Essent director granted dividend equivalent units

Dutt Aditya reported acquisition or exercise transactions in this Form 4 filing.

Accepted by SEC EDGAR 03/25/2026 - 04:52 PM EDT Learn about SEC filing dates

Rhea-AI Filing Summary

Dutt Aditya reported acquisition or exercise transactions in this Form 4 filing.

Essent Group Ltd. director Aditya Dutt reported a compensation-related grant of 16 dividend equivalent units on common shares, par value $0.015. These units accrued on unvested restricted stock or restricted stock units and are the economic equivalent of Essent common shares. Following this grant, Dutt holds 56 dividend equivalent units directly, which will vest proportionately with the underlying awards.

Insider Trade Summary

Grant/Award: 16 shares

Grant/Award 1 txn

Insider Dutt Aditya

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Dividend equivalent units	16	$0.00	$0.00

Holdings After Transaction: Dividend equivalent units — 56 contracts (Direct)

Holdings Before and After: Dividend equivalent units, 40 to 56 contracts (Direct)

Footnotes (1)

1. F1. The dividend equivalent rights accrued on unvested restricted stock award(s) and/or unvested restricted stock unit award(s) and become vested proportionately with the award(s) to which they relate. Each dividend equivalent unit is the economic equivalent of one common share of Essent Group Ltd.

FAQ

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What did Essent Group Ltd. (ESNT) director Aditya Dutt report in this Form 4?

Aditya Dutt reported receiving 16 dividend equivalent units tied to Essent Group Ltd. common shares. These units accrued on unvested restricted stock or restricted stock units and are part of his equity-based compensation, not an open-market share purchase or sale.

What are dividend equivalent units in the Essent Group Ltd. (ESNT) Form 4?

Dividend equivalent units are awards that mirror dividends on unvested restricted stock or restricted stock units. Each unit is the economic equivalent of one Essent Group Ltd. common share and vests proportionately with the related underlying equity awards over time.

How many dividend equivalent units does Aditya Dutt hold after this Essent (ESNT) transaction?

After this transaction, Aditya Dutt holds a total of 56 dividend equivalent units. These units represent compensation linked to unvested restricted stock or restricted stock unit awards and will vest over time as the associated equity awards vest.

Was there any open-market buying or selling of Essent (ESNT) shares in this Form 4?

No, the Form 4 shows a grant of dividend equivalent units as compensation, coded as an acquisition (A). It does not report any open-market purchases or sales of Essent Group Ltd. common shares by Aditya Dutt.

How do the dividend equivalent units in the Essent (ESNT) filing vest?

The dividend equivalent units vest proportionately with the restricted stock or restricted stock unit awards to which they relate. As those underlying awards vest over time, the corresponding dividend equivalent units also vest on the same schedule.

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SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Dutt Aditya

(Last) (First) (Middle)

C/O ESSENT GROUP LTD.

CLARENDON HOUSE, 2 CHURCH STREET

(Street)

HAMILTON HM11

(City) (State) (Zip)

BERMUDA

(Country)

2. Issuer Name and Ticker or Trading Symbol
Essent Group Ltd. [ ESNT ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
03/23/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Dividend equivalent units	(1)	03/23/2026		A		16		(1)	(1)	Common shares, par value $0.015	56	$0	56	D

Explanation of Responses:

1. The dividend equivalent rights accrued on unvested restricted stock award(s) and/or unvested restricted stock unit award(s) and become vested proportionately with the award(s) to which they relate. Each dividend equivalent unit is the economic equivalent of one common share of Essent Group Ltd.

Remarks:

	/s/ David B. Weinstock, as attorney-in-fact	03/25/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)