividend equivalent units as direct (D) beneficial ownership.